Validity Report
Full Report
US8862508B2 — System and method for unifying e-banking touch points and providing personalized financial services
Priority Date: 2005-11-14, Publication Date: 2014-10-14, Current Assignee: Mcom Ip LLCReport Generated: 2021-07-19

Results

Patent Id
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Title
Patent Type
Publication Date
Priority Date
Family Id
Search Efficiency
Original Assignee
Current Assignee
EP1934921A11.215MULTIPLE FINANCIAL INSTITUTION AUTOMATED TELLER MACHINE APPARATUS  SYSTEM AND METHOD FOR USING SAMEGRANT2008-06-252005-09-2037889148GreatGM Holdings LLCSELECT-A-BRANCH ATM NETWORK, LLC
US6748367B11.182Method and system for effecting financial transactions over a public network without submission of sensitive informationGRANT2004-06-081999-09-2432328637Great
EP0884703A21.171Method of processing a financial transaction and a self-service banking system thereforGRANT1998-12-161997-06-1310814042GreatNCR International IncNCR International Inc
US7401051B21.152Automated teller machine system and method relay centerGRANT2008-07-152000-04-0718619513GreatInternational Business Machines CorpMUFG Bank Ltd, International Business Machines Corp
EP1091328A21.081Method and system for providing an incentive to use an automated teller machine (ATM)GRANT2001-04-111999-10-0722566736GreatCiticorp Development Center IncCiticorp Development Center Inc
EP1098487A21.080Method and system for coordinating session activities at a self-service financial transaction terminalGRANT2001-05-091999-11-0126859079GreatCiticorp Development Center IncCiticorp Development Center Inc
US6305603B11.078Personal digital assistant based financial transaction method and systemGRANT2001-10-231999-01-2922903307GreatInternational Business Machines CorpeBay Inc
EP1374193A11.077SECURE E-COMMERCE CLEARANCE SYSTEMGRANT2004-01-022001-04-044168768GreatSips IncSips Inc
EP1223524A21.060System and method for private and secure financial transactionsGRANT2002-07-172000-11-0324837260GreatAuthenture IncAuthernative Inc
EP1251470A21.060International-online automatic cash transaction systemGRANT2002-10-232001-04-2018971896GreatHitachi LtdHitachi Ltd, Hitachi Omron Terminal Solutions Corp
EP1254410A21.052SYSTEM AND METHOD FOR COLLECTING FINANCIAL TRANSACTION DATAGRANT2002-11-061999-08-2423508584GreatNokia OyjNokia Oyj, Nokia Technologies Oy
EP1049057A21.050Method and system for tunneling messages through routing and settlement systems of a financial institutionGRANT2000-11-021999-04-2622447703GreatCitibank NA, Citishare CorpCitibank NA, Citishare Corp
US7523055B21.044Financial information access systemGRANT2009-04-211995-10-1124157971GreatBlock Financial LLCBlock Financial LLC
US7580856B11.041Systems and methods for distributing targeted incentives to financial institution customersGRANT2009-08-251998-04-2740973466GreatFINANCIAL MATRIX IncFINANCIAL MATRIX Inc
US6811078B21.040Point-of-transaction machine with improved versatility and related methodGRANT2004-11-022002-01-1726991943GreatHUMMINGBIRD INVESTMENT TRUST DDT 11/27/HUMMINGBIRD INVESTMENT TRUST DDT 11/27/
EP1272955A11.033INTEGRATED SYSTEM FOR PROVIDING FINANCIAL SERVICES INCLUDING INTERNET TV CAPABILITIESGRANT2003-01-082000-02-0322658717GreatCiticorp Development Center IncCiticorp Development Center Inc
EP1546907A21.031SYSTEM AND METHOD FOR PROVIDING ENHANCED SERVICES IN A MULTI-CHANNEL INTERACTIVE DISTRIBUTED ENVIRONMENTGRANT2005-06-292002-09-2632041766GreatElectronic Data Systems LLCHewlett Packard Development Co LP
EP1323085A11.029WIRELESS TRANSACTION SYSTEMGRANT2003-07-022000-09-0724637336GreatEuronet Worldwide Inc, Euronet Services IncEuronet Services Inc
EP0564469B11.016ELECTRONIC WALLETGRANT2000-01-051990-12-2424536633GreatMotorola Solutions IncMotorola Solutions Inc
EP1222503A21.007SYSTEM AND METHOD FOR SERVICING ELECTRONIC TRANSACTIONSGRANT2002-07-171999-08-1123467828GreatC SAM IncMastercard Mobile Transaction Solutions Inc
US6701303B11.005E-commerce system and method of operation enabling a user to conduct transactions with multiple retailers without certification and/or trusted electronic pathsGRANT2004-03-021999-12-2331716067GreatInternational Business Machines CorpPayPal Inc
EP1325440A11.003SUPERVISION OF PLURALITY OF SERVICE TERMINALSGRANT2003-07-092000-09-1426926170GreatEuronet Services IncEuronet Worldwide Inc
EP1316035A11.002MULTIFUNCTIONAL MOBILE BANKING SYSTEMGRANT2003-06-042000-08-0824545938GreatEuronet Services IncEuronet Worldwide Inc
EP1323038A11.000DOCUMENT DRIVEN INTERFACE WITH DATA SERVERGRANT2003-07-022000-09-1426926169GreatEuronet Services IncEuronet Worldwide Inc
EP1231766A21.000Method of integrating imaging products/services with non-imaging products/services in a single kioskGRANT2002-08-142001-02-0825116088GreatEastman Kodak CoEastman Kodak Co
US7814016B20.999Personal teller system and method of remote interactive and personalized bankingGRANT2010-10-122004-06-3035515177GreatuGenius IP Holdings LLCNCR Corp
EP1573428A20.998METHOD AND APPARATUS FOR PROCESSING FINANCIAL TRANSACTIONSGRANT2005-09-142001-03-0625178644GreatElectronic Data Systems LLCHewlett Packard Enterprise Development LP
US9355530B10.996Processing automated banking transactions requiring approvalGRANT2016-05-312002-03-1856027879GreatDiebold IncDiebold Nixdorf Inc
US8413889B10.992Banking system operated responsive to data bearing recordsGRANT2013-04-091998-11-2747999133GreatDiebold IncDiebold Nixdorf Inc
EP1085476A20.992System and method for performing an interactive session for a customer at a self-service transaction terminalGRANT2001-03-211999-09-1422548987GreatCiticorp Development Center IncCiticorp Development Center Inc
EP1025552B10.989MULTI-TRANSACTION COIN MACHINEGRANT2006-08-231997-10-2322044559GreatCash Technologies IncCash Technologies Inc
WO2003032122A20.988SYSTEM AND METHOD FOR CONDUCTING A FINANCIAL TRANSACTION USING A COMMUNICATION DEVICEAPPLICATION2003-04-172001-10-0923278590Great
EP1327211A10.988SYSTEM AND METHOD FOR PURCHASING GOODS AND SERVICES THROUGH FINANCIAL DATA NETWORK ACCESS POINTSGRANT2003-07-162000-09-2824692038GreatEuronet Services IncEuronet Worldwide Inc
US8955743B10.988Automated banking machine with remote user assistanceGRANT2015-02-171998-04-1752463554GreatDiebold IncDiebold Nixdorf Inc
EP1492068A20.985Method for providing banking services by use of mobile communication systemGRANT2004-12-292003-06-2433425671GreatLG Uplus CorpLG Uplus Corp
US9607483B20.985Processing automated banking transactions requiring approvalGRANT2017-03-282002-03-1856943237GreatDiebold IncDiebold Nixdorf Inc
US5937396A0.983System for ATM/ATM transfersGRANT1999-08-101996-12-0425054704GreatWestern Union CoFirst Data Corp
US8640946B10.980ATM that allows a user to select a desired transaction by touch dragging a displayed icon that represents the desired transactionGRANT2014-02-041998-04-1750001537GreatDiebold IncDiebold Nixdorf Inc
EP1430454A20.977REMOTE PAYMENT METHOD AND SYSTEMGRANT2004-06-232000-10-2726709357GreatIcom Mobile LtdIcom Mobile Ltd
EP1758062A20.976Flexible  multi-mode financial transactions processing systems and methodsGRANT2007-02-282005-08-2336910786GreatDe la Rue International LtdDe la Rue International Ltd, Glory Global Solutions Holdings Ltd
US7822684B20.975Personalized bank teller machineGRANT2010-10-262001-10-0546322304GreatJPMorgan Chase Bank NAJPMorgan Chase Bank NA
US8651373B10.971ATM that allows a user to select a desired transaction by touch dragging a displayed icon that represents the desired transactionGRANT2014-02-181998-04-1750072042GreatDiebold IncDiebold Nixdorf Inc
US7967192B10.971Automated banking machine controlled responsive to data bearing recordsGRANT2011-06-281998-11-2744169322GreatDiebold IncDiebold Nixdorf Inc
EP1854059A20.968FRAUD-FREE PAYMENT FOR INTERNET PURCHASESGRANT2007-11-142005-01-2637308366Great
US7039600B10.968ATM customer marketing systemGRANT2006-05-021998-11-2736216194GreatDiebold IncDiebold Nixdorf Inc
EP1301912B10.967TRANSACTION PROCESSING SYSTEMGRANT2009-09-162000-07-109895363GreatVETT LtdVETT Ltd
WO2000046724A10.963METHOD FOR AUTHORIZING ACCESS TO A SECURE ONLINE FINANCIAL TRANSACTION SYSTEMAPPLICATION2000-08-101999-02-0522929014Great
EP1196900A10.962AUTOMATED TRANSACTION EXECUTION SYSTEM WITH BOTH A PLURALITY OF USER INTERFACES AS WELL AS A MACRO ACCOUNTGRANT2002-04-171999-06-304163667Great
US7980462B10.961Automated transaction machine with card reader that can read unique magnetic characteristic of a magnetic stripeGRANT2011-07-191998-11-2744261839GreatDiebold IncDiebold Nixdorf Inc
EP0542298B10.961Electronic monetary systemGRANT1998-04-221991-11-1525161747GreatCitibank NACitibank NA
EP1107149A20.960System and method for delivering financial servicesGRANT2001-06-131999-12-1022618025GreatCiticorp Development Center IncCiticorp Development Center Inc
US7925549B20.959Personalized marketing architectureGRANT2011-04-122004-09-1735686458GreatAccenture Global Services LtdAccenture Global Services Ltd
EP1219088A20.959TRANSACTION METHOD AND SYSTEM FOR DATA NETWORKSGRANT2002-07-031999-04-2826153311GreatUnicate BVUnicate BV
EP0979459A10.958GLOBAL FINANCIAL SERVICES INTEGRATION SYSTEM AND PROCESSGRANT2000-02-161996-05-2321786735GreatCitibank NACitibank NA
EP1234223A20.956SYSTEM AND METHOD FOR SECURE ELECTRONIC TRANSACTIONSGRANT2002-08-281999-10-2226857367GreatCyota IncCyota Inc
EP1546960A20.955ELECTRONIC BANKING SYSTEMGRANT2005-06-292002-09-1631994257GreatSaudi Arabian Oil Co, Aramco Services CoSaudi Arabian Oil Co, Aramco Services Co
EP1204908A20.955AUTOMATED BANKING MACHINE SYSTEM AND DEVELOPMENT METHODGRANT2002-05-151999-07-2026842339GreatDiebold IncDiebold Nixdorf Inc
EP1461897A10.955SYSTEM AND METHOD FOR FACILITATING ELECTRONIC FINANCIAL TRANSACTIONS USING A MOBILE TELECOMMUNICATION DEVICEGRANT2004-09-292001-12-043833044GreatCONCEPTM Co LtdCONCEPTM Co Ltd
EP1257983A20.954APPARATUS  SYSTEMS AND METHODS FOR WIRELESSLY TRANSACTING FINANCIAL TRANSFERS  ELECTRONICALLY RECORDABLE AUTHORIZATION TRANSFERS  AND OTHER INFORMATION TRANSFERSGRANT2002-11-202000-02-1027391433Great
US7844546B20.953Online payment transfer and identity management system and methodGRANT2010-11-302001-01-264168195GreatAcxsys CorpCERTAPAY Inc, Interac Corp
EP1356438B10.952SYSTEM AND METHOD FOR VERIFYING A FINANCIAL INSTRUMENTGRANT2014-06-182000-07-1026911712GreatPayPal IncPayPal Inc
US7401049B20.951System and method for a prepaid card issued by a foreign financial institutionGRANT2008-07-152001-05-2923131907GreatAmerican Express Travel Related Services Co IncLiberty Peak Ventures LLC
WO2001016828A10.946SYSTEM AND METHOD FOR CONDUCTING FINANCIAL TRANSACTIONS ON AN INTERNET ENABLED ELECTRONIC FUNDS TRANSFER DEVICEAPPLICATION2001-03-081999-08-2727010747Great
EP1046144A10.943SYSTEM AND METHOD FOR CONTROLLING FINANCIAL TRANSACTIONS OVER A WIRELESS NETWORKGRANT2000-10-251997-12-2325544086GreatSoftware com IncGreat Elm Group Inc, Software com Inc
WO2001067365A10.943PROVIDING INTERNET SERVICES TO AUTOMATED TELLER MACHINEAPPLICATION2001-09-132000-03-0927060714Great
EP1072990A20.942Methods and systems for collateral matching and mark to market reconcilementGRANT2001-01-311999-07-3022517994GreatCrossmar IncCrossmar Inc, Citigroup Global Markets Inc, Citicorp Banking Corp
US7451134B20.941Method and apparatus for facilitating data management over a networkGRANT2008-11-112004-08-0235801192GreatWells Fargo Bank NAWells Fargo Bank NA
US7848974B10.941Electronic acquisition of bill payment information from a financial accountGRANT2010-12-072004-09-0143244182GreatJPMorgan Chase Bank NAJPMorgan Chase Bank NA
US7606767B10.941Cash dispensing automated banking machine system and communication methodGRANT2009-10-201996-11-2741171145GreatDiebold IncDiebold Nixdorf Inc
WO2002011028A10.941VALUE TRANSFER SYSTEM FOR UNBANKED CUSTOMERSAPPLICATION2002-02-072000-07-2722826098Great
US5787403A0.940Bank-centric service platform  network and systemGRANT1998-07-281995-03-0823586182GreatHuntington Bancshares IncDataTreasury Corp
US7797237B20.940Electronic financial transaction system and method providing real-time authentication service through wire/wireless communication networkGRANT2010-09-142000-12-0626638602Great
US7461774B20.938Customer interaction process and systemGRANT2008-12-092004-09-1036060662GreatAdvantage Branch and Office Systems LLCAdvantage Branch and Office Systems LLC
US8177126B20.938Banking system operated responsive to data read from data bearing recordsGRANT2012-05-151997-05-0746323877GreatDiebold IncDiebold Nixdorf Inc
EP1678578A20.937SYSTEM AND METHOD FOR INTEGRATED PLAYER TRACKING AND CASH-ACCESSGRANT2006-07-122003-10-0134421698GreatCash Systems IncCash Systems Inc
EP1687725B10.937SECURE PAYMENT SYSTEMGRANT2020-09-302003-11-2634624250GreatVeroguard Systems Pty Ltd, Point of Pay Pty Ltd, Veroguard Systems Pty LtdVEROGUARD SYSTEMS PTY LIMITED
US5619558A0.936ATM segment of one marketing methodGRANT1997-04-081995-11-1324227193GreatNCR CorpNCR Corp
EP0991006A20.934Method and apparatus for displaying a customized advertising message with a retail terminalGRANT2000-04-051998-09-3022592977GreatNCR International IncNCR International Inc
EP1875446B10.932SECURITY DEVICE  METHOD AND SYSTEM FOR FINANCIAL TRANSACTIONS  BASED ON THE IDENTIFICATION OF AN INDIVIDUAL USING A BIOMETRIC PROFILE AND A SMART CARDGRANT2015-05-272005-03-0734981968Great
EP1771809A20.932ATM MACHINE AND METHODS WITH CURRENCY CONVERSION CAPABILITIESGRANT2007-04-112004-06-1735731005GreatFirst Data CorpFexco, Fexco Merchant Services, First Data Corp, Western Union Co, Fexco
WO2001052170A10.932A METHOD AND SYSTEM FOR ACCESSING FINANCIAL INFORMATION USING WIRELESS DEVICESAPPLICATION2001-07-192000-01-1322642393Great
US7657473B10.931Automated banking machine that operates responsive to data bearing recordsGRANT2010-02-022002-05-0741581396GreatDiebold IncDiebold Nixdorf Inc
EP0991003A20.931Method and apparatus for compiling a retail survey with a retail terminalGRANT2000-04-051998-09-3022592966GreatNCR International IncNCR International Inc
EP1755062A20.930Methods and systems for secure user authenticationGRANT2007-02-212005-07-2937451095GreatCiticorp Development Center IncCiticorp Development Center Inc, Citicorp Credit Services Inc USA
US8042733B20.929Automated banking machine that operates responsive to data bearing recordsGRANT2011-10-251996-11-2746332420GreatDiebold IncDiebold Nixdorf Inc
EP1380019A10.929MONEY-TRANSFER TECHNIQUESGRANT2004-01-142001-04-1025255010GreatUniTeller Financial Services IncUniTeller Financial Services Inc
EP1200940B10.928A SYSTEM AND METHOD FOR SECURE NETWORK PURCHASINGGRANT2007-10-101999-07-3027538275GreatSafewww IncEGI Internet Ltd, Safewww Inc, EGI Internet Ltd
EP1779308A20.927FINANCIAL INSTITUTION-BASED TRANSACTION PROCESSING SYSTEM AND APPROACHGRANT2007-05-022004-06-0935510405GreatUS Bancorp Licensing IncUS Bancorp Licensing Inc
EP1256079A10.926METHOD AND APPARATUS FOR PROVIDING FINANCIAL TRANSACTION DATA VIA THE INTERNETGRANT2002-11-132000-02-1722672195GreatNewRiver Inc, NewRiver Investor Communications IncNewRiver Inc, NewRiver Investor Communications Inc
US20020032656A10.925System and method for providing automatic teller machine services to multiple financial institutionsAPPLICATION2002-03-142000-03-3126889355Great
US9412114B20.925Banking system operated responsive to data read from data bearing recordsGRANT2016-08-091997-05-0756557418GreatDiebold IncDiebold Nixdorf Inc
WO2004072881A10.925TRANSACTION APPROVAL SYSTEMAPPLICATION2004-08-262003-02-1732866133Great
WO2006135264A10.925ONLINE PAYMENT SYSTEM FOR MERCHANTSAPPLICATION2006-12-212005-06-1737532541Great
US6947908B10.924System and use for correspondent bankingGRANT2005-09-201998-08-2734992082GreatCitibank NACitibank NA
EP1030277A20.923Legacy interface for communication with existing host systems (including passing object features)GRANT2000-08-231998-05-2727536143GreatDiebold IncDiebold Nixdorf Inc
WO2002045034A20.922TRANSACTION EXECUTION SYSTEM AND METHOD WITH USER PROXY AND MIDDLEWAREAPPLICATION2002-06-062000-11-284167818Great
EP0993664B10.922TRANSACTION METHOD CARRIED OUT WITH A MOBILE APPARATUSGRANT2004-03-171997-06-2725688016GreatSwisscom Mobile AGSwisscom Schweiz AG
EP0961250A20.920Method of delivering different documents for producing displays at different machines (multilingual  special features  advertising  etc.)GRANT1999-12-011998-05-2727536138GreatDiebold IncDiebold Nixdorf Inc
EP0961246A20.920Methods by which an ATM selectively accesses documents based on the transaction function devices present in the machineGRANT1999-12-011998-05-2727536133GreatDiebold IncDiebold Nixdorf Inc
EP1030276A20.919Using server ATM to present device status messages and accessing/operating devices for service activity with browser interfaceGRANT2000-08-231998-05-2727536142GreatDiebold IncDiebold Nixdorf Inc
EP0961249A20.919System configuration where certain transaction devices are run through browser interface to HTTP and other devices are run responsive to messages in ATM legacy systemGRANT1999-12-011998-05-2727536136GreatDiebold IncDiebold Nixdorf Inc
EP0964374A20.919Transaction data object features including persistence  passing object and using object data for printingGRANT1999-12-151998-05-2727536141GreatDiebold IncDiebold Nixdorf Inc
EP0961247A20.919Automated transaction machine which operates responsive to HTML documents accessed with a browserGRANT1999-12-011998-05-2727536144GreatDiebold IncDiebold Nixdorf Inc
WO2003017165A10.919METHOD AND APPARATUS FOR CONDUCTING TRANSACTIONS ON AN AUTOMATED TELLER MACHINEAPPLICATION2003-02-272001-08-1021742772Great
EP0961245A20.918Automated banking machine with a print URL featureGRANT1999-12-011998-05-2727536137GreatDiebold IncDiebold Nixdorf Inc
EP2400453A10.918Apparatus and method of a distributed captial systemGRANT2011-12-282002-02-1427737522Great
EP0961251A20.918Automated banking machine with accessing data based on customer inputs including biometric customer identification and producing selected displays based on customer identity (profile bean)GRANT1999-12-011998-05-2727536134GreatDiebold IncDiebold Nixdorf Inc
EP0961252A20.918Automated banking machine with selective accessing of HTML documents and other promotional information during dwell time in the machine transaction sequenceGRANT1999-12-011998-05-2727536145GreatDiebold IncDiebold Nixdorf Inc
EP1099178A10.918A METHOD OF TRANSACTING E-COMMERCE AND E-BUSINESS FROM A PUBLIC ACCESS PERVASIVE COMPUTING DEVICEGRANT2001-05-161998-07-2027536673GreatUSA Technologies IncCantaloupe Inc
EP1030275A20.917Terminal configuration methodsGRANT2000-08-231998-05-2727536132GreatDiebold IncDiebold Nixdorf Inc
US7725393B20.916Application service provider and automated transaction machine system and methodGRANT2010-05-251996-11-2727578089GreatDiebold IncDiebold Nixdorf Inc
EP0961248A20.916Automated banking terminal with security features such as for example signed appletsGRANT1999-12-011998-05-2727536139GreatDiebold IncDiebold Nixdorf Inc
EP1030495A20.915Pre-navigate bean (including testing for download speed in determining whether to access HTTP records)GRANT2000-08-231998-05-2727536140GreatDiebold IncDiebold Nixdorf Inc
US9524532B20.915System and method for integrated multiple source player cash accessGRANT2016-12-202004-09-0935457519GreatEveri Payments IncEveri Payments Inc
WO2000046725A10.914SYSTEM AND METHOD FOR CONDUCTING ONLINE FINANCIAL TRANSACTIONS USING ELECTRONIC FUNDS TRANSFER AND PUBLIC COMMUNICATIONS NETWORKSAPPLICATION2000-08-101999-02-0522928088Great
EP1099180A10.913A SYSTEM AND METHOD OF PROCESSING CREDIT CARD  E-COMMERCE  AND E-BUSINESS TRANSACTIONS WITHOUT THE MERCHANT INCURRING TRANSACTION PROCESSING FEES OR CHARGES WORLDWIDEGRANT2001-05-161998-07-2027492661GreatUSA Technologies IncCantaloupe Inc
US7716096B20.913Application service provider and automated transaction machine system and methodGRANT2010-05-111996-11-2746281932GreatDiebold IncDiebold Nixdorf Inc
EP0961195A20.912Function for mapping the keys of a keypadGRANT1999-12-011998-05-2727536135GreatDiebold IncDiebold Nixdorf Inc
EP0567291B10.912Integrated transaction information processing systemGRANT2000-07-121992-04-2314377355GreatHitachi LtdHitachi Ltd
US7603302B10.912Automated banking machine system with multiple entity interfaceGRANT2009-10-131996-11-2741138072GreatDiebold IncDiebold Nixdorf Inc
US8172130B20.911Automated banking machine that operates responsive to data bearing recordsGRANT2012-05-081996-11-2729424977GreatDiebold IncDiebold Nixdorf Inc
US7025255B10.911Application service provider and automated transaction machine system and methodGRANT2006-04-112002-02-0436127600GreatDiebold IncDiebold Nixdorf Inc
US7328839B20.910User configurable alerts for ATM transactionsGRANT2008-02-122004-10-2136207257GreatInternational Business Machines CorpPayPal Inc
EP1326187A10.910ELECTRONIC COMMERCE SYSTEMGRANT2003-07-092000-09-2818777999Great
EP0894315A20.907AN IMPROVED METHOD AND SYSTEM FOR PERFORMING BANKING TRANSACTIONS  INCLUDING HOME BANKINGGRANT1999-02-031996-04-1821773810GreatCitibank NACitibank NA
US8825545B20.905System and method for facilitating on-line paymentGRANT2014-09-022003-06-2531954266GreatEWISE SYSTEMS Pty LtdPayWithMyBank Inc
US8496168B10.904Banking system controlled responsive to data bearing recordsGRANT2013-07-301998-04-1748808612GreatDiebold IncDiebold Nixdorf Inc
US7844519B20.904System for automatically transferring account information  such as information regarding a financial services accountGRANT2010-11-302004-06-1835785707GreatWashington Mutual IncJPMorgan Chase Bank NA
US7845552B20.903ATM system and methodGRANT2010-12-071997-05-0736814681GreatDiebold IncDiebold Nixdorf Inc
EP1490745A20.903A SYSTEM AND METHOD FOR PURCHASING GOODS AND SERVICES THROUGH DATA NETWORK ACCESS POINTS OVER A POINT OF SALE NETWORKGRANT2004-12-292002-03-1428041826GreatEuronet Worldwide IncEuronet Worldwide Inc
US7321874B20.903Method and apparatus for implementing financial transactionsGRANT2008-01-222000-09-2024672096GreatCashEdge IncCashEdge Inc, Wells Fargo Capital Finance LLC
US5546523A0.903Electronic fund transfer systemGRANT1996-08-131995-04-1323670731GoodMillennium Commerce LLCMillennium Commerce LLC
EP1099175A10.902UNIVERSAL INTERACTIVE ADVERTISING AND PAYMENT SYSTEM FOR PUBLIC ACCESS ELECTRONIC COMMERCE AND BUSINESS RELATED PRODUCTS AND SERVICESGRANT2001-05-161998-07-2027377522GoodUSA Technologies IncCantaloupe Inc
US8121914B10.901Automated banking machine customer profile methodGRANT2012-02-211996-11-2745572087GoodDiebold IncDiebold Nixdorf Inc
US20070100748A10.900Multi-channel transaction system for transferring assets between accounts at different financial institutionsAPPLICATION2007-05-032005-10-1937997728GoodCashEdge IncCashEdge Inc, Wells Fargo Capital Finance LLC
US6970846B10.899Automated banking machine configuration methodGRANT2005-11-291996-11-2735405356GoodDiebold IncDiebold Nixdorf Inc
EP2667345A20.899Transactional servicesGRANT2013-11-272005-10-0637943389GoodC SAM IncMastercard Mobile Transaction Solutions Inc
US8768836B10.897System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital imageGRANT2014-07-012000-02-1850982204GoodJPMorgan Chase Bank NAJPMorgan Chase Bank NA
US7266526B10.897Automated banking machine system with multiple browsersGRANT2007-09-041996-11-2738456998GoodDiebold IncDiebold Nixdorf Inc
US6901382B10.896Automated banking machine and systemGRANT2005-05-311996-11-2734596164GoodDiebold IncDiebold Nixdorf Inc
US10748381B20.895System and method for integrated multiple source player cash accessGRANT2020-08-182004-09-0965435444GoodEveri Payments IncEveri Payments Inc
US7624919B20.894ATM system and methodGRANT2009-12-011997-05-0746323876GoodDiebold IncDiebold Nixdorf Inc
EP1493099A20.894SYSTEM AND METHOD FOR PROCESSING FINANCIAL TRANSACTIONS USING MULTI-PAYMENT PREFERENCESGRANT2005-01-052002-04-0829254401GoodExxonMobil Research and Engineering CoExxonMobil Research and Engineering Co
EP1412901A20.894METHOD AND APPARATUS FOR FACILITATING AND MONITORING MONETARY TRANSACTIONS AND REWARDS IN A GAMING ENVIRONMENTGRANT2004-04-282001-08-0327129827GoodInternational Game TechnologyInternational Game Technology
EP2309438A10.892Automated banking machine apparatus and systemGRANT2011-04-131996-11-2721862302GoodDiebold IncDiebold Nixdorf Inc
US7080036B10.892Automated banking machine development methodGRANT2006-07-181996-11-2736659221GoodDiebold IncDiebold Nixdorf Inc
EP1803089A10.892A SECURITY SYSTEMGRANT2007-07-042004-08-3134318526GoodMarkets Alert Pty LtdMarkets-Alert Pty Ltd, Markets Alert Pty Ltd, Markets-Alert Pty Ltd
WO2000022559A10.891SYSTEM AND USE FOR CORRESPONDENT BANKINGAPPLICATION2000-04-201998-08-2726794375Good
EP1131759A20.890SYSTEM AND METHOD FOR MULTICURRENCY AND MULTIBANK PROCESSING OVER A NON-SECURE NETWORKGRANT2001-09-121998-11-1322321323GoodChase Manhattan Bank NAJPMorgan Chase Bank NA
EP0858645B10.890DISTRIBUTED ON-LINE MONEY ACCESS CARD TRANSACTION PROCESSING SYSTEMGRANT2004-06-301995-10-0622249957Good
US9437073B20.889System and method for integrated multiple source player cash accessGRANT2016-09-062004-10-0150148464GoodEveri Payments IncEveri Payments Inc
EP1099179A10.889A PHONE HAVING ACCESS TO THE INTERNET FOR THE PURPOSES OF TRANSACTING E-MAIL  E-COMMERCE  AND E-BUSINESS  AND FOR COMMUNICATING VOICE AND DATAGRANT2001-05-161998-07-2027492662GoodUSA Technologies IncCantaloupe Inc
EP0504287A10.888METHOD AND SYSTEM FOR REMOTE DELIVERY OF RETAIL BANKING SERVICESGRANT1992-09-231989-12-0823779277GoodOnline Resources and Communications CorpOnline Resources and Communications Corp
EP1190350A10.888SYSTEM AND METHOD FOR PROCESSING FINANCIAL TRANSACTIONSGRANT2002-03-271999-02-1922392378GoodMobil Oil Corp, ExxonMobil Oil CorpExxonMobil Oil Corp
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JP2001195654ANRMETHOD  SYSTEM AND DEVICE FOR PROVIDING SAFE BIDIRECTIONAL SERVICE THROUGH UNMANNED MODULAR KIOSKAPPLICATION2001-07-191999-11-1622599903Good
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Predictive Analytics

Composite Research Score (1-10)
8
  HARD
Art VolumeMEDIUM
Tech ComplexityINTRICATE
Priority DateMID
Tech DiversityBROAD
Expert Services Estimate$4,350 — $4,800
There is where a graph would go if the browser supported it.
There is where a graph would go if the browser supported it.

CPC Technology Profile

Possible Classes
668
Recommended Classes
167
Government Assigned Classes
2
CPC
Title
Score
G06Q40/02Banking  e.g. interest calculation  credit approval  mortgages  home banking or on-line banking2.295
G06Q20/26Debit schemes  e.g. "pay now"1.129
G07F19/211Software architecture within ATMs or in relation to the ATM network1.112
G06Q20/3276using a pictured code  e.g. barcode or QR-code  being read by the M-device1.081
G07F19/20Automatic teller machines [ATMs]1.073
G06Q20/04Payment circuits1.019
G06F15/00Digital computers in general | details | (ref: G06F1/00)|  – | (ref: G06F13/00)| Data processing equipment in general1.007
H04L63/02for separating internal from external traffic  e.g. firewalls1.007
G06Q20/02involving a neutral party  e.g. certification authority  notary or trusted third party [TTP]1.001
H04L29/06characterised by a protocol1.000
G06Q20/206comprising security or user identification provision  e.g. password entry1.000
G06F9/542Event management| Broadcasting| Multicasting| Notifications0.996
G06Q30/02Marketing  e.g. market research and analysis  surveying  promotions  advertising  buyer profiling  customer management or rewards| Price estimation or determination0.994
H04L67/2823for conversion or adaptation of application content or format | message adaptation based on network or terminal capabilities | (ref: H04L51/06)| | media manipulation  adaptation or conversion in real-time communications | (ref: H04L65/601)| | protocol conversion | (ref: H04L69/08)| | optimising visualization of content for web browsing | (ref: G06F17/30905)0.991
G06Q20/1085involving automatic teller machines [ATMs]0.991
G06Q20/108Remote banking  e.g. home banking0.988
G06Q40/00Finance| Insurance| Tax strategies| Processing of corporate or income taxes0.987
H04L63/0428wherein the data content is protected  e.g. by encrypting or encapsulating the payload0.986
H04L67/34involving the movement of software or configuration parameters | configuration management of network or network elements | (ref: H04L41/08)| | remote booting | (ref: G06F9/4416)| | programme loading or initiating | (ref: G06F9/445)0.985
G07F19/201Accessories of ATMs0.985
G07F7/1016Devices or methods for securing the PIN and other transaction-data  e.g. by encryption | arrangements for secret communication  | see|  | (ref: H04L9/00)0.982
G06Q20/00Payment architectures  schemes or protocols | apparatus for performing or posting payment transactions | (ref: G07F7/08)|   | (ref: G07F19/00)| | electronic cash registers | (ref: G07G1/12)0.980
G06F21/31User authentication0.979
G06Q20/3821Electronic credentials0.979
G06Q30/06Buying  selling or leasing transactions0.979
G06Q20/10specially adapted for electronic funds transfer [EFT] systems| specially adapted for home banking systems0.978
G06Q20/401Transaction verification0.978
G06Q20/425using two different networks  one for transaction and one for security confirmation0.977
G06Q20/40Authorisation  e.g. identification of payer or payee  verification of customer or shop credentials| Review and approval of payers  e.g. check credit lines or negative lists0.969
G06Q30/0245Surveys0.969
G07F19/209Monitoring  auditing or diagnose of functioning of ATMs0.968
G06Q20/18involving self- service terminals [SSTs]  vending machines  kiosks or multimedia terminals0.968
G06Q20/3278RFID or NFC payments by means of M-devices0.967
G06Q30/0224based on user history0.962
G06Q20/3674involving authentication0.961
G06Q20/12specially adapted for electronic shopping systems0.960
G07F19/202Depositing operations within ATMs | depositing in general | (ref: G07D11/00)0.958
G07F19/205Housing aspects of ATMs0.958
G06Q30/0261based on user location0.952
G06Q30/0233Method of redeeming a frequent usage reward0.952
G06Q20/322Aspects of commerce using mobile devices [M-devices]0.948
G06Q20/202Interconnection or interaction of plural electronic cash registers [ECR] or to host computer  e.g. network details  transfer of information from host to ECR or from ECR to ECR0.948
G06Q20/3433the counter having monetary units0.947
G06Q20/32using wireless devices0.943
G06Q20/381Currency conversion0.942
G06Q20/387Payment using discounts or coupons | relating to marketing | (ref: G06Q30/02)0.941
G06Q30/0251Targeted advertisement0.940
G07F17/3248involving non-monetary media of fixed value  e.g. casino chips of fixed value0.937
G07F19/203Dispensing operations within ATMs | dispensing in general | (ref: G07D11/00)0.937
G06Q20/042characterized in that the payment protocol involves at least one cheque0.936
G06Q20/023characterized in that the neutral party is a clearing house0.934
G06Q30/04Billing or invoicing |   e.g. tax processing in connection with a sale0.929
G06Q20/385Use of an alias or a single-use code0.924
G06Q20/3223Realising banking transactions through M-devices0.923
G06Q40/12Accounting0.923
G06Q30/0269based on user profile or attribute0.922
G06Q20/3229Use of the SIM of a M-device as secure element0.922
G06Q30/0185Product  service or business identity fraud0.922
G06Q20/4012Verifying personal identification number [PIN]0.922
G07F7/1008Active credit-cards provided with means to personalise their use  e.g. with PIN-introduction/comparison system0.921
G07F19/00Complete banking systems| Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts  e.g. automatic teller machines | data processing equipment for bank accounting | (ref: G06Q40/02)|   | | mechanisms in general actuated by objects other than coins | (ref: G07F7/00)| | handling coins or paper currencies apart from payment activated apparatus | (ref: G07D)0.920
H04N1/00127Connection or combination of a still picture apparatus with another apparatus  e.g. for storage  processing or transmission of still picture signals or of information associated with a still picture0.918
G06F15/16Combinations of two or more digital computers each having at least an arithmetic unit  a program unit and a register  e.g. for a simultaneous processing of several programs | coordinating program control therefor | (ref: G06F9/52)| | in regulating and control system | (ref: G05B)0.917
G06Q20/22Payment schemes or models0.915
G06Q20/389Keeping log of transactions for guaranteeing non-repudiation of a transaction0.914
G06Q30/0267Wireless devices0.914
G06Q30/0273Fees for advertisement0.913
G06Q20/3221Access to banking information through M-devices0.912
G06Q30/0255based on user history0.911
G06Q30/0277Online advertisement0.911
G06Q20/20Point-of-sale [POS] network systems | POS | per se|  | (ref: G07F)|  or | (ref: G07G)0.911
G06Q20/36using electronic wallets or electronic money safes0.907
H04M17/20with provision for recharging the prepaid account or card  or for credit establishment0.907
G07F7/10together with a coded signal |   e.g. in the form of personal identification information  like personal identification number [PIN] or biometric data0.906
G06Q20/4014Identity check for transaction0.904
G06Q10/06313Resource planning in a project environment0.904
G06Q90/00Systems or methods specially adapted for administrative  commercial  financial  managerial  supervisory or forecasting purposes  not involving significant data processing0.903
G06Q30/0204Market segmentation0.901
G06Q50/01Social networking0.900
H04L51/36Unified messaging  e.g. interactions between instant messaging  e-mail or other types of messages such as converged IP messaging [CPM]0.900
G07F7/08by coded identity card or credit card | or other personal identification means | without personal verification means | (ref: G07F7/02)0.899
G06Q20/4016involving fraud or risk level assessment in transaction processing0.899
G06Q10/0635Risk analysis0.899
G06Q20/40145Biometric identity checks0.899
G06Q20/405Establishing or using transaction specific rules0.899
G06F21/6245Protecting personal data  e.g. for financial or medical purposes0.897
G07F19/206Software aspects at ATMs0.896
G07F17/3244Payment aspects of a gaming system  e.g. payment schemes  setting payout ratio  bonus or consolation prizes0.896
G07F7/1091Use of an encrypted form of the PIN0.895
H04L63/061for key exchange  e.g. in peer-to-peer networks | cryptographic mechanisms or cryptographic arrangements for key agreement | (ref: H04L9/0838)0.895
G06Q20/102Bill distribution or payments0.895
G06F3/023Arrangements for converting discrete items of information into a coded form  e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes  operand codes or instruction codes | coding in connection with keyboards or like devices in general | (ref: H03M11/00)0.893
G06Q20/354Card activation or deactivation0.890
G06Q50/34Betting or bookmaking  e.g. Internet betting0.888
G07F17/3246involving coins and/or banknotes0.888
G06K9/60Combination of image acquisition and preprocessing functions0.888
G07F17/0014for vending  access and use of specific services not covered anywhere else in | (ref: G07F17/00)|  | meter-controlled dispensing of liquid  gas or electricity | (ref: G07F15/00)0.887
G06Q30/0207Discounts or incentives  e.g. coupons  rebates  offers or upsales0.886
H04L63/10for controlling access to network resources | restricting network management access | (ref: H04L41/28)0.886
G06Q20/363with the personal data files for a user0.885
G06Q40/06Investment  e.g. financial instruments  portfolio management or fund management0.884
G07F19/2055Anti-skimming aspects at ATMs0.884
G06Q20/24Credit schemes  i.e. "pay after"0.884
G06Q30/0613Third-party assisted0.883
G06Q20/327Short range or proximity payments by means of M-devices0.881
G06Q10/20Product repair or maintenance administration0.880
H04L63/08for supporting authentication of entities communicating through a packet data network | cryptographic mechanisms or cryptographic arrangements for entity authentication | (ref: H04L9/32)0.879
G06Q20/3227Use of a security embedded in M-devices0.879
G07C11/00Arrangements  systems  or apparatus for checking  e.g. the occurrence of a condition  not provided for elsewhere | signalling or alarm arrangements | (ref: G08B)0.878
H04L63/0853using an additional device  e.g. smartcard  SIM or a different communication terminal | cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices | (ref: H04L9/3234)0.878
G06Q20/0855involving a third party0.878
G06F21/629to features or functions of an application0.877
G06F21/30Authentication  i.e. establishing the identity or authorisation of security principals0.877
H04W12/06Authentication0.876
G06Q40/128Check-book balancing  updating or printing arrangements0.876
H04L63/18using different networks or paths for security  e.g. using out of band channels | cryptographic mechanisms or cryptographic arrangements for key distribution involving distinctive intermediate devices or communication paths | (ref: H04L9/0827)| | cryptographic mechanisms or cryptographic arrangements for authentication using a plurality of channels | (ref: H04L9/3215)0.876
G06Q30/0266based on the position of the vehicle0.875
G06Q20/204comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit0.875
G06Q20/34using cards  e.g. integrated circuit [IC] cards or magnetic cards0.873
G06Q20/30characterised by the use of specific devices0.872
H04W4/12Messaging| Mailboxes| Announcements0.871
G07F5/18specially adapted for controlling several coin-freed apparatus from one place | interlocks | per se|  | (ref: G07F5/26)0.871
H04M15/00Arrangements for metering  time-control or time indication | | Metering  charging or billing arrangements for voice wireline or wireless communications  e.g. VoIP0.870
H04L63/101Access control lists [ACL]0.870
H04L63/102Entity profiles0.870
G06Q30/0281Customer communication at a business location  e.g. providing product or service information  consulting0.869
G06Q20/388Mutual authentication without cards0.868
G06Q20/105involving programming of a portable memory device  e.g. IC cards  "electronic purses"0.868
G06Q40/10Tax strategies0.868
H04L67/10in which an application is distributed across nodes in the network | multiprogramming arrangements | (ref: G06F9/46)0.868
G11B27/34Indicating arrangements | indicating measured values in general | (ref: G01D)|  | indicating means incorporated in magazine or cassette | (ref: G11B23/046)|  and | (ref: G11B23/0875)0.865
G06Q30/0641Shopping interfaces0.865
G06Q20/38215Use of certificates or encrypted proofs of transaction rights0.865
H04L63/107wherein the security policies are location-dependent  e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals0.865
G07F7/0866by active credit-cards adapted therefor | (ref: G07F7/1008)|  takes precedence0.865
G06Q20/28Pre-payment schemes  e.g. "pay before"0.864
G06Q20/223based on the use of peer-to-peer networks0.864
G09B19/18Book-keeping or economics0.864
G06Q10/06Resources  workflows  human or project management  e.g. organising  planning  scheduling or allocating time  human or machine resources| Enterprise planning| Organisational models | financial asset management | (ref: G06Q40/06)0.863
G06Q20/3224Transactions dependent on location of M-devices0.863
G06Q20/065using e-cash0.863
G06Q20/0658e-cash managed locally0.863
G06Q20/409Card specific authentication in transaction processing0.863
H04L63/0861using biometrical features  e.g. fingerprint  retina-scan | cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data | (ref: H04L9/3231)0.863
H04L65/602at the source | reformatting of video signals in video distribution servers | (ref: H04N21/2343)| | reformatting of additional data in video distribution servers | (ref: H04N21/2355)0.862
H04L63/0838using one-time-passwords0.862
G06Q10/10Office automation  e.g. computer aided management of electronic mail or groupware | electronic mail protocols | (ref: H04L29/06)|  | | arrangements for user-to-user messaging in packet-switching networks  e.g. e-mail or instant messages  | (ref: H04L41/00)| Time management  e.g. calendars  reminders  meetings or time accounting | organizing  planning  scheduling or allocating time | (ref: G06Q10/06)0.861
G06K19/07739comprising a first part capable of functioning as a record carrier on its own and a second part being only functional as a form factor changing part  e.g. SIM cards type ID 0001  removably attached to a regular smart card form factor0.861
G06Q30/016Customer service  i.e. after purchase service0.860
G06Q30/0243Comparative campaigns0.860
H04M15/68Payment of value-added services0.860
G06Q30/0215Including financial accounts0.859
H04L63/123received data contents  e.g. message integrity0.858
G06Q10/06315Needs-based resource requirements planning or analysis0.858
H04L63/0892by using authentication-authorization-accounting [AAA] servers or protocols0.857
H04L67/148provided for migration or transfer of sessions | in-session procedures in real-time communications | (ref: H04L65/1083)| | control or signalling for completing the hand-off in wireless networks | (ref: H04W36/0005)0.857
G06Q10/063116Schedule adjustment for a person or group0.855
G07G1/01Details for indicating | displaying information in general | (ref: G09F)|   | (ref: G09G)0.855
G06Q20/14specially adapted for billing systems0.855
G06Q40/125Finance or payroll0.855
G06Q40/025Credit processing or loan processing  e.g. risk analysis for mortgages0.855
H04L67/12adapted for proprietary or special purpose networking environments  e.g. medical networks  sensor networks  networks in a car or remote metering networks | digital computing or data processing equipment or methods  specially adapted for specific applications in healthcare or life sciences | (ref: G06F19/00)| | home automation networks | (ref: H04L12/2803)| | total factory control characterised by the network communication | (ref: G05B19/4185)| | games involving transmission systems | (ref: A63F13/30)0.854
H04L63/083using passwords | cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code | (ref: H04L9/3226)0.854
G06Q20/227characterized in that multiple accounts are available to the payer0.854
G06Q30/0607Regulated0.853
H04L63/126the source of the received data0.852
G06Q30/0253During e-commerce  i.e. online transactions0.852
H04L63/0869for achieving mutual authentication | cryptographic mechanisms or cryptographic arrangements for mutual authentication | (ref: H04L9/3273)0.852
G06Q20/42Confirmation  e.g. check or permission by the legal debtor of payment0.852
G06Q30/018Business or product certification or verification0.852
G06F8/20Software design0.851
G06Q10/00Administration| Management0.850
G06Q30/0201Market data gathering  market analysis or market modelling0.850
G07F17/3239Tracking of individual players0.849
H04M3/5183Call or contact centers with computer-telephony arrangements0.848
G06Q40/04Exchange  e.g. stocks  commodities  derivatives or currency exchange0.847
G07G3/006False operation0.847
G11B20/00159Parental control systems0.846
G06Q20/3829involving key management0.846
G06Q20/3678e-cash details  e.g. blinded  divisible or detecting double spending0.846
H04L41/0213using standardized network management protocols  e.g. simple network management protocol [SNMP] or common management interface protocol [CMIP]0.845
G06F21/32using biometric data  e.g. fingerprints  iris scans or voiceprints0.845
H04L9/3247involving digital signatures0.845
H04W4/80Services using short range communication  e.g. near-field communication [NFC]  radio-frequency identification [RFID] or low energy communication0.844
H04L63/0414during transmission  i.e. party's identity is protected against eavesdropping  e.g. by using temporary identifiers  but is known to the other party or parties involved in the communication0.844
G06Q20/325using wireless networks0.844
G07F17/3251involving media of variable value  e.g. programmable cards  programmable tokens0.844
G06Q30/00Commerce  e.g. shopping or e-commerce0.844
G06Q30/0635Processing of requisition or of purchase orders0.843
G06Q30/0205Location or geographical consideration0.843
G06Q30/0633Lists  e.g. purchase orders  compilation or processing0.843
H04M3/5233Operator skill based call distribution0.842
G06Q30/0609Buyer or seller confidence or verification0.841
G07G5/00Receipt-giving machines | cash registers giving receipts | (ref: G07G1/00)0.841
G06Q20/0425the cheque being electronic only0.841
G06Q20/16Payments settled via telecommunication systems0.841
G06Q30/0226Frequent usage incentive systems  e.g. frequent flyer miles programs or point systems0.840
H04W12/08Access security0.840
G06Q20/3823combining multiple encryption tools for a transaction0.423
G07F7/025by means  e.g. cards  providing billing information at the time of purchase  e.g. identification of seller or purchaser  quantity of goods delivered or to be delivered0.423
G06Q20/342Cards defining paid or billed services or quantities0.423
G06Q20/382insuring higher security of transaction0.394
H04L65/403Arrangements for multiparty communication  e.g. conference | television conferencing systems | (ref: H04N7/15)| | telephonic conference systems | (ref: H04M3/56)| | data switching systems for computer conference | (ref: H04L12/1813)0.375
G06F3/04842Selection of a displayed object | (ref: G06F3/0482)|  takes precedence0.375
H04L67/04adapted for terminals or networks with limited resources or for terminal portability  e.g. wireless application protocol [WAP] | services or facilities specially adapted for wireless communication networks | (ref: H04W4/00)0.375
H04L67/22Tracking the activity of the user | network monitoring arrangements | (ref: H04L43/00)| | recording of computer activity | (ref: G06F11/34)| | e-commerce | (ref: G06Q30/00)0.375
H04L67/306User profiles | configuring for programme initiating | (ref: G06F9/44505)| | information retrieval by personalized querying | (ref: G06F17/30867)0.375
G06Q20/3226Use of secure elements separate from M-devices0.375
H04L67/16Service discovery or service management  e.g. service location protocol [SLP] or Web services | network service management for ensuring proper service fulfilment according to an agreement or contract between two parties | (ref: H04L41/50)| | address allocation to terminals or nodes connected to a network | (ref: H04L61/30)| | mobile application services specially adapted for wireless communication networks | (ref: H04W4/00)0.375
H04W4/025using location based information parameters0.375
H04L67/02involving the use of web-based technology  e.g. hyper text transfer protocol [HTTP] | information retrieval from the Internet | (ref: G06F17/30861)0.372
H04L67/28for the provision of proxy services  e.g. intermediate processing or storage in the network | network management provisions | (ref: H04L41/00)| | network monitoring provisions | (ref: H04L43/00)| | proxies for network security | (ref: H04L63/0281)| | media manipulation  adaptation or conversion in real-time communications | (ref: H04L65/601)| | protocol conversion | (ref: H04L69/08)0.372
H04L63/12Applying verification of the received information | cryptographic mechanisms or cryptographic arrangements for data integrity or data verification | (ref: H04L9/32)0.372
G06F3/04895Guidance during keyboard input operation  e.g. prompting | help systems | (ref: G06F9/453)0.372
H04W4/029Location-based management or tracking services0.371
H04W4/02Services making use of location information0.371
H04L67/36involving the display of network or application conditions affecting the network application to the application user | graphical user interfaces for network management | (ref: H04L41/22)0.370
G07F9/02Devices for alarm or indication  e.g. when empty| Advertising arrangements in coin-freed apparatus | alarms or warning devices indicating the interruption of flow to be metered | (ref: G07F15/10)0.370
H04L67/2814for data redirection | load balancing of replicated servers | (ref: H04L67/1002)| | access network selection | (ref: H04L12/5691)| | routing or path finding of packets | (ref: H04L45/00)| | content or context based routing | (ref: H04L67/327)| | network addressing or naming provisions | (ref: H04L61/00)0.369
G06Q30/0271Personalized advertisement0.369
H04L67/26Push based network services | broadcast or multicast push services | (ref: H04L12/1859)0.367
H04L63/0876based on the identity of the terminal or configuration  e.g. MAC address  hardware or software configuration or device fingerprint0.367
G06F21/42using separate channels for security data0.367
H04L9/3215using a plurality of channels | network architectures or network communication protocols using different networks | (ref: H04L63/18)0.367
G06Q20/383Anonymous user system0.367
G06Q20/06Private payment circuits  e.g. involving electronic currency used among participants of a common payment scheme0.367
G06Q20/29characterised by micropayments0.367
G06Q20/3672Intelligent token initializing or reloading0.367
G06Q20/3825Use of electronic signatures0.367
H04L67/146Markers provided for unambiguous identification of a particular session  e.g. session identifier  session cookie or URL-encoding | IP multimedia subsystem | (ref: H04L65/1016)| | cryptographic mechanisms for verifying the identity or authority of a user or a system  ID based authentication | (ref: H04L9/32)| | cryptographic mechanisms for ID based key exchange | (ref: H04L9/08)0.367
G06Q20/38Payment protocols| Details thereof0.367
H04L61/1582containing identifiers of data entities on a computer  e.g. file names0.367
G07F7/1025Identification of user by a PIN code0.366
G06Q30/0225Avoiding frauds0.365
G06Q30/0601Electronic shopping0.365
G07F9/023for display  data presentation or advertising arrangements in payment activated and coin-freed apparatus0.365
G06Q30/0241Advertisement0.365
G06F21/35communicating wirelessly0.363
G07F19/207Surveillance aspects at ATMs0.363
G06Q20/027involving a payment switch or gateway0.363
G06Q30/0212Chance discounts or incentives0.360
G06Q30/0242Determination of advertisement effectiveness0.360
G06Q30/0236Incentive or reward received by requiring registration or ID from user0.360
G06Q30/0239Online discounts or incentives0.360
G06Q30/0235Including timing  i.e. limited awarding or usage time constraint0.360
E04H1/12Small buildings or other erections for limited occupation  erected in the open air or arranged in buildings  e.g. kiosks  waiting shelters for bus stops or for filling stations  roofs for railway platforms  watchmens' huts  dressing cubicles | movable screens as household equipment | (ref: A47G5/00)0.359
G06Q30/0213Consumer transaction fees0.357
G06Q30/0254based on statistics0.357
G06F3/0481based on specific properties of the displayed interaction object or a metaphor-based environment  e.g. interaction with desktop elements like windows or icons  or assisted by a cursor's changing behaviour or appearance0.356
G06F3/0484for the control of specific functions or operations  e.g. selecting or manipulating an object or an image  setting a parameter value or selecting a range0.356
H04L67/141provided for setup of an application session | session setup for real-time communications | (ref: H04L65/1069)0.356
G06F3/048Interaction techniques based on graphical user interfaces [GUI]0.356
G07F7/02by keys or other credit registering devices | for producing a coded signal for use together with coded identity cards | (ref: G07F7/10)0.355
G07G1/0036Checkout procedures0.354
G06Q20/367involving intelligent token  e.g. electronic purse0.353
G06Q30/0211Determining discount or incentive effectiveness0.353
G06Q20/3552Downloading or loading of personalisation data0.352
G07F17/32for games  toys  sports or amusements  | e.g. casino games  online gambling or betting | game play without financial reward | (ref: A63F)0.352
G07F17/3255Incentive  loyalty and/or promotion schemes  e.g. comps  gaming associated with a purchase  gaming funded by advertisements0.352
G07F17/3225Data transfer within a gaming system  e.g. data sent between gaming machines and users0.352
A63F3/00157Casino or betting games | horse races | (ref: A63F3/00082)0.352
G06F3/04883for entering handwritten data  e.g. gestures  text0.349
G06F3/04817using icons | graphical programming languages using iconic symbols | (ref: G06F8/34)0.349
G06Q20/085involving remote charge determination or related payment systems0.349
H04M17/02Coin-freed or check-freed systems |   e.g. mobile- or card-operated phones  public telephones or booths0.349
G06Q30/0256User search0.346
G07F7/04by paper currency0.346
G06Q20/341Active cards  i.e. cards including their own processing means  e.g. including an IC or chip0.345
G06Q20/4093Monitoring of card authentication0.345
H04N1/00143Ordering0.344
H04N1/00167Processing or editing | (ref: H04N1/00196)|  - | (ref: H04N1/00201)|  take precedence0.344
H04N1/00172directly from a still digital camera or from a storage medium mounted in a still digital camera | (ref: H04N1/0018)|  takes precedence0.344
H04N1/00169Digital image input0.344
H04N1/00188Printing  e.g. prints or reprints | (ref: H04N1/0019)|   | (ref: H04N1/00196)|  take precedence0.344
H04N1/00193to a portable storage medium  e.g. a read-writable compact disk0.344
H04N1/00161Viewing or previewing0.344
G06F15/025adapted to a specific application0.344
G06K1/14by transferring data from a similar or dissimilar record carrier0.344
G07F7/0886the card reader being portable for interacting with a POS or ECR in realizing a payment transaction0.344
G06F15/0225User interface arrangements  e.g. keyboard  display| Interfaces to other computer systems0.344
G06F15/0216Constructional details or arrangements0.344
G06Q30/0264based upon schedule0.342
G06Q30/0257User requested0.342
G06Q30/0246Traffic0.342
G07F17/42for ticket printing or like apparatus |   e.g. apparatus for dispensing of printed paper tickets or payment cards0.342
H04L9/3231Biological data  e.g. fingerprint  voice or retina | network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network | (ref: H04L63/0861)0.342
G06Q20/209Specified transaction journal output feature  e.g. printed receipt or voice output0.342
G06K7/10722Photodetector array or CCD scanning0.342
H04L69/04Protocols for data compression | compression in general | (ref: H03M7/30)| | reduction of the amount or size of exchanged application data at an intermediate network processing stage | (ref: H04L67/2828)| | optimizing  e.g. header compression  information sizing in wireless communication networks | (ref: H04W28/06)0.342
G06Q20/3558Preliminary personalisation for transfer to user0.340
H04M17/10Account details or usage0.340
H04M17/103using SIMs (USIMs) or calling cards0.340
H04W4/24Accounting or billing0.340
G06Q20/347Passive cards0.340
G07F7/1075PIN is checked remotely0.340
G06F8/00Arrangements for software engineering | testing or debugging | (ref: G06F11/36)| | administrative  planning or organisation aspects of software project management | (ref: G06Q10/06)0.339
H04L63/0823using certificates | cryptographic mechanisms or cryptographic arrangements for entity authentication involving certificates | (ref: H04L9/3263)0.339
G06Q30/0283Price estimation or determination0.339
H04M3/4285Notifying  informing or entertaining a held party while on hold  e.g. Music On Hold0.339
H04M3/4878Advertisement messages0.339
H04M3/42068where the identifier is used to access a profile0.339
H04L9/3239involving non-keyed hash functions  e.g. modification detection codes [MDCs]  MD5  SHA or RIPEMD0.338
G06Q20/3827Use of message hashing0.338
A47C9/02Office stools | not provided for in main groups | (ref: A47C1/00)|   | (ref: A47C3/00)|  or | (ref: A47C7/00)| Workshop stools0.338
A47C9/022movably mounted on a working-table or the like | for hairdressers | (ref: A47C1/08)0.338
A47C9/002with exercising means or having special therapeutic or ergonomic effects0.338
G06F9/541via adapters  e.g. between incompatible applications0.337
G06F9/44505Configuring for program initiating  e.g. using registry  configuration files0.337
G06Q20/4037Remote solvency checks0.337
G06Q30/0234Rebate after completed purchase  i.e. post transaction awards0.337
G07F7/0846On-card display means0.337
G06Q20/3572Multiple accounts on card0.337
G07G1/14Systems including one or more distant stations co-operating with a central processing unit | data transmission in general | (ref: H04L)| | telemetry systems for selectively calling a substation from a main station | (ref: H04Q9/00)0.337
G06K7/10415the interrogation device being fixed in its position  such as an access control device for reading wireless access cards  or a wireless ATM | banking machines in general | (ref: G07F19/00)0.336
G07F7/082Features insuring the integrity of the data on or in the card0.336
G06Q20/3676Balancing accounts0.336
G06F3/0482interaction with lists of selectable items  e.g. menus0.336
G06F3/015Input arrangements based on nervous system activity detection  e.g. brain waves [EEG] detection  electromyograms [EMG] detection  electrodermal response detection0.336
H04L9/3226using a predetermined code  e.g. password  passphrase or PIN | network architectures or network communication protocols for supporting authentication of entities using passwords in a packet data network | (ref: H04L63/083)0.336
H04L69/08Protocols for interworking or protocol conversion | arrangements for connecting between networks having differing types of switching systems  e.g. gateways  | (ref: H04L12/66)| | network management protocols conversion | (ref: H04L41/0226)0.336
H04N7/142Constructional details of the terminal equipment  e.g. arrangements of the camera and the display0.336
H04L69/40Techniques for recovering from a failure of a protocol instance or entity  e.g. failover routines  service redundancy protocols  protocol state redundancy or protocol service redirection in case of a failure or disaster recovery | network fault management | (ref: H04L41/06)| | route fault recovery in network routing | (ref: H04L45/28)| | fault recovery in packet switches | (ref: H04L49/557)| | reactions to failures of replicated servers by a load balancer | (ref: H04L67/1034)| | departure or maintenance mechanisms in peer-to-peer networks | (ref: H04L67/1048)| | intermediate processing of oper0.335
G06Q50/265Personal security  identity or safety0.335
G06K19/10at least one kind of marking being used for authentication  e.g. of credit or identity cards | identification cards not to be read by a machine | (ref: B42D25/00)| | |  verification of coded identity or credit cards in mechanisms actuated by them | (ref: G07F7/12)|  | | printed identity or similar identification-bearing cards not for use with a machine | (ref: B42D25/00)0.334
G07F17/3286Type of games0.333
G07F17/3241Security aspects of a gaming system  e.g. detecting cheating  device integrity  surveillance | computer security | (ref: G06F21/00)0.333
G06Q20/045characterized in that the payment protocol involves at least one ticket0.333
G07F17/3237about the players  e.g. profiling  responsible gaming  strategy/behavior of players  location of players0.333
G07F17/3223Architectural aspects of a gaming system  e.g. internal configuration  master/slave  wireless communication0.333
H04N7/18Closed circuit television systems  i.e. systems in which the signal is not broadcast | television transmission of measured quantities | (ref: G01D5/39)| | intruder alarm or detection by television surveillance | (ref: G08B13/196)0.333
G07F17/26for printing  stamping  franking  typing or teleprinting apparatus | ticket printing or the like apparatus | (ref: G07F17/42)0.333
H04L51/00Arrangements for user-to-user messaging in packet-switching networks  e.g. e-mail or instant messages0.333
H04N21/47805Electronic banking | banking in general | (ref: G06Q30/02)0.333
H04N21/812involving advertisement data | advertising | per se|  | (ref: G06Q30/02)0.333
G06Q40/08Insurance  e.g. risk analysis or pensions | processing of insurance policies or claims | (ref: G06Q10/10)0.333
H04N21/4355involving reformatting operations of additional data  e.g. HTML pages on a television screen | optimising the visualization of content for information retrieval from the Internet | (ref: G06F17/30905)| | media manipulation  adaptation or conversion at the destination in one way streaming for real-time multimedia communications | (ref: H04L29/06496)| | adaptation of message content in packet-switching networks | (ref: H04L51/066)0.333
H04N21/4622Retrieving content or additional data from different sources  e.g. from a broadcast channel and the Internet | web site content organization and management for information retrieval from the Internet | (ref: G06F17/3089)| | transmission by internet of broadcast information | (ref: H04H60/82)| | stock exchange data over packet-switching network | (ref: H04L12/1804)| | push services including data channel over packet-switching network | (ref: H04L12/1859)0.333
H04N21/25875involving end-user authentication | restricting access to computer systems by authenticating users using a predetermined code | (ref: G06F21/33)| | arrangements for secret or secure communication including means for verifying the identity or authority of a user of the system | (ref: H04L9/32)| | authentication mechanisms for network security in communication control or processing | (ref: H04L29/06755)| | authentication in wireless network security | (ref: H04W12/06)0.333
H04N21/47815Electronic shopping | payment schemes  payment architectures or payment protocols for electronic shopping systems | (ref: G06Q20/12)0.333
H04N21/2543Billing |   e.g. for subscription services | payment schemes  architectures or protocols | (ref: G06Q20/00)| | e-commerce | (ref: G06Q30/00)| | arrangements for billing for the use of broadcast information or broadcast-related information | (ref: H04H60/21)| | charging arrangements in data networks | (ref: H04L12/14)0.333
H04N7/17318Direct or substantially direct transmission and handling of requests0.333
H04N21/4782Web browsing |   e.g. WebTV | information retrieval from the Internet | (ref: G06F17/30861)| | protocols for network applications involving the use of web-based technology | (ref: H04L29/0809)0.333
H04N21/4185for payment | mechanisms actuated by coded identity card or credit card to free or to actuate vending  hiring  coin or paper currency dispensing or refunding apparatus | (ref: G07F7/08)| | payment schemes  architectures or protocols | (ref: G06Q20/00)| | e-commerce | (ref: G06Q30/00)| | charging arrangements in data networks | (ref: H04L12/14)0.333
H04N21/6181involving transmission via a mobile phone network | arrangements for providing broadcast or conference services to substation in data switching networks in combination with wireless systems | (ref: H04L12/189)| | wireless uplink channel access | (ref: H04W74/004)0.333
H04N21/8543using a description language  e.g. Multimedia and Hypermedia information coding Expert Group [MHEG]  eXtensible Markup Language [XML] | information retrieval of semistructured data  the underlying structure being taken into account  e.g. mark-up language structure data | (ref: G06F17/30908)0.333
H04L67/42Protocols for client-server architectures | access to replicated servers | (ref: H04L67/1002)0.332
G07F19/208Use of an ATM as a switch or hub0.332
G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending  hiring  coin or paper currency dispensing or refunding apparatus | handling coins or paper currencies apart from coin-freed or like apparatus | (ref: G07D)| | complete banking systems | (ref: G07F19/00)0.332
G06Q99/00Subject matter not provided for in other groups of this subclass0.332
G07D9/00Counting coins | in combination with coin-sorting | (ref: G07D3/16)| Handling of coins not provided for in the other groups of this subclass0.331
G06Q20/3274using a pictured code  e.g. barcode or QR-code  being displayed on the M-device0.331
G07G1/0009Details of the software in the checkout register  electronic cash register [ECR] or point of sale terminal [POS]0.331
G06F21/335for accessing specific resources  e.g. using Kerberos tickets0.331
G06F21/36by graphic or iconic representation0.331
G06F21/43wireless channels0.331
G06Q30/0603Catalogue ordering0.331
G06F3/0238Programmable keyboards | key guide holders | (ref: G06F3/0224)0.330
H04L63/105Multiple levels of security0.330
H04L43/50Testing arrangements0.330
H04L41/0677localization of fault position0.330
H04L41/0686involving notification enrichment0.330
H04L67/18in which the network application is adapted for the location of the user terminal | wireless application services making use of the location of users or terminals | (ref: H04W4/02)|  takes precedence| location based Web retrieval | (ref: G06F17/3087)0.330
G06Q20/305using a wired telephone network to facilitate payment0.330
G06F21/41where a single sign-on provides access to a plurality of computers0.330
G06F21/34involving the use of external additional devices  e.g. dongles or smart cards0.330
G06F8/34Graphical or visual programming0.330
G10L15/22Procedures used during a speech recognition process  e.g. man-machine dialogue0.330
G06F3/167Audio in a user interface  e.g. using voice commands for navigating  audio feedback0.330
G07G1/12electronically operated | digital data processing aspects | (ref: G06Q20/00)0.329
G06Q10/107Computer aided management of electronic mail | electronic mail protocols | (ref: H04L29/06)| | arrangements for user-to-user messaging in packet-switching networks  e.g. e-mail or instant messages  | (ref: H04L41/00)0.329
H04W4/021Services related to particular areas  e.g. point of interest [POI] services  venue services or geofences0.329
H04W4/33for indoor environments  e.g. buildings0.329
H04W4/04using association of physical positions and logical data|  in a dedicated environment  e.g. buildings or vehicles0.329
G06F21/44Program or device authentication0.329
G06Q20/4097Mutual authentication between card and transaction partners0.329
G06Q20/353Payments by additional cards plugged into M-devices0.329
G06Q10/087Inventory or stock management  e.g. order filling  procurement  balancing against orders0.328
G06Q50/18Legal services| Handling legal documents0.328
H04W4/40for vehicles  e.g. vehicle-to-pedestrians [V2P]0.328
H04W4/027using movement velocity  acceleration information0.328
B60W40/08related to drivers or passengers0.328
G01S5/0027of actual mobile position  i.e. position determined on mobile0.328
H04W4/00Services specially adapted for wireless communication networks| Facilities therefor0.328
G07C5/008communicating information to a remotely located station | transmission systems for measured values | (ref: G08C)0.328
G06Q20/346Cards serving only as information carrier of service0.328
G06Q20/349Rechargeable cards0.327
H04N7/141between two video terminals  e.g. videophone | telephonic communication systems combined with television receiver for reception of entertainment or information matter | (ref: H04M11/085)0.327
G06Q20/3255using an SMS for payment0.327
G10L15/30Distributed recognition  e.g. in client-server systems  for mobile phones or network applications0.327
H04M3/5322for recording text messages0.327
H04M3/4938comprising a voice browser which renders and interprets  e.g. VoiceXML0.327
H04L29/06027Protocols for multimedia communication0.327
H04M3/42195Arrangements for calling back a calling subscriber | when the wanted subscriber ceases to be busy | (ref: H04M3/48)0.327
G06Q30/0222During e-commerce  i.e. online transactions0.327
G06Q30/0268at point-of-sale [POS]0.327
G07F9/026for alarm  monitoring and auditing in vending machines or means for indication  e.g. when empty0.327
G06Q30/0238at point-of-sale [POS]0.327
H04N21/42222Additional components integrated in the remote control device  e.g. timer  speaker  sensors for detecting position  direction or movement of the remote control  microphone or battery charging device0.327
G08C23/04using light waves  e.g. infra-red0.327
H04N21/42221Transmission circuitry  e.g. infrared [IR] or radio frequency [RF]0.327
H04N21/4753for user identification  e.g. by entering a PIN or password | authentication mechanisms using passwords for network security | (ref: H04L29/06782)0.327
H04N21/4415using biometric characteristics of the user  e.g. by voice recognition or fingerprint scanning | methods or arrangements for recognising patterns | (ref: G06K9/00)| | restricting access to computer systems by authenticating users using biometric data | (ref: G06F21/32)| | authentication mechanisms using biometrical features for network security | (ref: H04L29/06809)| | authentication in wireless network security | (ref: H04W12/06)0.327
G06Q20/123Shopping for digital content0.326
H04M15/705Account settings  e.g. limits or numbers or payment0.326
G06F21/606by securing the transmission between two devices or processes0.326
G06Q20/145Payments according to the detected use or quantity0.326
G16H10/60for patient-specific data  e.g. for electronic patient records0.326
G06Q50/188Electronic negotiation0.326
H04M17/00Prepayment | of wireline communication systems  wireless communication systems or|  telephone systems | using a coded card to authorise calls from a telephone set | (ref: H04M1/675)0.326
G06Q20/403Solvency checks0.326
G07F17/3281wherein game attributes are transferred between players  e.g. points  weapons  avatars0.326
G06F21/40by quorum  i.e. whereby two or more security principals are required0.326
H04L63/1416Event detection  e.g. attack signature detection0.326
G06F21/10Protecting distributed programs or content  e.g. vending or licensing of copyrighted material0.326
H04L69/329in the application layer  i.e. layer seven | network arrangements or network communication protocols for networked applications | (ref: H04L67/00)| | digital computing or data processing equipment or methods  specially adapted for specific applications | (ref: G06F19/00)| | data processing systems and methods specially adapted for administrative  commercial  financial or managerial purposes | (ref: G06Q)0.326
H04L29/08072Application layer  i.e. layer seven | not used0.326
H04L63/0272Virtual private networks0.326
G06F21/6218to a system of files or objects  e.g. local or distributed file system or database0.326
H04L9/3234involving additional secure or trusted devices  e.g. TPM  smartcard  USB or software token | network architectures or network communication protocols for supporting authentication of entities using an additional device in a packet data network | (ref: H04L63/0853)0.326
H04Q3/0029Provisions for intelligent networking0.326
H04M15/854Available credit0.326
H04M15/8038Roaming or handoff0.326
H04W12/12Fraud detection0.326
G06Q30/0237at kiosk0.326
G06Q30/0203Market surveys or market polls0.326
G06Q30/0631Item recommendations0.326
G06Q30/0275Auctions0.326
G06Q30/0229Multi-merchant loyalty card systems0.325
G06Q20/351Virtual cards0.325
G11B27/031Electronic editing of digitised analogue information signals  e.g. audio or video signals0.325
G06Q30/0621Item configuration or customization0.325
G11B27/002Programmed access in sequence to a plurality of record carriers or indexed parts  e.g. tracks  thereof  e.g. for editing| | transfer of record carriers from magazine | (ref: G11B15/68)|   | (ref: G11B17/10)| | | (ref: G11B17/22)0.325
G07F17/16for devices exhibiting advertisements  announcements  pictures or the like0.325
G06K9/00288Classification  e.g. identification0.324
G06K9/00255using acquisition arrangements0.324
G09B5/00Electrically-operated educational appliances | working with questions and answers | (ref: G09B7/00)| | simulators | (ref: G09B9/00)| | advertising or displaying in general | (ref: G09F)0.324
G06F17/30867with filtering and personalisation0.324
H04M11/00Telephonic communication systems adapted for combination with other electrical systems0.324
G06Q30/0258Registration0.323
G06Q30/0272Period of advertisement exposure0.323
G06K19/07773Antenna details | antennas for wireless devices  e.g. RFID tags  in general | (ref: H01Q1/22)0.323
H04M17/106using commercial credit or debit cards0.323
G06Q20/352Contactless payments by cards0.323
H04L41/32Specific management aspects for broadband networks0.323
G06K19/07707the visual interface being a display  e.g. LCD or electronic ink0.323
G06Q20/3576Multiple memory zones on card0.323
H04B1/3816Mechanical arrangements for accommodating identification devices  e.g. cards or chips| with connectors for programming identification devices0.323
G06Q20/355Personalisation of cards for use0.323
H04W52/0254detecting a user operation or a tactile contact or a motion of the device0.323
G06K7/10237the reader and the record carrier being capable of selectively switching between reader and record carrier appearance  e.g. in near field communication [NFC] devices where the NFC device may function as an RFID reader or as an RFID tag0.323
G06Q20/3574Multiple applications on card0.323
H04L67/14for session management | session control for real-time communications | (ref: H04L65/1066)| | session initiation protocol | (ref: H04L65/1006)| | negotiation of communication capabilities | (ref: H04L69/24)| | computer conference arrangements | (ref: H04L12/1813)| | connection management in wireless networks | (ref: H04W76/00)| | session management for telephonic communication and services | (ref: H04M7/00)| | intertask communications in multiprogramming arrangements | (ref: G06F9/54)0.322
G06Q30/0625Directed  with specific intent or strategy0.322
G06Q30/0623Item investigation0.322
G06Q30/0617Representative agent0.322
G06Q10/063114Status monitoring or status determination for a person or group0.322
G06Q10/063118Staff planning in a project environment0.322
G06F21/6236between heterogeneous systems0.321
H04L67/2828for reducing the amount or size of exchanged application data | protocols for data compression | (ref: H04L69/04)| | digital video compression  | (ref: H04N19/00)0.321
G06Q40/123Tax preparation or submission0.321
G06F3/0489using dedicated keyboard keys or combinations thereof0.321
H04L67/2819Enhancement of application control based on intercepted application data0.321
H04M3/42017Customized ring-back tones0.320
H04L69/32High level architectural aspects of 7-layer open systems interconnection [OSI] type protocol stacks0.320
H04L65/4076Multicast or broadcast | data switching systems for broadcast or conference | (ref: H04L12/18)| | analog television systems in general | (ref: H04N7/00)| | creating video channels for a dedicated end-user group | (ref: H04N21/2668)| | arrangements for broadcast or distribution combined with broadcast | (ref: H04H20/00)| | arrangements for broadcast applications with a direct linkage of broadcast information | (ref: H04H60/00)| | arrangements for push based network services | (ref: H04L67/26)0.320
H04B7/18523Satellite systems for providing broadcast service to terrestrial stations  i.e. broadcast satellite service | arrangements specially adapted for satellite broadcast receiving | (ref: H04H40/90)| | picture transmission via satellite | (ref: H04N1/00103)| | television transmission via satellite | (ref: H04N7/20)0.320
G06Q30/0265Vehicular advertisement0.320
H04W4/30Services specially adapted for particular environments  situations or purposes0.320
G06Q30/0615Anonymizing0.320
G06F21/645using a third party0.320
G06F21/33using certificates0.320
H04L67/2842for storing data temporarily at an intermediate stage  e.g. caching | distributed storage of data in a network | (ref: H04L67/1097)| | browsing optimization of access to content by caching | (ref: G06F17/30902)| | addressing of a cache within a hierarchically structured memory system | (ref: G06F12/0802)| | disk caching | (ref: G06F12/0866)0.320
G06F9/465Distributed object oriented systems | remote method invocation [RMI] | (ref: G06F9/548)0.320
G07G1/0081the reader being a portable scanner or data reader | (ref: G07G1/009)|  takes precedence0.320
G06Q20/208Input by product or record sensing  e.g. weighing or scanner processing0.320
G07G3/003Anti-theft control | theft alarms | (ref: G08B13/00)0.320
G06Q20/0453the ticket being an electronic receipt0.320
G06F9/451Execution arrangements for user interfaces0.320
H04L63/0807using tickets  e.g. Kerberos | cryptographic mechanisms or cryptographic arrangements for entity authentication using tickets or tokens | (ref: H04L9/3213)0.320
G06F8/30Creation or generation of source code0.319
G05B15/02electric0.319
H04L9/3236using cryptographic hash functions0.319
G06F21/121Restricting unauthorised execution of programs0.319
G06Q10/0639Performance analysis0.319
H04M3/16with lock-out or secrecy provision in party-line systems0.319
H04L63/0236Filtering by address  protocol  port number or service  e.g. IP-address or URL0.318
G06F21/57Certifying or maintaining trusted computer platforms  e.g. secure boots or power-downs  version controls  system software checks  secure updates or assessing vulnerabilities0.318
H04L63/0884by delegation of authentication  e.g. a proxy authenticates an entity to be authenticated on behalf of this entity vis-à-vis an authentication entity0.318
H04M3/51Centralised call answering arrangements requiring operator intervention |   e.g. call or contact centers for telemarketing0.318
H04L67/20involving third party service providers | e-commerce | (ref: G06Q30/00)0.318
G06Q20/207Tax processing0.318
G06Q30/08Auctions |   matching or brokerage | matching or brokerage for stock exchange | (ref: G06Q40/04)0.318
G11B20/00188involving measures which result in a restriction to authorised devices recording or reproducing contents to/from a record carrier0.317
G11B20/0071involving a purchase action0.317
H04L12/40117Interconnection of audio or video/imaging devices | home automation networks | (ref: H04L12/2803)| | bitstream network arrangements specially adapted for distribution of digital video signals | (ref: H04N7/24)0.317
H04L12/40104Security| Encryption| Content protection | arrangements for network security | (ref: H04L29/06551)0.317
G11B27/329on a disc [VTOC]0.317
G11B20/00086Circuits for prevention of unauthorised reproduction or copying  e.g. piracy | indicating unauthorised use of record carriers in general | (ref: G11B23/28)| | scrambling for television signal recording | (ref: H04N5/913)| | network architectures or network protocols for network security | (ref: H04L63/00)| | cryptographic mechanisms or cryptographic arrangements for secret or secure communication | (ref: H04L9/00)0.317
G11B20/00768wherein copy control information is used  e.g. for indicating whether a content may be copied freely  no more  once  or never  by setting CGMS  SCMS  or CCI flags0.317
G11B20/00557wherein further management data is encrypted  e.g. sector headers  TOC or the lead-in or lead-out areas0.317
G06Q20/1235with control of digital rights management [DRM]0.317
H04L63/108when the policy decisions are valid for a limited amount of time0.317
H04M3/2263Network management0.317
H04M3/2254in networks0.317
H04L41/046Aspects of network management agents0.317
H04L41/069involving storage or log of alarms or notifications or post-processing thereof0.317
H04L41/0893Assignment of logical groupings to network elements| Policy based network management or configuration0.317
H04L41/0896Bandwidth or capacity management  i.e. automatically increasing or decreasing capacities  e.g. bandwidth on demand | reallocation of resources  renegotiation of resources  e.g. in-call | (ref: H04L47/76)0.317
H04L43/00Arrangements for monitoring or testing packet switching networks | networking arrangements or communications protocols for supporting networked applications for tracking the activity of the application user | (ref: H04L67/22)| | monitoring of computing systems | (ref: G06F11/30)| | monitoring of computer activity | (ref: G06F11/34)0.317
H04M3/4936Speech interaction details | speech recognition | per se|  | (ref: G10L15/00)0.317
H04L9/3242involving keyed hash functions  e.g. message authentication codes [MACs]  CBC-MAC or HMAC0.317
G06Q20/40975Use of encryption for mutual authentication0.317
G06Q30/0279Fundraising management0.317
A63F13/332using wireless networks  e.g. cellular phone networks0.317
H04L67/2852involving policies or rules for updating  deleting or replacing the stored data based on network characteristics | replacement control in memory systems | (ref: G06F12/12)0.316
G07F7/0826Embedded security module0.316
H04M7/003Click to dial services0.316
H04M3/5315where the non-audio components are still images or video | still image mailbox systems | (ref: H04N1/324)|   intermediate storage of video signals for videophones | (ref: H04N7/147)0.316
G06Q10/08Logistics  e.g. warehousing  loading  distribution or shipping| Inventory or stock management  e.g. order filling  procurement or balancing against orders0.316
H04N21/4788communicating with other users  e.g. chatting | arrangements for providing for computer conferences  e.g. chat rooms  to substation in data switching networks | (ref: H04L12/1813)| | protocols for peer-to-peer networking in communication control or processing | (ref: H04L29/08306)0.316
H04N7/03Subscription systems therefor0.316
H04N7/147Communication arrangements  e.g. identifying the communication as a video-communication  intermediate storage of the signals | selecting | (ref: H04Q)0.316
G07D11/0018Inlet or outlet ports0.316
G07D11/0093Drop boxes0.316
G07D11/0021Handling paper currency  e.g. banknotes | handling paper sheets in general | (ref: B65H)0.316
G07D11/0024Note picking0.316
G07D11/0096Accepting paper currency or other valuables in containers  e.g. in code-marked envelopes0.316
G07D11/009Depositing devices | safes | (ref: E05G)0.316
G07D11/00Devices accepting coins or | accepting or dispensing|  paper currency  e.g. depositing machines | apparatus freed or actuated by coins or the like | (ref: G07F)| | apparatus freed or actuated by paper currency | (ref: G07F7/04)| | complete banking systems | (ref: G07F19/00)|   | | arrangements actuated by a coded-card for receiving or dispensing monies or the like and posting such transactions to existing accounts  e.g. automatic teller machines [ATMs] | (ref: G07F19/20)0.316
G07F9/08Counting total of coins inserted0.316
G07D9/008Feeding coins from bulk0.316
G07D3/16in combination with coin-counting0.316
G06F17/18for evaluating statistical data |   e.g. average values  frequency distributions  probability functions  regression analysis | forecasting specially adapted for a specific administrative  business or logistic context | (ref: G06Q10/04)0.315
G06N5/04Inference methods or devices0.315
G06Q10/063112Skill-based matching of a person or a group to a task0.315
G06F21/83input devices  e.g. keyboards  mice or controllers thereof0.315
G06F2221/2115Third party0.063
H04M2215/0196Payment of value-added services  mainly when their charges are added on the telephone bill  e.g. payment of non-telecom services  e-commerce  on-line banking0.062
H04M2215/0176Billing arrangements using internet0.062
H04M2215/32Involving wireless systems0.062
H04M2215/00Metering arrangements| Time controlling arrangements| Time indicating arrangements0.062
H04L2463/102applying security measure for e-commerce | data processing systems or methods  specially adapted for e-commerce | (ref: G06Q30/00)0.062
H04L2209/80Wireless | network architectures or network communication protocols for wireless network security | (ref: H04W12/00)0.061
G06Q2220/00Business processing using cryptography | postage metering system using cryptography | (ref: G06Q2250/05)0.061
H04W12/02Protecting privacy or anonymity0.061
G06F2221/2103Challenge-response0.061
G06F2221/2129Authenticate client device independently of the user0.061
G06F3/1423controlling a plurality of local displays  e.g. CRT and flat panel display0.060
E05G7/002Security barriers for bank teller windows0.060
G06F3/0486Drag-and-drop0.060
G05B2219/32128Gui graphical user interface0.059
H04N1/34for coin-freed systems | | pay systems | telephonic metering | (ref: H04M15/00)|   coin-freed or like apparatus | per se|  | (ref: G07F)0.057
H04N1/00132in a digital photofinishing system  i.e. a system where digital photographic images undergo typical photofinishing processing  e.g. printing ordering0.057
Y10S707/99945Object-oriented database structure processing0.057
Y10S707/99931Database or file accessing0.057
H04M3/493Interactive information services  e.g. directory enquiries | | Arrangements therefor  e.g. interactive voice response [IVR] systems or voice portals0.056
H04L2209/56Financial cryptography  e.g. electronic payment or e-cash0.056
H04L2209/38Chaining  e.g. hash chain or certificate chain0.056
G06F2209/544Remote0.056
G06F8/61Installation0.056
G06Q2220/10Usage protection of distributed data files0.056
G06K9/00442Document analysis and understanding| Document recognition0.055
Y10S902/39Particular communication feature0.055
G06F2221/2117User registration0.055
G06F2221/2119Authenticating web pages  e.g. with suspicious links0.055
G06F2221/2101Auditing as a secondary aspect0.055
G06F2221/2111Location-sensitive  e.g. geographical location  GPS0.055
H04L69/16Transmission control protocol/internet protocol [TCP/IP] or user datagram protocol [UDP] | flow control or congestion control in data switching networks | (ref: H04L47/10)| | transport layer addressing aspects | (ref: H04L61/6063)| | special adaptations of TCP  UDP or IP for interworking of IP based networks with other networks | (ref: H04L69/169)| | adapting video multiplex streams to a specific network | (ref: H04N21/2381)| | network layer protocol adaptations for supporting mobility  e.g. mobile IP  | (ref: H04W80/04)0.055
H04L41/22using GUI [Graphical User Interface]0.055
G06F21/51at application loading time  e.g. accepting  rejecting  starting or inhibiting executable software based on integrity or source reliability0.055
G10L2015/223Execution procedure of a spoken command0.055
G07B1/00Machines for printing and issuing tickets | printing mechanisms | per se|  | (ref: B41)| | output mechanisms of digital computers | (ref: G06C11/00)0.055
G07C2011/04related to queuing systems0.055
H04L2463/121Timestamp | cryptographic mechanisms or cryptographic arrangements involving time stamps | (ref: H04L9/3297)0.055
G06F2221/2141Access rights  e.g. capability lists  access control lists  access tables  access matrices0.055
G01S5/02using radio waves | (ref: G01S19/00)|  takes precedence0.055
H04L2463/081applying self-generating credentials  e.g. instead of receiving credentials from an authority or from another peer  the credentials are generated at the entity itself | cryptographic mechanisms or cryptographic arrangements for generation of secret information including derivation or calculation of cryptographic keys or passwords | (ref: H04L9/0861)0.055
H04W8/005Discovery of network devices  e.g. terminals0.055
H04W88/08Access point devices0.055
Y10S707/99943Generating database or data structure  e.g. via user interface0.055
Y10S707/99933Query processing  i.e. searching0.055
G06F2221/2107File encryption0.055
H04L2463/082applying multi-factor authentication | cryptographic mechanisms or cryptographic arrangements including means for verifying the identity or authority of a user of the system or for message authentication | (ref: H04L9/32)0.055
G06Q50/26Government or public services0.055
B60W2040/0809Driver authorisation|  Driver identical check0.055
H04M2207/18wireless networks0.054
H04W4/18Information format or content conversion  e.g. adaptation by the network of the transmitted or received information for the purpose of wireless delivery to users or terminals0.054
H04M2201/60Medium conversion0.054
H04M3/5307for recording messages comprising any combination of audio and non-audio components0.054
H04M2203/4509Unified messaging with single point of access to voicemail and other mail or messaging systems | unified messaging in packet switching networks | (ref: H04L51/36)0.054
H04M2201/40using speech recognition | speech recognition | per se|  | (ref: G10L15/00)0.054
G08C2201/20Binding and programming of remote control devices0.054
H04M2215/2026Wireless network  e.g. GSM  PCS  TACS0.054
H04M2215/7009Account settings  e.g. users  terminals  limits  numbers or payment0.054
H04L63/06for supporting key management in a packet data network | cryptographic mechanisms or cryptographic arrangements for key management | (ref: H04L9/08)0.054
Y04S40/20Information technology specific aspects0.054
H04Q2213/13134Coin boxes  payphone  prepaid0.054
H04Q2213/13345Intelligent networks  SCP0.054
H04M2215/34Roaming0.054
H04Q2213/1322PBX0.054
H04Q2213/13389LAN  internet0.054
H04Q2213/13098Mobile subscriber0.054
H04Q2213/13109Initializing  personal profile0.054
H04Q2213/1305Software aspects0.054
H04Q2213/13176Common channel signaling  CCS70.054
H04Q2213/13331Abbreviated dialling0.054
H04Q2213/13106Microprocessor  CPU0.054
H04Q2213/13003Constructional details of switching devices0.054
H04Q2213/1332Logic circuits0.054
H04Q2213/1324Conference call0.054
H04Q2213/1315Call waiting0.054
H04Q2213/13204Protocols0.054
H04M2215/8166Available credit0.054
H04Q2213/13103Memory0.054
H04M2215/7442Roaming0.054
H04Q2213/1334Configuration within the switch0.054
H04Q2213/13152Callback0.054
H04Q2213/13095PIN / Access code  authentication0.054
H04Q2213/13093Personal computer  PC0.054
H04Q2213/13274Call rejection  call barring0.054
H04Q2213/13282Call forward  follow-me  call diversion0.054
H04Q2213/13349Network management0.054
H04Q2213/13372Intercepting operator0.054
H04Q2213/13377Recorded announcement0.054
H04Q2213/13405Dual frequency signaling  DTMF0.054
H04Q2213/1313Metering  billing0.054
G11B2220/41Flat as opposed to hierarchical combination  e.g. library of tapes or discs  CD changer  or groups of record carriers that together store one title0.054
G11B2220/218Write-once discs0.054
G11B2220/2545CDs0.054
G11B2220/90Tape-like record carriers0.054
H04L51/38in combination with wireless systems | mobile application service signalling using messaging  e.g. SMS  | (ref: H04W4/12)0.054
H04M2017/14using commercial credit/debit cards  e.g. VISA  AMEX0.054
H04W88/02Terminal devices0.054
H04W52/0274by switching on or off the equipment or parts thereof0.054
H04M1/0274for an electrical connector module0.054
H04M2017/12using calling  telephone credit/debit cards0.054
H04L63/20for managing network security| network security policies in general | filtering policies | (ref: H04L63/0227)0.054
H04W8/26Network addressing or numbering for mobility support0.054
H04L63/0421Anonymous communication  i.e. the party's identifiers are hidden from the other party or parties  e.g. using an anonymizer0.054
H04W88/04adapted for relaying to or from another terminal or user0.053
H04W4/48for in-vehicle communication0.053
H04W80/00Wireless network protocols or protocol adaptations to wireless operation  e.g. WAP [Wireless Application Protocol]0.053
H04W76/10Connection setup0.053
A63F2300/407Data transfer via internet0.053
H04M2203/40related to call centers0.053
H04M2203/6045Identity confirmation0.053
G11B2220/2575DVD-RAMs0.053
G06F12/1483using an access-table  e.g. matrix or list0.053
G06F2221/2135Metering0.053
G06F2211/007Encryption  En-/decode  En-/decipher  En-/decypher  Scramble  (De-)compress0.053
G11B2220/216Rewritable discs0.053
G11B2220/2562DVDs [digital versatile discs]| Digital video discs| MMCDs| HDCDs0.053
G06F2221/2137Time limited access  e.g. to a computer or data0.053
G06F21/6263during internet communication  e.g. revealing personal data from cookies0.053
H04L43/0817functioning | networked applications tracking the activity of users | (ref: H04L67/22)| | monitoring appliance functionality of home appliances | (ref: H04L12/2803)0.053
H04L41/5003Managing service level agreement [SLA] or interaction between SLA and quality of service [QoS]0.053
H04L41/5093wherein the managed service relates to messaging or chat services | conducting a computer conference | (ref: H04L12/1822)| | messaging  such as e-mail in packet-switching networks | (ref: H04L51/00)| | instant messaging | (ref: H04L51/04)0.053
H04L41/509wherein the managed service relates to media content delivery  e.g. audio / video / TV | protocols for real-time multimedia communications | (ref: H04L65/00)| | interactive television or VoD | (ref: H04N21/00)0.053
H04L43/16using threshold monitoring0.053
H04L41/5087wherein the managed service relates to voice services | protocols for real-time multimedia communications | (ref: H04L65/00)| | management of telephonic communication services | (ref: H04M3/22)| | management of VoIP services | (ref: H04M7/0081)0.053
H04L41/5025by proactively reacting to service quality change  e.g. degradation or upgrade  by reconfiguration | mere recovery after a network faults | (ref: H04L41/0654)0.053
H04L43/0847Transmission error0.053
H04L41/5067Customer-centric quality of service [QoS] measurement0.053
H04L41/5061Customer care0.053
H04L67/2857involving storage of data provided by user terminals  i.e. reverse caching0.053
Y02P90/80Management or planning0.053
G06Q50/20Education0.053
G06N5/046Forward inferencing  production systems0.053
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