Patent Id | Score | Title | Patent Type | Publication Date | Priority Date | Family Id | Search Efficiency | Original Assignee | Current Assignee |
|---|---|---|---|---|---|---|---|---|---|
| EP2188790A2 | 1.609 | PAYMENT PROCESSOR HOSTED ACCOUNT INFORMATION | GRANT | 2010-05-26 | 2007-08-08 | 40347420 | Great | Phoenix Payment Systems Inc dba Electronic Payment Exchange (EPX) | Phoenix Payment Systems Inc dba Electronic Payment Exchange (EPX) |
| EP1240631B1 | 1.608 | PAYMENT TRANSACTION METHOD AND PAYMENT TRANSACTION SYSTEM | GRANT | 2003-06-04 | 1999-12-23 | 4551756 | Great | Swisscom Mobile AG | Swisscom Schweiz AG |
| EP1145200B1 | 1.606 | METHOD AND SYSTEM FOR TRANSACTING PAYMENTS | GRANT | 2003-02-05 | 1999-10-25 | 4551728 | Great | Swisscom Mobile AG | Swisscom Schweiz AG |
| EP1240632B1 | 1.605 | PAYMENT TRANSACTION METHOD AND PAYMENT TRANSACTION SYSTEM | GRANT | 2003-06-04 | 1999-12-23 | 4551757 | Great | Swisscom Mobile AG | Swisscom Fixnet AG, Swisscom AG |
| EP1374193A1 | 1.577 | SECURE E-COMMERCE CLEARANCE SYSTEM | GRANT | 2004-01-02 | 2001-04-04 | 4168768 | Great | Sips Inc | Sips Inc |
| EP2266087A2 | 1.571 | MOBILE TELEPHONE TRANSACTION SYSTEMS AND METHODS | GRANT | 2010-12-29 | 2008-04-02 | 41134122 | Great | Global 1 Enterprises Inc | Global 1 Enterprises Inc |
| EP2156395A1 | 1.559 | MOBILE PAYMENTS SYSTEM AND METHOD | GRANT | 2010-02-24 | 2007-04-27 | 39888160 | Great | American Express Travel Related Services Co Inc | III Holdings 1 LLC |
| EP1430454A2 | 1.552 | REMOTE PAYMENT METHOD AND SYSTEM | GRANT | 2004-06-23 | 2000-10-27 | 26709357 | Great | Icom Mobile Ltd | Icom Mobile Ltd |
| EP2088549A1 | 1.533 | Customer initiated payment method | GRANT | 2009-08-12 | 2008-02-11 | 39636860 | Great | Accenture Global Services GmbH | Accenture Global Services GmbH |
| EP1264259A1 | 1.527 | A NETWORK-BASED SYSTEM | GRANT | 2002-12-11 | 2000-02-11 | 11042562 | Great | Internet Payments Patents Ltd, Internet Payments Ltd | Internet Payments Ltd |
| EP1710737A1 | 1.526 | A SAFE NETWORK PAYMENT SYSTEM AND SAFE NETWORK PAYMENT AUTHENTICATION METHOD | GRANT | 2006-10-11 | 2003-12-31 | 34716086 | Great | China Unionpay | China Unionpay |
| EP2122557A2 | 1.511 | SYSTEMS AND METHOD FOR SECURE WIRELESS PAYMENT TRANSACTIONS | GRANT | 2009-11-25 | 2007-01-18 | 39636721 | Great | Mocapay Inc | Mocapay Inc |
| EP1387329A1 | 1.511 | Telepayment method system and gateway for implementing this method use of the method | GRANT | 2004-02-04 | 2002-07-30 | 30011602 | Great | France Telecom SA | Orange SA |
| EP1358609A2 | 1.496 | METHOD AND SYSTEM FOR COMPLETING A TRANSACTION BETWEEN A CUSTOMER AND A MERCHANT | GRANT | 2003-11-05 | 2001-02-07 | 27401931 | Great | I4 Commerce Inc | Bill Me Later Inc |
| EP2457200A2 | 1.489 | AN APPARATUS INCLUDING DATA BEARING MEDIUM FOR AUTHORIZING A PAYMENT TRANSACTION USING SEASONED DATA | GRANT | 2012-05-30 | 2009-07-22 | 43498141 | Great | Visa International Service Association | Visa International Service Association |
| EP2189933A1 | 1.488 | Electronic payment system including merchant server and associated methods | GRANT | 2010-05-26 | 2008-11-24 | 41381956 | Great | Research in Motion Ltd | BlackBerry Ltd |
| EP1573428A2 | 1.480 | METHOD AND APPARATUS FOR PROCESSING FINANCIAL TRANSACTIONS | GRANT | 2005-09-14 | 2001-03-06 | 25178644 | Great | Electronic Data Systems LLC | Hewlett Packard Enterprise Development LP |
| US20090063312A1 | 1.477 | Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions | APPLICATION | 2009-03-05 | 2007-08-28 | 40408953 | Great | Mocapay Inc | Mocapay Inc |
| EP1869611A1 | 1.477 | MOBILE PHONE CHARGE CARD NOTIFICATION AND AUTHORIZATION METHOD | GRANT | 2007-12-26 | 2005-03-11 | 36969793 | Great | Stemer Werner | Stemer Werner |
| EP2088548A1 | 1.476 | Point of sale payment method | GRANT | 2009-08-12 | 2008-02-11 | 39628887 | Great | Accenture Global Services GmbH | Accenture Global Services GmbH |
| EP2218046A2 | 1.474 | PAYMENT TRANSACTION USING MOBILE PHONE AS RELAY | GRANT | 2010-08-18 | 2007-10-25 | 40580421 | Great | Visa International Service Association | Visa International Service Association |
| EP2446407A2 | 1.469 | MOBILE COMMERCE AUTHENTICATION AND AUTHORIZATION SYSTEMS | GRANT | 2012-05-02 | 2009-06-02 | 43298439 | Great | Qualcomm Inc | Qualcomm Inc |
| US20050250538A1 | 1.459 | Method and system for making card-based payments using mobile devices | APPLICATION | 2005-11-10 | 2004-05-07 | 35240086 | Great | July Systems LLC | Cisco Technology Inc |
| EP0976116A1 | 1.455 | TELE/DATACOMMUNICATIONS PAYMENT METHOD AND APPARATUS | GRANT | 2000-02-02 | 1997-04-15 | 27366357 | Great | Telefonaktiebolaget LM Ericsson AB | Telefonaktiebolaget LM Ericsson AB |
| EP1207506A2 | 1.452 | Payment processing method and system | GRANT | 2002-05-22 | 2000-10-12 | 18795745 | Great | Hitachi Ltd | Hitachi Ltd |
| EP1182625A1 | 1.449 | Introduction of an electronic payment transaction | GRANT | 2002-02-27 | 2000-08-25 | 8169665 | Great | Telefonaktiebolaget LM Ericsson AB | Telefonaktiebolaget LM Ericsson AB |
| EP1225549A1 | 1.438 | Terminal and method for electronic payment | GRANT | 2002-07-24 | 2001-01-04 | 8858530 | Great | SAGEM SA | Safran Electronics and Defense SAS |
| EP2287792A1 | 1.437 | Location controls on payment card transactions | GRANT | 2011-02-23 | 2009-08-19 | 42983224 | Great | Mastercard International Inc | Mastercard International Inc |
| EP1314125A2 | 1.436 | METHOD AND SYSTEM OF SECURELY COLLECTING STORING AND TRANSMITTING INFORMATION | GRANT | 2003-05-28 | 2000-06-28 | 24455682 | Great | Patentek Inc | Patentek Inc |
| EP1738515A1 | 1.430 | METHODS AND SYSTEMS FOR ONLINE TRANSACTION PROCESSING | GRANT | 2007-01-03 | 2004-04-16 | 35097486 | Great | First Data Corp | First Data Corp |
| EP2462551A1 | 1.427 | MULTI-TIER TRANSACTION PROCESSING METHOD AND PAYMENT SYSTEM IN M AND E-COMMERCE | GRANT | 2012-06-13 | 2009-08-04 | 43535542 | Great | Authernative Inc | Authernative Inc |
| EP1472636A1 | 1.421 | METHOD AND APPARATUS FOR A PRIVATE AND SECURE PAYMENT SYSTEM USING A WIRELESS DEVICE | GRANT | 2004-11-03 | 2002-01-15 | 27366991 | Great | ||
| EP1817726A2 | 1.410 | UNIVERSAL MOBILE ELECTRONIC COMMERCE | GRANT | 2007-08-15 | 2003-11-04 | 34549574 | Great | Ebizmobility Ltd | Ebizmobility Ltd |
| EP1763786A2 | 1.409 | SYSTEM FOR MERCHANT-INITIATED PAYMENTS | GRANT | 2007-03-21 | 2004-04-13 | 35061755 | Great | eBay Inc | eBay Inc |
| EP2396754A2 | 1.407 | SECURE PAYMENT AND BILLING METHOD USING MOBILE PHONE NUMBER OR ACCOUNT | GRANT | 2011-12-21 | 2009-02-14 | 42562267 | Great | NET2TEXT Ltd | NET2TEXT Ltd |
| US20100274678A1 | 1.399 | SYSTEMS METHODS AND DEVICES FOR FACILITATING MOBILE PAYMENTS | APPLICATION | 2010-10-28 | 2009-04-22 | 42992973 | Great | GoFigure Payments LLC | GoFigure Payments LLC |
| WO2008018052A2 | 1.398 | SECURE MECHANISM AND SYSTEM FOR PROCESSING FINANCIAL TRANSACTIONS | APPLICATION | 2008-02-14 | 2006-08-10 | 39033370 | Great | ||
| EP1424664A2 | 1.398 | Secure payment system and method having one-time use authorization | GRANT | 2004-06-02 | 2002-11-22 | 32298011 | Great | Pitney Bowes Inc | Pitney Bowes Inc |
| EP1323011A2 | 1.395 | AUTOMATED PAYMENT SYSTEM | GRANT | 2003-07-02 | 2000-08-17 | 24570836 | Great | ||
| EP1190350A1 | 1.392 | SYSTEM AND METHOD FOR PROCESSING FINANCIAL TRANSACTIONS | GRANT | 2002-03-27 | 1999-02-19 | 22392378 | Great | Mobil Oil Corp, ExxonMobil Oil Corp | ExxonMobil Oil Corp |
| EP2080160A1 | 1.391 | PAYMENT METHOD AND SYSTEM BY MEANS OF A MOBILE TELEPHONE | GRANT | 2009-07-22 | 2006-08-18 | 38183498 | Great | Paycool International Ltd | Paycool International Ltd |
| WO2010054259A1 | 1.391 | INTERMEDIARY SERVICE AND METHOD FOR PROCESSING FINANCIAL TRANSACTION DATA WITH MOBILE DEVICE CONFIRMATION | APPLICATION | 2010-05-14 | 2008-11-08 | 42153279 | Great | ||
| EP1061484A2 | 1.390 | Method and system for controlling certificate based open payment transactions | GRANT | 2000-12-20 | 1999-06-11 | 22482791 | Great | Citicorp Development Center Inc | Citicorp Development Center Inc |
| EP1784772A1 | 1.389 | AUTHENTICATION AND PAYMENT SYSTEM AND METHOD USING MOBILE COMMUNICATION TERMINAL | GRANT | 2007-05-16 | 2004-08-25 | 35967687 | Great | SK Telecom Co Ltd | SK Planet Co Ltd |
| EP2438562A1 | 1.385 | SYSTEMS AND METHODS FOR ROUTING A TRANSACTION REQUEST TO A PAYMENT SYSTEM VIA A TRANSACTION DEVICE | GRANT | 2012-04-11 | 2009-06-05 | 43298131 | Great | American Express Travel Related Services Co Inc | American Express Travel Related Services Co Inc |
| EP1430456B1 | 1.384 | ELECTRONIC PAYMENT SYSTEM THAT IS USED TO PURCHASE GOODS OR SERVICES OFFERED BY A MERCHANT SERVER AND THE METHOD USED IN ONE SUCH SYSTEM | GRANT | 2006-12-20 | 2001-09-25 | 8867591 | Great | France Telecom SA | Orange SA |
| EP1218844A2 | 1.381 | METHOD FOR BILLING INTERNET TRANSACTIONS VIA MOBILE RADIO TELEPHONE SERVICE | GRANT | 2002-07-03 | 1999-09-28 | 7923637 | Great | Deutsche Telekom AG, T Mobile Deutschland GmbH, DeTeMobil Deutsche Telekom Mobilnet GmbH | Telekom Deutschland GmbH |
| EP1656640A2 | 1.378 | POINT OF SALE PURCHASE SYSTEM | GRANT | 2006-05-17 | 2003-08-22 | 34198230 | Great | Cards LLC | COMPUCREDIT INTELLECTUAL PROPERTY HOLDINGS CORP. I |
| EP2372628A2 | 1.376 | METHOD APPARATUS AND SYSTEM FOR ENABLING PURCHASER TO DIRECT PAYMENT APPROVAL SETTLEMENT AND MEMBERSHIP SUBSCRIPTION USING MOBILE COMMUNICATION TERMINAL | GRANT | 2011-10-05 | 2008-11-28 | 42226226 | Great | Harex Infotech Inc | Harex Infotech Inc |
| EP2316100A2 | 1.373 | MOBILE PAYER AUTHENTICATION | GRANT | 2011-05-04 | 2008-08-11 | 41669631 | Great | Visa USA Inc | Visa USA Inc |
| WO2002039400A2 | 1.369 | REAL TIME ELECTRONIC PAYMENT SYSTEM USING CUSTOMER ELECTRONIC BILL PAYMENT SYSTEM | APPLICATION | 2002-05-16 | 2000-11-13 | 24849900 | Great | ||
| EP2044721A2 | 1.366 | METHOD AND SYSTEM FOR PROVIDING BIOMETRIC AUTHENTICATION AT A POINT-OF-SALE VIA A MOBILE DEVICE | GRANT | 2009-04-08 | 2006-06-29 | 38846770 | Great | YOU Technology Inc | Open Invention Network LLC |
| EP1854059A2 | 1.364 | FRAUD-FREE PAYMENT FOR INTERNET PURCHASES | GRANT | 2007-11-14 | 2005-01-26 | 37308366 | Great | ||
| EP2255328A2 | 1.364 | SYSTEMS AND METHODS TO VERIFY PAYMENT TRANSACTIONS | GRANT | 2010-12-01 | 2008-02-12 | 39247500 | Great | VIDICOM Ltd | VIDICOM Ltd |
| WO2007044925A2 | 1.364 | ELECTRONICALLY REFUNDING CHANGE | APPLICATION | 2007-04-19 | 2005-10-13 | 37943567 | Great | ||
| EP2008236A2 | 1.362 | METHOD FOR UNIVERSAL ELECTRONIC PAYMENT PROCESSING | GRANT | 2008-12-31 | 2006-04-03 | 38581772 | Great | Ebizmobility Ltd | EBIZ.MOBILITY LTD |
| EP2143059A1 | 1.361 | PAYMENT ACCOUNT PROCESSING WHICH CONVEYS FINANCIAL TRANSACTION DATA AND NON FINANCIAL TRANSACTION DATA | GRANT | 2010-01-13 | 2007-04-30 | 39943899 | Great | Visa USA Inc | Visa USA Inc |
| EP1629426A2 | 1.357 | AIRLINE TICKET PAYMENT AND RESERVATION SYSTEM AND METHODS | GRANT | 2006-03-01 | 2003-05-21 | 33493006 | Great | First Data Corp | First Data Corp, Western Union Co |
| US20090012901A1 | 1.356 | Multifactor authentication system for "cash back" at the point of sale | APPLICATION | 2009-01-08 | 2007-02-14 | 40222221 | Great | Mpower Mobile Inc | Mpower Mobile Inc |
| EP1004086A2 | 1.356 | METHOD AND SYSTEM FOR CONDUCTING ELECTRONIC COMMERCE TRANSACTIONS | GRANT | 2000-05-31 | 1997-07-29 | 21988926 | Great | Netadvantage Corp | SILICON VALLEY EBUSINESS SOLUTIONS, INC. |
| EP2201506A2 | 1.353 | HOST CAPTURE | GRANT | 2010-06-30 | 2007-09-10 | 40432877 | Great | Visa USA Inc | Visa USA Inc |
| EP1046144B1 | 1.350 | SYSTEM AND METHOD FOR CONTROLLING FINANCIAL TRANSACTIONS OVER A WIRELESS NETWORK | GRANT | 2004-02-25 | 1997-12-23 | 25544086 | Great | Openwave Systems Inc | Great Elm Group Inc |
| EP0982674A2 | 1.349 | System and method for merchant function assumption of internet checking and savings account transactions | GRANT | 2000-03-01 | 1998-08-27 | 26794375 | Great | Citibank NA | Citibank NA |
| EP1430455A2 | 1.349 | A SECURE ON-LINE PAYMENT SYSTEM | GRANT | 2004-06-23 | 2001-06-01 | 11042787 | Great | Mainline Corporate Holdings Ltd | Mainline Corporate Holdings Ltd |
| EP1388135A2 | 1.343 | PAYMENT INSTRUMENT AUTHORIZATION TECHNIQUE | GRANT | 2004-02-11 | 2001-01-24 | 26950069 | Great | CDCK France | F Poszat HU LLC |
| WO2007005997A2 | 1.337 | METHOD AND SYSTEM FOR AUTOMATICALLY ISSUING DIGITAL MERCHANT BASED ONLINE PAYMENT CARD | APPLICATION | 2007-01-11 | 2005-07-06 | 37897399 | Great | ||
| EP2165301A2 | 1.336 | SYSTEMS AND METHODS FOR SECURE AND TRANSPARENT CARDLESS TRANSACTIONS | GRANT | 2010-03-24 | 2007-06-25 | 40137502 | Great | Visa USA Inc | Visa USA Inc |
| EP1700259A2 | 1.335 | SYSTEMS AND METHODS FOR STAGING TRANSACTIONS PAYMENTS AND COLLECTIONS | GRANT | 2006-09-13 | 2003-09-30 | 34422116 | Great | First Data Corp | First Data Corp, Western Union Co |
| EP2153395A1 | 1.333 | CENTRALIZED PAYMENT HUB METHOD AND SYSTEM | GRANT | 2010-02-17 | 2007-04-27 | 39926094 | Great | Cashedge Inc | Cashedge Inc |
| EP1293923A2 | 1.333 | Arrangement and method for tele-commerce with client profiles | GRANT | 2003-03-19 | 2001-09-17 | 26076993 | Great | Koninklijke PTT Nederland NV, Koninklijke KPN NV | Koninklijke PTT Nederland NV, Koninklijke KPN NV |
| EP1941443A2 | 1.328 | PAYMENT SYSTEM AND CLEARINGHOUSE OF INTERNET TRANSACTIONS | GRANT | 2008-07-09 | 2005-09-28 | 37900408 | Great | Saf T Pay Inc | SAF-T-PAY, INC., Saf-T-Pay Inc |
| EP1301912A1 | 1.326 | TRANSACTION PROCESSING SYSTEM | GRANT | 2003-04-16 | 2000-07-10 | 9895363 | Great | VETT Ltd | VETT Ltd |
| EP1417613A1 | 1.325 | SECURE AUTHENTICATION AND PAYMENT SYSTEM | GRANT | 2004-05-12 | 2001-07-06 | 25411715 | Great | ||
| WO2009146415A1 | 1.324 | SYSTEM AND METHOD FOR PROCESSING TRANSACTIONS WITHOUT PROVIDING ACCOUNT INFORMATION TO A PAYEE | APPLICATION | 2009-12-03 | 2008-05-30 | 41377606 | Great | ||
| EP2215591A1 | 1.324 | SUB-ACCOUNT MECHANISM | GRANT | 2010-08-11 | 2007-11-29 | 40427176 | Great | Bank of America Corp | Bank of America Corp |
| EP2359324A2 | 1.323 | AUTOMATED SUBSTANTIATION OF PRODUCT LEVEL SPECIFIC ACCOUNT PAYMENTS | GRANT | 2011-08-24 | 2008-12-06 | 42232134 | Great | Visa USA Inc | Visa USA Inc |
| EP2070028A2 | 1.322 | STAGED TRANSACTION SYSTEM FOR MOBILE COMMERCE | GRANT | 2009-06-17 | 2006-09-28 | 39231025 | Great | First Data Corp | First Data Corp |
| US20050097015A1 | 1.321 | Electronic financial transactions with portable merchant accounts | APPLICATION | 2005-05-05 | 2003-10-30 | 34550344 | Great | Propay USA Inc | Propay USA Inc |
| EP1563697A2 | 1.321 | MOBILE COMMUNICATION DEVICE EQUIPPED WITH A MAGNETIC STRIPE READER | GRANT | 2005-08-17 | 2002-10-30 | 32179925 | Great | Way Systems Inc | Way Systems Inc |
| EP3038034B1 | 1.320 | SECURE MOBILE PAYMENT SYSTEM | GRANT | 2019-11-20 | 2007-06-25 | 40137518 | Great | Visa International Service Association | Visa International Service Association |
| EP1493099A2 | 1.320 | SYSTEM AND METHOD FOR PROCESSING FINANCIAL TRANSACTIONS USING MULTI-PAYMENT PREFERENCES | GRANT | 2005-01-05 | 2002-04-08 | 29254401 | Great | ExxonMobil Research and Engineering Co | ExxonMobil Research and Engineering Co |
| EP1941438A2 | 1.318 | SYSTEMS AND METHODS FOR CONDUCTING FINANCIAL TRANSACTIONS OVER A NETWORK | GRANT | 2008-07-09 | 2006-04-25 | 38325567 | Great | UC Group Ltd | UC Group Ltd |
| EP2387772A1 | 1.318 | SYSTEMS FOR LOCATING A PAYMENT SYSTEM UTILIZING A POINT OF SALE DEVICE | GRANT | 2011-11-23 | 2009-01-13 | 42340060 | Great | American Express Travel Related Services Co Inc | Gula Consulting LLC |
| EP1221081A2 | 1.318 | MOBILE TRANSACTION SYSTEM AND METHOD | GRANT | 2002-07-10 | 2000-02-27 | 11073873 | Great | Adamtech Ltd | CELLPAY LTD |
| US20020073027A1 | 1.317 | Mobile payment system | APPLICATION | 2002-06-13 | 2000-12-11 | 24947472 | Great | Advance Technology Ltd | ADVANCE TECH INTERNATIONAL Ltd, Advance Technology Ltd, ADVANCE TECH INTERNATIONAL Ltd |
| EP1320828A1 | 1.316 | SYSTEM AND METHOD FOR USING EXISTING PREPAID CARD SYSTEMS FOR MAKING PAYMENTS OVER THE INTERNET | GRANT | 2003-06-25 | 2000-05-24 | 22767814 | Great | Duocash Inc | Duocash Inc |
| EP1293944A1 | 1.313 | Arrangement and method for tele-commerce with client profiles | GRANT | 2003-03-19 | 2001-09-17 | 8180938 | Great | Koninklijke PTT Nederland NV, Koninklijke KPN NV | Koninklijke PTT Nederland NV, Koninklijke KPN NV |
| EP2062210B1 | 1.312 | TRANSACTION AUTHORISATION SYSTEM & METHOD | GRANT | 2015-04-01 | 2006-08-01 | 38996783 | Great | Qpay Holdings Ltd | Qpay Holdings Ltd |
| EP2002388A1 | 1.310 | A METHOD OF CASH-LESS CARDLESS PURCHASE TRANSACTION USING MOBILE PHONES | GRANT | 2008-12-17 | 2005-08-22 | 37771834 | Great | Utiba Pty Ltd | G-Xchange Inc, Utiba Pty Ltd, G-Xchange Inc |
| EP2335205A1 | 1.310 | MONEY MOVEMENT NETWORK HUB SYSTEM | GRANT | 2011-06-22 | 2008-08-18 | 41681947 | Great | Cashedge Inc | Cashedge Inc |
| EP0995174A1 | 1.304 | AUTOMATED LOAN REPAYMENT | GRANT | 2000-04-26 | 1997-07-09 | 26723521 | Great | Countrywide Business Alliance Inc | Advanceme Inc |
| EP2153531A1 | 1.301 | USER EXPERIENCE ON MOBILE PHONE | GRANT | 2010-02-17 | 2007-04-27 | 39888161 | Great | American Express Travel Related Services Co Inc | III Holdings 1 LLC |
| EP1381994A2 | 1.300 | SYSTEM AND METHOD FOR PROCESSING FINANCIAL TRANSACTIONS | GRANT | 2004-01-21 | 2001-02-27 | 26954869 | Great | ExxonMobil Research and Engineering Co | ExxonMobil Research and Engineering Co |
| EP2008237A1 | 1.300 | MOBILE PERSON-TO-PERSON PAYMENT SYSTEM | GRANT | 2008-12-31 | 2006-03-30 | 38532095 | Great | Obopay Inc | Obopay Inc |
| EP1131761A2 | 1.300 | ELECTRONIC PAYMENT SYSTEM UTILIZING INTERMEDIARY ACCOUNT | GRANT | 2001-09-12 | 1998-11-17 | 26806236 | Great | PreNet Corp | PRECASH Inc |
| EP1269430A1 | 1.299 | A METHOD OF PERFORMING A TRANSACTION | GRANT | 2003-01-02 | 2000-03-03 | 20430536 | Great | Systems & Work Pte Ltd | Systems & Work Pte Ltd |
| EP1031106B1 | 1.297 | A RETAIL METHOD OVER A WIDE AREA NETWORK | GRANT | 2014-07-16 | 1997-08-11 | 25425110 | Great | Trivnet Ltd | Trivnet Ltd |
| EP1272988B1 | 1.296 | AN IMPROVED METHOD AND SYSTEM FOR CONDUCTING SECURE PAYMENTS OVER A COMPUTER NETWORK | GRANT | 2011-09-28 | 2000-04-11 | 26891522 | Great | Mastercard International Inc | Mastercard International Inc |
| EP1065634A1 | 1.296 | System and method for performing secure electronic transactions over an open communication network | GRANT | 2001-01-03 | 1999-07-02 | 8242583 | Great | Mic Systems | Mic Systems |
| EP2304661A1 | 1.295 | SYSTEMS AND METHODS FOR SECURE DEBIT PAYMENT | GRANT | 2011-04-06 | 2008-05-09 | 41267662 | Great | Verient Inc | Verient Inc |
| EP1745447A1 | 1.293 | MULTIPLE PARTY BENEFIT FROM AN ONLINE AUTHENTICATION SERVICE | GRANT | 2007-01-24 | 2004-05-03 | 34957676 | Great | Visa International Service Association | Visa International Service Association |
| EP0820620A1 | 1.293 | ELECTRONIC PAYMENT METHOD FOR PURCHASE-RELATED TRANSACTIONS OVER A COMPUTER NETWORK | GRANT | 1998-01-28 | 1995-04-14 | 9478147 | Great | G C Tech | GLOBE ID SOFTWARE |
| WO2006023745A2 | 1.293 | CONDUCTING SECURE FINANCIAL TRANSACTIONS INDEPENDENT OF PHYSICAL LOCATION | APPLICATION | 2006-03-02 | 2004-08-19 | 35968212 | Great | ||
| EP2149084A1 | 1.290 | METHOD AND SYSTEM FOR AUTHENTICATING A PARTY TO A TRANSACTION | GRANT | 2010-02-03 | 2007-04-17 | 39875877 | Great | Visa USA Inc | Visa USA Inc |
| EP1334440A1 | 1.288 | A COMPUTERIZED METHOD AND SYSTEM FOR A SECURE ON-LINE TRANSACTION USING CARDHOLDER AUTHENTICATION | GRANT | 2003-08-13 | 2000-09-21 | 21741792 | Great | TRINTECH Ltd | TRINTECH Ltd |
| EP1298613B1 | 1.286 | Method for conducting payment transactions in a data network | GRANT | 2010-02-24 | 2001-09-27 | 7700481 | Great | Deutsche Telekom AG | Deutsche Telekom AG |
| EP1445744A1 | 1.285 | Linking a merchant account with a financial card | GRANT | 2004-08-11 | 2003-02-05 | 32655632 | Great | Propay USA Inc | Propay USA Inc |
| EP1646928A2 | 1.282 | CASHLESS PAYMENT SYSTEM | GRANT | 2006-04-19 | 2003-07-18 | 34063244 | Great | Ecommlink | Ecommlink |
| EP2156397B1 | 1.281 | SECURE PAYMENT CARD TRANSACTIONS | GRANT | 2019-06-26 | 2007-05-17 | 40122166 | Great | Shift4 Corp | Shift4 Corp |
| EP2368224A1 | 1.280 | MOBILE BARCODE GENERATION AND PAYMENT | GRANT | 2011-09-28 | 2008-12-02 | 42223690 | Great | eBay Inc | PayPal Inc |
| WO2007008860A2 | 1.279 | SECURE ELECTRONIC TRANSACTIONS BETWEEN A MOBILE DEVICE AND OTHER MOBILE FIXED OR VIRTUAL DEVICES | APPLICATION | 2007-01-18 | 2005-07-11 | 37619360 | Great | ||
| EP2389194A2 | 1.277 | SYSTEMS AND METHODS TO FACILITATE ELECTRONIC PAYMENTS | GRANT | 2011-11-30 | 2009-01-23 | 42354935 | Great | VIDICOM Ltd | VIDICOM Ltd |
| EP1107198A2 | 1.274 | System and method for performing an electronic transaction using a transaction proxy with an electronic wallet | GRANT | 2001-06-13 | 1999-11-30 | 26863739 | Great | Citibank NA | Citibank NA |
| WO2008036917A2 | 1.273 | MERCHANT PAYMENT PROCESS FOR MAKING DEPOSITS TO CUSTOMER FINANCIAL ACCOUNTS AT A POINT-OF-SALE | APPLICATION | 2008-03-27 | 2006-09-21 | 39201324 | Great | ||
| EP2168092A1 | 1.273 | PAYMENT CLEARING NETWORK FOR ELECTRONIC FINANCIAL TRANSACTIONS AND RELATED PERSONAL FINANCIAL TRANSACTION DEVICE | GRANT | 2010-03-31 | 2007-06-18 | 40133225 | Great | Bling Nation Ltd | Bling Nation Ltd |
| EP1828998A2 | 1.273 | INTER-OPERABLE MULTI-OPERATOR MULTI-BANK MULTI-MERCHANT MOBILE PAYMENT METHOD AND A SYSTEM THEREFOR | GRANT | 2007-09-05 | 2004-02-05 | 34976031 | Great | A Little World Private Ltd | MCHEK INDIA PAYMENT SYSTEMS PVT Ltd |
| EP2481021A2 | 1.272 | SYSTEM AND METHOD FOR DISTRIBUTED PAYMENT PRODUCTS | GRANT | 2012-08-01 | 2009-09-23 | 43796482 | Great | Verient Inc | Verient Inc |
| EP1014317B1 | 1.269 | Secure payment method | GRANT | 2004-01-02 | 1998-12-14 | 34276784 | Great | SAGEM SA | SAGEM SA |
| EP2304678A1 | 1.265 | MOBILE PAYMENT SYSTEM | GRANT | 2011-04-06 | 2008-06-09 | 41417096 | Great | Obopay Inc | Obopay Inc |
| EP1588307A2 | 1.264 | SYSTEM AND METHOD FOR ONLINE COMMERCE | GRANT | 2005-10-26 | 2003-01-24 | 32825186 | Great | Embedded Wireless Labs Sdn Bhd | Embedded Wireless Labs Sdn Bhd |
| WO2001054015A1 | 1.263 | ELECTRONIC TRANSACTIONS AND PAYMENTS SYSTEM | APPLICATION | 2001-07-26 | 2000-01-18 | 20430514 | Great | ||
| EP1234223A2 | 1.263 | SYSTEM AND METHOD FOR SECURE ELECTRONIC TRANSACTIONS | GRANT | 2002-08-28 | 1999-10-22 | 26857367 | Great | Cyota Inc | Cyota Inc |
| EP0944882A1 | 1.257 | PAYMENT AND TRANSACTIONS IN ELECTRONIC COMMERCE SYSTEM | GRANT | 1999-09-29 | 1996-10-04 | 24918586 | Great | Certco LLC | Certco LLC |
| WO2001041093A1 | 1.257 | A SYSTEM AND METHOD FOR CONDUCTING A FINANCIAL TRANSACTION | APPLICATION | 2001-06-07 | 1999-12-03 | 25588027 | Great | ||
| EP2310997A2 | 1.256 | APPLICATION CURRENCY CODE FOR DYNAMIC CURRENCY CONVERSION TRANSACTIONS WITH CONTACTLESS CONSUMER TRANSACTION PAYMENT DEVICE | GRANT | 2011-04-20 | 2008-08-04 | 41653790 | Great | Visa USA Inc | Visa USA Inc |
| EP2389654A2 | 1.253 | SYSTEMS AND METHODS TO CONTROL ONLINE TRANSACTIONS | GRANT | 2011-11-30 | 2009-01-23 | 42354553 | Great | VIDICOM Ltd | VIDICOM Ltd |
| EP1299866A2 | 1.253 | METHOD AND SYSTEM FOR CONDUCTING SECURE ELECTRONIC COMMERCE TRANSACTIONS WITH AUTHORIZATION REQUEST DATA LOOP-BACK | GRANT | 2003-04-09 | 2000-07-10 | 22809783 | Great | Mastercard International Inc | Mastercard International Inc |
| US20040019564A1 | 1.251 | System and method for payment transaction authentication | APPLICATION | 2004-01-29 | 2002-07-26 | 30770147 | Great | Way Systems Inc | Verifone Inc |
| EP2266083A2 | 1.251 | NETWORK-BASED VIRAL PAYMENT SYSTEM | GRANT | 2010-12-29 | 2008-03-14 | 41065888 | Great | Obopay Inc | Obopay Inc |
| WO2008055215A2 | 1.249 | SYSTEM AND/OR METHOD FOR DYNAMIC DETERMINATION OF TRANSACTION PROCESSING FEES | APPLICATION | 2008-05-08 | 2006-10-31 | 39345450 | Great | ||
| EP2422485A1 | 1.248 | SYSTEMS AND METHODS TO PROCESS TRANSACTION REQUESTS | GRANT | 2012-02-29 | 2009-04-20 | 42981370 | Great | Boku Inc | Boku Inc |
| WO2010042071A1 | 1.243 | ELECTRONIC TRANSACTION SYSTEM AND METHOD | APPLICATION | 2010-04-15 | 2008-10-08 | 42100836 | Great | ||
| US20070094113A1 | 1.240 | Transactional mobile system | APPLICATION | 2007-04-26 | 2005-10-21 | 37986424 | Great | ||
| EP2191406B1 | 1.235 | TRANSACTIONAL SECURITY OVER A NETWORK | GRANT | 2017-04-19 | 2007-08-24 | 39522404 | Great | BENEDOR CORP | BENEDOR CORP |
| EP1178444B1 | 1.235 | Electronic payment using SMS | GRANT | 2004-03-03 | 2000-08-01 | 8169421 | Great | mega-tel AG | mega-tel AG |
| EP2399230A1 | 1.235 | MERCHANT ALERT SYSTEM AND METHOD FOR FRAUD PREVENTION | GRANT | 2011-12-28 | 2009-02-20 | 42201253 | Great | MOQOM Ltd | MOQOM Ltd |
| EP1097425A1 | 1.235 | VERIFIED PAYMENT SYSTEM | GRANT | 2001-05-09 | 1998-06-19 | 22219761 | Great | Protx Ltd | PROTX LIMITED |
| WO2008119168A1 | 1.234 | A SYSTEM AND METHOD FOR MERCHANT DISCOVERY AND TRANSFER OF PAYMENT DATA | APPLICATION | 2008-10-09 | 2007-04-03 | 39807751 | Great | ||
| EP1610276A1 | 1.230 | System and method for coordinating payment identification systems | GRANT | 2005-12-28 | 2004-06-25 | 34941757 | Great | Vayusa Inc | Modiv Media Inc |
| EP1627364A1 | 1.223 | CREDIT CARD SMS PORTAL TRANSMISSION SYSTEM AND PROCESS | GRANT | 2006-02-22 | 2003-05-12 | 33488746 | Great | Briza Technologies Inc | Briza Technologies Inc |
| EP1705890B1 | 1.222 | Delivery of value identifiers using short message service (SMS) | GRANT | 2008-08-20 | 2005-03-23 | 36582038 | Great | E2interactive Inc | E2interactive Inc |
| EP1271435A2 | 1.222 | Authentication and access control system | GRANT | 2003-01-02 | 2001-06-15 | 25381729 | Great | HP Inc | Hewlett Packard Development Co LP |
| EP2074577A2 | 1.221 | PAYMENT SYSTEMS AND METHODS | GRANT | 2009-07-01 | 2006-09-05 | 39157771 | Great | Mobibucks Inc | QUISK INC |
| WO2001080100A1 | 1.217 | ELECTRONIC COMMERCE PAYMENT SYSTEM | APPLICATION | 2001-10-25 | 2000-04-17 | 3821057 | Great | ||
| EP1334475B1 | 1.214 | ELECTRONIC PAYMENT AND ASSOCIATED SYSTEMS | GRANT | 2006-08-23 | 2000-11-15 | 9903254 | Great | ||
| WO2006044213A2 | 1.214 | A METHOD FOR ELECTRONIC PAYMENT | APPLICATION | 2006-04-27 | 2004-10-15 | 36203402 | Great | ||
| EP1557776A1 | 1.211 | Method for executing server-based and computer-supported payment transactions | GRANT | 2005-07-27 | 2004-01-26 | 34626507 | Great | ||
| EP1301880A1 | 1.207 | SYSTEM AND METHOD FOR FACILITATING PAYMENT OVER THE INTERNET OR LIKE COMMUNICATION MEDIA | GRANT | 2003-04-16 | 2000-05-26 | 25645945 | Great | Australian Postal Corp | Australian Postal Corp |
| EP1282876A1 | 1.206 | TECHNIQUE FOR SECURELY CONDUCTING ONLINE TRANSACTIONS | GRANT | 2003-02-12 | 2000-04-12 | 22727111 | Great | Ascom Hasler Mailing Systems Inc | Ascom Hasler Mailing Systems Inc |
| EP1218865B1 | 1.206 | APPARATUS FOR AND METHOD OF SECURE ATM DEBIT CARD AND CREDIT CARD PAYMENT TRANSACTIONS VIA THE INTERNET | GRANT | 2003-07-23 | 1999-09-24 | 26846527 | Great | ||
| EP2024916A2 | 1.206 | SYSTEMS AND METHODS FOR IMPLEMENTING FINANCIAL TRANSACTIONS | GRANT | 2009-02-18 | 2006-04-24 | 38656325 | Great | Heartland Payment Systems Inc | Heartland Payment Systems Inc |
| EP1150262A2 | 1.204 | Payment for network-based commercial transactions using a mobile phone | GRANT | 2001-10-31 | 2000-04-26 | 26070857 | Great | International Business Machines Corp | International Business Machines Corp |
| EP0734556B1 | 1.203 | NETWORK BASED PAYMENT SYSTEM AND METHOD FOR USING SUCH SYSTEM | GRANT | 2002-09-04 | 1993-12-16 | 22611825 | Great | Open Market Inc | ENIVID INC. LIQUIDATION TRUST, Soverain Software LLC, Data Return LLC, Divine Tech Ventures |
| EP1309933A1 | 1.201 | METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS | GRANT | 2003-05-14 | 2000-06-22 | 27395866 | Great | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| EP1500057A1 | 1.201 | CUSTOMER FUNDS TRANSFER SYSTEM AND METHOD | GRANT | 2005-01-26 | 2002-04-30 | 29434309 | Great | Saiv International Ltd | Saiv International Ltd |
| EP1657687B1 | 1.191 | Prepaid payment card for instant remote recharging by coupon | GRANT | 2007-09-05 | 2004-11-10 | 34931586 | Great | ||
| EP1110186A2 | 1.190 | ELECTRONIC PAYMENT METHOD | GRANT | 2001-06-27 | 1998-07-03 | 9528390 | Great | SAGEM SA | SAGEM SA |
| EP1723593A2 | 1.188 | WIRELESS WALLET | GRANT | 2006-11-22 | 2004-02-17 | 34891268 | Great | Fujitsu Ltd | Fujitsu Ltd |
| EP1337953A2 | 1.183 | ELECTRONIC FUNDS TRANSFER METHOD AND SYSTEM | GRANT | 2003-08-27 | 2000-11-29 | 26943462 | Great | ||
| EP0919048B1 | 1.183 | A SYSTEM METHOD AND ARTICLE OF MANUFACTURE FOR MULTIPLE-ENTRY POINT VIRTUAL POINT OF SALE ARCHITECTURE | GRANT | 2004-08-25 | 1996-06-17 | 27099066 | Great | HP Inc | HP Inc |
| EP2435961A1 | 1.180 | SYSTEMS AND METHODS TO PROCESS TRANSACTIONS BASED ON SOCIAL NETWORKING | GRANT | 2012-04-04 | 2009-05-27 | 43221328 | Great | Boku Inc | Boku Inc |
| EP1922681B1 | 1.180 | MOBILE ACCOUNT MANAGEMENT | GRANT | 2013-04-03 | 2005-08-12 | 35098237 | Great | Vodafone Group PLC | Vodafone Group PLC |
| EP1412925A1 | 1.179 | PAYMENT GUARANTEE METHOD FOR ELECTRONIC COMMERCE PARTICULARLY BY MOBILE TELEPHONE AND THE SYSTEM FOR IMPLEMENTING SAME | GRANT | 2004-04-28 | 2001-07-12 | 8865442 | Great | Gemplus Card International SA, Gemplus SA | Thales DIS France SA |
| WO2004053640A2 | 1.177 | SYSTEM AND METHOD FOR MOBILE PAYMENT AND FULFILMENT DIGITAL GOODS | APPLICATION | 2004-06-24 | 2002-12-06 | 32507754 | Great | ||
| EP1264484B1 | 1.177 | CABLE TELEVISION PAYMENT AND LOAD SYSTEM USING SMART CARD | GRANT | 2006-10-11 | 2000-03-10 | 24084729 | Great | Visa International Service Association | Visa International Service Association |
| EP1907973A2 | 1.177 | ELECTRONIC SAVINGS TRANSFERS | GRANT | 2008-04-09 | 2005-07-09 | 37637775 | Great | ||
| EP1563426A2 | 1.176 | SYSTEM AND METHOD OF INTEGRATING LOYALTY/REWARD PROGRAMS WITH PAYMENT IDENTIFICATION SYSTEMS | GRANT | 2005-08-17 | 2002-10-23 | 32110289 | Great | Vayusa Inc | Modiv Media Inc |
| EP1388797A2 | 1.173 | Methods apparatus and framework for purchasing of goods and services | GRANT | 2004-02-11 | 2002-08-08 | 30449686 | Great | Fujitsu Ltd | Fujitsu Ltd |
| EP2350945A1 | 1.173 | UNIFIED IDENTITY VERIFICATION | GRANT | 2011-08-03 | 2008-12-31 | 42232153 | Great | eBay Inc | PayPal Inc |
| EP1214696A1 | 1.173 | A METHOD FOR THE SECURE TRANSFER OF PAYMENTS | GRANT | 2002-06-19 | 1999-09-22 | 56290054 | Great | TRINTECH Ltd | TRINTECH Ltd |
| EP2411947A1 | 1.166 | SYSTEMS AND METHODS TO PROCESS TRANSACTIONS BASED ON SOCIAL NETWORKING | GRANT | 2012-02-01 | 2009-03-27 | 44991026 | Great | Boku Inc | Boku Inc |
| EP1421732B1 | 1.165 | TRANSACTION SYSTEM | GRANT | 2006-11-15 | 2001-03-08 | 27501082 | Great | RSA Security LLC | RSA Security LLC |
| US20030172028A1 | 1.164 | Authorization of payment for a commercial transaction via a bluetooth enabled device | APPLICATION | 2003-09-11 | 2002-03-07 | 29548075 | Great | International Business Machines Corp | International Business Machines Corp |
| EP2103019A1 | 1.164 | CONTACTLESS TRANSACTION | GRANT | 2009-09-23 | 2007-01-09 | 39594749 | Great | Visa USA Inc | Visa USA Inc |
| US20070156579A1 | 1.163 | System and method of reducing or eliminating change in cash transaction by crediting at least part of change to buyer's account over electronic medium | APPLICATION | 2007-07-05 | 2006-01-05 | 38225765 | Great | Ubequity LLC | Ubequity LLC |
| EP1451743A1 | 1.162 | SECURE DIGITAL ESCROW ACCOUNT TRANSACTIONS SYSTEM AND METHOD | GRANT | 2004-09-01 | 2001-12-05 | 21745275 | Great | DAVO FINANCIAL SERVICES LLC | DAVO FINANCIAL SERVICES LLC |
| WO2009065417A1 | 1.161 | M. CURRENCY- NET SENSE | APPLICATION | 2009-05-28 | 2007-11-19 | 40667144 | Great | ||
| EP2030148A2 | 1.160 | SYSTEMS AND METHODS FOR IMPLEMENTING PARKING TRANSACTIONS AND OTHER FINANCIAL TRANSACTIONS | GRANT | 2009-03-04 | 2006-05-16 | 38694780 | Great | Heartland Payment Systems Inc | Heartland Payment Systems Inc |
| EP2216742A1 | 1.156 | Mobile payment method and devices | GRANT | 2010-08-11 | 2009-02-09 | 40757543 | Great | ||
| EP1177538A1 | 1.155 | METHOD AND SYSTEM FOR PROCESSING INTERNET PAYMENTS USING THE ELECTRONIC FUNDS TRANSFER NETWORK | GRANT | 2002-02-06 | 1999-05-03 | 27558152 | Great | JPMorgan Chase Bank NA, Chase Manhattan Bank NA | JPMorgan Chase Bank NA, JPMorgan Chase Bank NA |
| US20040019563A1 | 1.150 | Purchasing on the internet using verified order information and bank payment assurance | APPLICATION | 2004-01-29 | 2000-09-25 | 46299263 | Great | ECARDLESS BANCORP Ltd | ECARDLESS BANCORP Ltd |
| US20050038715A1 | 1.146 | Customer processing for purchasing on the internet using verified order information | APPLICATION | 2005-02-17 | 2000-09-25 | 34136831 | Great | ECARDLESS BANCORP Ltd | ECARDLESS BANCORP Ltd |
| EP1497947A2 | 1.146 | MOBILE ACCOUNT AUTHENTICATION SERVICE | GRANT | 2005-01-19 | 2002-04-17 | 29219700 | Great | Visa International Service Association | Visa International Service Association |
| EP1552447B1 | 1.144 | UNIVERSAL MERCHANT PLATFORM FOR PAYMENT AUTHENTICATION | GRANT | 2017-10-18 | 2002-06-12 | 29736417 | Great | CardinalCommerce Corp | CardinalCommerce Corp |
| US20020152123A1 | 1.144 | System and method for processing financial transactions | APPLICATION | 2002-10-17 | 1999-02-19 | 27494334 | Great | ExxonMobil Research and Engineering Co | ExxonMobil Research and Engineering Co |
| WO2009010979A2 | 1.142 | CELLPHONE ACTIVATED ATM TRANSACTIONS | APPLICATION | 2009-01-22 | 2007-07-18 | 40260185 | Great | ||
| EP1023705A1 | 1.140 | INTERNET PAYMENT AND LOADING SYSTEM USING SMART CARD | GRANT | 2000-08-02 | 1997-04-30 | 26723304 | Great | Visa International Service Association | Visa International Service Association |
| EP1934925A2 | 1.138 | IDENTITY THEFT AND FRAUD PROTECTION SYSTEM AND METHOD | GRANT | 2008-06-25 | 2005-10-07 | 37911980 | Great | Kemesa LLC | Kemesa LLC |
| EP1450317B1 | 1.137 | Method and system for blocking or deblocking a financial account associated to a SIM-card | GRANT | 2006-04-19 | 2003-02-21 | 32731600 | Great | Swisscom Mobile AG | Swisscom Schweiz AG |
| US20080255991A1 | 1.135 | Payment System and a Realizing Method Thereof | APPLICATION | 2008-10-16 | 2004-12-24 | 36601372 | Great | Huawei Technologies Co Ltd | Huawei Technologies Co Ltd |
| US20060224508A1 | 1.134 | Online debit cardless debit transaction system and method | APPLICATION | 2006-10-05 | 2005-04-05 | 37080940 | Great | ||
| US20080040275A1 | 1.131 | SYSTEMS AND METHODS FOR IDENTIFYING POTENTIALLY FRAUDULENT FINANCIAL TRANSACTIONS AND COMPULSIVE SPENDING BEHAVIOR | APPLICATION | 2008-02-14 | 2006-04-25 | 39052030 | Great | UC Group Ltd | BAKER TILLY, Trust Payments Ltd |
| US20020174062A1 | 1.131 | Purchasing on the internet using verified order information and bank payment assurance | APPLICATION | 2002-11-21 | 2001-05-16 | 34750847 | Great | ECARDLESS BANCORP Ltd | ECARDLESS BANCORP Ltd |
| US20080288351A1 | 1.129 | System and Method for Facilitating Electronic Financial Transactions Using a Mobile Telecommunication Device | APPLICATION | 2008-11-20 | 2001-12-04 | 3833044 | Great | CONCEPTM Co Ltd | CONCEPTM Co Ltd |
| US20040230489A1 | 1.114 | System and method for mobile payment and fulfillment of digital goods | APPLICATION | 2004-11-18 | 2002-07-26 | 33425519 | Great | Way Systems Inc | Verifone Inc |
| EP1003139A2 | 1.109 | An internet payment and loading system using a smart card | GRANT | 2000-05-24 | 1997-04-30 | 27239826 | Great | Visa International Service Association | Visa International Service Association |
| US20050199709A1 | 1.098 | Secure money transfer between hand-held devices | APPLICATION | 2005-09-15 | 2003-10-10 | 46304056 | Great | Xilidev Inc | Xilidev Inc |
| US20150213436A1 | 1.095 | CHARGE-FOR-SERVICE NEAR FIELD COMMUNICATION TRANSACTIONS | APPLICATION | 2015-07-30 | 2008-01-30 | 40899729 | Great | PayPal Inc | PayPal Inc |
| US20020025796A1 | 1.091 | System and method conducting cellular POS transactions | APPLICATION | 2002-02-28 | 2000-08-30 | 26923412 | Great | HP Inc | Hewlett Packard Development Co LP |
| WO2007145500A1 | 1.086 | TRANSACTION SERVER | APPLICATION | 2007-12-21 | 2006-06-12 | 38831959 | Great | ||
| EP1450316B1 | 1.084 | Method and system for administration of a financial account | GRANT | 2014-08-27 | 2003-02-21 | 32731599 | Great | Swisscom AG | Swisscom AG |
| US20090319425A1 | 1.080 | Mobile Person-to-Person Payment System | APPLICATION | 2009-12-24 | 2007-03-30 | 42340036 | Good | Obopay Inc | Obopay Inc |
| EP1416456B1 | 1.077 | Methods for maintaining prepaid account information and for supporting transactions in an e-Commerce system | GRANT | 2005-11-23 | 2002-10-31 | 32093529 | Good | Nokia of America Corp | Nokia of America Corp |
| US20100332351A1 | 1.071 | SAME SCREEN QUICK PAY BUTTON | APPLICATION | 2010-12-30 | 2009-06-30 | 43381782 | Good | eBay Inc | PayPal Inc |
| US20050222961A1 | 1.051 | System and method of facilitating contactless payment transactions across different payment systems using a common mobile device acting as a stored value device | APPLICATION | 2005-10-06 | 2004-04-05 | 34958863 | Good | PAYZY CORP Ltd | PAYZY Corp BV |
| US20100070405A1 | 1.045 | WIRELESS NUMBER RISK SCORES FOR USE WITH MOBILE PAYMENTS | APPLICATION | 2010-03-18 | 2008-09-17 | 41277830 | Good | Bank of America Corp | Bank of America Corp |
| US20110066550A1 | 1.036 | SYSTEM AND METHOD FOR A SECURE FUNDS TRANSFER | APPLICATION | 2011-03-17 | 2009-09-16 | 43731472 | Good | ||
| US20060224470A1 | 1.035 | Digital mobile telephone transaction and payment system | APPLICATION | 2006-10-05 | 2003-07-02 | 33560926 | Good | Mobipay International SA | Mobipay International SA |
| US20100223145A1 | 1.033 | SYSTEMS METHODS AND APPARATUS FOR FACILITATING TRANSACTIONS USING A MOBILE DEVICE | APPLICATION | 2010-09-02 | 2009-03-02 | 42667638 | Good | First Data Corp | First Data Corp |
| US20060294025A1 | 1.033 | Mobile device communication system | APPLICATION | 2006-12-28 | 2005-06-28 | 37568768 | Good | PayPal Inc | PayPal Inc |
| US20030126094A1 | 1.028 | Persistent dynamic payment service | APPLICATION | 2003-07-03 | 2001-07-11 | 26746442 | Good | TRUSTEDPATH Inc | TRUSTEDPATH Inc |
| US20090157555A1 | 1.024 | BILL PAYMENT SYSTEM AND METHOD | APPLICATION | 2009-06-18 | 2007-12-12 | 40754519 | Good | American Express Travel Related Services Co Inc | Liberty Peak Ventures LLC |
| US20040127256A1 | 1.019 | Mobile device equipped with a contactless smart card reader/writer | APPLICATION | 2004-07-01 | 2002-07-30 | 31188608 | Good | Way Systems Inc | Verifone Inc |
| US20040064406A1 | 1.009 | Transaction authentication | APPLICATION | 2004-04-01 | 2000-11-01 | 8173357 | Good | British Telecommunications PLC | British Telecommunications PLC |
| WO2002059847A1 | 1.002 | ONLINE PAYMENT TRANSFER AND IDENTITY MANAGEMENT SYSTEM AND METHOD | APPLICATION | 2002-08-01 | 2001-01-26 | 4168195 | Good | ||
| US20080249930A1 | 1.000 | INTERNATIONAL REMITTANCE SYSTEM BASED ON PAYMENT CARD ACCOUNTS WITH ACCESS BY MOBILE TELEPHONE | APPLICATION | 2008-10-09 | 2007-04-06 | 39827810 | Good | Mastercard International Inc | Mastercard International Inc |
| WO1995022113A1 | 0.999 | AUTOMATED INTERACTIVE BILL PAYMENT SYSTEM | APPLICATION | 1995-08-17 | 1994-02-14 | 22721165 | Good | ||
| US20050182724A1 | 0.996 | INCREMENTAL NETWORK ACCESS PAYMENT SYSTEM AND METHOD UTILIZING DEBIT CARDS | APPLICATION | 2005-08-18 | 2002-02-23 | 34842096 | Good | QFour Corp | WOW! TECHNOLOGIES Inc, QFour Corp |
| EP1528518A1 | 0.993 | Electronic-payment support system and electronic-payment support apparatus | GRANT | 2005-05-04 | 2003-10-29 | 34420171 | Good | Fujitsu Ltd | Fujitsu Ltd |
| US20050240526A1 | 0.991 | Automated financial service system | APPLICATION | 2005-10-27 | 2004-04-26 | 35242145 | Good | PayCenters LLC | PayCenters LLC |
| US20060237528A1 | 0.988 | SYSTEMS AND METHODS FOR NON-TRADITIONAL PAYMENT | APPLICATION | 2006-10-26 | 2001-07-10 | 38067670 | Good | American Express Travel Related Services Co Inc | Chartoleaux KG LLC, Liberty Peak Ventures LLC |
| US20050177442A1 | 0.987 | Method and system for performing a retail transaction using a wireless device | APPLICATION | 2005-08-11 | 2004-01-09 | 34826422 | Good | ADS Alliance Data Systems Inc | Comenity LLC |
| US20080294556A1 | 0.981 | MOBILE COMMERCE SERVICE | APPLICATION | 2008-11-27 | 2007-05-24 | 40072878 | Good | ||
| US20080046362A1 | 0.980 | Method of making secure on-line financial transactions | APPLICATION | 2008-02-21 | 2006-08-15 | 39102543 | Good | ||
| US20020143655A1 | 0.980 | Remote ordering system for mobile commerce | APPLICATION | 2002-10-03 | 2001-04-02 | 27374201 | Good | ONTAIN Corp | Cardant Holdings Ltd, GIVENS MR CHRISTOPHER JOHN |
| US20060253392A1 | 0.976 | Payment apparatus and method | APPLICATION | 2006-11-09 | 2003-04-14 | 9956779 | Good | TAGBOARD Ltd | TAGBOARD Ltd |
| US20040111367A1 | 0.971 | Systems and methods for implementing person-to-person money exchange | APPLICATION | 2004-06-10 | 2000-08-15 | 32469798 | Good | Yahoo Inc | Visa International Service Association |
| WO2003021544A1 | 0.970 | A METHOD AND SYSTEM FOR PERFORMING A FINANCIAL TRANSACTION IN A MOBILE COMMUNICATIONS SYSTEM | APPLICATION | 2003-03-13 | 2001-09-03 | 8555921 | Good | ||
| WO2006009460A1 | 0.966 | A SYSTEM AND METHOD FOR AUTHENTICATING USERS IN A PAYMENT SYSTEM | APPLICATION | 2006-01-26 | 2004-07-16 | 34972575 | Good | ||
| US20090265252A1 | 0.965 | MONEY POOLING WITH ELECTRONIC INVOICE | APPLICATION | 2009-10-22 | 2008-04-21 | 41201919 | Good | eBay Inc | PayPal Inc |
| US20020069162A1 | 0.964 | Method for payment user equipment server payment system and computer program product | APPLICATION | 2002-06-06 | 2000-11-15 | 8170383 | Good | Telefonaktiebolaget LM Ericsson AB | Telefonaktiebolaget LM Ericsson AB |
| US20090210343A1 | 0.962 | PAYMENT SYSTEM | APPLICATION | 2009-08-20 | 2008-02-16 | 40955986 | Good | ||
| US20100274625A1 | 0.961 | TARGETING MERCHANT ANNOUNCEMENTS TRIGGERED BY CONSUMER ACTIVITY RELATIVE TO A SURROGATE MERCHANT | APPLICATION | 2010-10-28 | 2009-04-22 | 42992940 | Good | Visa USA Inc | Visa USA Inc |
| US20080114699A1 | 0.961 | SYSTEM HARDWARE AND METHOD FOR MOBILE POS PAYMENT | APPLICATION | 2008-05-15 | 2006-11-13 | 39430477 | Good | ||
| US20070125838A1 | 0.953 | Electronic wallet management | APPLICATION | 2007-06-07 | 2005-12-06 | 37905626 | Good | Boncle Inc | Boncle Inc |
| US20100274567A1 | 0.951 | ANNOUNCING INFORMATION ABOUT PAYMENT TRANSACTIONS OF ANY MEMBER OF A CONSUMER GROUP | APPLICATION | 2010-10-28 | 2009-04-22 | 42992898 | Good | Visa USA Inc | Visa USA Inc |
| US20100274627A1 | 0.949 | RECEIVING AN ANNOUNCEMENT TRIGGERED BY LOCATION DATA | APPLICATION | 2010-10-28 | 2009-04-22 | 42992942 | Good | Visa USA Inc | Visa USA Inc |
| US20120259774A1 | 0.946 | PAYMENT METHODS USING ELECTRONIC DEVICES | APPLICATION | 2012-10-11 | 2009-09-03 | 43649992 | Good | ||
| US20100274566A1 | 0.946 | LOCATION BASED PROCESSING OF ANNOUNCEMENTS FOR DELIVERY TO AN ANNOUNCEMENT RECIPIENT | APPLICATION | 2010-10-28 | 2009-04-22 | 42992897 | Good | Visa USA Inc | Visa USA Inc |
| US20060004655A1 | 0.942 | System and method for processing and for funding a transaction | APPLICATION | 2006-01-05 | 2004-04-13 | 35150654 | Good | Capital One Financial Corp | Capital One Services LLC |
| US20100082466A1 | 0.942 | BENEFICIARY INITIATED P2P P2B PAYMENT MODEL | APPLICATION | 2010-04-01 | 2008-09-26 | 42058491 | Good | Visa International Service Association | Visa International Service Association |
| US20100274626A1 | 0.942 | RECEIPT OF COMMUNICATIONS FROM ANNOUNCEMENT RECIPIENTS OF CONSUMER DATA | APPLICATION | 2010-10-28 | 2009-04-22 | 42992941 | Good | Visa USA Inc | Visa USA Inc |
| US20100082485A1 | 0.941 | Portable point of purchase devices and methods | APPLICATION | 2010-04-01 | 2008-09-30 | 42058503 | Good | Apple Inc | Apple Inc |
| US20050228720A1 | 0.937 | Payment terminal device for payment data exchange | APPLICATION | 2005-10-13 | 2002-04-16 | 29227347 | Good | ULTRA Proizvodnja elektronskih naprav d | ULTRA Proizvodnja elektronskih naprav d, Ultra Prozvodnja Elektronskih Naprav doo |
| US20070055635A1 | 0.937 | METHOD AND APPARATUS FOR PERFORMING MOBILE TRANSACTIONS | APPLICATION | 2007-03-08 | 2005-09-08 | 37831142 | Good | Mobitran LLC | Mobitran LLC |
| US20020184500A1 | 0.936 | System and method for secure entry and authentication of consumer-centric information | APPLICATION | 2002-12-05 | 2001-05-29 | 27493699 | Good | Sony Corp, Sony Electronics Inc | Sony Corp, Sony Electronics Inc, Sony Interactive Entertainment LLC |
| US20040267665A1 | 0.931 | System for providing banking services by use of mobile communication | APPLICATION | 2004-12-30 | 2003-06-24 | 33425671 | Good | LG Uplus Corp | LG Uplus Corp |
| US20110076941A1 | 0.929 | NEAR FIELD COMMUNICATION AND NETWORK DATA/PRODUCT TRANSFER | APPLICATION | 2011-03-31 | 2009-09-30 | 43780913 | Good | eBay Inc | PayPal Inc |
| US20040235450A1 | 0.927 | Apparatus and method for increased security of wireless transactions | APPLICATION | 2004-11-25 | 2003-05-19 | 33476834 | Good | Kioba Processing LLC | Kioba Processing LLC |
| US20100078471A1 | 0.923 | System and method for processing peer-to-peer financial transactions | APPLICATION | 2010-04-01 | 2008-09-30 | 42056314 | Good | Apple Inc | Apple Inc |
| US20080010191A1 | 0.921 | Methods and Systems For Providing a Payment in a Mobile Environment | APPLICATION | 2008-01-10 | 2006-07-06 | 38920176 | Good | Firethorn Holdings LLC | Qualcomm Inc |
| WO2004066228A1 | 0.921 | CASH BASED PURCHASING USING MOBILE COMMUNICATION | APPLICATION | 2004-08-05 | 2003-01-22 | 32776089 | Good | ||
| US20070187482A1 | 0.920 | Point of Sale Transaction Method and System | APPLICATION | 2007-08-16 | 2006-02-13 | 38367347 | Good | ||
| US20060015402A1 | 0.915 | Using multiple PINs for redemption through multiple distribution channels | APPLICATION | 2006-01-19 | 2004-06-10 | 35510404 | Good | E2interactive Inc | E2interactive Inc |
| US20060235758A1 | 0.915 | Authorization techniques | APPLICATION | 2006-10-19 | 2005-04-08 | 37084229 | Good | PayPal Inc | PayPal Inc |
| US20050044040A1 | 0.914 | SYSTEM AND METHOD OF MEDIATING BUSINESS TRANSACTIONS | APPLICATION | 2005-02-24 | 2003-08-20 | 34193436 | Good | ||
| US20080006685A1 | 0.909 | Methods and Systems For Real Time Account Balances in a Mobile Environment | APPLICATION | 2008-01-10 | 2006-07-06 | 38918276 | Good | Firethorn Holdings LLC | Qualcomm Inc |
| US20040030601A1 | 0.906 | Electronic payment methods for a mobile device | APPLICATION | 2004-02-12 | 2000-09-29 | 46299724 | Good | Nokia Oyj | Nokia Technologies Oy |
| US20060287004A1 | 0.902 | SIM card cash transactions | APPLICATION | 2006-12-21 | 2005-06-17 | 37571214 | Good | ||
| US20060000900A1 | 0.900 | Collaborative negotiation techniques for mobile personal trusted device financial transactions | APPLICATION | 2006-01-05 | 2002-09-17 | 46322023 | Good | Vivotech Inc | Mastercard International Inc |
| US20050044042A1 | 0.899 | Financial transaction system and method using electronic messaging | APPLICATION | 2005-02-24 | 2001-08-31 | 20430823 | Good | ||
| US20070174082A1 | 0.897 | Payment authorization using location data | APPLICATION | 2007-07-26 | 2005-12-12 | 38286619 | Good | Sapphire Mobile Systems Inc | Mpower Mobile Inc |
| US20080313062A1 | 0.897 | SYSTEM AND METHOD FOR MAPPING PAPER RECEIPTS TO ELECTRONIC RECEIPTS USING AN APPLICATION-SPECIFIC USER INTERFACE ON A PERSONAL COMMUNICATION DEVICE | APPLICATION | 2008-12-18 | 2007-06-12 | 40133235 | Good | Gilbarco Inc | Gilbarco Inc |
| US20080162346A1 | 0.896 | USER TERMINAL LOCATION BASED CREDIT CARD AUTHORIZATION SERVERS SYSTEMS METHODS AND COMPUTER PROGRAM PRODUCTS | APPLICATION | 2008-07-03 | 2007-01-03 | 39585337 | Good | BellSouth Intellectual Property Corp | AT&T Intellectual Property I LP |
| US20080313078A1 | 0.895 | SYSTEM AND METHOD FOR VERIFICATION OF SITE LOCATION USING AN APPLICATION-SPECIFIC USER INTERFACE ON A PERSONAL COMMUNICATION DEVICE | APPLICATION | 2008-12-18 | 2007-06-12 | 40130086 | Good | Gilbarco Inc | Gilbarco Inc |
| WO1996013814A1 | 0.895 | REAL TIME TELE-PAYMENT SYSTEM | APPLICATION | 1996-05-09 | 1994-10-28 | 8541684 | Good | ||
| US20080235105A1 | 0.890 | SYSTEM AND METHOD FOR PROVIDING AN APPLICATION-SPECIFIC USER INTERFACE ON A PERSONAL COMMUNICATION DEVICE FOR CONDUCTING TRANSACTIONS WITH RETAIL DEVICES | APPLICATION | 2008-09-25 | 2007-03-23 | 39775692 | Good | Gilbarco Inc | Gilbarco Inc |
| US20080313028A1 | 0.889 | SYSTEM AND METHOD FOR CONSUMER NOTIFICATION THAT AN ORDER IS READY FOR PICK UP VIA AN APPLICATION-SPECIFIC USER INTERFACE ON A PERSONAL COMMUNICATION DEVICE | APPLICATION | 2008-12-18 | 2007-06-12 | 40130088 | Good | Gilbarco Inc | Gilbarco Inc |
| EP0501697A2 | 0.887 | Mediation of transactions by a communications system | GRANT | 1992-09-02 | 1991-02-27 | 24654784 | Good | American Telephone and Telegraph Co Inc, AT&T Corp | AT&T Corp |
| US20090005014A1 | 0.885 | CALL BACK SYSTEM AND METHOD FOR DIRECTING CUSTOMER SERVICE REPRESENTATIVE TO A MOBILE DEVICE ASSOCIATED WITH A CUSTOMER | APPLICATION | 2009-01-01 | 2007-06-28 | 40161195 | Good | Avaya Inc | Avaya Inc |
| US20080200144A1 | 0.879 | System and Method for Providing Alerts Over a Network | APPLICATION | 2008-08-21 | 2007-02-16 | 39690823 | Good | Netspend Corp | Netspend Corp |
| US20080154735A1 | 0.879 | MOBILE VENDING PURCHASING | APPLICATION | 2008-06-26 | 2006-12-26 | 39544258 | Good | Visa USA Inc | Visa USA Inc |
| WO2002063528A1 | 0.875 | ROAMING FOR MOBILE e-COMMERCE | APPLICATION | 2002-08-15 | 2001-02-08 | 19912108 | Good | ||
| US20050187882A1 | 0.867 | Electronic payment schemes in a mobile environment for short-range transactions | APPLICATION | 2005-08-25 | 2004-02-25 | 34861551 | Good | Nokia Oyj | Nokia Technologies Oy |
| US20100257067A1 | 0.865 | REMOTE WEB SERVICE APPLIANCE FOR POINT OF SALE ACTIONS | APPLICATION | 2010-10-07 | 2009-04-01 | 42826992 | Good | ||
| US20090321522A1 | 0.865 | UTILIZING DATA FROM PURCHASES MADE WITH MOBILE COMMUNICATIONS DEVICE FOR FINANCIAL RECORDKEEPING | APPLICATION | 2009-12-31 | 2008-06-30 | 40342404 | Good | Sony Mobile Communications AB | Sony Mobile Communications AB |
| EP0666549A1 | 0.864 | System and method for conducting cashless transactions | GRANT | 1995-08-09 | 1994-02-04 | 22706290 | Good | Mastercard International Inc | Mastercard International Inc |
| US20100274726A1 | 0.858 | SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT | APPLICATION | 2010-10-28 | 2008-09-19 | 41426495 | Good | Logomotion sro | SMK Corp |
| US20070205263A1 | 0.856 | SYSTEM AND METHOD FOR REPLENISHING A WIRELESS TERMINAL ACCOUNT | APPLICATION | 2007-09-06 | 2002-06-20 | 37950878 | Good | AT&T BLS Intelectual Property Inc | AT&T Intellectual Property I LP |
| US20090106148A1 | 0.854 | PRE-PAID FINANCIAL SYSTEM | APPLICATION | 2009-04-23 | 2007-10-17 | 40564443 | Good | ||
| EP1109138A2 | 0.850 | Electronic settling system and electronic settling method | GRANT | 2001-06-20 | 1999-12-06 | 27531285 | Good | Japan Electronic Settlement Planning Inc | Japan Electronic Settlement Planning Inc |
| WO2006085805A1 | 0.845 | METHOD FOR PERFORMING AN ELECTRONIC TRANSACTION | APPLICATION | 2006-08-17 | 2005-02-14 | 34961206 | Good | ||
| US20080201226A1 | 0.841 | MOBILE COUPON METHOD AND PORTABLE CONSUMER DEVICE FOR UTILIZING SAME | APPLICATION | 2008-08-21 | 2006-12-26 | 39589184 | Good | Visa USA Inc | Visa USA Inc |
| US20060229978A1 | 0.839 | Electronic balance checking and credit approval system for use in conducting electronic transactions | APPLICATION | 2006-10-12 | 2005-04-05 | 37080960 | Good | DXStorm com Inc | DXStorm com Inc |
| US20080249939A1 | 0.836 | Systems and Methods for Using Interactive Devices for Identification Security and Authentication | APPLICATION | 2008-10-09 | 2007-04-03 | 39827826 | Good | ||
| US20060294007A1 | 0.833 | Methods for facilitating validation of financial transactions made through a wireless communication network | APPLICATION | 2006-12-28 | 2003-08-08 | 34120776 | Good | Paycool International Ltd | Paycool International Ltd |
| US20030130940A1 | 0.833 | Value transfer systems and methods | APPLICATION | 2003-07-10 | 1999-10-26 | 38711120 | Good | First Data Corp | Western Union Co |
| US20100010932A1 | 0.829 | SECURE WIRELESS DEPOSIT SYSTEM AND METHOD | APPLICATION | 2010-01-14 | 2008-07-09 | 41506021 | Good | XTREME MOBILITY Inc | SALT TECHNOLOGY Inc |
| WO2005024677A1 | 0.826 | METHOD AND SYSTEM FOR TRANSACTIONS OVER A CELLULAR MOBILE TELEPHONE NETWORK | APPLICATION | 2005-03-17 | 2003-09-08 | 34260014 | Good | ||
| US20110022522A1 | 0.826 | METHOD AND SYSTEM FOR PROVIDING REAL-TIME ACCESS TO MOBILE COMMERCE PURCHASE CONFIRMATION EVIDENCE | APPLICATION | 2011-01-27 | 2009-06-04 | 43298197 | Good | ||
| US20040073519A1 | 0.822 | Method of increasing security in respect of payments made with credit cards and cash cards | APPLICATION | 2004-04-15 | 2000-12-22 | 20282400 | Good | PAYMENT SECURITY SWEDEN AB | PAYMENT SECURITY SWEDEN AB |
| US20100280949A1 | 0.821 | CROSS-BORDER OR INTER-CURRENCY TRANSACTION SYSTEM | APPLICATION | 2010-11-04 | 2007-10-29 | 43031123 | Good | Fundamo Pty Ltd | VISA CAPE TOWN Pty Ltd |
| US20070288373A1 | 0.820 | Transaction alert messages associated with financial transactions | APPLICATION | 2007-12-13 | 2005-05-24 | 38823064 | Good | ||
| US20040215507A1 | 0.819 | Fully funded reward program | APPLICATION | 2004-10-28 | 2002-07-03 | 30114038 | Good | REWARDS SYSTEMS Inc | REWARDS SYSTEMS Inc |
| WO1997045814A1 | 0.811 | REAL TIME SYSTEM AND METHOD FOR REMOTE PURCHASE PAYMENT AND REMOTE BILL PAYMENT TRANSACTIONS AND TRANSFERRING OF ELECTRONIC CASH AND OTHER REQUIRED DATA | APPLICATION | 1997-12-04 | 1996-06-19 | 27241683 | Good | ||
| US20060202024A1 | 0.808 | Systems and methods for interfacing location-base devices | APPLICATION | 2006-09-14 | 2003-10-27 | 34522789 | Good | ||
| US20070291710A1 | 0.806 | Wireless communication system | APPLICATION | 2007-12-20 | 2006-06-20 | 38834245 | Good | Apple Computer Inc | Apple Inc |
| US20100082490A1 | 0.799 | Systems and methods for secure wireless transactions | APPLICATION | 2010-04-01 | 2008-09-30 | 42058507 | Good | Apple Inc | Apple Inc |
| EP1221669A1 | 0.798 | ELECTRONIC VALUE SYSTEM | GRANT | 2002-07-10 | 2000-05-31 | 18667398 | Good | NTT Docomo Inc | NTT Docomo Inc |
| US20040030613A1 | 0.797 | Purchase payment transfer method | APPLICATION | 2004-02-12 | 2000-12-15 | 18849287 | Good | ||
| US20070007329A1 | 0.792 | System and method for processing transactions | APPLICATION | 2007-01-11 | 2005-07-08 | 37617397 | Good | Secoren Ltd | Secoren Ltd |
| US20070106564A1 | 0.788 | Mobile phone as a point of sale (POS) device | APPLICATION | 2007-05-10 | 2005-11-04 | 38006152 | Good | Utiba Pte Ltd | Utiba Pte Ltd, Sinopec Shanghai Research Institute of Petrochemical Technology |
| US20060283935A1 | 0.786 | Systems and methods for processing commercial transactions | APPLICATION | 2006-12-21 | 2005-05-16 | 37572399 | Good | COMMUNICATION TRANSACTION SOLUTIONS Inc | COMMUNICATION TRANSACTION SOLUTIONS Inc |
| US20050004868A1 | 0.786 | Method for making payment possible in communications networks | APPLICATION | 2005-01-06 | 2002-01-17 | 8185602 | Good | Siemens AG | Nokia Solutions and Networks GmbH and Co KG |
| US20100250407A1 | 0.785 | SYSTEMS METHODS AND MACHINE-READABLE MEDIUMS FOR CONSOLIDATING FINANCIAL INFORMATION FROM MULTIPLE ACCOUNTS MAINTAINED WITH A PLURALITY OF FINANCIAL INSTITUTIONS | APPLICATION | 2010-09-30 | 2009-03-30 | 42785435 | Good | ||
| EP1163633B1 | 0.782 | INTEGRATED POINT-OF-SALE AND INTERNET MULTI-APPLICATION SYSTEM AND METHOD OF USE THEREOF | GRANT | 2005-06-15 | 1999-02-22 | 3813003 | Good | Chip Application Technologies Ltd | Chip Application Technologies Ltd |
| WO2007024148A1 | 0.776 | PERSON-TO-PERSON VIRTUAL CASH TRANSFER TRANSACTION USING MOBILE PHONES | APPLICATION | 2007-03-01 | 2005-08-22 | 37771832 | Good | ||
| WO1994011849A1 | 0.774 | MOBILE TELEPHONE SYSTEMS AND A METHOD FOR CARRYING OUT FINANCIAL TRANSACTIONS BY MEANS OF A MOBILE TELEPHONE SYSTEM | APPLICATION | 1994-05-26 | 1992-11-11 | 26159357 | Good | ||
| EP0708547A2 | 0.773 | Cellular telephone as an authenticated transaction controller | GRANT | 1996-04-24 | 1994-09-22 | 23202512 | Good | AT&T Corp | AT&T Corp |
| US20090098825A1 | 0.773 | METHOD AND MOBILE TERMINAL DEVICE INCLUDING SMARTCARD MODULE AND NEAR FIELD COMMUNICATIONS | APPLICATION | 2009-04-16 | 2005-03-07 | 36952975 | Good | Nokia Oyj | Nokia Technologies Oy |
| US20100332398A1 | 0.772 | PERSONAL IDENTIFICATION NUMBER DISTRIBUTION DEVICE AND METHOD | APPLICATION | 2010-12-30 | 2008-11-12 | 40351872 | Good | Oberthur Technologies Denmark AS | Idemia Denmark AS |
| US20030220884A1 | 0.771 | System and method for financial transactions | APPLICATION | 2003-11-27 | 2002-05-23 | 29398538 | Good | SK Telecom Co Ltd | SK Planet Co Ltd |
| US20070168300A1 | 0.770 | Electronic transaction system and a transaction terminal adapted for such a system | APPLICATION | 2007-07-19 | 2004-01-16 | 34610238 | Good | Axalto SA | Axalto SA |
| US20040049454A1 | 0.764 | Electronic money settlement method using mobile communication terminal | APPLICATION | 2004-03-11 | 2001-03-13 | 11737117 | Good | Fujitsu Ltd | Fujitsu Ltd |
| US20130246263A1 | 0.763 | Integrated Technology Money Transfer System | APPLICATION | 2013-09-19 | 2000-09-26 | 39686696 | Good | ||
| US20030236872A1 | 0.763 | Method and system for enabling electronic transactions via a personal device | APPLICATION | 2003-12-25 | 2002-05-09 | 29420532 | Good | Kestrel Wireless Inc | NXP BV |
| US20040098740A1 | 0.758 | Method and apparatus for using a kiosk and a transaction device in an electronic commerce system | APPLICATION | 2004-05-20 | 2000-12-07 | 32298546 | Good | ||
| US20090070263A1 | 0.757 | PEER TO PEER FUND TRANSFER | APPLICATION | 2009-03-12 | 2007-09-12 | 40432943 | Good | Wachovia Corp | Wells Fargo Bank NA |
| US20050278222A1 | 0.755 | Systems and methods for performing transactions | APPLICATION | 2005-12-15 | 2004-05-24 | 35461653 | Good | ||
| US20020194135A1 | 0.752 | System and method for providing e-services | APPLICATION | 2002-12-19 | 2001-06-15 | 25380991 | Good | HP Inc | Hewlett Packard Development Co LP |
| US20120150599A1 | 0.751 | SYSTEM AND METHOD FOR SELECTING A GIFT BASED ON A WEB PAGE CONTEXT | APPLICATION | 2012-06-14 | 2008-06-12 | 43926438 | Good | Moneyhoney LLC | Moneyhoney LLC |
| US20050246277A1 | 0.744 | Transaction processing system | APPLICATION | 2005-11-03 | 2002-10-23 | 35188285 | Good | MS2 ONLINE (SA) Pty Ltd | MS2 ONLINE (SA) Pty Ltd |
| US20020186845A1 | 0.742 | Method and apparatus for remotely disabling and enabling access to secure transaction functions of a mobile terminal | APPLICATION | 2002-12-12 | 2001-06-11 | 25372092 | Good | Ericsson Inc | Ericsson Inc |
| US20060064391A1 | 0.740 | System and method for a secure transaction module | APPLICATION | 2006-03-23 | 2004-09-20 | 36075225 | Good | Way Systems Inc | Verifone Inc |
| US20030194071A1 | 0.738 | Information communication apparatus and method | APPLICATION | 2003-10-16 | 2002-04-15 | 31886629 | Good | ||
| US20050182710A1 | 0.729 | Method of processing an electronic payment cheque | APPLICATION | 2005-08-18 | 2002-03-13 | 27798731 | Good | Beamtrust AS | Cryptomathic AS |
| US20080243650A1 | 0.724 | Service System and Method for Mobile Payment of Small Amount Using Virtual Caller Id | APPLICATION | 2008-10-02 | 2004-03-30 | 35783055 | Good | RealNetworks Asia Pacific Co Ltd | RealNetworks Asia Pacific Co Ltd |
| WO1996032700A1 | 0.723 | IMPROVEMENTS IN OR RELATING TO ELECTRONIC WALLETS | APPLICATION | 1996-10-17 | 1995-04-11 | 20397930 | Good | ||
| US20060122847A1 | 0.723 | Method for paying a user fee proposed by a service provider | APPLICATION | 2006-06-08 | 2002-09-24 | 31969531 | Good | Siemens AG | Siemens AG |
| US20080262928A1 | 0.721 | METHOD AND APPARATUS FOR DISTRIBUTION AND PERSONALIZATION OF E-COUPONS | APPLICATION | 2008-10-23 | 2007-04-18 | 39873196 | Good | Qualcomm Inc | Qualcomm Inc |
| US20080147546A1 | 0.720 | Wireless device electronic wallet transaction validation | APPLICATION | 2008-06-19 | 2006-09-19 | 39528720 | Good | TeleCommunication Systems Inc | TeleCommunication Systems Inc |
| US20040143552A1 | 0.718 | Direct payment with token | APPLICATION | 2004-07-22 | 2003-01-22 | 32712793 | Good | First Data Corp | First Data Corp, Western Union Co |
| US20040054592A1 | 0.714 | Customer-based wireless ordering and payment system for food service establishments using terminals and mobile devices | APPLICATION | 2004-03-18 | 2002-09-13 | 31991817 | Good | ||
| US20060165060A1 | 0.710 | Method and apparatus for managing credentials through a wireless network | APPLICATION | 2006-07-27 | 2005-01-21 | 36696675 | Good | Samsung Electronics Co Ltd | Samsung Electronics Co Ltd |
| US20110071949A1 | 0.708 | SECURE PIN ENTRY DEVICE FOR MOBILE PHONES | APPLICATION | 2011-03-24 | 2004-09-20 | 46124174 | Good | Verifone Inc | Verifone Inc |
| US20100106647A1 | 0.705 | METHOD AND SYSTEM FOR CLOSE RANGE COMMUNICATION USING AUDIO TONES | APPLICATION | 2010-04-29 | 2007-02-28 | 39721680 | Good | ||
| EP0590861A2 | 0.703 | Secure credit/debit card authorization | GRANT | 1994-04-06 | 1992-09-29 | 25493969 | Good | American Telephone and Telegraph Co Inc, AT&T Corp | AT&T Corp |
| US20080270245A1 | 0.701 | System For Processing Stored Value Instrument | APPLICATION | 2008-10-30 | 2004-03-11 | 34976207 | Good | Alliance Data Systems Corp | Alliance Data Systems Corp, Atrana Solutions Inc |
| WO2009100477A1 | 0.701 | AN INTERFACE | APPLICATION | 2009-08-20 | 2008-02-15 | 40956544 | Good | ||
| US20090248537A1 | 0.697 | COMMERCIAL TRANSACTION FACILITATION SYSTEM | APPLICATION | 2009-10-01 | 2005-12-01 | 38092822 | Good | ||
| US20090127328A1 | 0.696 | BIOMETRIC MULTI-PURPOSE BIOMETRIC TERMINAL PAYROLL AND WORK MANAGEMENT SYSTEM AND RELATED METHODS | APPLICATION | 2009-05-21 | 2002-04-17 | 40640860 | Good | American EPS Inc | American EPS Inc |
| US20100223120A1 | 0.688 | SYSTEMS METHODS AND DEVICES FOR ADMINISTERING CONSUMER REWARD PROGRAMS THROUGH THE USE OF TONES SENT TO MOBILE DEVICES | APPLICATION | 2010-09-02 | 2009-03-02 | 42667624 | Good | First Data Corp | First Data Corp |
| US20060195368A1 | 0.682 | System and process for local acquisition of products priced online | APPLICATION | 2006-08-31 | 1997-07-08 | 25395242 | Good | Groupon Inc | Groupon Inc |
| US20050165658A1 | 0.678 | Customer messaging service | APPLICATION | 2005-07-28 | 2001-06-07 | 25368021 | Good | Accenture LLP | Accenture Global Services Ltd |
| US20090055322A1 | 0.677 | REMOVABLE MODULE IN PERSONAL HANDHELD DEVICES FOR PERSONAL INFORMATION EXCHANGE | APPLICATION | 2009-02-26 | 2007-08-23 | 40383074 | Good | Microsoft Corp | Microsoft Technology Licensing LLC |
| US20060219780A1 | 0.676 | CONSUMER INTERACTIVE SHOPPING SYSTEM | APPLICATION | 2006-10-05 | 1996-09-05 | 33556656 | Good | Symbol Technologies LLC | Symbol Technologies LLC |
| US20100222038A1 | 0.675 | SYSTEMS METHODS AND DEVICES FOR COMMUNICATING SUPPLEMENTAL INFORMATION TO MOBILE DEVICES | APPLICATION | 2010-09-02 | 2009-03-02 | 42667372 | Good | First Data Corp | First Data Corp |
| US20070184817A1 | 0.672 | Location-based transaction authentication of wireless terminal | APPLICATION | 2007-08-09 | 2002-09-12 | 38334677 | Good | Avago Technologies International Sales Pte Ltd | Avago Technologies International Sales Pte Ltd |
| US20060095328A1 | 0.658 | System and method of providing discounts on the purchase of gasoline | APPLICATION | 2006-05-04 | 2004-10-28 | 36242676 | Good | Phoenix Intangibles Holding Co | Phoenix Intangibles Holding Co |
| US20040093281A1 | 0.651 | Remote purchasing system and method | APPLICATION | 2004-05-13 | 2002-11-05 | 32312718 | Good | Gula Consulting LLC | Gula Consulting LLC |
| US20090271287A1 | 0.650 | FINANCIAL LIFESTYLE NAVIGATOR AND BANKING SYSTEM | APPLICATION | 2009-10-29 | 2008-04-24 | 41215942 | Good | KIBOO LICENSING a Delaware LLC LLC | KIBOO LIFE Inc, KIBOO LICENSING a Delaware LLC LLC |
| US20050043996A1 | 0.645 | System and method for managing restaurant customer data elements | APPLICATION | 2005-02-24 | 2002-08-19 | 34193726 | Good | ||
| WO2001065499A2 | 0.645 | SYSTEM AND METHOD FOR ELECTRONIC DISTRIBUTION OF BENEFITS | APPLICATION | 2001-09-07 | 2000-03-01 | 24057729 | Good | ||
| WO2004072915A2 | 0.638 | METHOD AND APPARATUS FOR INTERFACING WITH A POINT OF SALE DEVICE | APPLICATION | 2004-08-26 | 2003-02-05 | 32871599 | Good | ||
| EP0949593A2 | 0.638 | System method and apparatus for value exchange utilizing value-storing apparatus | GRANT | 1999-10-13 | 1998-03-30 | 27373557 | Good | Citicorp Development Center Inc | Citicorp Development Center Inc |
| US20090024526A1 | 0.636 | ELECTRONIC REGISTRATION AND TRANSACTION SYSTEM | APPLICATION | 2009-01-22 | 2007-07-20 | 40265621 | Good | ||
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| US20030075600A1 | 0.615 | Fuel dispenser having a guided customer transaction interface and the method therefor | APPLICATION | 2003-04-24 | 2001-09-28 | 23268211 | Good | Environ Products Inc | ENVIRON-OPW Inc |
| US20060178943A1 | 0.614 | Food order fulfillment system deploying a universal in-store point-of-sale (POS) for preparation and pickup scheduling | APPLICATION | 2006-08-10 | 2005-01-07 | 36781033 | Good | ||
| US20080212771A1 | 0.605 | Method and Devices For User Authentication | APPLICATION | 2008-09-04 | 2005-10-05 | 37682848 | Good | PrivaSphere AG | PrivaSphere AG |
| US20090076912A1 | 0.604 | MANAGEMENT OF DYNAMIC ELECTRONIC COUPONS | APPLICATION | 2009-03-19 | 2007-06-20 | 40156979 | Good | Qualcomm Inc | Qualcomm Inc |
| US20080010194A1 | 0.603 | Method and apparatus for financing community expenses | APPLICATION | 2008-01-10 | 2006-07-10 | 38920179 | Good | Automated Payment Highway Inc | Automated Payment Highway Inc |
| US20040254861A1 | 0.602 | Portable ordering device | APPLICATION | 2004-12-16 | 1998-04-17 | 33514824 | Good | Remote Inc | Remote Inc |
| US20100082487A1 | 0.598 | SYSTEMS AND METHODS FOR MANAGING A VIRTUAL CARD BASED ON GEOGRAPHICAL INFORMATION | APPLICATION | 2010-04-01 | 2008-09-26 | 42058504 | Good | GIFTANGO CORP | E2interactive Inc |
| US20100076833A1 | 0.596 | SYSTEMS AND METHODS FOR MANAGING AND USING A VIRTUAL CARD | APPLICATION | 2010-03-25 | 2008-09-19 | 42038600 | Good | GIFTANGO CORP | E2interactive Inc |
| US20030005329A1 | 0.596 | System and method for transmitting data via wireless connection in a secure manner | APPLICATION | 2003-01-02 | 2001-06-29 | 25406541 | Good | Nokia Oyj | Nokia Oyj |
| US20100063906A1 | 0.592 | SYSTEMS AND METHODS FOR AUTHENTICATION OF A VIRTUAL STORED VALUE CARD | APPLICATION | 2010-03-11 | 2008-09-05 | 41797894 | Good | GIFTANGO CORP | E2interactive Inc |
| WO2000079411A2 | 0.592 | METHOD AND APPARATUS FOR COMMERCIAL TRANSACTIONS VIA THE INTERNET | APPLICATION | 2000-12-28 | 1999-06-21 | 23319416 | Good | ||
| US20050181875A1 | 0.591 | Mobile lottery gaming and wagering system and method | APPLICATION | 2005-08-18 | 2004-02-18 | 34838688 | Good | Coin Mechanisms Inc | Coin Mechanisms Inc |
| US20020073339A1 | 0.590 | System and method to access secure information related to a user | APPLICATION | 2002-06-13 | 2000-12-07 | 26690593 | Good | Sony Corp, Sony Electronics Inc | Sony Corp, Sony Electronics Inc |
| US20070005490A1 | 0.586 | Methods and System for Distributed E-commerce | APPLICATION | 2007-01-04 | 2004-08-31 | 37590882 | Good | Intel Corp | Intel Corp |
| US20050044038A1 | 0.585 | Methods and systems for facilitating transactions between commercial banks and pooled depositor groups | APPLICATION | 2005-02-24 | 2003-08-21 | 34194386 | Good | Finistar Inc | Anova Financial Corp, Finistar Inc |
| US20030055735A1 | 0.580 | Method and system for a wireless universal mobile product interface | APPLICATION | 2003-03-20 | 2000-04-25 | 22737719 | Good | Accenture Global Services Ltd | Accenture Global Services Ltd |
| US20100222037A1 | 0.578 | Systems Methods and Apparatus for Providing Terms and Conditions and Program Enrollment Information to a Mobile Device | APPLICATION | 2010-09-02 | 2009-03-02 | 42667371 | Good | First Data Corp | First Data Corp |
| US20080081608A1 | 0.577 | Near Field Communication Enabled Diagnostic Device | APPLICATION | 2008-04-03 | 2006-09-29 | 38616426 | Good | Sony Mobile Communications AB | Sony Mobile Communications AB |
| US20070083463A1 | 0.577 | FRAUD ALERT SWITCH | APPLICATION | 2007-04-12 | 2005-09-20 | 37911983 | Good | MYPUBLICINFO Inc | MYPUBLICINFO Inc |
| US20080098464A1 | 0.575 | TWO-CHANNEL CHALLENGE-RESPONSE AUTHENTICATION METHOD IN RANDOM PARTIAL SHARED SECRET RECOGNITION SYSTEM | APPLICATION | 2008-04-24 | 2006-10-24 | 39185963 | Good | Authernative Inc | Authernative Inc |
| US20050171905A1 | 0.573 | Method and system for conducting a transaction using a proximity device | APPLICATION | 2005-08-04 | 2002-03-19 | 28454708 | Good | Mastercard International Inc | Mastercard International Inc |
| US20080287095A1 | 0.571 | SYSTEMS AND METHODS FOR GENERATION REGISTRATION AND MOBILE PHONE BILLING OF A NETWORK-ENABLED APPLICATION WITH ONE-TIME OPT-IN | APPLICATION | 2008-11-20 | 2006-03-20 | 46329956 | Good | SMS AC Inc | SMS AC Inc |
| WO1996025828A1 | 0.569 | A METHOD FOR USING APPLICATIONS IN A MOBILE STATION A MOBILE STATION AND A SYSTEM FOR EFFECTING PAYMENTS | APPLICATION | 1996-08-22 | 1995-02-15 | 8542862 | Good | ||
| US20080046359A1 | 0.569 | Construction payment management system and method with one-time registration features | APPLICATION | 2008-02-21 | 2004-06-29 | 35507261 | Good | Textura Corp | Textura Corp |
| US20020025795A1 | 0.564 | Method system and device for monitoring activity of a wireless communication device | APPLICATION | 2002-02-28 | 2000-08-24 | 27271939 | Good | Msafe Inc | Msafe Inc |
| US20090132347A1 | 0.545 | Systems And Methods For Aggregating And Utilizing Retail Transaction Records At The Customer Level | APPLICATION | 2009-05-21 | 2003-08-12 | 40642932 | Good | JPMorgan Chase Bank NA, Chase Bank USA NA | JPMorgan Chase Bank NA |
| EP0732835A2 | 0.543 | Client-server architecture using internet and public switched networks | GRANT | 1996-09-18 | 1995-03-13 | 23592842 | Good | AT&T Corp | AT&T Corp |
| US20020085515A1 | 0.543 | Object specific information relaying system | APPLICATION | 2002-07-04 | 2000-12-28 | 25025369 | Good | ISOTOPE Inc | ISOTOPE Inc |
| WO1999053449A1 | 0.535 | SECURED DATA TRANSACTION SYSTEM FOR SMART CARDS | APPLICATION | 1999-10-21 | 1998-04-08 | 11071407 | Good | ||
| US20060219776A1 | 0.534 | RFID READER WITH MULTIPLE INTERFACES | APPLICATION | 2006-10-05 | 2003-11-17 | 37069117 | Good | DPD Patent Trust | DPD Patent Trust, DPD Patent Trust Ltd |
| US20060149665A1 | 0.532 | Systems and methods for facilitating lending between two or more parties | APPLICATION | 2006-07-06 | 2004-12-30 | 36615529 | Good | PayPal Inc | PayPal Inc |
| US20070179853A1 | 0.527 | ALLOCATING REBATE POINTS | APPLICATION | 2007-08-02 | 2006-02-02 | 46045586 | Good | Microsoft Corp | Microsoft Technology Licensing LLC |
| EP1553510A1 | 0.527 | ELECTRONIC VALUE TRANSFER DEVICE EQUIPPED WITH NON-CONTACT IC INTERFACE | GRANT | 2005-07-13 | 2002-06-10 | 29738354 | Good | NTT Docomo Inc | NTT Docomo Inc |
| US20050065851A1 | 0.527 | System method and computer program product for supplying to and collecting information from individuals | APPLICATION | 2005-03-24 | 2003-09-22 | 34316665 | Good | ||
| WO2004112329A1 | 0.526 | METHOD AND SYSTEM FOR DATA SYNCHRONIZING | APPLICATION | 2004-12-23 | 2003-06-19 | 27607355 | Good | ||
| US20030083936A1 | 0.524 | Method and apparatus for dynamic rule and/or offer generation | APPLICATION | 2003-05-01 | 2000-11-14 | 32872595 | Good | Walker Digital LLC | Walker Digital LLC |
| US20040035644A1 | 0.522 | Customer order fulfillment method system and device | APPLICATION | 2004-02-26 | 2002-08-23 | 31890970 | Good | NTN Communications Inc | HME Wireless Inc |
| US20090063178A1 | 0.512 | SYSTEMS AND METHODS FOR A MOBILE COMMUNITY-BASED USER INTERFACE | APPLICATION | 2009-03-05 | 2007-08-17 | 40378569 | Good | SMS AC Inc | SMS AC Inc |
| US20040215526A1 | 0.508 | Interactive shopping and selling via a wireless network | APPLICATION | 2004-10-28 | 2003-04-08 | 34068147 | Good | ||
| US20100222100A1 | 0.501 | SYSTEMS METHODS AND APPARATUS FOR FACILITATING COMMUNICATION BETWEEN MOBILE DEVICES | APPLICATION | 2010-09-02 | 2009-03-02 | 42667396 | Good | First Data Corp | First Data Corp |
| US20100222072A1 | 0.500 | SYSTEMS METHODS AND APPARATUS FOR PROVIDING INFORMATION TO A MOBILE DEVICE | APPLICATION | 2010-09-02 | 2009-03-02 | 42667385 | Good | First Data Corp | First Data Corp |
| US20090143057A1 | 0.498 | METHOD AND APPARATUS FOR DISTINCTIVE ALERT ACTIVATION | APPLICATION | 2009-06-04 | 2007-11-30 | 40676250 | Good | Verizon Services Organization Inc | Verizon Patent and Licensing Inc |
| US20100222088A1 | 0.494 | SYSTEMS METHODS AND APPARATUS FOR RECEIVING INFORMATION BY A MOBILE DEVICE | APPLICATION | 2010-09-02 | 2009-03-02 | 42667391 | Good | First Data Corp | First Data Corp |
| US20020126813A1 | 0.480 | Phone based rewards programs method and apparatus prepared by tellme networks Inc | APPLICATION | 2002-09-12 | 2001-01-05 | 25041018 | Good | Tellme Networks Inc | Tellme Networks Inc |
| US20110208566A1 | 0.480 | Sales management system using a character recognition technique and sales management method using same | APPLICATION | 2011-08-25 | 2008-11-12 | 40982579 | Good | Sevensystem Co Ltd | Sevensystem Co Ltd |
| US20100223138A1 | 0.476 | SYSTEMS METHODS AND APPARATUS FOR MARKETING BY COMMUNICATING TONES TO A MOBILE DEVICE | APPLICATION | 2010-09-02 | 2009-03-02 | 42667635 | Good | First Data Corp | First Data Corp |
| US20030078793A1 | 0.474 | Enhanced customer-centric restaurant system | APPLICATION | 2003-04-24 | 2001-10-24 | 21895700 | Good | ||
| US20050223094A1 | 0.473 | Data exchange system with conditional access on a data transfer network | APPLICATION | 2005-10-06 | 2002-04-08 | 28052204 | Good | France Telecom SA | Orange SA |
| US20080052373A1 | 0.473 | SYSTEMS AND METHODS FOR A COMMUNITY-BASED USER INTERFACE | APPLICATION | 2008-02-28 | 2006-05-01 | 39197943 | Good | SMS AC Inc | SMS AC Inc |
| US20050010751A1 | 0.473 | Method and apparatus for securing pass codes during transmission from capture to delivery | APPLICATION | 2005-01-13 | 2003-05-09 | 33452278 | Good | Arcot Systems LLC | CAI Software LLC |
| US20030069787A1 | 0.472 | Computer system and method for the establishment of a virtual marketplace of promotional values | APPLICATION | 2003-04-10 | 2001-05-22 | 25338304 | Good | Tendon Consulting Group Kb | Tendon Consulting Group Kb |
| US20100222087A1 | 0.464 | SYSTEMS METHODS AND APPARATUS FOR COMMUNICATING INFORMATION TO A MOBILE DEVICE IN A BROADCAST SIGNAL | APPLICATION | 2010-09-02 | 2009-03-02 | 42667390 | Good | First Data Corp | First Data Corp |
| US20100291896A1 | 0.458 | METHOD SYSTEM AND TRUSTED SERVICE MANAGER FOR SECURELY TRANSMITTING AN APPLICATION TO A MOBILE PHONE | APPLICATION | 2010-11-18 | 2007-07-24 | 40224008 | Good | NXP BV | NXP BV |
| US20070161402A1 | 0.452 | Media data exchange transfer or delivery for portable electronic devices | APPLICATION | 2007-07-12 | 2006-01-03 | 38164852 | Good | Apple Computer Inc | Apple Inc |
| US20020194072A1 | 0.449 | Multi-function customer satisfaction survey device | APPLICATION | 2002-12-19 | 2001-06-14 | 25380611 | Good | Long Range Systems Inc | Long Range Solutions LLC |
| US20060174274A1 | 0.448 | Methods of receiving movie previews and wireless communication devices configured for the same | APPLICATION | 2006-08-03 | 2004-11-19 | 34972232 | Good | Sony Mobile Communications AB | Sony Mobile Communications AB |
| US20080232561A1 | 0.447 | Advertising funded data access services | APPLICATION | 2008-09-25 | 2007-03-20 | 39766355 | Good | Microsoft Corp | Microsoft Technology Licensing LLC |
| US20070155307A1 | 0.446 | Media data transfer | APPLICATION | 2007-07-05 | 2006-01-03 | 38169543 | Good | Apple Computer Inc | Apple Inc |
| US20090109959A1 | 0.444 | System and method for providing requested quality of service in a hybrid network | APPLICATION | 2009-04-30 | 1996-11-18 | 25024073 | Good | MCI Communications Corp | Verizon Patent and Licensing Inc |
| US20050097094A1 | 0.432 | System for performing data searches on a network | APPLICATION | 2005-05-05 | 1999-06-30 | 3815502 | Good | Silverbrook Research Pty Ltd | Silverbrook Research Pty Ltd |
| US20070083381A1 | 0.431 | Method and system for creating receipt on paper with embedded RFID tags therein | APPLICATION | 2007-04-12 | 2005-10-12 | 37911923 | Good | ||
| US20090030757A1 | 0.429 | Content Distribution for Mobile Phones | APPLICATION | 2009-01-29 | 2005-12-19 | 40296195 | Good | DYUNA BLUE Ltd | DYUNA BLUE Ltd |
| US20080034406A1 | 0.428 | Systems and methods for secure transaction management and electronic rights protection | APPLICATION | 2008-02-07 | 1995-02-13 | 24836636 | Good | Intertrust Technologies Corp | Intertrust Technologies Corp |
| US20010018664A1 | 0.427 | METHOD FOR PROCESSING INFORMATION THROUGH A CLEARINGHOUSE | APPLICATION | 2001-08-30 | 1998-04-24 | 32328549 | Good | FUEL PARTNERS LP dba FUEL MARKETING SOLUTIONS | Excentus Corp, AutoGas Systems Inc |
| WO2005119606A1 | 0.424 | SMART CARD DATA TRANSACTION SYSTEM AND METHODS FOR PROVIDING STORAGE AND TRANSMISSION SECURITY | APPLICATION | 2005-12-15 | 2004-05-28 | 35463089 | Good | ||
| US20100211431A1 | 0.424 | METHOD AND APPARATUS FOR ADVERTISING ON A MOBILE GAMING DEVICE | APPLICATION | 2010-08-19 | 2009-02-13 | 42560723 | Good | CFPH LLC | CFPH LLC |
| US20070050303A1 | 0.423 | Biometric identification device | APPLICATION | 2007-03-01 | 2005-08-24 | 37199078 | Good | Agilent Technologies Inc | Agilent Technologies Inc |
| US20090024614A1 | 0.422 | SYSTEMS AND METHODS FOR ONLINE CONTENT SEARCHING | APPLICATION | 2009-01-22 | 2006-09-06 | 40265687 | Good | SMS AC Inc | SMS AC Inc |
| US20090204547A1 | 0.422 | TRANSACTION MANAGEMENT SYSTEM AND METHOD | APPLICATION | 2009-08-13 | 2004-05-24 | 32607830 | Good | Guaranteed Markets Ltd | Guaranteed Markets Ltd |
| US20040050648A1 | 0.421 | Vending system | APPLICATION | 2004-03-18 | 2000-09-01 | 8169727 | Good | Gilbarco Srl | Gilbarco Italia SRL |
| US20100235250A1 | 0.419 | TRACKING ITEMS IN A DISTRIBUTION CHANNEL | APPLICATION | 2010-09-16 | 2006-06-08 | 38566151 | Good | Planetech Inc | Planetech Inc |
| US20090061856A1 | 0.416 | PEAK OFF-PEAK RATING FOR PREPAID TERMINATING CALLS | APPLICATION | 2009-03-05 | 2007-08-28 | 40408278 | Good | Cingular Wireless II LLC | AT&T Mobility II LLC |
| US20020062251A1 | 0.413 | System and method for wireless consumer communications | APPLICATION | 2002-05-23 | 2000-09-29 | 26929724 | Good | Brickstream Corp, Emtera Corp | Brickstream Corp, Emtera Corp |
| US20060143087A1 | 0.411 | Restaurant management using network with customer-operated computing devices | APPLICATION | 2006-06-29 | 2004-12-28 | 36001114 | Good | Hewlett Packard Development Co LP | Hewlett Packard Development Co LP |
| US20050124351A1 | 0.407 | Method and apparatus for establishing direct mobile to mobile communication between cellular mobile terminals | APPLICATION | 2005-06-09 | 2003-12-03 | 34633066 | Good | Motorola Solutions Inc | Google Technology Holdings LLC |
| US20030028601A1 | 0.404 | Method and apparatus for providing interactive text messages during a voice call | APPLICATION | 2003-02-06 | 2001-07-31 | 25439374 | Good | AT&T Wireless Services Inc | AT&T Mobility II LLC, AT&T Wireless Services Inc |
| US20090061868A1 | 0.403 | DECISIONMAKING FOR DYNAMIC LOCAL TIME UPDATES IN A PREPAID TERMINATING CALL | APPLICATION | 2009-03-05 | 2007-08-28 | 40408288 | Good | Cingular Wireless II LLC | AT&T Mobility II LLC |
| WO1990003016A1 | 0.401 | CONTACTLESS INFRARED PAYMENT METHOD USING A MEMORY CARD PARTICULARLY FOR TRANSPORT MEANS AND PAYMENT DEVICE USING SUCH METHOD | APPLICATION | 1990-03-22 | 1988-09-08 | 9369832 | Good | ||
| US20060085302A1 | 0.396 | Flexible cost and revenue allocation for service orders | APPLICATION | 2006-04-20 | 2004-09-21 | 36181937 | Good | SAP SE | SAP SE |
| US20060265493A1 | 0.396 | Fraud prevention and detection for online advertising | APPLICATION | 2006-11-23 | 2005-05-20 | 37449602 | Good | Vibrant Media Ltd | Vibrant Media Ltd |
| US20080065507A1 | 0.395 | Interactive digital media services | APPLICATION | 2008-03-13 | 2006-09-12 | 38059285 | Good | SMARTVIDEO TECHNOLOGIES Inc | SMARTVIDEO TECHNOLOGIES Inc |
| US20050195975A1 | 0.392 | Digital media distribution cryptography using media ticket smart cards | APPLICATION | 2005-09-08 | 2003-01-21 | 34915415 | Good | KAWABOINGO CORP | KAWABOINGO CORP |
| US20070053511A1 | 0.388 | METHOD AND APPARATUS FOR PROVIDING PRIVACY OF USER IDENTITY AND CHARACTERISTICS IN A COMMUNICATION SYSTEM | APPLICATION | 2007-03-08 | 2001-10-16 | 25528373 | Good | Qualcomm Inc | Qualcomm Inc |
| US20020194099A1 | 0.385 | Proxy asset system and method | APPLICATION | 2002-12-19 | 1997-10-30 | 27501056 | Good | MACRO SECURITIES RESEARCH LLC | MACROMARKETS LLC |
| US20100082455A1 | 0.384 | Real-time bargain hunting | APPLICATION | 2010-04-01 | 2008-09-30 | 42058484 | Good | Apple Inc | Apple Inc |
| US20070293187A1 | 0.380 | Method and System for Enabling Location Based Wireless Communication Services | APPLICATION | 2007-12-20 | 2006-06-15 | 38832589 | Good | Motorola Solutions Inc | Motorola Solutions Inc |
| US20100010861A1 | 0.379 | METHOD AND SYSTEM FOR PROVIDING A VIRTUAL COLLECTIONS CALL CENTER SYSTEM | APPLICATION | 2010-01-14 | 2008-07-11 | 41505978 | Good | COLLECTIONS MARKETING CENTER LLC | COLLECTIONS MARKETING CENTER LLC |
| US20090259532A1 | 0.376 | PEER-TO-PEER COMPENSATION IN AN INTENT-COMPENSATION SCHEME | APPLICATION | 2009-10-15 | 2008-04-11 | 41164753 | Good | Microsoft Corp | Microsoft Technology Licensing LLC |
| US20040210518A1 | 0.376 | Wire transfer system and method | APPLICATION | 2004-10-21 | 2002-08-01 | 33161952 | Good | CONSECO Inc | CONSECO Inc, CDOC Inc |
| US20040133789A1 | 0.371 | Digital authentication over acoustic channel | APPLICATION | 2004-07-08 | 2002-02-15 | 34103229 | Good | Qualcomm Inc | Qualcomm Inc |
| US20100023341A1 | 0.363 | METHOD FOR RULE-BASED GIFT GIVING | APPLICATION | 2010-01-28 | 2008-05-29 | 41569443 | Good | REEL DRINKS LLC | GIFTYA LLC, REEL DRINKS LLC |
| US20090259537A1 | 0.360 | ADVERTISEMENT-FUNDED SOFTWARE | APPLICATION | 2009-10-15 | 2008-04-14 | 41164758 | Good | Microsoft Corp | Microsoft Technology Licensing LLC |
| EP1083529A2 | 0.355 | Data storing system issuing apparatus data providing apparatus and computer readable medium storing data storing program | GRANT | 2001-03-14 | 1999-08-30 | 17105727 | Good | Nippon Telegraph and Telephone Corp | Nippon Telegraph and Telephone Corp |
| US20030088513A1 | 0.355 | Billing system and method for network | APPLICATION | 2003-05-08 | 2001-11-08 | 21717664 | Good | Northrop Grumman Corp, TRW Inc | Northrop Grumman Corp |
| US20060240808A1 | 0.350 | System and method of providing advertisements to cellular devices | APPLICATION | 2006-10-26 | 2005-04-20 | 37187577 | Good | SBC Knowledge Ventures LP | ServiceNow Inc |
| US20030182197A1 | 0.338 | Apparatus and method for providing flexible purchase options | APPLICATION | 2003-09-25 | 2002-03-25 | 28040905 | Good | Gateway Inc | Gateway Inc |
| US20080098457A1 | 0.333 | Identity controlled data center | APPLICATION | 2008-04-24 | 2006-10-19 | 39031178 | Good | Micro Focus Software Inc | Oracle International Corp |
| US20030003895A1 | 0.331 | Authentication of termination messages in telecommunications system | APPLICATION | 2003-01-02 | 2001-05-11 | 26811656 | Good | Telefonaktiebolaget LM Ericsson AB | Telefonaktiebolaget LM Ericsson AB |
| US20100216434A1 | 0.329 | Managing Notification Messages | APPLICATION | 2010-08-26 | 2009-02-25 | 42631412 | Good | Apple Inc | Apple Inc |
| US20020128908A1 | 0.328 | System for conducting user-specific promotional campaigns using multiple communications device platforms | APPLICATION | 2002-09-12 | 2000-09-15 | 26926253 | Good | ||
| US20060014569A1 | 0.324 | Mobile communication device with adaptive audible user notification | APPLICATION | 2006-01-19 | 2004-07-13 | 35600133 | Good | Broadcom Corp | Avago Technologies General IP Singapore Pte Ltd |
| US20020174071A1 | 0.322 | Method for loading a piece of software in a smart card in particular applet | APPLICATION | 2002-11-21 | 2000-02-10 | 8846856 | Good | CP8 Technologies SA | CP8 Technologies SA |
| US20070189474A1 | 0.321 | Initiating ecommerce sessions using multimedia ringback tones | APPLICATION | 2007-08-16 | 2006-01-27 | 38170240 | Good | Nokia of America Corp | Nokia of America Corp |
| US20100217649A1 | 0.318 | METHOD SYSTEM AND COMPUTER PROGRAM PRODUCT FOR FILTERING OF FINANCIAL ADVERTISING | APPLICATION | 2010-08-26 | 2009-02-23 | 42631773 | Good | Creditcards com Inc | Creditcards com Inc |
| US20080313056A1 | 0.317 | Ordering and Image Transmission System and Method Utilizing Instant Messaging | APPLICATION | 2008-12-18 | 2005-06-03 | 40133230 | Good | Shadow Enterprises Inc | Shadow Enterprises Inc |
| US20020120501A1 | 0.308 | Systems and processes for measuring evaluating and reporting audience response to audio video and other content | APPLICATION | 2002-08-29 | 2000-07-19 | 26913732 | Good | PLANETJAM MEDIA GROUP Inc | PLANETJAM MEDIA GROUP Inc |
| WO1996014588A1 | 0.308 | COMMUNICATIONS LOCALIZATION SYSTEM | APPLICATION | 1996-05-17 | 1994-11-03 | 23311327 | Good | ||
| US20020178098A1 | 0.296 | System and method for measuring and utilizing pooling analytics | APPLICATION | 2002-11-28 | 2001-03-01 | 27787539 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US20080215436A1 | 0.295 | System for delivering advertisements to wireless communication devices | APPLICATION | 2008-09-04 | 2006-12-15 | 39536627 | Good | OPPORTUNITY NOTIFICATION TECHNOLOGIES LLC | OPPORTUNITY NOTIFICATION TECHNOLOGIES LLC |
| US20090199206A1 | 0.288 | DATA STORAGE MEDIUM AND METHOD FOR CONTACTLESS COMMUNICATION BETWEEN THE DATA STORAGE MEDIUM AND A READER | APPLICATION | 2009-08-06 | 2006-06-12 | 38692079 | Good | Giesecke and Devrient GmbH | Giesecke and Devrient Mobile Security GmbH |
| US20050147057A1 | 0.286 | Octave pulse data method & apparatus | APPLICATION | 2005-07-07 | 2000-05-17 | 24292101 | Good | SYMSTREAM TECHNOLOGY HOLDINGS NO 2 Pty Ltd (ACN 113 682 090) | SYMSTREAM TECHNOLOGY HOLDINGS NO 2 Pty Ltd (ACN 113 682 090) |
| US20070078709A1 | 0.280 | Advertising with audio content | APPLICATION | 2007-04-05 | 2005-09-30 | 37902969 | Good | Google LLC | Google LLC |
| US20050105725A1 | 0.279 | Method and system for on-line delivery of advertising release material and confirmation of on-air transmission | APPLICATION | 2005-05-19 | 2002-02-19 | 27800617 | Good | ||
| US20080129450A1 | 0.270 | APPARATUS FOR SELECTING A VIRTUAL CARD APPLICATION | APPLICATION | 2008-06-05 | 2006-12-04 | 39338964 | Good | Infineon Technologies AG | Infineon Technologies AG |
| US20090249388A1 | 0.269 | Confirmation of Advertisement Viewing | APPLICATION | 2009-10-01 | 2008-04-01 | 41119155 | Good | Microsoft Corp | Microsoft Technology Licensing LLC |
| US20020010621A1 | 0.253 | Incentives for content consumption | APPLICATION | 2002-01-24 | 2000-07-19 | 25192214 | Good | PLANETJAM MEDIA GROUP Inc | PLANETJAM MEDIA GROUP Inc |
| US20100125492A1 | 0.239 | System and method for providing contextual advertisements according to dynamic pricing scheme | APPLICATION | 2010-05-20 | 2008-11-14 | 42172721 | Good | Apple Inc | Apple Inc |
| US20060084488A1 | 0.238 | Bonusing digital media | APPLICATION | 2006-04-20 | 2000-09-19 | 46323302 | Good | International Game Technology | International Game Technology |
| US20030187754A1 | 0.210 | Working endowment builder | APPLICATION | 2003-10-02 | 2002-04-02 | 28457297 | Good | ||
| US20080114481A1 | 0.171 | Legacy Audio Converter/Controller for an Audio Network Distribution System | APPLICATION | 2008-05-15 | 2002-05-09 | 39360681 | Good | Netstreams LLC | ClearOne Inc |
| US20080019706A1 | 0.127 | SYSTEM AND METHOD FOR TRANSMITTING DATA ON RETURN PATH OF A CABLE TELEVISION SYSTEM | APPLICATION | 2008-01-24 | 1999-12-13 | 22619759 | Good | Finisar Corp | II VI Delaware Inc |
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| US20080152138A1 | 0.042 | AUDIO DATA TRANSMISSION METHOD FOR TRANSMITTING ENCRYPTED AUDIO DATA AUDIO PROCESSING SYSTEM AND COMPUTER SYSTEM THEREOF | APPLICATION | 2008-06-26 | 2006-12-21 | 39542845 | Good | Realtek Semiconductor Corp | Realtek Semiconductor Corp |
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| USRE46438E1 | NR | Method and apparatus for data-linking a mobile knowledge worker to home communication-center infrastructure | GRANT | 2017-06-13 | 1999-09-24 | 23603265 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| USRE46153E1 | NR | Method and apparatus enabling voice-based management of state and interaction of a remote knowledge worker in a contact center environment | GRANT | 2016-09-20 | 1998-09-11 | 56895891 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| USRE46060E1 | NR | In-band signaling for routing | GRANT | 2016-07-05 | 1997-02-10 | 25520110 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| USRE45606E1 | NR | Call and data correspondence in a call-in center employing virtual restructuring for computer telephony integrated functionality | GRANT | 2015-07-07 | 1997-02-10 | 46276186 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| US9990623B2 | NR | Systems and methods to provide information | GRANT | 2018-06-05 | 2009-03-02 | 42667656 | Good | Boku Inc | Boku Inc |
| US9953308B2 | NR | Payment messaging calling and multimedia system on mobile and wearable device with haptic control for one-scan and single-touch payments | GRANT | 2018-04-24 | 2002-10-01 | 59786680 | Good | World Award Academy World Award Foundation Amobilepay Inc | Amobilepay Inc, World Award Academy, World Award Foundation |
| US9948629B2 | NR | Systems and methods of sharing information through a tag-based consortium | GRANT | 2018-04-17 | 2009-03-25 | 53786161 | Good | 41st Parameter Inc | 41st Parameter Inc |
| US9940627B2 | NR | Mobile coupon method and system | GRANT | 2018-04-10 | 2006-12-26 | 39588981 | Good | Visa USA Inc | Visa USA Inc |
| US9922323B2 | NR | System and method for automated analysis comparing a wireless device location with another geographic location | GRANT | 2018-03-20 | 2007-03-16 | 49236350 | Good | Visa International Service Association | Visa International Service Association |
| US9916581B2 | NR | Back end of payment system associated with financial transactions using card readers coupled to mobile devices | GRANT | 2018-03-13 | 2002-02-05 | 46065273 | Good | Square Inc | Square Inc |
| US9911114B2 | NR | Methods and systems for making a payment via a stored value card in a mobile environment | GRANT | 2018-03-06 | 2006-07-06 | 39052025 | Good | Qualcomm Inc | Qualcomm Inc |
| US9898778B1 | NR | Systems and methods for obtaining an image of a check to be deposited | GRANT | 2018-02-20 | 2007-10-23 | 61189013 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US9892454B1 | NR | Systems and methods for obtaining an image of a check to be deposited | GRANT | 2018-02-13 | 2007-10-23 | 61147978 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US9883381B1 | NR | Providing secure access to smart card applications | GRANT | 2018-01-30 | 2007-10-02 | 61005585 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US9881299B2 | NR | System and method for processing financial transactions | GRANT | 2018-01-30 | 2008-03-13 | 51208503 | Good | GIFTYA LLC | GIFTYA LLC |
| US9852469B1 | NR | System and method for effecting payment for an electronic commerce transaction | GRANT | 2017-12-26 | 2001-01-17 | 25071263 | Good | XPRT VENTURES LLC | XPRT VENTURES LLC |
| US9846866B2 | NR | Processing of financial transactions using debit networks | GRANT | 2017-12-19 | 2007-02-22 | 39717024 | Good | First Data Corp | First Data Corp |
| US9838872B2 | NR | System and method for mobile identity protection for online user authentication | GRANT | 2017-12-05 | 2007-03-16 | 40939900 | Good | Visa International Service Association | Visa International Service Association |
| US9824355B2 | NR | Method of performing transactions with contactless payment devices using pre-tap and two-tap operations | GRANT | 2017-11-21 | 2008-09-22 | 47998733 | Good | Visa International Service Association | Visa International Service Association |
| US9818121B2 | NR | Mobile communications message verification of financial transactions | GRANT | 2017-11-14 | 2009-07-31 | 43529730 | Good | Visa International Service Association | Visa International Service Association |
| US9811836B2 | NR | System and method of a media delivery services platform for targeting consumers in real time | GRANT | 2017-11-07 | 2002-10-23 | 47756904 | Good | Modiv Media Inc | Modiv Media LLC |
| US9799031B2 | NR | Intelligent authentication | GRANT | 2017-10-24 | 2009-06-30 | 43411722 | Good | Visa International Service Association | Visa International Service Association |
| US9779392B1 | NR | Apparatuses methods and systems for a publishing and subscribing platform of depositing negotiable instruments | GRANT | 2017-10-03 | 2009-08-19 | 59928592 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US9762576B2 | NR | Enhanced multi factor authentication | GRANT | 2017-09-12 | 2006-11-16 | 41381543 | Good | PhoneFactor Inc | Microsoft Technology Licensing LLC |
| US9760903B2 | NR | Loyalty rewards optimization bill payables and receivables service | GRANT | 2017-09-12 | 2008-04-16 | 42981700 | Good | Visa USA Inc | Visa USA Inc |
| US9721238B2 | NR | Point of interaction loyalty currency redemption in a transaction | GRANT | 2017-08-01 | 2009-02-13 | 42560737 | Good | Visa USA Inc | Visa International Service Association |
| US9715709B2 | NR | Communication device including multi-part alias identifier | GRANT | 2017-07-25 | 2008-05-09 | 41265450 | Good | Visa International Service Association | Visa International Service Association |
| US9704327B2 | NR | Multi-function transaction device | GRANT | 2017-07-11 | 2006-08-17 | 39100449 | Good | Verizon Patent and Licensing Inc | Verizon Patent and Licensing Inc, Verizon Business Financial Management Corp |
| US9697510B2 | NR | Systems and methods to facilitate retail transactions | GRANT | 2017-07-04 | 2009-07-23 | 43498125 | Good | Boku Inc | Boku Inc |
| US9684893B2 | NR | Apparatus and method for a wireless point of sale terminal | GRANT | 2017-06-20 | 2000-06-30 | 51621783 | Good | SALES TRANSACTION SYSTEMS LLC | SALES TRANSACTION SYSTEMS LLC |
| US9672508B2 | NR | Over the air update of payment transaction data stored in secure memory | GRANT | 2017-06-06 | 2008-09-22 | 47998732 | Good | Visa International Service Association | Visa International Service Association |
| US9665865B1 | NR | One-scan and one-touch payment and buying using haptic control via messaging and calling multimedia system on mobile and wearable device currency token interface point of sale device and electronic payment card | GRANT | 2017-05-30 | 2002-10-01 | 58690715 | Good | World Award Academy World Award Foundation Amobilepay Inc | Mobile Pay Inc |
| US9659326B2 | NR | System and method for debt presentment and resolution | GRANT | 2017-05-23 | 1999-03-12 | 46298914 | Good | Collections Marketing Center Inc | Katabat LLC |
| US9652771B2 | NR | Induction based transactions at a moble device with authentication | GRANT | 2017-05-16 | 2007-11-14 | 40624178 | Good | Blaze Mobile Inc | Blaze Mobile Inc |
| US9619794B2 | NR | Systems and methods for providing compensation rebate cashback and reward for using mobile and wearable payment services digital currency NFC touch payments mobile digital card barcode payments and multimedia haptic capture buying | GRANT | 2017-04-11 | 2002-10-01 | 56164653 | Good | ||
| US9608826B2 | NR | System and method for partner key management | GRANT | 2017-03-28 | 2009-06-29 | 43381799 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US9603023B2 | NR | System and method for identity protection using mobile device signaling network derived location pattern recognition | GRANT | 2017-03-21 | 2007-03-16 | 42936540 | Good | Visa International Service Association | Visa International Service Association |
| US9582795B2 | NR | Methods of transmitting information from efficient encryption card readers to mobile devices | GRANT | 2017-02-28 | 2002-02-05 | 58056054 | Good | Square Inc | Square Inc |
| US9563890B2 | NR | Facilitating mobile device payments using product code scanning | GRANT | 2017-02-07 | 2002-10-01 | 56925072 | Good | ||
| US9553755B2 | NR | Method for implementing and executing communication center routing strategies represented in extensible markup language | GRANT | 2017-01-24 | 1998-02-17 | 46323454 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| US9542687B2 | NR | Systems and methods for visual representation of offers | GRANT | 2017-01-10 | 2008-06-26 | 41445333 | Good | Visa International Service Association | Visa International Service Association |
| US9542671B2 | NR | Method and system to facilitate securely processing a payment for an online transaction | GRANT | 2017-01-10 | 2004-05-12 | 35310550 | Good | PayPal Inc | PayPal Inc |
| US9530129B2 | NR | Secure authentication and payment system | GRANT | 2016-12-27 | 2006-10-25 | 37545927 | Good | Payfont Ltd | Leading Software Ltd |
| US9519892B2 | NR | Systems and methods to accelerate transactions | GRANT | 2016-12-13 | 2009-08-04 | 43535545 | Good | Boku Inc | Boku Inc |
| US9516171B2 | NR | Personal desktop router | GRANT | 2016-12-06 | 1997-02-10 | 25456899 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| US9495676B2 | NR | Method of transmitting information from a power efficient card to a mobile device | GRANT | 2016-11-15 | 2002-02-05 | 46063406 | Good | Square Inc | Square Inc, Mindtribe Product Engineering Inc |
| US9495675B2 | NR | Small card reader configured to be coupled to a mobile device | GRANT | 2016-11-15 | 2002-02-05 | 46046905 | Good | Square Inc | Square Inc |
| US9456348B2 | NR | Systems and methods for authenticating a user of a computer application network or device using a wireless device | GRANT | 2016-09-27 | 2007-03-16 | 56945707 | Good | Visa International Service Association | Visa International Service Association |
| US9456346B2 | NR | Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation | GRANT | 2016-09-27 | 2006-07-25 | 49779702 | Good | Virginia Innovation Science Inc | Innovation Sciences LLC, Virginia Innovation Science Inc |
| US9436955B2 | NR | Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers | GRANT | 2016-09-06 | 2009-06-10 | 45934948 | Good | Square Inc | Square Inc |
| US9432845B2 | NR | System and method for automated analysis comparing a wireless device location with another geographic location | GRANT | 2016-08-30 | 2007-03-16 | 51017729 | Good | Visa International Service Association | Visa International Service Association |
| US9420448B2 | NR | System and method for automated analysis comparing a wireless device location with another geographic location | GRANT | 2016-08-16 | 2007-03-16 | 48428024 | Good | Visa International Service Association | Visa International Service Association |
| US9413885B1 | NR | Methods and systems for blocking unwanted communications | GRANT | 2016-08-09 | 2006-10-06 | 49229923 | Good | Callwave Communications LLC | Callwave Communications LLC |
| US9396465B2 | NR | Apparatus including data bearing medium for reducing fraud in payment transactions using a black list | GRANT | 2016-07-19 | 2009-07-22 | 43498124 | Good | Visa International Service Association | Visa International Service Association |
| US9374366B1 | NR | System and method for anti-phishing authentication | GRANT | 2016-06-21 | 2005-09-19 | 49518187 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US9361611B2 | NR | Method and system for secure mobile payment transactions | GRANT | 2016-06-07 | 2008-02-20 | 49487968 | Good | Collective Dynamics LLC | Collective Dynamics LLC |
| US9324100B2 | NR | Card reader with asymmetric spring | GRANT | 2016-04-26 | 2002-02-05 | 46379875 | Good | Square Inc | Square Inc |
| US9311766B2 | NR | Wireless communicating radio frequency signals | GRANT | 2016-04-12 | 2007-09-12 | 40581553 | Good | Device Fidelity Inc | Device Fidelity Inc |
| US9311634B1 | NR | Systems and methods for automatic bill pay enrollment | GRANT | 2016-04-12 | 2008-09-30 | 46846399 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US9305314B2 | NR | Methods of transmitting information to mobile devices using cost effective card readers | GRANT | 2016-04-05 | 2002-02-05 | 45972114 | Good | Square Inc | Square Inc, Mindtribe Product Engineering Inc |
| US9304555B2 | NR | Magnetically coupling radio frequency antennas | GRANT | 2016-04-05 | 2007-09-12 | 44121182 | Good | Device Fidelity Inc | Device Fidelity Inc |
| US9286635B2 | NR | Method of transmitting information from efficient communication protocol card readers to mobile devices | GRANT | 2016-03-15 | 2002-02-05 | 46046903 | Good | Square Inc | Square Inc, Mindtribe Product Engineering Inc |
| US9262777B2 | NR | Card reader with power efficient architecture that includes a wake-up circuit | GRANT | 2016-02-16 | 2002-02-05 | 46125951 | Good | Square Inc | Square Inc, Mindtribe Product Engineering Inc |
| US9262757B2 | NR | Method of transmitting information from a card reader with a power supply and wake-up circuit to a mobile device | GRANT | 2016-02-16 | 2002-02-05 | 45972115 | Good | Square Inc | Square Inc, Mindtribe Product Engineering Inc |
| US9262754B1 | NR | Request tracking system and method | GRANT | 2016-02-16 | 2009-08-21 | 55275465 | Good | Wells Fargo Bank NA | Wells Fargo Bank NA |
| US9253319B1 | NR | Methods and systems for call connecting calls | GRANT | 2016-02-02 | 2005-07-01 | 51627010 | Good | Callwave Communications LLC | Callwave Communications LLC |
| US9235831B2 | NR | Mobile payment systems and methods | GRANT | 2016-01-12 | 2009-04-22 | 54190934 | Good | GoFigure Payments LLC | GoFigure Payments LLC |
| US9224142B2 | NR | Card reader with power efficient architecture that includes a power supply and a wake up circuit | GRANT | 2015-12-29 | 2002-02-05 | 46063405 | Good | Square Inc | Square Inc, Mindtribe Product Engineering Inc |
| US9208505B1 | NR | Systems and methods for providing compensation rebate cashback and reward for using mobile and wearable payment services | GRANT | 2015-12-08 | 2002-10-01 | 57942491 | Good | ||
| US9177314B2 | NR | Method of making secure electronic payments using communications devices and biometric data | GRANT | 2015-11-03 | 2006-08-14 | 39092702 | Good | AMPACASH CORPORATION | AMPACASH CORPORATION |
| US9159101B1 | NR | Image processing | GRANT | 2015-10-13 | 2007-10-23 | 54252728 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US9152911B2 | NR | Switching between internal and external antennas | GRANT | 2015-10-06 | 2007-09-12 | 41581458 | Good | Device Fidelity Inc | Device Fidelity Inc |
| US9098845B2 | NR | Process of selling in electronic shop accessible from the mobile communication device | GRANT | 2015-08-04 | 2008-09-19 | 44356251 | Good | Logomotion sro | SMK Corp |
| US9098844B2 | NR | Mobile electronic wallet | GRANT | 2015-08-04 | 2007-11-20 | 40642961 | Good | Wells Fargo Bank NA | Wells Fargo Bank NA |
| US9092772B2 | NR | Integrated system and method for enabling mobile commerce transactions using “contactless identity modules in mobile handsets” | GRANT | 2015-07-28 | 2009-02-16 | 44370287 | Good | XIUS CORP | XIUS CORP dba XIUS, XIUS CORP FKA CELLULAR EXPRESS Inc |
| US9081997B2 | NR | Method of communication with the POS terminal the frequency converter for the post terminal | GRANT | 2015-07-14 | 2008-10-15 | 41382143 | Good | Logomotion sro | SMK Corp |
| US9077800B2 | NR | Systems methods and devices for processing feedback information received from mobile devices responding to tone transmissions | GRANT | 2015-07-07 | 2009-03-02 | 42667724 | Good | First Data Corp | First Data Corp |
| US9070149B2 | NR | Media gifting devices and methods | GRANT | 2015-06-30 | 2008-09-30 | 42058479 | Good | Apple Inc | Apple Inc |
| US9065643B2 | NR | System and method for account identifier obfuscation | GRANT | 2015-06-23 | 2006-04-05 | 40186029 | Good | Visa USA Inc | Visa USA Inc |
| US9064252B2 | NR | Payment system and methods | GRANT | 2015-06-23 | 2005-10-11 | 52116546 | Good | National Payment Card Association | National Payment Card Association |
| US9064246B1 | NR | Payment service and platform authentication integration | GRANT | 2015-06-23 | 2009-10-13 | 53397169 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US9060271B2 | NR | Secure short message service (SMS) communications | GRANT | 2015-06-16 | 2008-06-06 | 41398556 | Good | eBay Inc | PayPal Inc |
| US9037513B2 | NR | System and method for providing electronic event tickets | GRANT | 2015-05-19 | 2008-09-30 | 42058508 | Good | Apple Inc | Apple Inc |
| US9026462B2 | NR | Portable point of purchase user interfaces | GRANT | 2015-05-05 | 2008-09-30 | 42058476 | Good | Apple Inc | Apple Inc |
| US9002920B2 | NR | Method and apparatus for extended management of state and interaction of a remote knowledge worker from a contact center | GRANT | 2015-04-07 | 1998-09-11 | 32030374 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| US8977571B1 | NR | Systems and methods for image monitoring of check during mobile deposit | GRANT | 2015-03-10 | 2009-08-21 | 52597909 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8977567B2 | NR | Recordation of electronic payment transaction information | GRANT | 2015-03-10 | 2008-09-22 | 42039918 | Good | Visa International Service Association | Visa International Service Association |
| US8971216B2 | NR | Method for routing transactions between internal and external partners in a communication center | GRANT | 2015-03-03 | 1998-09-11 | 22960752 | Good | Alcatel Lucent SAS, Genesys Telecommunications Laboratories Inc | Alcatel Lucent SAS |
| US8959033B1 | NR | Systems and methods for verification of remotely deposited checks | GRANT | 2015-02-17 | 2007-03-15 | 52463696 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8955747B2 | NR | Devices systems and methods for wireless point-of-sale | GRANT | 2015-02-17 | 2009-06-23 | 43353421 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US8944328B2 | NR | System for data card emulation | GRANT | 2015-02-03 | 2008-02-23 | 41200293 | Good | Cedar Ridge Research LLC | Cedar Ridge Research LLC |
| US8935187B2 | NR | Distributed payment system and method | GRANT | 2015-01-13 | 2007-03-07 | 39742625 | Good | Playspan Inc | Playspan Inc |
| US8915447B2 | NR | Amplifying radio frequency signals | GRANT | 2014-12-23 | 2007-09-12 | 41818350 | Good | Device Fidelity Inc | Device Fidelity Inc |
| US8910876B2 | NR | Method and apparatus for accessing electronic data via a familiar printed medium | GRANT | 2014-12-16 | 1994-05-25 | 47360906 | Good | Marshall Feature Recognition LLC | Marshall Feature Recognition LLC |
| US8909553B2 | NR | Payment card terminal for mobile phones | GRANT | 2014-12-09 | 2006-09-06 | 39153160 | Good | Transaction Wireless Inc | First Data Resources LLC |
| US8875990B2 | NR | Systems and methods for allocating a payment authorization request to a payment processor | GRANT | 2014-11-04 | 1999-11-05 | 40754497 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8875196B2 | NR | System for network and local content access | GRANT | 2014-10-28 | 2005-08-13 | 37758278 | Good | WebTuner Corp | WebTuner Corp |
| US8851369B2 | NR | Systems and methods for transaction processing using a smartcard | GRANT | 2014-10-07 | 1999-11-05 | 43449700 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8850532B2 | NR | Systems and methods to control access to multimedia content | GRANT | 2014-09-30 | 2008-10-31 | 42133089 | Good | AT&T Intellectual Property I LP | AT&T Intellectual Property I LP |
| US8850052B2 | NR | System and method for simplified resource sharing | GRANT | 2014-09-30 | 2008-09-30 | 41256107 | Good | Apple Inc | Apple Inc |
| US8849716B1 | NR | System and method for preventing identity theft or misuse by restricting access | GRANT | 2014-09-30 | 2001-04-20 | 51588261 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8833644B2 | NR | Payment system and methods | GRANT | 2014-09-16 | 2005-10-11 | 50024511 | Good | National Payment Card Association | National Payment Card Association |
| US8820633B2 | NR | Methods for a third party biller to receive an allocated payment authorization request | GRANT | 2014-09-02 | 1999-11-05 | 40789736 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8814039B2 | NR | Methods for processing a payment authorization request utilizing a network of point of sale devices | GRANT | 2014-08-26 | 1999-11-05 | 40789739 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8799147B1 | NR | Systems and methods for remote deposit of negotiable instruments with non-payee institutions | GRANT | 2014-08-05 | 2006-10-31 | 51229172 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8799084B2 | NR | Electronic payment application system and payment authorization method | GRANT | 2014-08-05 | 2008-09-19 | 41335562 | Good | Logomotion sro | SMK Corp |
| US8794509B2 | NR | Systems and methods for processing a payment authorization request over disparate payment networks | GRANT | 2014-08-05 | 1999-11-05 | 40789742 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8793490B1 | NR | Systems and methods for multifactor authentication | GRANT | 2014-07-29 | 2006-07-14 | 51212197 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8793184B2 | NR | Mobile payment services | GRANT | 2014-07-29 | 2007-02-12 | 39690468 | Good | Visa USA Inc | Visa USA Inc |
| US8792861B2 | NR | Switching functions for mobile payments system | GRANT | 2014-07-29 | 2009-05-18 | 43068913 | Good | Mastercard International Inc | Mastercard International Inc |
| US8781974B2 | NR | System and method for a private and secure financial transaction system using a central system | GRANT | 2014-07-15 | 2002-01-15 | 43880045 | Good | SALES TRANSACTION SYSTEMS LLC | SALES TRANSACTION SYSTEMS LLC |
| US8781393B2 | NR | Network updates of time and location | GRANT | 2014-07-15 | 2009-09-30 | 43780914 | Good | eBay Inc | PayPal Inc |
| US8768845B1 | NR | Electronic wallet removal from mobile electronic devices | GRANT | 2014-07-01 | 2009-02-16 | 50982207 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US8756161B2 | NR | Customer initiated payment method using mobile device | GRANT | 2014-06-17 | 2008-02-11 | 41089845 | Good | Accenture Global Services Ltd | Accenture Global Services Ltd |
| US8752125B2 | NR | Authentication method | GRANT | 2014-06-10 | 2004-10-20 | 36739949 | Good | SALT GROUP Pty Ltd | SALT GROUP Pty Ltd |
| US8744940B2 | NR | System and method for distributing mobile compensation and incentives | GRANT | 2014-06-03 | 2008-01-03 | 48524674 | Good | Mocapay Inc | Cria Inc |
| US8737983B2 | NR | Method connection and data carrier to perform repeated operations on the key-board of mobile communication device | GRANT | 2014-05-27 | 2008-03-25 | 40786494 | Good | Logomotion sro | SMK Corp |
| US8725607B2 | NR | Electronic payment clearing and check image exchange systems and methods | GRANT | 2014-05-13 | 2004-01-30 | 34807970 | Good | Clearing House Payments Co LLC | Clearing House Payments Co LLC |
| US8725121B2 | NR | Systems methods and devices for prompting mobile device users for feedback information using tone transmissions | GRANT | 2014-05-13 | 2009-03-02 | 42667375 | Good | First Data Corp | First Data Corp |
| US8712375B2 | NR | System and method for enhanced transaction payment | GRANT | 2014-04-29 | 2007-01-29 | 39668558 | Good | Sybase 365 LLC | Sybase 365 LLC |
| US8708227B1 | NR | Systems and methods for remote deposit of checks | GRANT | 2014-04-29 | 2006-10-31 | 50514128 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8706630B2 | NR | System and method for securely authorizing and distributing stored-value card data | GRANT | 2014-04-22 | 1999-08-19 | 34226208 | Good | E2interactive Inc | E 2 Interactive Inc, E2interactive Inc |
| US8700530B2 | NR | Systems and methods to process user initiated transactions | GRANT | 2014-04-15 | 2009-03-10 | 42731466 | Good | Boku Inc | Boku Inc |
| US8699779B1 | NR | Systems and methods for alignment of check during mobile deposit | GRANT | 2014-04-15 | 2009-08-28 | 50441500 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8693995B2 | NR | Customized mobile applications for special interest groups | GRANT | 2014-04-08 | 2007-12-13 | 40753935 | Good | Mobile Candy Dish Inc | Blaze Mobile Inc |
| US8688570B2 | NR | System and method for performing person-to-person funds transfers via wireless communications | GRANT | 2014-04-01 | 2007-04-27 | 39888159 | Good | American Express Travel Related Services Co Inc | American Express Travel Related Services Co Inc |
| US8676704B2 | NR | Method for transferring funds | GRANT | 2014-03-18 | 2008-03-13 | 41064087 | Good | GIFTYA LLC | GIFTYA LLC |
| US8676672B2 | NR | Systems and methods for electronic delivery of stored value | GRANT | 2014-03-18 | 2007-08-23 | 40378658 | Good | E2interactive Inc | E2interactive Inc |
| US8662384B2 | NR | Text message payment | GRANT | 2014-03-04 | 2006-02-28 | 38445206 | Good | Google LLC | Google LLC |
| US8660941B2 | NR | Method and system for providing a multi-channel virtual collections center | GRANT | 2014-02-25 | 2006-09-26 | 39226235 | Good | Collections Marketing Center Inc | Katabat LLC, COLLECTIONS MARKETING CENTER LLC |
| US8660911B2 | NR | Systems and methods to facilitate online transactions | GRANT | 2014-02-25 | 2009-09-23 | 43757465 | Good | Boku Inc | Boku Inc |
| US8655341B2 | NR | Methods for mobile phone applications | GRANT | 2014-02-18 | 2008-06-24 | 43974524 | Good | WORLD EIGHT Ltd | Boukai Haim |
| US8655310B1 | NR | Control of secure elements through point-of-sale device | GRANT | 2014-02-18 | 2008-04-08 | 50072211 | Good | Sprint Communications Co LP | Sprint Communications Co LP |
| US8655309B2 | NR | Systems and methods for electronic device point-of-sale activation | GRANT | 2014-02-18 | 2003-11-14 | 42731455 | Good | E2interactive Inc | E2interactive Inc |
| US8646685B2 | NR | Device for allocating a payment authorization request to a payment processor | GRANT | 2014-02-11 | 1999-11-05 | 40754498 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8645971B2 | NR | Real-time balance updates | GRANT | 2014-02-04 | 2006-12-26 | 39585952 | Good | Visa USA Inc | Visa USA Inc |
| US8645222B1 | NR | System and methods for mobile ordering and payment | GRANT | 2014-02-04 | 2009-03-20 | 50001783 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8626130B2 | NR | System and method for user controlled log-in| interacting and log-out | GRANT | 2014-01-07 | 2005-08-23 | 37772226 | Good | Modiv Media Inc | Modiv Media LLC |
| US8620826B2 | NR | System and method for receiving requests for tasks from unregistered devices | GRANT | 2013-12-31 | 2008-03-27 | 41114576 | Good | Amazon Technologies Inc | Amazon Technologies Inc |
| US8620803B1 | NR | Systems and methods for customized electronic funds distribution | GRANT | 2013-12-31 | 2007-07-26 | 49776163 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8620782B2 | NR | Inter-network electronic billing | GRANT | 2013-12-31 | 2001-06-28 | 25400675 | Good | CheckFree Services Corp | CheckFree Services Corp |
| US8620260B2 | NR | Payment application download to mobile phone and phone personalization | GRANT | 2013-12-31 | 2007-04-27 | 39887578 | Good | American Express Travel Related Services Co Inc | Liberty Peak Ventures LLC |
| US8615445B2 | NR | Method for conducting financial transactions | GRANT | 2013-12-24 | 2002-02-05 | 46332584 | Good | Square Inc | Square Inc |
| US8615426B2 | NR | Coupon offers from multiple entities | GRANT | 2013-12-24 | 2006-12-26 | 39544256 | Good | Visa USA Inc | Visa USA Inc |
| US8600883B2 | NR | Mobile barcode generation and payment | GRANT | 2013-12-03 | 2008-12-02 | 46491477 | Good | eBay Inc | PayPal Inc |
| US8577346B2 | NR | Systems methods and apparatus for receiving promotion information by a mobile device | GRANT | 2013-11-05 | 2009-03-02 | 42667363 | Good | First Data Corp | First Data Corp |
| US8577345B2 | NR | Systems methods and apparatus for providing promotion information to a mobile device | GRANT | 2013-11-05 | 2009-03-02 | 42667373 | Good | First Data Corp | First Data Corp |
| US8571975B1 | NR | System and method for sending money via E-mail over the internet | GRANT | 2013-10-29 | 1999-11-24 | 23781487 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8565723B2 | NR | Onetime passwords for mobile wallets | GRANT | 2013-10-22 | 2007-10-17 | 40563951 | Good | First Data Corp | First Data Corp |
| US8548540B2 | NR | Executing transactions using mobile-device covers | GRANT | 2013-10-01 | 2007-09-12 | 40119295 | Good | Device Fidelity Inc | Device Fidelity Inc |
| US8542921B1 | NR | Systems and methods for remote deposit of negotiable instrument using brightness correction | GRANT | 2013-09-24 | 2009-07-27 | 49181515 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8538831B2 | NR | Bidding to receive data after a consumer is in a zone | GRANT | 2013-09-17 | 2009-04-22 | 42992969 | Good | Vis USA Inc | Visa USA Inc, Vis USA Inc |
| US8538819B2 | NR | Method and system for dynamic funding | GRANT | 2013-09-17 | 2007-07-30 | 40304669 | Good | eBay Inc | PayPal Inc |
| US8521629B2 | NR | Gift card services for mobile devices | GRANT | 2013-08-27 | 2006-08-22 | 39197820 | Good | Transaction Wireless Inc | First Data Resources LLC |
| US8515860B2 | NR | System method and computer program product for prepaid and wireless voice communication and IP | GRANT | 2013-08-20 | 2000-06-12 | 26905686 | Good | Amdocs Israel Ltd | Amdocs Development Ltd, Amdocs Israel Ltd |
| US8510220B2 | NR | Methods and systems for viewing aggregated payment obligations in a mobile environment | GRANT | 2013-08-13 | 2006-07-06 | 38920180 | Good | Qualcomm Inc | Qualcomm Inc |
| US8500008B2 | NR | Method and system of electronic payment transaction in particular by using contactless payment means | GRANT | 2013-08-06 | 2009-04-24 | 43011542 | Good | Logomotion sro | SMK Corp |
| US8498904B2 | NR | Method system and program storage device for efficient fulfillment of work assignments | GRANT | 2013-07-30 | 2008-11-05 | 42153449 | Good | Targeted Instant Communications Inc | Targeted Instant Communications Inc |
| US8490865B2 | NR | Payment system and methods | GRANT | 2013-07-23 | 2005-10-11 | 45353418 | Good | National Payment Card Association | National Payment Card Association |
| US8489067B2 | NR | Methods and systems for distribution of a mobile wallet for a mobile device | GRANT | 2013-07-16 | 2006-07-06 | 39464819 | Good | Qualcomm Inc | Qualcomm Inc |
| US8478692B2 | NR | Systems and methods for geographic location notifications of payment transactions | GRANT | 2013-07-02 | 2008-06-26 | 41445327 | Good | Visa International Service Association | Visa International Service Association |
| US8473735B1 | NR | Systems and methods for managing digital certificates | GRANT | 2013-06-25 | 2007-05-17 | 48627821 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8468093B2 | NR | Method and system for performing a commercial transaction by using a short message service terminal | GRANT | 2013-06-18 | 2004-03-25 | 34990673 | Good | International Business Machines Corp | Edison Vault LLC |
| US8467766B2 | NR | Methods and systems for managing payment sources in a mobile environment | GRANT | 2013-06-18 | 2006-07-06 | 38920191 | Good | Qualcomm Inc | Qualcomm Inc |
| US8464941B2 | NR | Method and terminal for providing controlled access to a memory card | GRANT | 2013-06-18 | 2008-10-13 | 40361542 | Good | Vodafone Holding GmbH | Vodafone Holding GmbH |
| US8463674B2 | NR | System and method for distributing mobile gift cards | GRANT | 2013-06-11 | 2008-01-03 | 40849792 | Good | Mocapay Inc | Cria Inc |
| US8452689B1 | NR | Systems and methods of check detection | GRANT | 2013-05-28 | 2009-02-18 | 48445417 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8447700B2 | NR | Transaction authorization service | GRANT | 2013-05-21 | 2005-10-11 | 37986448 | Good | Amazon Technologies Inc | Amazon Technologies Inc |
| US8433127B1 | NR | Systems and methods for real-time validation of check image quality | GRANT | 2013-04-30 | 2007-05-10 | 48146122 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8422758B1 | NR | Systems and methods of check re-presentment deterrent | GRANT | 2013-04-16 | 2008-09-02 | 48049201 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8412625B2 | NR | System and methods for a multi-channel payment platform | GRANT | 2013-04-02 | 2008-08-25 | 41697254 | Good | Bruno Pilo'' and Assoc LLC | BRUNO PILO' and ASSOCIATES LLC, Bruno Pilo'' and Assoc LLC |
| US8406809B2 | NR | Configuration with the payment button in the mobile communication device the way the payment process is started | GRANT | 2013-03-26 | 2009-05-03 | 43050565 | Good | Logomotion sro | SMK Corp |
| US8401906B2 | NR | Financial transaction authentication servers methods and computer program products for facilitating financial transactions between buyers and sellers | GRANT | 2013-03-19 | 2007-12-12 | 40754512 | Good | AT&T Intellectual Property I LP | AT&T Intellectual Property I LP, AT&T Delaware Intellectual Property Inc |
| US8401681B2 | NR | System and method for placeshifting media playback | GRANT | 2013-03-19 | 2008-06-08 | 41228172 | Good | Apple Inc | Apple Inc |
| US8396808B2 | NR | Method and system for transferring an electronic payment | GRANT | 2013-03-12 | 2009-07-31 | 43527901 | Good | Think Computer Corp | Think Computer Corp |
| US8396793B2 | NR | Payment card based remittance methods and system | GRANT | 2013-03-12 | 2007-04-06 | 39827822 | Good | Mastercard International Inc | Mastercard International Inc |
| US8396792B1 | NR | Dynamically specifying a merchant identifier in an electronic financial transaction | GRANT | 2013-03-12 | 2003-09-10 | 47780531 | Good | Propay USA Inc | Propay USA Inc |
| US8396455B2 | NR | Systems and methods for sorting alert and offer messages on a mobile device | GRANT | 2013-03-12 | 2008-09-25 | 42038181 | Good | Visa International Service Association | Visa International Service Association |
| US8380621B1 | NR | Systems methods and program products for swap processing for uninsured accounts | GRANT | 2013-02-19 | 2007-02-28 | 47682930 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8374588B2 | NR | Method and system for sending marketing messages to mobile-device users from a mobile-commerce platform | GRANT | 2013-02-12 | 2008-06-02 | 41380456 | Good | Mocapay Inc | Cria Inc |
| US8370916B2 | NR | Digital receipt for a transaction | GRANT | 2013-02-05 | 2000-07-28 | 26916219 | Good | Verisign Inc | Verisign Inc |
| US8370265B2 | NR | System and method for managing status of a payment instrument | GRANT | 2013-02-05 | 2008-11-08 | 43301440 | Good | FonWallet Transaction Solutions Inc | Authwallet LLC |
| US8365258B2 | NR | Multi factor authentication | GRANT | 2013-01-29 | 2006-11-16 | 39418424 | Good | PhoneFactor Inc | Microsoft Technology Licensing LLC |
| US8359267B1 | NR | System and method for investing public deposits | GRANT | 2013-01-22 | 2003-01-27 | 45877445 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8358826B1 | NR | Systems and methods for receiving and orienting an image of one or more checks | GRANT | 2013-01-22 | 2007-10-23 | 47521761 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8357034B2 | NR | Gaming system and method providing third party promotions | GRANT | 2013-01-22 | 2007-11-08 | 40624259 | Good | International Game Technology | International Game Technology |
| US8356754B2 | NR | Portable handheld device for wireless order entry and real time payment authorization and related methods | GRANT | 2013-01-22 | 2005-04-21 | 37215256 | Good | SecuredPay Solutions Inc | SecuredPay Solutions Inc |
| US8352376B2 | NR | System and method for authorization of transactions | GRANT | 2013-01-08 | 2005-10-11 | 38005283 | Good | Amazon Technologies Inc | Amazon Technologies Inc |
| US8352342B1 | NR | Method and system for determining fees for deposits allocated over a plurality of deposit institutions | GRANT | 2013-01-08 | 2009-06-19 | 47427972 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8351678B1 | NR | Duplicate check detection | GRANT | 2013-01-08 | 2008-06-11 | 47427948 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8346659B1 | NR | Secure authentication and payment system | GRANT | 2013-01-01 | 2001-07-06 | 47388389 | Good | Aliaswire Inc | Aliaswire Inc |
| US8335855B2 | NR | System and method for portal infrastructure tracking | GRANT | 2012-12-18 | 2001-09-19 | 38662379 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8332272B2 | NR | Single tap transactions using an NFC enabled mobile device | GRANT | 2012-12-11 | 2006-08-25 | 40676721 | Good | Blaze Mobile Inc | Blaze Mobile Inc |
| US8321682B1 | NR | System and method for generating and managing administrator passwords | GRANT | 2012-11-27 | 2008-01-24 | 47191006 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8321338B2 | NR | Electronic network access device | GRANT | 2012-11-27 | 2008-03-21 | 41089824 | Good | First Data Corp | First Data Corp |
| US8320657B1 | NR | Systems and methods to use a digital camera to remotely deposit a negotiable instrument | GRANT | 2012-11-27 | 2007-10-31 | 47190932 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8311939B1 | NR | Method and system for allocating deposits over a plurality of depository institutions | GRANT | 2012-11-13 | 2009-05-26 | 47114615 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8311916B1 | NR | Systems and methods for administering return sweep accounts | GRANT | 2012-11-13 | 1998-10-21 | 26872125 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC, Reserve Management Corp |
| US8306923B1 | NR | Systems and methods for certifying business entities | GRANT | 2012-11-06 | 2008-10-10 | 47075542 | Good | United Parcel Service of America Inc | United Parcel Service of America Inc |
| US8301493B2 | NR | System and method for providing incentives to consumers to share information | GRANT | 2012-10-30 | 2002-11-05 | 32175718 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA, Chase Bank USA NA |
| US8301474B2 | NR | Contact center integration into virtual environments | GRANT | 2012-10-30 | 2007-10-22 | 38814219 | Good | Avaya Inc | Avaya Inc |
| US8290859B1 | NR | Systems and methods for providing enhanced account management services for multiple banks | GRANT | 2012-10-16 | 1998-10-21 | 40636059 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8290237B1 | NR | Systems and methods to use a digital camera to remotely deposit a negotiable instrument | GRANT | 2012-10-16 | 2007-10-31 | 46981797 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8285648B2 | NR | System and method for verifying a user's identity in electronic transactions | GRANT | 2012-10-09 | 2006-09-29 | 39229666 | Good | SCAMMELL DAN MR | SCAMMELL DAN MR |
| US8280776B2 | NR | System and method for using a rules module to process financial transaction data | GRANT | 2012-10-02 | 2008-11-08 | 43301423 | Good | Fon Wallet Transaction Solutions Inc | Authwallet LLC, Fon Wallet Transaction Solutions Inc |
| US8275364B2 | NR | Systems and methods for contactless payment authorization | GRANT | 2012-09-25 | 2008-01-04 | 40473625 | Good | Logomotion sro | SMK Corp |
| US8271392B2 | NR | Methods and systems for managing merchant screening | GRANT | 2012-09-18 | 2008-04-04 | 41134137 | Good | Mastercard International Inc | Mastercard International Inc |
| US8261994B2 | NR | Method and apparatus for accessing electronic data via a familiar printed medium | GRANT | 2012-09-11 | 1994-05-25 | 46327699 | Good | Marshall Feature Recognition LLC | Marshall Feature Recognition LLC |
| US8261993B2 | NR | Method and apparatus for accessing electronic data via a familiar printed medium | GRANT | 2012-09-11 | 1994-05-25 | 42221882 | Good | Marshall Feature Recognition LLC | Marshall Feature Recognition LLC |
| US8260705B1 | NR | Systems methods and program products for deposit and withdrawal processing | GRANT | 2012-09-04 | 2007-02-28 | 46726574 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8260697B1 | NR | Systems and methods for money fund banking with flexible interest allocation | GRANT | 2012-09-04 | 1998-10-21 | 42212116 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8255324B2 | NR | Systems and methods for facilitating financial transactions over a network with a gateway adapter | GRANT | 2012-08-28 | 2008-09-02 | 41726744 | Good | eBay Inc | PayPal Inc |
| US8255278B1 | NR | Systems and methods for payment at a point of sale using a virtual check | GRANT | 2012-08-28 | 2009-03-23 | 46689868 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8249965B2 | NR | Member-supported mobile payment system | GRANT | 2012-08-21 | 2006-03-30 | 38560566 | Good | Obopay Inc | OBOPAY MOBILE TECHNOLOGY INDIA PRIVATE Ltd |
| US8249961B1 | NR | Systems and methods for managing consolidated purchasing billing and payment information | GRANT | 2012-08-21 | 2008-03-19 | 46641684 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8249957B2 | NR | System and method for data completion including push identifier | GRANT | 2012-08-21 | 2008-01-15 | 40456982 | Good | Visa USA Inc | Visa USA Inc |
| US8249935B1 | NR | Method and system for blocking confidential information at a point-of-sale reader from eavesdropping | GRANT | 2012-08-21 | 2007-09-27 | 46641682 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US8245920B1 | NR | System and method for reconciling credit card payments with corresponding transactions | GRANT | 2012-08-21 | 2006-07-21 | 38972579 | Good | Intuit Inc | Intuit Inc |
| US8245044B2 | NR | Payment transaction processing using out of band authentication | GRANT | 2012-08-14 | 2008-11-14 | 42170722 | Good | Visa International Service Association | Visa International Service Association |
| US8244592B2 | NR | System and method for message-based purchasing | GRANT | 2012-08-14 | 2008-03-27 | 41114577 | Good | Amazon Technologies Inc | Amazon Technologies Inc |
| US8239326B1 | NR | Method and apparatus for authorizing transactions using transaction phrases in a transaction authorization service | GRANT | 2012-08-07 | 2007-09-19 | 46583327 | Good | Amazon Technologies Inc | Amazon Technologies Inc |
| US8239324B2 | NR | Mobile terminal | GRANT | 2012-08-07 | 2007-03-07 | 39469771 | Good | NTT Docomo Inc | NTT Docomo Inc |
| US8239321B1 | NR | System and method for allocation to obtain zero activity in one or more selected aggregated deposit accounts | GRANT | 2012-08-07 | 2007-02-28 | 41692254 | Good | Island Intellectual Property LLC | Island Intellectual Property LLC |
| US8239276B2 | NR | On-the-go shopping list | GRANT | 2012-08-07 | 2008-09-30 | 42058478 | Good | Apple Inc | Apple Inc |
| US8231055B2 | NR | Systems and methods for decoding card swipe signals | GRANT | 2012-07-31 | 2009-10-13 | 43854049 | Good | Square Inc | Square Inc |
| US8229855B2 | NR | Method and system for facilitating payment transactions using access devices | GRANT | 2012-07-24 | 2002-08-27 | 39331524 | Good | ||
| US8224709B2 | NR | Systems and methods for pre-defined purchases on a mobile communication device | GRANT | 2012-07-17 | 2009-10-01 | 43823931 | Good | Boku Inc | Boku Inc |
| US8219489B2 | NR | Transaction processing using a global unique identifier | GRANT | 2012-07-10 | 2008-07-29 | 41609315 | Good | Visa USA Inc | Visa USA Inc |
| US8215546B2 | NR | System and method for transportation check-in | GRANT | 2012-07-10 | 2008-09-30 | 42056318 | Good | Apple Inc | Apple Inc |
| US8214298B2 | NR | Systems and methods for performing wireless financial transactions | GRANT | 2012-07-03 | 2008-02-26 | 40999257 | Good | Battelle Energy Alliance LLC, RFinity Corp | RFinity Corp |
| US8209245B2 | NR | Electronic financial transaction warehouse | GRANT | 2012-06-26 | 2002-05-28 | 29586581 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8204827B1 | NR | System and method for personalized commands | GRANT | 2012-06-19 | 2008-03-27 | 46209613 | Good | Amazon Technologies Inc | Amazon Technologies Inc |
| US8200582B1 | NR | Mobile device password system | GRANT | 2012-06-12 | 2009-01-05 | 46177885 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US8195565B2 | NR | Systems and methods for point of interaction based policy routing of transactions | GRANT | 2012-06-05 | 1999-11-05 | 41317039 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8190518B2 | NR | Method and system for performing monetary transactions from multiple source accounts | GRANT | 2012-05-29 | 2006-12-18 | 39528723 | Good | Pitney Bowes Inc | Pitney Bowes Inc |
| US8190514B2 | NR | Systems and methods for transaction processing based upon an overdraft scenario | GRANT | 2012-05-29 | 1999-11-05 | 41215934 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8185940B2 | NR | System and method for providing discriminated content to network users | GRANT | 2012-05-22 | 2001-07-12 | 25416109 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8180706B2 | NR | Systems and methods for maximizing a rewards accumulation strategy during transaction processing | GRANT | 2012-05-15 | 1999-11-05 | 41317038 | Good | Lead Core Fund LLC | Liberty Peak Ventures LLC |
| US8180321B2 | NR | Recovery of lost revenue in prepaid calls | GRANT | 2012-05-15 | 2007-09-26 | 40472195 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US8170527B2 | NR | Real-time balance on a mobile phone | GRANT | 2012-05-01 | 2007-09-26 | 40472197 | Good | Visa USA Inc | Visa USA Inc |
| US8160960B1 | NR | System and method for rapid updating of credit information | GRANT | 2012-04-17 | 2001-06-07 | 23140751 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US8160959B2 | NR | Methods and systems for payment transactions in a mobile environment | GRANT | 2012-04-17 | 2006-07-06 | 38920175 | Good | Firethorn Mobile Inc | Qualcomm Inc |
| US8160934B2 | NR | Notification of resources of interest to members of a consumer group | GRANT | 2012-04-17 | 2009-04-22 | 42992923 | Good | Visa USA Inc | Visa USA Inc |
| US8150396B2 | NR | Intelligent customer care support | GRANT | 2012-04-03 | 2005-08-10 | 42112532 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US8146799B2 | NR | Product information systems and methods | GRANT | 2012-04-03 | 2009-05-06 | 43050432 | Good | General Mills Inc | General Mills Inc |
| US8145568B2 | NR | Methods and systems for indicating a payment in a mobile environment | GRANT | 2012-03-27 | 2006-07-06 | 38920177 | Good | Firethorn Mobile Inc | Qualcomm Inc |
| US8131645B2 | NR | System and method for processing media gifts | GRANT | 2012-03-06 | 2008-09-30 | 42058506 | Good | Apple Inc | Apple Inc |
| US8131573B1 | NR | Method to facilitate the transport of shipments via hub based facilities | GRANT | 2012-03-06 | 2003-03-10 | 45757994 | Good | American Airlines Inc | American Airlines Inc |
| US8127999B2 | NR | Wireless mobile communicator for contactless payment on account read from removable card | GRANT | 2012-03-06 | 2008-08-14 | 41669723 | Good | Visa USA Inc | Visa USA Inc |
| US8126806B1 | NR | Method for launching an electronic wallet | GRANT | 2012-02-28 | 2007-12-03 | 45694539 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US8121945B2 | NR | Methods and systems for payment method selection by a payee in a mobile environment | GRANT | 2012-02-21 | 2006-07-06 | 38920178 | Good | Firethorn Mobile Inc | Qualcomm Inc |
| US8118218B2 | NR | Method and apparatus for providing electronic purse | GRANT | 2012-02-21 | 2006-09-24 | 39223872 | Good | RFCyber Corp | SHENZHEN RFCYBER ASSET MANAGEMENT LLP, Rich House Global Tech Ltd, Rich House Global Tech Ltd |
| US8117100B1 | NR | Systems and methods for managing consolidated purchasing billing and payment information | GRANT | 2012-02-14 | 2008-03-19 | 45561561 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8116734B2 | NR | Party identification in a wireless network | GRANT | 2012-02-14 | 2006-08-22 | 39197774 | Good | Verizon Patent and Licensing Inc | Verizon Patent and Licensing Inc, Verizon Business Financial Management Corp |
| US8112627B2 | NR | System for self-service recharging and method for the same | GRANT | 2012-02-07 | 2007-11-16 | 39307155 | Good | Feitian Technologies Co Ltd | Feitian Technologies Co Ltd |
| US8099368B2 | NR | Intermediary service and method for processing financial transaction data with mobile device confirmation | GRANT | 2012-01-17 | 2008-11-08 | 42166070 | Good | FonWallet Transaction Solutions Inc | Authwallet LLC |
| US8091031B2 | NR | System and method for computer-created advertisements | GRANT | 2012-01-03 | 2000-06-23 | 42536694 | Good | eComSystems Inc | eComSystems Inc |
| US8090344B2 | NR | Dynamic location-based rating for prepaid calls | GRANT | 2012-01-03 | 2007-07-23 | 40295842 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US8090343B2 | NR | Optimized camel triggering for prepaid calling | GRANT | 2012-01-03 | 2007-05-29 | 40088892 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US8073774B2 | NR | Billing system and method for micro-transactions | GRANT | 2011-12-06 | 2005-06-06 | 37499031 | Good | SMS AC Inc | SMS AC Inc |
| US8073772B2 | NR | Systems and methods for processing transactions using multiple budgets | GRANT | 2011-12-06 | 1999-11-05 | 41380936 | Good | American Express Travel Related Services Co Inc | Liberty Peak Ventures LLC |
| US8073755B2 | NR | Method for online account opening | GRANT | 2011-12-06 | 2008-07-31 | 41279725 | Good | Branch Banking and Trust Co | Truist Bank |
| US8073424B2 | NR | System and method of managing contactless payment transactions using a mobile communication device as a stored value device | GRANT | 2011-12-06 | 2007-01-05 | 39594747 | Good | Macronix International Co Ltd | Macronix International Co Ltd |
| US8069121B2 | NR | End-to-end secure payment processes | GRANT | 2011-11-29 | 2008-08-04 | 41609319 | Good | ProPay Inc | ProPay Inc |
| US8060449B1 | NR | Partially delegated over-the-air provisioning of a secure element | GRANT | 2011-11-15 | 2009-01-05 | 44907052 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US8055558B2 | NR | Method and system for authentication via communication terminal using short message | GRANT | 2011-11-08 | 2007-01-23 | 39644125 | Good | Alibaba Group Holding Ltd | Advanced New Technologies Co Ltd |
| US8055184B1 | NR | System and method for active jamming of confidential information transmitted at a point-of-sale reader | GRANT | 2011-11-08 | 2008-01-30 | 44882548 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US8046301B1 | NR | Systems and methods to modify a negotiable instrument | GRANT | 2011-10-25 | 2007-10-30 | 44801450 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8032414B2 | NR | System and method for providing receipts advertising promotion loyalty programs and contests to a consumer via an application-specific user interface on a personal communication device | GRANT | 2011-10-04 | 2007-06-12 | 40131387 | Good | Gilbarco Inc | Gilbarco Inc |
| US8032413B2 | NR | Auctioning of announcements | GRANT | 2011-10-04 | 2009-04-22 | 42992958 | Good | Visa USA Inc | Visa USA Inc |
| US8027660B2 | NR | Architecture for managing prepaid wireless communications services | GRANT | 2011-09-27 | 2001-08-09 | 38001091 | Good | BellSouth Intellectual Property Corp | AT&T Intellectual Property I LP |
| US8019365B2 | NR | Conducting a payment using a secure element and SMS | GRANT | 2011-09-13 | 2005-12-31 | 46329684 | Good | Blaze Mobile Inc | Blaze Mobile Inc |
| US8016185B2 | NR | Money transfer service with authentication | GRANT | 2011-09-13 | 2004-07-06 | 34973071 | Good | Visa International Service Association | Visa International Service Association |
| US8001051B1 | NR | Systems and methods to modify a negotiable instrument | GRANT | 2011-08-16 | 2007-10-30 | 44358637 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7996316B1 | NR | Systems and methods to modify a negotiable instrument | GRANT | 2011-08-09 | 2007-10-30 | 44350848 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7996315B1 | NR | Systems and methods to modify a negotiable instrument | GRANT | 2011-08-09 | 2007-10-30 | 44350847 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7996314B1 | NR | Systems and methods to modify a negotiable instrument | GRANT | 2011-08-09 | 2007-10-30 | 44350846 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7991693B2 | NR | System and method for distribution of payment media | GRANT | 2011-08-02 | 2008-05-05 | 41257762 | Good | eBay Inc | PayPal Inc |
| US7987501B2 | NR | System and method for single session sign-on | GRANT | 2011-07-26 | 2001-12-04 | 26701201 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US7983938B1 | NR | Systems and methods for modeling recommended insurance coverage | GRANT | 2011-07-19 | 2008-03-18 | 44262002 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7983937B1 | NR | Systems and methods for modeling recommended insurance coverage | GRANT | 2011-07-19 | 2008-03-18 | 44262001 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7983655B2 | NR | Conditional call treatment for prepaid calls | GRANT | 2011-07-19 | 2007-06-20 | 40136992 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US7979348B2 | NR | Payment identification code and payment system using the same | GRANT | 2011-07-12 | 2002-04-23 | 29270572 | Good | Clearing House Payments Co LLC | Clearing House Payments Company LLC, Clearing House Payments Co LLC |
| US7974899B1 | NR | Atomic deposit transaction | GRANT | 2011-07-05 | 2008-09-30 | 44202470 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7974859B1 | NR | Systems and methods for modeling insurance coverage | GRANT | 2011-07-05 | 2008-03-18 | 44202463 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7970677B1 | NR | Systems and methods for financial deposits by electronic message | GRANT | 2011-06-28 | 2008-10-24 | 44169475 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7967215B2 | NR | Systems methods and computer program products for supporting multiple contactless applications using different security keys | GRANT | 2011-06-28 | 2008-04-18 | 41199791 | Good | Vivotech Inc | Mastercard International Inc |
| US7966496B2 | NR | System and method for single sign on process for websites with multiple applications and services | GRANT | 2011-06-21 | 1999-07-02 | 36569087 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US7966202B1 | NR | Systems and methods for modeling insurance coverage | GRANT | 2011-06-21 | 2008-03-18 | 44147839 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7966201B1 | NR | Systems and methods for modeling insurance coverage | GRANT | 2011-06-21 | 2008-03-18 | 44147838 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7966200B1 | NR | Systems and methods for modeling insurance coverage | GRANT | 2011-06-21 | 2008-03-18 | 44147837 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7962411B1 | NR | Atomic deposit transaction | GRANT | 2011-06-14 | 2008-09-30 | 44121977 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7958052B2 | NR | Methods and systems for cardholder initiated transactions | GRANT | 2011-06-07 | 2007-12-31 | 40799699 | Good | Mastercard International Inc | Mastercard International Inc |
| US7949587B1 | NR | Systems and methods for financial deposits by electronic message | GRANT | 2011-05-24 | 2008-10-24 | 44022297 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7945494B2 | NR | Device with GPS to manage risk for financial transactions | GRANT | 2011-05-17 | 2003-12-23 | 34710743 | Good | First Data Corp | First Data Corp, Western Union Co |
| US7941373B1 | NR | System for electronic transaction settlement | GRANT | 2011-05-10 | 2001-05-08 | 25311048 | Good | Advent IP LLC | Ip3 2019 Series 400 Of Allied Security Trust I |
| US7937291B2 | NR | Providing an announcement about transactions of a target merchant to a consumer | GRANT | 2011-05-03 | 2009-04-22 | 42992974 | Good | Visa USA Inc | Visa USA Inc |
| US7930243B1 | NR | Method and system for management of financial accounts | GRANT | 2011-04-19 | 2007-10-31 | 42184357 | Good | Intuit Inc | Intuit Inc |
| US7929978B2 | NR | Method and apparatus for providing enhanced communication capability for mobile devices on a virtual private network | GRANT | 2011-04-19 | 1999-12-01 | 23797857 | Good | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| US7921038B2 | NR | Conducting commerce between individuals | GRANT | 2011-04-05 | 1999-02-19 | 26832990 | Good | Visa International Service Association | Visa International Service Association |
| US7912789B2 | NR | Electronic value electronic purse device and system for using the same | GRANT | 2011-03-22 | 2004-07-22 | 35785021 | Good | Panasonic Corp | Panasonic Intellectual Property Corp |
| US7912504B2 | NR | Alternative routing | GRANT | 2011-03-22 | 2004-12-30 | 36757288 | Good | Telepo AB | Mitel Communications AB |
| US7909246B2 | NR | System and method for establishment of rules governing child accounts | GRANT | 2011-03-22 | 2005-07-15 | 37669375 | Good | Serve Virtual Enterprises Inc | American Express Travel Related Services Co Inc |
| US7907937B2 | NR | Prepaid communication services utilizing a prepaid identifier combined with another identifier | GRANT | 2011-03-15 | 2003-03-18 | 32987789 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US7904360B2 | NR | System and method for verification authentication and notification of a transaction | GRANT | 2011-03-08 | 2002-02-04 | 32095752 | Good | ST ISIDORE RESEARCH LLC | ST ISIDORE RESEARCH LLC |
| US7900822B1 | NR | Systems methods and apparatus for receiving images of one or more checks | GRANT | 2011-03-08 | 2007-11-06 | 43639203 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7896232B1 | NR | Systems methods and apparatus for receiving images of one or more checks | GRANT | 2011-03-01 | 2007-11-06 | 43617203 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7890393B2 | NR | Method and system for completing a transaction between a customer and a merchant | GRANT | 2011-02-15 | 2002-02-07 | 32094244 | Good | eBay Inc | Bill Me Later Inc, PayPal Inc |
| US7885880B1 | NR | Atomic deposit transaction | GRANT | 2011-02-08 | 2008-09-30 | 43532014 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7885451B1 | NR | Systems and methods for displaying negotiable instruments derived from various sources | GRANT | 2011-02-08 | 2006-10-31 | 43531995 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7876949B1 | NR | Systems and methods for remote deposit of checks | GRANT | 2011-01-25 | 2006-10-31 | 43479822 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7873573B2 | NR | Virtual pooled account for mobile banking | GRANT | 2011-01-18 | 2006-03-30 | 40589162 | Good | Obopay Inc | OBOPAY MOBILE TECHNOLOGY INDIA PRIVATE Ltd |
| US7873200B1 | NR | Systems and methods for remote deposit of checks | GRANT | 2011-01-18 | 2006-10-31 | 43478579 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US7853523B2 | NR | Secure networked transaction system | GRANT | 2010-12-14 | 1999-12-16 | 22623016 | Good | Ucetrans KG LLC | Kioba Processing LLC |
| US7848980B2 | NR | Mobile payment system and method using alias | GRANT | 2010-12-07 | 2006-12-26 | 39544286 | Good | Visa USA Inc | Visa USA Inc |
| US7835720B2 | NR | Systems and methods for automatic generation registration and mobile phone billing of a pod using third party web page content | GRANT | 2010-11-16 | 2006-05-19 | 46327922 | Good | SMS AC Inc | SMS AC Inc |
| US7831246B1 | NR | Mobile merchant | GRANT | 2010-11-09 | 2006-12-08 | 43034886 | Good | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US7831237B2 | NR | Authenticating mobile network provider equipment | GRANT | 2010-11-09 | 2006-02-03 | 38335374 | Good | Broadcom Corp | Avago Technologies International Sales Pte Ltd |
| US7826829B2 | NR | Automated billing and distribution platform for application providers | GRANT | 2010-11-02 | 2005-09-07 | 37836411 | Good | SMS AC Inc | SMS AC Inc |
| US7826421B2 | NR | Application pod integration with automated mobile phone billing and distribution platform | GRANT | 2010-11-02 | 2006-03-20 | 39766464 | Good | SMS AC Inc | SMS AC Inc |
| US7818264B2 | NR | Track data encryption | GRANT | 2010-10-19 | 2006-06-19 | 38834262 | Good | Visa USA Inc | Visa USA Inc |
| US7814015B2 | NR | Methods and systems for performing a sales transaction using a mobile communications device | GRANT | 2010-10-12 | 2002-05-21 | 29584375 | Good | Tekelec Inc | Tekelec Global Inc |
| US7792759B2 | NR | Methods for performing transactions in a wireless environment | GRANT | 2010-09-07 | 2002-07-29 | 32045187 | Good | EMVCo LLC | EMV Co LLC, EMVCo LLC |
| US7792516B2 | NR | Purchase card system and method therefor | GRANT | 2010-09-07 | 2004-11-08 | 36337061 | Good | Qiangdi International Co Ltd | Qiangdi International Co Ltd |
| US7788174B1 | NR | Method for facilitating a value exchange in a mobile payments network | GRANT | 2010-08-31 | 2006-07-13 | 42646734 | Good | GoFigure Payments LLC | GoFigure Payments LLC |
| US7783541B1 | NR | System and method for allocating fees associated with an electronic transaction | GRANT | 2010-08-24 | 2006-07-13 | 42583406 | Good | GoFigure Payments LLC | GoFigure Payments LLC |
| US7761380B2 | NR | System and method for authenticating a payment instrument transaction originating from a non-internet channel | GRANT | 2010-07-20 | 2006-09-28 | 39268991 | Good | Verifi Inc | Verifi Inc |
| US7756816B2 | NR | System and method for network-based project management | GRANT | 2010-07-13 | 2002-10-02 | 32041847 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA, Chase Bank USA NA |
| US7752135B2 | NR | Credit authorization system and method | GRANT | 2010-07-06 | 2002-01-16 | 21946487 | Good | International Business Machines Corp | Toshiba Global Commerce Solutions Holdings Corp |
| US7740168B2 | NR | Method and system for generating a dynamic verification value | GRANT | 2010-06-22 | 2003-08-18 | 46328891 | Good | Visa USA Inc | Visa USA Inc, Visa International Service Association |
| US7734527B2 | NR | Method and apparatus for making secure electronic payments | GRANT | 2010-06-08 | 2000-08-29 | 24608284 | Good | AMPACASH CORPORATION | AMPACASH CORPORATION |
| US7729989B1 | NR | Method and apparatus for message correction in a transaction authorization service | GRANT | 2010-06-01 | 2007-09-19 | 42200282 | Good | Amazon Technologies Inc | Amazon Technologies Inc |
| US7721958B2 | NR | Coinless vending system method and computer readable medium using an audio code collector and validator | GRANT | 2010-05-25 | 2005-09-21 | 36910801 | Good | Alcatel Lucent SAS | Alcatel Lucent SAS |
| US7720762B1 | NR | System and method for electronically processing commercial transactions based upon threshold amount | GRANT | 2010-05-18 | 2002-10-03 | 42166705 | Good | GoFigure Payments LLC | GoFigure Payments LLC |
| US7720760B1 | NR | Consumer-directed financial transfers using automated clearinghouse networks | GRANT | 2010-05-18 | 2000-01-19 | 23934910 | Good | Intuit Inc | Intuit Inc |
| US7720756B2 | NR | Methods devices and bank computers for consumers using communicators to wire funds to sellers and vending machines | GRANT | 2010-05-18 | 2000-01-25 | 46150175 | Good | Wireless Commerce LLC | Xylon LLC |
| US7720709B1 | NR | Method for controlling a machine dispensing good and charging of goods thus dispensed | GRANT | 2010-05-18 | 1999-09-28 | 7923629 | Good | T Mobile Deutschland GmbH | Telekom Deutschland GmbH |
| US7716129B1 | NR | Electronic payment methods | GRANT | 2010-05-11 | 2000-08-22 | 20428849 | Good | ||
| US7707113B1 | NR | Method and system for setting levels of electronic wallet security | GRANT | 2010-04-27 | 2007-09-28 | 42112559 | Good | Sprint Communications Co LP | T Mobile Innovations LLC |
| US7689508B2 | NR | Mobile device credit account | GRANT | 2010-03-30 | 2007-11-20 | 40642977 | Good | Wells Fargo Bank NA | Wells Fargo Bank NA |
| US7689504B2 | NR | System and method for establishing or modifying an account with user selectable terms | GRANT | 2010-03-30 | 2001-11-01 | 23291658 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
| US7685020B2 | NR | Mobile commerce receipt system | GRANT | 2010-03-23 | 2000-05-08 | 19911115 | Good | Telefonaktiebolaget LM Ericsson AB | Telefonaktiebolaget LM Ericsson AB |
| US7658323B2 | NR | Point-of-service (POS) and POS application compatability | GRANT | 2010-02-09 | 2006-05-24 | 38750688 | Good | Sun Microsystems Inc | Oracle America Inc |
| US7653200B2 | NR | Accessing cellular networks from non-native local networks | GRANT | 2010-01-26 | 2002-03-13 | 27805284 | Good | Flash Networks Ltd | Flash Networks Ltd |
| US7613919B2 | NR | Single-use password authentication | GRANT | 2009-11-03 | 2004-10-12 | 36146761 | Good | TOKENYM LLC | TOKENYM LLC |
| US7587358B2 | NR | Auction system and method for pricing and allocation during capital formation | GRANT | 2009-09-08 | 1999-06-15 | 28456666 | Good | W R Hambrecht and Co LLC | WR HAMBRECHT and Co Inc |
| US7577609B1 | NR | Method and apparatus using digital credentials and other electronic certificates for electronic transactions | GRANT | 2009-08-18 | 1997-10-01 | 22030862 | Good | AT&T Intellectual Property II LP | AT&T Intellectual Property II LP |
| US7577586B2 | NR | Self-distribution methods coded self-distribution methods and systems for distributing information | GRANT | 2009-08-18 | 2004-09-10 | 36035261 | Good | Mindjot Inc | Resource Consortium Ltd |
| US7575177B2 | NR | Dual use payment device | GRANT | 2009-08-18 | 2007-10-03 | 40522420 | Good | Mastercard International Inc | Mastercard International Inc |
| US7574377B2 | NR | Systems methods and computer storage medium for vending products and services to purchasers having mobile communicators | GRANT | 2009-08-11 | 2000-09-01 | 8169719 | Good | Stephen Tide Consulting LLC | Benhov GmbH LLC |
| US7565321B2 | NR | Telepayment method and system | GRANT | 2009-07-21 | 2001-02-12 | 8859923 | Good | France Telecom SA | Orange SA |
| US7539629B1 | NR | System and method for replenishing a wireless terminal account | GRANT | 2009-05-26 | 2002-06-20 | 40652166 | Good | AT&T Intellectual Property I LP | AT&T Intellectual Property I LP, AT&T Delaware Intellectual Property Inc |
| US7505922B1 | NR | Method and apparatus for utilizing a unique transaction code to update a magazine subscription over the internet | GRANT | 2009-03-17 | 1998-09-11 | 27767427 | Good | L V Partners LP | JACK A TURPIN, RPX Corp |
| US7487362B2 | NR | Digital authentication over acoustic channel | GRANT | 2009-02-03 | 2002-02-15 | 34119203 | Good | Qualcomm Inc | Qualcomm Inc |
| US7487126B2 | NR | Computer network method for conducting payment over a network by debiting and crediting utilities accounts | GRANT | 2009-02-03 | 2001-04-09 | 46277964 | Good | ||
| US7475043B2 | NR | Method and apparatus for data recipient storage and retrieval of data using a network communication device | GRANT | 2009-01-06 | 1998-10-07 | 22609171 | Good | PayPal International Ltd, PayPal Inc | PayPal International Ltd, PayPal Inc |
| US7463898B2 | NR | System and method for the distribution of advertising and associated coupons via mobile media platforms | GRANT | 2008-12-09 | 2004-04-12 | 35150663 | Good | ||
| US7461010B2 | NR | Computer network method for conducting payment over a network by debiting and crediting telecommunication accounts | GRANT | 2008-12-02 | 1999-09-13 | 25250169 | Good | ||
| US7460991B2 | NR | System and method for shaping a data signal for embedding within an audio signal | GRANT | 2008-12-02 | 2000-11-30 | 27583035 | Good | Intrasonics Ltd | Intrasonics SARL |
| US7447494B2 | NR | Secure wireless authorization system | GRANT | 2008-11-04 | 2004-02-05 | 34885956 | Good | XTREME MOBILITY Inc | 7611544 CANADA Inc |
| US7433452B2 | NR | Method and apparatus for cashless transactions via a telecommunications network | GRANT | 2008-10-07 | 2002-03-05 | 9932285 | Good | Ericsson AB | Ericsson AB |
| US7428507B2 | NR | System and arrangement for processing payments for purchases through a payment server | GRANT | 2008-09-23 | 2001-06-29 | 25406433 | Good | Hewlett Packard Development Co LP | Hewlett Packard Development Co LP |
| US7403913B2 | NR | System and method for distributing recordings of live performances | GRANT | 2008-07-22 | 2003-05-08 | 35240561 | Good | ||
| US7392388B2 | NR | Systems and methods for identity verification for secure transactions | GRANT | 2008-06-24 | 2000-09-07 | 27255877 | Good | Swivel Secure Ltd | SWIVEL TECHNOLOGIES Ltd, Swivel Secure Ltd |
| US7376583B1 | NR | Device for making a transaction via a communications link | GRANT | 2008-05-20 | 1999-08-10 | 39387679 | Good | GoFigure LLC | GoFigure Payments LLC |
| US7376431B2 | NR | Location based fraud reduction system and method | GRANT | 2008-05-20 | 2002-02-05 | 27792292 | Good | Square Inc | Square Inc |
| US7366913B1 | NR | Knowledge-type authorization device and methods | GRANT | 2008-04-29 | 2002-09-04 | 39321766 | Good | Callahan Cellular LLC | Callahan Cellular LLC |
| US7364068B1 | NR | Methods and apparatus for intelligent selection of goods and services offered to conferees | GRANT | 2008-04-29 | 1998-03-11 | 39321588 | Good | West Corp | West Corp |
| US7363252B2 | NR | Mobile telephone | GRANT | 2008-04-22 | 2000-09-28 | 26600907 | Good | ||
| US7353393B2 | NR | Authentication receipt | GRANT | 2008-04-01 | 2001-09-07 | 27354746 | Good | Anoto AB | Anoto AB |
| US7343344B2 | NR | Electronic payment system using accounting function in a mobile communication network | GRANT | 2008-03-11 | 2000-08-08 | 18731521 | Good | NEC Corp | NEC Corp |
| US7343317B2 | NR | Real-time wireless e-coupon (promotion) definition based on available segment | GRANT | 2008-03-11 | 2001-01-18 | 25071531 | Good | Nokia Oyj | Nokia Technologies Oy |
| US7328236B2 | NR | Method and system for accessing information and/or data available on a wide area computer network | GRANT | 2008-02-05 | 2001-04-06 | 8180114 | Good | Swatch AG | Swatch AG |
| US7327999B2 | NR | Apparatus and method for managing SMS messages in HHP | GRANT | 2008-02-05 | 2001-07-10 | 19711996 | Good | Samsung Electronics Co Ltd | Samsung Electronics Co Ltd |
| US7315826B1 | NR | Comparatively analyzing vendors of components required for a web-based architecture | GRANT | 2008-01-01 | 1999-05-27 | 38870548 | Good | Accenture LLP | Accenture Global Services Ltd |
| US7310522B2 | NR | Systems for synchronous multipoint-to-point orthogonal frequency division multiplexing communication | GRANT | 2007-12-18 | 1996-05-20 | 27095858 | Good | ADC Telecommunications Inc | HTC Corp |
| US7292996B2 | NR | Method and apparatus for performing a credit based transaction between a user of a wireless communications device and a provider of a product or service | GRANT | 2007-11-06 | 2000-10-06 | 26931923 | Good | Openwave Systems Inc | Unwired Planet LLC, Unwired Planet IP Manager LLC |
| US7286813B1 | NR | Validating a transaction with user voice authentication using wireless communications | GRANT | 2007-10-23 | 2000-05-25 | 29420771 | Good | Sprint Communications Co LP | Sprint Communications Co LP |
| US7280981B2 | NR | Method and system for facilitating payment transactions using access devices | GRANT | 2007-10-09 | 2002-08-27 | 31976365 | Good | Visa USA Inc | Visa USA Inc |
| US7275685B2 | NR | Method for electronic payment | GRANT | 2007-10-02 | 2004-04-12 | 36814685 | Good | Rearden Capital Corp | QUAKE Inc, Quake! LLC, OL Security LLC |
| US7275041B1 | NR | Stored order system for electronic commerce | GRANT | 2007-09-25 | 2000-06-30 | 38520076 | Good | Apple Inc | Apple Inc |
| US7249256B2 | NR | Encryption protocol | GRANT | 2007-07-24 | 2001-07-11 | 27354734 | Good | Anoto AB | Anoto AB |
| US7249094B2 | NR | System and method for depicting on-line transactions | GRANT | 2007-07-24 | 2001-02-26 | 25160953 | Good | PayPal Inc | Xcom Corp, PayPal Inc |
| US7231372B1 | NR | Method and system for paying for goods or services | GRANT | 2007-06-12 | 1998-09-22 | 26049015 | Good | Siemens AG | Siemens AG |
| US7231025B2 | NR | Acoustic encoding of dynamic identification codes | GRANT | 2007-06-12 | 1999-12-19 | 11073612 | Good | Enco Tone Ltd | ENCO-TONE Ltd, Enco Tone Ltd |
| US7216144B1 | NR | Facilitating negotiations between users of a computer network through messaging communications enabling user interaction | GRANT | 2007-05-08 | 1999-08-04 | 23443469 | Good | AOL Inc | Facebook Inc, Oath Inc |
| US7191151B1 | NR | Instant availability of electronically transferred funds | GRANT | 2007-03-13 | 2001-08-23 | 37833485 | Good | PayPal Inc | PayPal Inc |
| US7188352B2 | NR | Intelligent digital audiovisual playback system | GRANT | 2007-03-06 | 1995-07-11 | 9480894 | Good | TouchTunes Music Corp | TouchTunes Music Corp |
| US7184989B2 | NR | Staged transactions systems and methods | GRANT | 2007-02-27 | 2001-03-31 | 46299300 | Good | First Data Corp | Western Union Co |
| US7184747B2 | NR | System and method for implementing financial transactions using cellular telephone data | GRANT | 2007-02-27 | 2001-07-25 | 25435134 | Good | NCR Corp | NCR Corp |
| US7181017B1 | NR | System and method for secure three-party communications | GRANT | 2007-02-20 | 2001-03-23 | 43416589 | Good | FELSHER DAVID P MR | RPX Corp |
| US7146325B2 | NR | Sales data processing system portable electronic terminal and home delivery receiving method | GRANT | 2006-12-05 | 2001-02-22 | 18907966 | Good | Toshiba TEC Corp | Toshiba TEC Corp |
| US7131578B2 | NR | System and method for electronic prepaid account replenishment | GRANT | 2006-11-07 | 2003-05-28 | 33490632 | Good | EWI Holdings Inc | EWI Holdings Inc |
| US7127236B2 | NR | Micropayment financial transaction process utilizing wireless network processing | GRANT | 2006-10-24 | 2001-12-26 | 27502680 | Good | Vivotech Inc | Mastercard International Inc |
| US7124937B2 | NR | Wireless payment methods and systems | GRANT | 2006-10-24 | 2005-01-21 | 36692924 | Good | Visa USA Inc | Visa USA Inc |
| US7119659B2 | NR | Systems and methods for providing a RF transaction device for use in a private label transaction | GRANT | 2006-10-10 | 2001-07-10 | 36148642 | Good | American Express Travel Related Services Co Inc | Chartoleaux KG LLC, Liberty Peak Ventures LLC |
| US7092724B2 | NR | Method and apparatus for waypoint services navigational system | GRANT | 2006-08-15 | 2002-06-13 | 33129790 | Good | International Business Machines Corp | Sybase Inc |
| US7089208B1 | NR | System and method for electronically exchanging value among distributed users | GRANT | 2006-08-08 | 1999-04-30 | 27384198 | Good | PayPal Inc | PayPal Inc |
| US7065494B1 | NR | Electronic customer service and rating system and method | GRANT | 2006-06-20 | 1999-06-25 | 36586520 | Good | Cxt Systems Inc | Cxt Systems Inc |
| US7044362B2 | NR | Electronic ticketing system and method | GRANT | 2006-05-16 | 2001-10-10 | 29216605 | Good | Hewlett Packard Development Co LP | Hewlett Packard Enterprise Development LP |
| US7039389B2 | NR | Cellular telephone-based transaction processing | GRANT | 2006-05-02 | 2000-01-12 | 23913402 | Good | Gilbarco Inc | Gilbarco Inc |
| US7031945B1 | NR | System and method for reallocating and/or upgrading and/or rewarding tickets other event admittance means goods and/or services | GRANT | 2006-04-18 | 2000-07-24 | 40589642 | Good | Callahan Cellular LLC | Callahan Cellular LLC |
| US6990586B1 | NR | Secure data transmission from unsecured input environments | GRANT | 2006-01-24 | 2000-06-02 | 24342802 | Good | International Business Machines Corp | International Business Machines Corp |
| US6947908B1 | NR | System and use for correspondent banking | GRANT | 2005-09-20 | 1998-08-27 | 34992082 | Good | Citibank NA | Citibank NA |
| US6934684B2 | NR | Voice-interactive marketplace providing promotion and promotion tracking loyalty reward and redemption and other features | GRANT | 2005-08-23 | 2000-03-24 | 34865495 | Good | Dialsurf Inc | Dialsurf Inc, Xylon LLC |
| US6915272B1 | NR | System and method of secure payment and delivery of goods and services | GRANT | 2005-07-05 | 2000-02-23 | 24034035 | Good | Nokia Oyj | Nokia Technologies Oy |
| US6829596B1 | NR | Account/asset activation device and method | GRANT | 2004-12-07 | 2000-05-23 | 33477032 | Good | ||
| US6764013B2 | NR | Multi-purpose terminal payroll and work management system and related methods | GRANT | 2004-07-20 | 2002-04-17 | 29218364 | Good | American EPS Inc | American EPS Inc |
| US6764003B1 | NR | Transaction method and selling system | GRANT | 2004-07-20 | 2000-05-09 | 4358073 | Good | Swisscom Mobile AG | Swisscom AG |
| US6747547B2 | NR | Communication method and apparatus improvements | GRANT | 2004-06-08 | 1998-06-15 | 3808356 | Good | Imbros Corp | BENCOM GROUP PTY Ltd, VSIM PATENT LTD A BVI Co |
| US6736322B2 | NR | Method and apparatus for acquiring maintaining and using information to be communicated in bar code form with a mobile communications device | GRANT | 2004-05-18 | 2000-11-20 | 27400511 | Good | Ecrio Inc | Samsung Electronics Co Ltd |
| US6711262B1 | NR | Procedure for the control of applications stored in a subscriber identity module | GRANT | 2004-03-23 | 1997-07-02 | 8549184 | Good | Sonera Oy | Sonera Smarttrust Oy, Sonera Oy |
| US6705520B1 | NR | Point of sale adapter for electronic transaction device | GRANT | 2004-03-16 | 1999-11-15 | 23749120 | Good | Mastercard Mobile Transaction Solutions Inc | Mastercard Mobile Transaction Solutions Inc |
| US6678666B1 | NR | Method of conducting anti-fraud electronic bank security transactions having price-date-time variables and calculating apparatus thereof | GRANT | 2004-01-13 | 2000-06-05 | 29780658 | Good | ||
| US6662007B2 | NR | Cordless phone back link for interactive television system | GRANT | 2003-12-09 | 1996-02-26 | 27359609 | Good | E Guide Inc | E Guide Inc |
| US6615190B1 | NR | Sponsor funded stored value card | GRANT | 2003-09-02 | 2000-02-09 | 23990511 | Good | Bank One Delaware NA | JPMorgan Chase Bank NA |
| US6611913B1 | NR | Escrowed key distribution for over-the-air service provisioning in wireless communication networks | GRANT | 2003-08-26 | 1999-03-29 | 27757492 | Good | Verizon Laboratories Inc | Verizon Laboratories Inc |
| US6604085B1 | NR | Universal interactive advertising and payment system network for public access electronic commerce and business related products and services | GRANT | 2003-08-05 | 1998-07-20 | 27624779 | Good | USA Technologies Inc | USA Technologies Inc |
| US6601761B1 | NR | Method and system for co-branding an electronic payment platform such as an electronic wallet | GRANT | 2003-08-05 | 1998-09-15 | 26797124 | Good | Citibank NA | Citibank NA |
| US6597890B1 | NR | Method and apparatus for providing additional information to a selective call device about a broadcast | GRANT | 2003-07-22 | 1999-02-03 | 22919676 | Good | Motorola Solutions Inc | Google Technology Holdings LLC |
| US6577861B2 | NR | Electronic shopping system utilizing a program downloadable wireless telephone | GRANT | 2003-06-10 | 1998-12-14 | 22786370 | Good | Fujitsu Ltd | Knapp Investment Co Ltd |
| US6574603B1 | NR | In-vehicle ordering | GRANT | 2003-06-03 | 1997-09-26 | 27364779 | Good | Gilbarco Inc | Gilbarco Inc |
| US6533168B1 | NR | Method and apparatus for computer-readable purchase receipts using multi-dimensional bar codes | GRANT | 2003-03-18 | 1999-05-27 | 26834498 | Good | ||
| US6532518B2 | NR | Data carrying device and systems for use therewith | GRANT | 2003-03-11 | 1998-04-01 | 3807001 | Good | Catuity Inc | Catuity Inc |
| US6449346B1 | NR | Telephone-television interface statistical analysis system | GRANT | 2002-09-10 | 1985-07-10 | 27486727 | Good | Ronald A Katz Tech Licensing LP | Ronald A Katz Tech Licensing LP |
| US6438528B1 | NR | Transaction manager supporting a multi-currency environment | GRANT | 2002-08-20 | 1997-10-28 | 10821117 | Good | International Business Machines Corp | PayPal Inc |
| US6378073B1 | NR | Single account portable wireless financial messaging unit | GRANT | 2002-04-23 | 1997-12-22 | 25542230 | Good | Motorola Solutions Inc | Google Technology Holdings LLC |
| US6370389B1 | NR | Communication network terminal supporting a plurality of applications | GRANT | 2002-04-09 | 1996-02-26 | 8545533 | Good | Nokia Mobile Phones Ltd | Nokia Technologies Oy |
| US6213390B1 | NR | Transaction method of electronic money system | GRANT | 2001-04-10 | 1996-03-19 | 13212889 | Good | Fujitsu Ltd | Xylon LLC, Hanger Solutions LLC |
| US6175922B1 | NR | Electronic transaction systems and methods therefor | GRANT | 2001-01-16 | 1996-12-04 | 24086595 | Good | Esign Inc | Callahan Cellular LLC, Esignx Corp |
| US6098053A | NR | System and method for performing an electronic financial transaction | GRANT | 2000-08-01 | 1998-01-28 | 26753857 | Good | Citibank NA | Citibank NA |
| US6073840A | NR | Fuel dispensing and retail system providing for transponder prepayment | GRANT | 2000-06-13 | 1997-09-26 | 26711822 | Good | Gilbarco Inc | Gilbarco Inc |
| US6052629A | NR | Internet capable browser dispenser architecture | GRANT | 2000-04-18 | 1997-07-18 | 25407178 | Good | Gilbarco Inc | Gilbarco Inc |
| US6044360A | NR | Third party credit card | GRANT | 2000-03-28 | 1996-04-16 | 25368862 | Good | Restricted Spending Solutions LLC | THIRD ACT LLC |
| US6044158A | NR | Method and apparatus for communicating secure data over a telephone line using a cellular encryption apparatus | GRANT | 2000-03-28 | 1997-08-01 | 25420117 | Good | Motorola Solutions Inc | Google Technology Holdings LLC |
| US6039250A | NR | Electronic money sending system | GRANT | 2000-03-21 | 1995-07-06 | 15909465 | Good | Hitachi Ltd | Hitachi Ltd |
| US6032136A | NR | Customer activated multi-value (CAM) card | GRANT | 2000-02-29 | 1998-11-17 | 22714728 | Good | First USA Bank NA | JPMorgan Chase Bank NA |
| US6032133A | NR | Electronic bill pay system | GRANT | 2000-02-29 | 1993-11-01 | 22517735 | Good | Visa International Service Association | Visa International Service Association |
| US6032044A | NR | Cellular communications system with screening of unauthorized services | GRANT | 2000-02-29 | 1995-08-19 | 10779497 | Good | Nortel Networks Corp | Microsoft Technology Licensing LLC |
| US6029151A | NR | Method and system for performing electronic money transactions | GRANT | 2000-02-22 | 1996-12-13 | 8225524 | Good | Telefonaktiebolaget LM Ericsson AB | Telefonaktiebolaget LM Ericsson AB |
| US6029144A | NR | Compliance-to-policy detection method and system | GRANT | 2000-02-22 | 1997-08-29 | 25443940 | Good | International Business Machines Corp | International Business Machines Corp |
| US6026375A | NR | Method and apparatus for processing orders from customers in a mobile environment | GRANT | 2000-02-15 | 1997-12-05 | 25533065 | Good | Nortel Networks Corp | BlackBerry Ltd |
| US6012634A | NR | Dual card and method therefor | GRANT | 2000-01-11 | 1995-03-06 | 23580589 | Good | Motorola Solutions Inc | Google Technology Holdings LLC |
| US5991749A | NR | Wireless telephony for collecting tolls conducting financial transactions and authorizing other activities | GRANT | 1999-11-23 | 1996-09-11 | 26693306 | Good | 736 Partners LLC | 736 Partners LLC |
| US5991410A | NR | Wireless adaptor and wireless financial transaction system | GRANT | 1999-11-23 | 1995-02-15 | 23535258 | Good | AT&T Wireless Services Inc | WIRELESS FINANCIAL SERVICES INTERNATIONAL Inc, AT&T Mobility II LLC, AT&T Wireless Services Inc |
| US5969324A | NR | Accounting methods and systems using transaction information associated with a nonpredictable bar code | GRANT | 1999-10-19 | 1997-04-10 | 25265465 | Good | Motorola Solutions Inc | Hanger Solutions LLC |
| US5963647A | NR | Method and system for transferring funds from an account to an individual | GRANT | 1999-10-05 | 1997-02-14 | 26716939 | Good | Citicorp Development Center Inc | Citicorp Credit Services Inc USA |
| US5937396A | NR | System for ATM/ATM transfers | GRANT | 1999-08-10 | 1996-12-04 | 25054704 | Good | Western Union Co | First Data Corp |
| US5920847A | NR | Electronic bill pay system | GRANT | 1999-07-06 | 1993-11-01 | 46253161 | Good | Visa International Service Association | Visa International Service Association |
| US5915023A | NR | Automatic portable account controller for remotely arranging for transfer of value to a recipient | GRANT | 1999-06-22 | 1997-01-06 | 25118015 | Good | Hanger Solutions LLC | Hanger Solutions LLC |
| US5914472A | NR | Credit card spending authorization control system | GRANT | 1999-06-22 | 1997-09-23 | 25468042 | Good | AT&T Corp | Citicorp USA Inc |
| US5903880A | NR | Self-contained payment system with circulating digital vouchers | GRANT | 1999-05-11 | 1996-07-19 | 24747157 | Good | ||
| US5903878A | NR | Method and apparatus for electronic commerce | GRANT | 1999-05-11 | 1997-08-20 | 32074397 | Good | Appage Corp | Appage Corp |
| US5903874A | NR | System and method for electronic coupon management | GRANT | 1999-05-11 | 1996-06-27 | 24693482 | Good | MCI Communications Corp | Verizon Patent and Licensing Inc |
| US5893080A | NR | Disbursement system and method | GRANT | 1999-04-06 | 1995-07-25 | 24015195 | Good | Bottomline Tech Inc | BOTTOMLINE TECHNLOGIES, INC. |
| US5884289A | NR | Debit card fraud detection and control system | GRANT | 1999-03-16 | 1995-06-16 | 26667449 | Good | Card Alert Services Inc | Fair Isaac Corp |
| US5825883A | NR | Method and apparatus that accounts for usage of digital applications | GRANT | 1998-10-20 | 1995-10-31 | 24199972 | Good | Interval Systems Inc | TRINTECH TECHNOLOGIES Ltd, Interval Systems Inc |
| US5809425A | NR | Gateway for low cost alphanumeric paging entry system | GRANT | 1998-09-15 | 1995-01-03 | 23913668 | Good | Ultratec Inc | Ultratec Inc |
| US5796832A | NR | Wireless transaction and information system | GRANT | 1998-08-18 | 1995-11-13 | 24228177 | Good | Transaction Technology Inc | Transaction Technology Inc, Citicorp Credit Services Inc USA |
| US5796790A | NR | Reliable related billing ID information method for call delivery | GRANT | 1998-08-18 | 1995-03-24 | 23621473 | Good | Telefonaktiebolaget LM Ericsson AB | Telefonaktiebolaget LM Ericsson AB |
| US5790790A | NR | Electronic document delivery system in which notification of said electronic document is sent to a recipient thereof | GRANT | 1998-08-04 | 1996-10-24 | 24970249 | Good | Tumbleweed Software Corp | Silicon Valley Bank Inc, AXWAY Inc |
| US5778178A | NR | Method and apparatus for enabling real-time bi-directional transactions on a network | GRANT | 1998-07-07 | 1995-11-13 | 26675876 | Good | ARUNACHALAM LAKSHMI DR | ARUNACHALAM LAKSHMI DR |
| US5757917A | NR | Computerized payment system for purchasing goods and services on the internet | GRANT | 1998-05-26 | 1995-11-01 | 24188259 | Good | First Virtual Holdings Inc | PayPal Inc |
| US5742668A | NR | Electronic massaging network | GRANT | 1998-04-21 | 1994-09-19 | 23197780 | Good | Telcordia Technologies Inc | Access Co Ltd |
| US5717374A | NR | Methods and apparatus for inputting messages including advertisements to a vehicle | GRANT | 1998-02-10 | 1993-05-25 | 26747355 | Good | Intellectual Property Dev Assoc of Connecticut Inc | Intellectual Property Dev Assoc of Connecticut Inc |
| US5699549A | NR | Memory card having a card management information area for improved format capability and recording reproducing and erasing methods therefor | GRANT | 1997-12-16 | 1994-10-27 | 19396172 | Good | Samsung Electronics Co Ltd | Samsung Electronics Co Ltd |
| US5677955A | NR | Electronic funds transfer instruments | GRANT | 1997-10-14 | 1995-04-07 | 23657085 | Good | Telcordia Technologies Inc, Financial Services Technology Consortium, First National Bank of Boston | Telcordia Technologies Inc, Financial Services Technology Consortium, FleetBoston Financial Corp |
| US5627886A | NR | System and method for detecting fraudulent network usage patterns using real-time network monitoring | GRANT | 1997-05-06 | 1994-09-22 | 23207679 | Good | Electronic Data Systems LLC | Hewlett Packard Development Co LP |
| US5586166A | NR | Chip card | GRANT | 1996-12-17 | 1993-03-06 | 6482148 | Good | Alcatel Lucent NV | Alcatel Lucent NV |
| US5541985A | NR | Portable electronic device having an external I/O unit and power source integral therewith | GRANT | 1996-07-30 | 1992-11-27 | 26569346 | Good | Nippondenso Co Ltd | Denso Corp |
| US5521363A | NR | System and method for tracking memory card transactions | GRANT | 1996-05-28 | 1994-02-16 | 22728569 | Good | Union Beach LP | Union Beach LP |
| US5504677A | NR | Automated payment system | GRANT | 1996-04-02 | 1992-10-15 | 25502593 | Good | Autoscribe Corp | Ontario Systems LLC |
| US5428666A | NR | Automatic number assignment module selection for mobile telephone | GRANT | 1995-06-27 | 1991-04-02 | 24726234 | Good | Novatel Inc | Harris Stratex Networks Canada ULC |
| US5359182A | NR | Wireless telephone debit card system and method | GRANT | 1994-10-25 | 1992-10-06 | 25498772 | Good | InterDigital Technology Corp | InterDigital Technology Corp |
| US5327066A | NR | Methods and apparatus for dispensing a consumable energy source to a vehicle | GRANT | 1994-07-05 | 1993-05-25 | 22072881 | Good | Intellectual Property Dev Assoc of Connecticut Inc | INTELLECTUAL PROPERTY DEVELOPMENT ASSOCIATES OF CONNECTICUT Inc, Intellectual Property Dev Assoc of Connecticut Inc |
| US5257414A | NR | Apparatus for accepting and retaining a memory card | GRANT | 1993-10-26 | 1990-11-26 | 24476414 | Good | Motorola Solutions Inc | Motorola Solutions Inc |
| US5249218A | NR | Programmable universal interface system | GRANT | 1993-09-28 | 1992-04-06 | 25341311 | Good | Spectrum Information Technologies Inc | MLR (A OF VIRGINIA) LLC LLC, SITI-SITESCOM Inc |
| US5247160A | NR | Method for transmitting creditcard information for a group of bus passengers | GRANT | 1993-09-21 | 1991-03-21 | 27100862 | Good | GTE Mobile Communications Service Corp | GTE Wireless Inc |
| US5221838A | NR | Electronic wallet | GRANT | 1993-06-22 | 1990-12-24 | 27091704 | Good | Motorola Solutions Inc | Motorola Solutions Inc |
| US5208446A | NR | Method and apparatus for validating credit information during home delivery of order | GRANT | 1993-05-04 | 1991-09-19 | 27169380 | Good | Nissle Tod R | BOATWRIGHT DOYLE W, EPERT JOHN E, HENRY W MARTINEZ |
| US5159592A | NR | NETWORK ADDRESS MANAGEMENT FOR A WIRED NETWORK SUPPORTING WIRELESS COMMUNICATION TO A PLURALITY OF MOBILE USERS | GRANT | 1992-10-27 | 1990-10-29 | 24424340 | Good | International Business Machines Corp | International Business Machines Corp |
| US5155860A | NR | Cellular portable telephone battery pack and programmer interface | GRANT | 1992-10-13 | 1988-12-27 | 26965986 | Good | Cellular Communications Corp | GTE Mobilnet Service Corp |
| US5144649A | NR | Cellular radiotelephone credit card paystation method | GRANT | 1992-09-01 | 1990-10-24 | 24412426 | Good | GTE Mobile Communications Service Corp | GTE Wireless Inc |
| US5025373A | NR | Portable personal-banking system | GRANT | 1991-06-18 | 1988-06-30 | 22798413 | Good | JML Communications Inc | JAMES MADISON COMMUNICATIONS LLC, JML Communications Inc |
| US4965821A | NR | Cellular mobile radiotelephone-based system for rental of mobile equipment | GRANT | 1990-10-23 | 1988-12-23 | 23109968 | Good | GTE Mobilnet Inc | GTE Wireless Inc |
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| US10902399B2 | NR | Using a mobile device for point of entry NFC transactions | GRANT | 2021-01-26 | 2005-12-31 | 38225671 | Good | ||
| US10867298B1 | NR | Payment vehicle with on and off function | GRANT | 2020-12-15 | 2008-10-31 | 73746917 | Good | Wells Fargo Bank NA | Wells Fargo Bank NA |
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| US10726417B1 | NR | Systems and methods for multifactor authentication | GRANT | 2020-07-28 | 2002-03-25 | 62489526 | Good | JPMorgan Chase Bank NA | JPMorgan Chase Bank NA |
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| US10504185B1 | NR | Systems and methods for live video financial deposit | GRANT | 2019-12-10 | 2008-09-08 | 68766340 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US10489776B2 | NR | System and method for managing gift credits | GRANT | 2019-11-26 | 2008-03-13 | 62487847 | Good | GIFTYA LLC | GIFTYA LLC |
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| US10440572B2 | NR | Systems and methods for authenticating a user of a computer application network or device using a wireless device | GRANT | 2019-10-08 | 2007-03-16 | 60910618 | Good | Visa International Service Association | Visa International Service Association |
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| US10430798B2 | NR | System and method of a media delivery services platform for targeting consumers in real time | GRANT | 2019-10-01 | 2002-10-23 | 47506920 | Good | Modiv Media LLC | Modiv Media LLC |
| US10423896B2 | NR | Computer system implementing a network transaction service | GRANT | 2019-09-24 | 2007-08-18 | 58524052 | Good | EXPENSIFY Inc | EXPENSIFY Inc |
| US10410217B1 | NR | Payment vehicle with on and off function | GRANT | 2019-09-10 | 2008-10-31 | 42132639 | Good | Wells Fargo Bank NA | Wells Fargo Bank NA |
| US10402897B1 | NR | Method and system for redirecting a financial transaction | GRANT | 2019-09-03 | 2007-12-12 | 67770168 | Good | Capital One Services LLC | Capital One Services LLC |
| US10380573B2 | NR | Peer-to-peer financial transaction devices and methods | GRANT | 2019-08-13 | 2008-09-30 | 42058500 | Good | Apple Inc | Apple Inc |
| US10380562B1 | NR | Systems and methods for mobile deposit of negotiable instruments | GRANT | 2019-08-13 | 2008-02-07 | 67543905 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US10380559B1 | NR | Systems and methods for check representment prevention | GRANT | 2019-08-13 | 2007-03-15 | 67543919 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US10354269B2 | NR | System and method for administering a loyalty program and processing payments | GRANT | 2019-07-16 | 2003-08-22 | 38924038 | Good | Catalina Marketing Corp | Modiv Media LLC, Catalina Marketing Corp |
| US10354235B1 | NR | Systems and methods for digital signature detection | GRANT | 2019-07-16 | 2007-09-28 | 53279916 | Good | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US10296889B2 | NR | Group peer-to-peer financial transactions | GRANT | 2019-05-21 | 2008-09-30 | 42056315 | Good | Apple Inc | Swedish Orphan Biovitrum AB, Apple Inc |
| US10185947B2 | NR | Computer system implementing a network transaction service | GRANT | 2019-01-22 | 2007-08-18 | 54142501 | Good | EXPENSIFY Inc | EXPENSIFY Inc |
| US10163092B2 | NR | System and method for establishing a payment mechanism with a plurality of merchants | GRANT | 2018-12-25 | 2007-08-18 | 54142506 | Good | EXPENSIFY Inc | EXPENSIFY Inc |
| US10123936B2 | NR | Visual remote control and tactile interaction system | GRANT | 2018-11-13 | 2003-09-24 | 48224144 | Good | THIKA HOLDINGS LLC | THIKA HOLDINGS LLC |
| US10121127B1 | NR | System and method for processing group gift cards | GRANT | 2018-11-06 | 2008-03-13 | 51224039 | Good | GIFTYA LLC | GIFTYA LLC |
| US10089679B2 | NR | Systems and methods for detection of session tampering and fraud prevention | GRANT | 2018-10-02 | 2006-03-31 | 38561105 | Good | 41st Parameter Inc | 41st Parameter Inc |
| US10068225B2 | NR | System and method for utilizing a universal prepaid card | GRANT | 2018-09-04 | 2007-08-18 | 54142505 | Good | Espensify Inc | EXPENSIFY Inc, Espensify Inc |
| US10032156B2 | NR | System and method for conducting financial transactions using a mobile device | GRANT | 2018-07-24 | 2008-03-09 | 41064690 | Good | ||
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| KR20080050467A | NR | SYSTEM AND METHOD FOR SECURED ACCOUNT NUMBERS IN PROXIMITY DEVICES | APPLICATION | 2008-06-05 | 2005-09-06 | 37831139 | Good | ||
| KR20040076555A | NR | METHOD FOR LOADING OFFLINE GIFT CERTIFICATE TO CHIP CARD LINKING USE OF GIFT CERTIFICATE WITH OTHER SETTLEMENT TOOL EMBEDDED INTO CHIP CARD | APPLICATION | 2004-09-01 | 2003-02-26 | 37362729 | Good | ||
| KR20020083570A | NR | Settlement method using virtual account and mobile phone | APPLICATION | 2002-11-04 | 2001-04-27 | 19708804 | Good | ||
| KR20010025740A | NR | METHOD AND SYSTEM FOR AUTHORIZING PAYING THE PRICE USING A MESSENGER FUNCTION | APPLICATION | 2001-04-06 | 2001-01-26 | 19705006 | Good | ||
| GB2468977A | NR | Card false-positive prevention | GRANT | 2010-09-29 | 2009-01-28 | 40469213 | Good | VALIDSOFT | VALIDSOFT |
| GB2372615A | NR | Telephone based payment system | GRANT | 2002-08-28 | 2000-12-27 | 9905934 | Good | ||
| GB2130412A | NR | Electronic money purse | GRANT | 1984-05-31 | 1982-02-19 | 27261484 | Good | ||
| EA015725B1 | NR | A METHOD FOR SECURE TRANSACTIONS | GRANT | 2011-10-31 | 2007-12-04 | 40717976 | Good | ||
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| CN1757040A | NR | Portable mobile terminal | GRANT | 2006-04-05 | 2003-03-07 | 32958987 | Good | ||
| CN1614641A | NR | Method for supporting cashless payment | GRANT | 2005-05-11 | 2003-11-07 | 34429555 | Good | ||
| CN1118482A | NR | Remote financial transaction system | GRANT | 1996-03-13 | 1994-06-30 | 23026250 | Good | ||
| CN1056214A | NR | In big regional telephone network determine the multi-exchange paging system of removable phone location | GRANT | 1991-11-13 | 1990-04-27 | 24054214 | Good | ||
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| AU2010239195B2 | NR | Triggered announcement | APPLICATION | 2014-02-20 | 2009-04-22 | 43011754 | Good | Visa USA Inc | Visa USA Inc |
| US20060106738A1 | 0.821 | Automatic address validation | APPLICATION | 2006-05-18 | 2004-11-17 | 36387608 | Fair | PayPal Inc | PayPal Inc |
| WO2009156995A1 | 0.686 | METHODS FOR MOBILE PHONE APPLICATIONS | APPLICATION | 2009-12-30 | 2008-06-24 | 41444107 | Fair | ||
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| US20110053556A1 | 0.432 | Computer Mouse For Secure Communication With A Mobile Communication Device | APPLICATION | 2011-03-03 | 2009-02-27 | 42244680 | Fair | Logomotion sro | Logomotion sro |
| US20020072379A1 | 0.350 | Method and system for locating position for a mobile communication device | APPLICATION | 2002-06-13 | 2000-11-10 | 4595927 | Fair | International Business Machines Corp | International Business Machines Corp |
| US20110041180A1 | 0.324 | AUDITING A DEVICE | APPLICATION | 2011-02-17 | 2009-08-17 | 43589383 | Fair | Fatskunk Inc | Qualcomm Inc |
| US20100081375A1 | 0.316 | System and method for simplified control of electronic devices | APPLICATION | 2010-04-01 | 2008-09-30 | 42057976 | Fair | Apple Inc | Apple Inc |
| US20080229415A1 | 0.307 | SYSTEMS AND METHODS FOR PROCESSING DATA FLOWS | APPLICATION | 2008-09-18 | 2005-07-01 | 39764038 | Fair | Blue Coat Systems Inc | Blue Coat Systems Inc |
| US20060232398A1 | 0.306 | System for personal possessions security | APPLICATION | 2006-10-19 | 2005-04-14 | 37107964 | Fair | ||
| US20100323678A1 | 0.268 | MOBILE COMMUNICATION DEVICE AND METHOD FOR SWAPPING MIFARE APPLICATIONS | APPLICATION | 2010-12-23 | 2007-09-03 | 40084291 | Fair | NXP BV | QUOTAINNE ENTERPRISES LLC |
| US20100226526A1 | 0.249 | MOBILE MEDIA DEVICES AND SIGNALING | APPLICATION | 2010-09-09 | 2008-12-31 | 42678286 | Fair | Digimarc Corp | Digimarc Corp |
| US20050188218A1 | 0.225 | On-chip storage of secret information as inverse pair | APPLICATION | 2005-08-25 | 2002-12-02 | 32471018 | Fair | Silverbrook Research Pty Ltd | Memjet Technology Ltd |
| US20100030838A1 | 0.206 | Method to use acoustic signals for computer communications | APPLICATION | 2010-02-04 | 1998-08-27 | 46332249 | Fair | BEEPCARD Ltd | BEEPCARD Ltd, Dialware Inc |
| US20030145228A1 | 0.156 | System and method of providing virus protection at a gateway | APPLICATION | 2003-07-31 | 2002-01-31 | 27609762 | Fair | Nokia Oyj | Piece Future Pte Ltd |
| US20070297455A1 | 0.129 | Inserting auxiliary data in a main data stream | APPLICATION | 2007-12-27 | 1998-07-29 | 10836376 | Fair | British Broadcasting Corp | British Broadcasting Corp |
| US20020133818A1 | 0.093 | Interactive television | APPLICATION | 2002-09-19 | 2001-01-10 | 26948179 | Fair | ||
| US20090011512A1 | 0.065 | CONDITIONING SYSTEM AND METHOD FOR USE IN THE MEASUREMENT OF MERCURY IN GASEOUS EMISSIONS | APPLICATION | 2009-01-08 | 2003-09-22 | 34375414 | Fair | Tekran Instruments Corp | Tekran Instruments Corp |
| US20100174063A1 | 0.056 | Polysaccharide Produced by Microorganism Belonging to Genus Bifidobacterium | APPLICATION | 2010-07-08 | 2005-07-08 | 37636958 | Fair | Morishita Jintan Co Ltd, Osaka Prefecture University, IPE Inc | Morishita Jintan Co Ltd, Osaka Prefecture University, IPE Inc |
| US20110213118A1 | 0.030 | POLYARAMID COMPRISING FLUOROVINYLETHER FUNCTIONALIZED AROMATIC MOIETIES | APPLICATION | 2011-09-01 | 2009-09-02 | 43649940 | Fair | EI Du Pont de Nemours and Co | EI Du Pont de Nemours and Co |
| US20030019881A1 | 0.017 | Assistance tray for manual distribution used in medicine sharing and packing device | APPLICATION | 2003-01-30 | 2001-07-28 | 27751808 | Fair | JV Medi Co Ltd | JV Medi Co Ltd |
| US9626363B2 | NR | System and method for placeshifting media playback | GRANT | 2017-04-18 | 2008-06-08 | 42058562 | Fair | Apple Inc | Apple Inc |
| US9054408B2 | NR | Removable card for a contactless communication its utilization and the method of production | GRANT | 2015-06-09 | 2008-08-29 | 41259541 | Fair | Logomotion sro | SMK Corp |
| US9008075B2 | NR | System and methods for improving interaction routing performance | GRANT | 2015-04-14 | 2005-12-22 | 42040479 | Fair | Genesys Telecommunications Laboratories Inc | Genesys Telecommunications Laboratories Inc |
| US8942388B2 | NR | Modulation device and demodulation device | GRANT | 2015-01-27 | 2008-08-08 | 43735122 | Fair | Yamaha Corp | Yamaha Corp |
| US8774798B2 | NR | Determining capability to provide dynamic local time updates in a prepaid terminating call | GRANT | 2014-07-08 | 2007-08-28 | 40408279 | Fair | AT&T Mobility II LLC | AT&T Mobility II LLC |
| US8538124B1 | NR | Systems and methods for real-time validation of check image quality | GRANT | 2013-09-17 | 2007-05-10 | 49122435 | Fair | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8391599B1 | NR | Systems and methods for adaptive binarization of an image | GRANT | 2013-03-05 | 2008-10-17 | 47749066 | Fair | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8351677B1 | NR | Systems and methods for remote deposit of checks | GRANT | 2013-01-08 | 2006-10-31 | 47427947 | Fair | United Services Automobile Association USAA | United Services Automobile Association USAA |
| US8060627B2 | NR | Device-to-device workflows | GRANT | 2011-11-15 | 2008-09-30 | 42058766 | Fair | Apple Inc | Apple Inc |
| US7930555B2 | NR | Image recognition | GRANT | 2011-04-19 | 2002-09-24 | 9944644 | Fair | Koninklijke Philips NV | Koninklijke Philips NV |
| US7664885B2 | NR | Communication system with automatic configuration of the communication interface | GRANT | 2010-02-16 | 2000-09-01 | 8169720 | Fair | Stephen Tide Consulting LLC | Benhov GmbH LLC |
| US7188065B2 | NR | Categorizer of content in digital signals | GRANT | 2007-03-06 | 2001-04-24 | 25289459 | Fair | Microsoft Corp | Microsoft Technology Licensing LLC |
| US6731199B1 | NR | Non-contact communication system | GRANT | 2004-05-04 | 1998-07-27 | 16596883 | Fair | Rohm Co Ltd | Rohm Co Ltd |
| US6598890B2 | NR | Seed meter transfer and storing apparatus | GRANT | 2003-07-29 | 2001-04-17 | 25273013 | Fair | ||
| US5815426A | NR | Adapter for interfacing an insertable/removable digital memory apparatus to a host data part | GRANT | 1998-09-29 | 1996-08-13 | 27104465 | Fair | Nexcom Tech Inc | Winbond Electronics Corp |
| US5812483A | NR | Integrated circuit memory devices including split word lines and predecoders and related methods | GRANT | 1998-09-22 | 1995-11-09 | 19433580 | Fair | Samsung Electronics Co Ltd | Samsung Electronics Co Ltd |
| US5642425A | NR | Sound field control device | GRANT | 1997-06-24 | 1993-03-26 | 14043422 | Fair | Yamaha Corp | Yamaha Corp |
| US5574962A | NR | Method and apparatus for automatically identifying a program including a sound signal | GRANT | 1996-11-12 | 1991-09-30 | 9417414 | Fair | Nielsen Audio Inc | Nielsen Company US LLC, Nielsen Holdings PLC |
| US5406584A | NR | Time shift keying digital communications system | GRANT | 1995-04-11 | 1992-09-01 | 27170469 | Fair | X com Inc | COUNTRY CLUB BANK NA, X-COM SYSTEMS LLC |
| US5390125A | NR | Vehicle position determination system and method | GRANT | 1995-02-14 | 1990-02-05 | 27049194 | Fair | Caterpillar Inc | Avio Investments SpA, Caterpillar Inc |
| US5348485A | NR | Electronic price display system with vertical rail | GRANT | 1994-09-20 | 1993-04-12 | 21940496 | Fair | Electronic Retailing Systems Int l Inc | Electronic Retailing Systems Int l Inc, Electronic Retailing Systems International Inc |
| US5303393A | NR | Integrated radio satellite response system and method | GRANT | 1994-04-12 | 1990-11-06 | 46246416 | Fair | Radio Satellite Corp | WIRELESS APS Inc, Chartoleaux KG LLC |
| US4368354A | NR | Discriminator apparatus for detecting the presence of a signal by using a differential beat signal having an inaudible frequency | GRANT | 1983-01-11 | 1979-01-19 | 11571629 | Fair | Hitachi Ltd | Hitachi Ltd |
| US3829706A | NR | SWITCHING ARRANGEMENT FOR REMOTE CONTROLLED ELECTRICAL LOADS | GRANT | 1974-08-13 | 1972-02-05 | 25762670 | Fair | Siemens AG | Siemens AG |
| KR20010091827A | NR | A remittance system via telecommunication terminal number and remittance method using the same | APPLICATION | 2001-10-23 | 2000-03-18 | 19656541 | Fair | ||
| JP2005020173A | NR | MOBILE PHONE WITH RF TAG/CONTACTLESS IC CARD READ FUNCTION | APPLICATION | 2005-01-20 | 2003-06-24 | 34180914 | Fair | ||
| CN101605331B | NR | Consumption method consumption device and consumption system of mobile terminal | GRANT | 2011-06-29 | 2008-06-12 | 41470833 | Fair | ||
| CN101454795A | NR | Mobile person-to-person payment system | GRANT | 2009-06-10 | 2006-03-30 | 40735933 | Fair | ||
| CN101325748A | NR | Mobile payment system based on new generation broadband wireless mobile communication network as well as payment method thereof | GRANT | 2008-12-17 | 2008-05-14 | 40189019 | Fair | ||
| AU5991994A | NR | Object-oriented locator system | GRANT | 1995-02-28 | 1993-08-04 | 22288019 | Fair | Taligent Inc | Taligent Inc |
 |  |
Validity Report Full Report
US10535058B2 — Mobile payment station system and method Priority Date: 2009-10-19, Publication Date: 2020-01-14, Current Assignee: MOBILE EQUITY CORPReport Generated: 2021-04-10