LoanOrCredit
A financial product for the loaning of an amount of money under agreed terms and charges.
Usage: Fewer than 10 domains
Property | Expected Type | Description |
---|---|---|
Properties from LoanOrCredit | ||
amount
|
MonetaryAmount or Number | The amount of money. |
loanTerm
|
QuantitativeValue | The duration of the loan or credit agreement. |
requiredCollateral
|
Text or Thing | Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.) |
Properties from FinancialProduct | ||
annualPercentageRate
|
Number or QuantitativeValue | The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction. |
feesAndCommissionsSpecification
|
Text or URL | Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization. |
interestRate
|
Number or QuantitativeValue | The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate. |
Properties from Service | ||
aggregateRating
|
AggregateRating | The overall rating, based on a collection of reviews or ratings, of the item. |
areaServed
|
AdministrativeArea or GeoShape or Place or Text | The geographic area where a service or offered item is provided. Supersedes serviceArea. |
audience
|
Audience | An intended audience, i.e. a group for whom something was created. Supersedes serviceAudience. |
availableChannel
|
ServiceChannel | A means of accessing the service (e.g. a phone bank, a web site, a location, etc.). |
award
|
Text | An award won by or for this item. Supersedes awards. |
brand
|
Brand or Organization | The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person. |
category
|
Text or Thing | A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy. |
hasOfferCatalog
|
OfferCatalog | Indicates an OfferCatalog listing for this Organization, Person, or Service. |
hoursAvailable
|
OpeningHoursSpecification | The hours during which this service or contact is available. |
isRelatedTo
|
Product or Service | A pointer to another, somehow related product (or multiple products). |
isSimilarTo
|
Product or Service | A pointer to another, functionally similar product (or multiple products). |
logo
|
ImageObject or URL | An associated logo. |
offers
|
Offer | An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. |
provider
|
Organization or Person | The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller. Supersedes carrier. |
providerMobility
|
Text | Indicates the mobility of a provided service (e.g. 'static', 'dynamic'). |
review
|
Review | A review of the item. Supersedes reviews. |
serviceOutput
|
Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. Supersedes produces. |
serviceType
|
Text | The type of service being offered, e.g. veterans' benefits, emergency relief, etc. |
Properties from Thing | ||
additionalType
|
URL | An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. In RDFa syntax, it is better to use the native RDFa syntax - the 'typeof' attribute - for multiple types. Schema.org tools may have only weaker understanding of extra types, in particular those defined externally. |
alternateName
|
Text | An alias for the item. |
description
|
Text | A description of the item. |
disambiguatingDescription
|
Text | A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation. |
image
|
ImageObject or URL | An image of the item. This can be a URL or a fully described ImageObject. |
mainEntityOfPage
|
CreativeWork or URL | Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details. Inverse property: mainEntity. |
name
|
Text | The name of the item. |
potentialAction
|
Action | Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role. |
sameAs
|
URL | URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Freebase page, or official website. |
url
|
URL | URL of the item. |
Instances of LoanOrCredit may appear as values for the following properties
Property | On Types | Description |
---|---|---|
acceptedPaymentMethod
|
Demand or Offer | The payment method(s) accepted by seller for this offer. |
More specific Types
Acknowledgement
This element is based on the work of the Financial Industry Business Ontology project (see http://www.fibo.org/schema for details), in support of the W3C Financial Industry Business Ontology Community Group (http://www.fibo.org/community). Many class and property definitions are inspired by or based on http://www.fibo.org.
Examples
<div> Wells Fargo GraduateSM Student Loan You'll have up to 15 years to repay the loan. Competitive Annual Percentage Rate (APR) Variable interest rates range from 3.22% APR (with discount) to 8.74% APR (without discount). Fixed interest rates range from 6.36% APR (with discount) to 10.61% APR (without discount). The lifetime limit for this loan combined with all other education-related debt is $180,000 for law and business, and $120,000 for other fields of study. </div>
<!-- Wells Fargo GraduateSM Student Loan --> <div itemscope itemtype="http://schema.org/LoanOrCredit"> <span itemprop="name">Wells Fargo GraduateSM Student Loan</span> You'll have up to <div itemprop="loanTerm" itemscope itemtype="http://schema.org/QuantitativeValue"> <span itemprop="value" content="15">15</span> <span itemprop="unitCode" content="ANN">years</span> </div> to repay the loan. Competitive Annual Percentage Rate (APR) <div itemprop="annualPercentageRate" itemscope itemtype="http://schema.org/QuantitativeValue"> <span itemprop="name">Variable interest rates</span> range from <span itemprop="minValue" content="3.22">3.22%</span> APR (with discount) to <span itemprop="maxValue" content="8.74">8.74%</span> APR (without discount). </div> <div itemprop="annualPercentageRate" itemscope itemtype="http://schema.org/QuantitativeValue"> <span itemprop="name">Fixed interest rates</span> range from <span itemprop="minValue" content="6.36">6.36%</span> APR (with discount) to <span itemprop="maxValue" content="10.61">10.61%</span> APR (without discount). </div> The lifetime limit for this loan combined with all other education-related debt is <div itemprop="amount" itemscope itemtype="http://schema.org/MonetaryAmount"> <span itemprop="currency" content="USD">$</span> <span itemprop="value" content="180000">180,000</span> <span itemprop="name">for law and business</span>, </div> and <div itemprop="amount" itemscope itemtype="http://schema.org/MonetaryAmount"> <span itemprop="currency" content="USD">$</span> <span itemprop="value" content="120000">120,000</span> <span itemprop="name">for other fields of study</span>. </div> </div>
<!-- Wells Fargo GraduateSM Student Loan --> <div vocab="http://schema.org/" typeof="LoanOrCredit"> <span property="name">Wells Fargo GraduateSM Student Loan</span> You'll have up to <div property="loanTerm" typeof="QuantitativeValue"> <span property="value" content="15">15</span> <span property="unitCode" content="ANN">years</span> </div> to repay the loan. Competitive Annual Percentage Rate (APR) <div property="annualPercentageRate" typeof="QuantitativeValue"> <span property="name">Variable interest rates</span> range from <span property="minValue" content="3.22">3.22%</span> APR (with discount) to <span property="maxValue" content="8.74">8.74%</span> APR (without discount). </div> <div property="annualPercentageRate" typeof="QuantitativeValue"> <span property="name">Fixed interest rates</span> range from <span property="minValue" content="6.36">6.36%</span> APR (with discount) to <span property="maxValue" content="10.61">10.61%</span> APR (without discount). </div> The lifetime limit for this loan combined with all other education-related debt is <div property="amount" typeof="MonetaryAmount"> <span property="currency" content="USD">$</span> <span property="value" content="180000">180,000</span> <span property="name">for law and business</span>, </div> and <div property="amount" typeof="MonetaryAmount"> <span property="currency" content="USD">$</span> <span property="value" content="120000">120,000</span> <span property="name">for other fields of study</span>. </div> </div>
<!-- Wells Fargo GraduateSM Student Loan --> <script type="application/ld+json"> { "@context":"http://schema.org", "@type":"LoanOrCredit", "name":"Wells Fargo GraduateSM Student Loan", "loanTerm":{ "@type":"QuantitativeValue", "value":"15", "unitCode": "ANN" }, "annualPercentageRate":[ { "@type":"QuantitativeValue", "name": "variable interest rates", "minValue":"3.22", "maxValue":"8.74" }, { "@type":"QuantitativeValue", "name": "fixed interest rates", "minValue":"6.36", "maxValue":"10.61" } ], "amount":[ { "@type": "MonetaryAmount", "name":"debt for law and business", "value":"180000", "currency":"USD" }, { "@type": "MonetaryAmount", "name":"debt for other fields of study than law and business", "value":"120000", "currency":"USD" } ] } </script>
Schema Version 3.1