One smart way to set aside money for funeral and burial expenses is a final expense insurance policy, sometimes referred to as burial insurance or funeral insurance. The purpose of these policies is to pay a death benefit – often between $10,000 and $25,000 – for the specific purpose of covering the costs associated with end of life expenses. These typically include funeral expenses, but may be used for anything the family needs – travel costs for family members, unpaid bills, or medical expenses.
Pre-arranging your cremation is simple and affordable and gives you peace of mind knowing that you will relieve the burden on your family. Pre arranging also enables you to lock in today’s low prices and will give you worldwide protection in the event you’re traveling or if you decide to relocate. Call us today and ask about attending one of our informational seminars while enjoying a complementary lunch or dinner.
A cremator is not designed to cremate more than one human body at a time. Crematoria may occasionally make exceptions for cases such as still-born twins, or a baby and mother who died during childbirth.[citation needed] The chamber where the body is placed is called a cremation chamber or retort and is lined with heat-resistant refractory bricks. Refractory bricks are designed in several layers. The outermost layer is usually simply an insulation material, e.g., mineral wool. Inside is typically a layer of insulation brick, mostly calcium silicate in nature. Heavy duty cremators are usually designed with two layers of fire bricks inside the insulation layer. The layer of fire bricks in contact with the combustion process protects the outer layer and must be replaced from time to time.[45]
Metal - Whether burnished to a fine sheen or antiqued to heirloom quality, metal offers lasting strength and unique beauty. Designs of all shapes and styles provide suitable selections for any need. Whether it’s a copper urn with red cascading flowers, a nickel-plated urn with blue accents and a dove design, or an understated, solid, polished pewter or cast-bronze urn, your metal burial urn can represent your loved one's personality.
A cremator is not designed to cremate more than one human body at a time. Crematoria may occasionally make exceptions for cases such as still-born twins, or a baby and mother who died during childbirth.[citation needed] The chamber where the body is placed is called a cremation chamber or retort and is lined with heat-resistant refractory bricks. Refractory bricks are designed in several layers. The outermost layer is usually simply an insulation material, e.g., mineral wool. Inside is typically a layer of insulation brick, mostly calcium silicate in nature. Heavy duty cremators are usually designed with two layers of fire bricks inside the insulation layer. The layer of fire bricks in contact with the combustion process protects the outer layer and must be replaced from time to time.[45]
Under the Federal Trade Commission’s Funeral Rule, when you work with a funeral home, they must provide you with a General Price List (GPL) of all the services offered and the costs associated with each. This list is something you can keep, and it helps you make educated decisions about your own end-of-life plans or about services for a loved one. The GPL helps you see exactly how the overall costs of cremation or burial can be affected by each decision you make with regard to services.
In early 2002, 334 corpses that were supposed to have been cremated in the previous few years at the Tri-State Crematory were found intact and decaying on the crematorium's grounds in the U.S. state of Georgia, having been dumped there by the crematorium's proprietor. Many of the corpses were decayed beyond identification. Some families received "ashes" that were made of wood and concrete dust.[127]
Our compassionate experts can walk you through every step of the cremation process, including the care for and preparation of the body (which varies depending on religious requirements and type of service chosen), planning a unique funeral or memorial service that reflects the individual, choosing a burial option and selecting family keepsakes. We offer cremation packages to fit your family tradition, personal wishes and budget.
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A memorial service can either be before or after a cremation. If it’s done before, the body is commonly present in a casket. If it’s done after, the cremated ashes are typically present in an urn. A member of a church can hold the ceremony, or you can choose to have a service with only family and friends present. If a visitation is included, the funeral home will typically charge additional fees. Also, with new CDC recommendations related to social distancing at funerals, it is recommended to now live stream or delay the funeral, instead of having a large crowd of friends and family present.
Cremation is typically the least expensive final arrangement, and either cremation or burial without funeral services are less costly than those with such services. You don’t have to forgo all memorials to ensure more affordable end-of-life arrangements, though. In some cases, discounts and coupons can help you access services at lower costs. Not all states allow coupons and discounts specifically for funeral services, but some do. Even in areas where such discounts aren’t a possibility, families can save by using airline bereavement deals, coupons for floral arrangements and discounts on services and goods related to end-of-life arrangements.
The cost of an urn can also drive up the cost, adding as much as $300 or more to the price you will have to pay. However, you are not required to get an urn. Instead, most funeral homes will place ashes in a plastic bag and then insert it into a thick plastic box. This is all that is required to spread ashes. You can also find affordable urns online for as little as $25 at places such as Walmart.com.