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Chronicle of higher education kevin carey education,organic food history timeline,best books about history of india,what is edc in new york zapjuegos - 2016 Feature

Frogs, as everyone has heard, will sit quietly in a pot of steadily warming water until they are boiled alive. The first signs appeared last fall, held above the heads of Occupy protesters who saw their indenture to banks as an intergenerational betrayal.
Last year also saw the emergence of one of those sticky shorthand statistics that defy conventional wisdom: $1-trillion in accumulated student-loan debt, more even than credit cards. One trillion is the last big number in modern life, the only sum that can still impress us with incomprehensible size. Public colleges and universities have been hammered by state budget cuts, causing some to raise tuition and thus their students' borrowing. Higher-education leaders respond that $120,000 is atypical, as are some of the alarming Occupy numbers.
Anxiety over college debt is so acute that those subsidized rates have become one of the few education-related issues to rise to prominence in the current presidential campaign. Sometime in the past 12 months, a realization has crystallized in the collective consciousness. When people start jumping out of the pot of water, and they will at some point, it's not clear where they will land. The Chronicle welcomes constructive discussion, and our moderators highlight contributions that are thoughtful and relevant.
Education is often compared to two other industries upended by the Internet: journalism and publishing. Over at The New Republic, I discuss how the K-12 part of Mitt Romney’s recently-released education plan is highly focused on markets and student choice. Throughout the fall 2011 semester, a group of well-known Stanford professors had been running an unorthodox experiment by letting over 100,000 students around the world take their courses, online, for free.
The present for-profit higher-education industry is largely an artifact of federal financial-aid policy. There’s an important distinction between what an organization does and what it sells. The detracking movement did a lot to undermine vocational education, and people like Bill Gates and others have since been influential boosters of the idea that everyone should go to college. Senator Barbara Mikulski (D-MD) was the first to raise this notion, and she returned to it several times.
In the State of the Union and again in a speech at the University of Michigan last Friday, President Obama laid out a new higher education agenda.
There’s no doubt that the ongoing crisis of governance in California and resulting disinvestment in the University of California system is deplorable.


As was reported yesterday, well-known Stanford professors Peter Norvig and Sebastian Thrun are currently teaching an online course in Artificial Intelligence that is available, for free, to anyone in the world. In Washington, much of the chatter has been about for-profit colleges that load students with debt in exchange for worthless degrees. But that doesn't explain rising debt among students attending private nonprofit institutions. But a higher-education system that depends on hundreds of thousands of 18-year-olds making wise choices about money is a system designed to produce widespread financial catastrophe. Ohio Northern, on its Web site, encourages prospective students to "Get Over the Sticker Shock" by learning the "Return on Investment" for their degrees. The old bargain, in which parents could pay for their children's education out of pocket or students could "work their way through college," is gone, over and done with. The trade association representing for-profits promptly filed a lawsuit, and won a significant court victory yesterday when a federal District Court Judge ruled that the U.S. Students have the right to sign over their federal grant and loan dollars to any accredited college, and if you look at how much the big publicly traded for-profits charge, you’ll see a tight distribution of price points that not coincidentally track closely with the maximum amount of federal loan money students can borrow. Senate Health, Education, Labor and Pensions committee hearing on innovations in higher education affordability. Unlike the previous generation of open courses, which were limited to lecture videos and syllabi, students taking this course can submit homework and take quizzes and tests for grades. In reality, frogs will jump out of the pot as soon as it gets too hot, because scalding water hurts like hell.
The numbers were designed to shock, and they did, appearing on newscasts and Web petitions nationwide. Anyone who lives in this country has a gut sense of how much stuff charge-happy Americans buy with their Visa and American Express cards. Sending your kids to college used to be an occasion for pride and a little sorrow, a passage to adulthood and the next phase of life. The New York Times recently profiled a young woman who borrowed $120,000 to attend Ohio Northern University, a small private university where tuition, fees, and room and board total nearly $50,000 per year. Borrowing $120,000 for a garden-variety bachelor's degree is folly, and colleges that allow or encourage students to make such choices are morally culpable for the consequences. Colleges that market to students this way should be subject to exactly the same "gainful employment" regulations recently imposed on for-profit colleges. This is like General Motors protesting that most purchasers of top-heavy SUV's don't roll their vehicles over at 70 miles an hour on the interstate and die a fiery death. The only loan benefits students receive come from lower, subsidized interest rates that are, under any scenario, pennies on the many dollars they will still have to repay.


Mitt Romney, another avowed federal-budget cutter, has also endorsed subsidizing the 3.4-percent rate. That path to opportunity, which helped tens of millions of Americans make the transition to the knowledge economy in the late decades of the 20th century, has been shut down and replaced by a much different and much worse proposition: Go to college because you have to, and maybe you'll graduate and maybe you'll learn something or maybe you won't. The Occupy signs and breathless news coverage of student debt aren't causing these feelings.
College students are adults (although many just barely) who, in theory, can choose among a vast array of institutions. Similarly, anxiety about student-loan debt has reached a boiling point over the past year, and the American public seems increasingly inclined to bail out of the higher-education system. It has become a looming financial chasm for middle-class families, a source of constant, growing dread. Students there get some financial aid, but even then, the lowest-income undergraduates still pay nearly $75,000 out of pocket over four years. They should also have to pay back the American taxpayers a portion of any loans they facilitate that go bad. It ignores the question of whether too many students are going far too deeply into debt, and the fact that every student-debt statistic one can find is moving in the wrong direction: more borrowers, higher debt levels, lower repayment rates, more defaults. But what's increasingly certain is that you'll start moving forward through life attached to a financial ball and chain. For example, there was once a common misconception that newspapers were in the business of selling news stories to news readers, when they were in fact in the business of selling advertising to grocery stores and H.R. It was an interesting morning marred by a long discussion of an essentially bogus idea: that college keeps getting more expensive because of onerous federal regulations. And in the end, colleges and universities can point all they like to stingy legislatures and the pressure of the U.S.
It will be a perilous time for higher learning, unless the tide of student debt can be brought under some manner of control. This is the kind of, the kind of snobbery that we see from those who think they know how to run our lives.
News & World Report rankings and economic theories about the cost of doing business in labor-intensive industries.



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