Merrick Bank Credit Card Cash Advance

At any ATM, you may obtain a advance loan from Merrick Bank. Insert your card Simply, then enter your PIN and select the cash advance option to do this. To receive the advance, enter the amount you wish to withdraw and then confirm the fee disclosure. High APR for Cash Advances: A cash advance APR ranges from 27.45% to 35.70%, based on the card and your overall creditworthiness. It can be as low as 25.45%(V) for some cards (V). Cash advances have no grace period, so interest away commences to mount right. A cash advance cost is charged: The 4% cash advance charge has a $10 minimum. The maximum cost that an ATM owner might impose is this one. PIN required for cash advance: You will need a PIN to be able to use your Merrick Bank credit card to advance cash at an ATM. When applying for your card, if you did not generate a PIN, you may get one by calling customer care at (800) 204-5936.
Merrick Bank Credit Card Cash Advance

Does Merrick Bank have a grace period?

The grace period for Merrick Bank credit cards lasts for at least 25 days from the end of the billing cycle to the due date for the payment. Merrick Bank will not assess interest if cardholders make monthly full payments on their statement balance.

Does Merrick Bank give instant approval?

Receiving approval for a Merrick Bank credit card typically takes two business days to two weeks. Your new credit card should come in 7 to 10 business days if you are accepted. If your application is turned down, you can try phoning the issuer at (800) 204-5936 to request a reconsideration.

Does Merrick Bank do credit line increases?

Use your card and make on-time payments during the first seven months you have an unsecured credit card from Merrick Bank to qualify for an increase in your credit card limit. Automatically, your credit limit will be doubled.