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Author: admin | Category: Auto Rate Calculator | Date: 06.02.2016

Our Bank has been recognised as The Best Bank in Co-operative Sector at The ABP News BFSI Awards 2016 at the hands of Mr. SVC Bank has been confered with Best Co-operative Bank Award for the second time in a row At BFSI Awards Night. Any sum deducted under section 194-IA shall be paid to the credit of the Central Government within a period of seven days from the end of the month in which the deduction is made and shall be accompanied by a challan-cum-statement in Form No.
The sum so deducted shall be deposited to the credit of the Central Government by remitting it electronically to the Reserve Bank of India or the State Bank of India or to any authorised bank. Every person responsible for deduction of tax under section 194-IA shall furnish the certificate of deduction of tax at source in Form No. Once this TDS certificate – Form No.16B is handed over to seller, it should be considered that the total payment for this transaction is done and the deal is closed. Kisan Vikas Patra (KVP) which was discontinued in Dec 2011 has been again reintroduced in the Budget 2014 which was presented by Arun Jaitley.
Maturity Proceeds won’t be paid in Cash but would be transferred to the Post Office Savings Account. KVP would initially be issued through Post Offices only but would later also be available in specified branches of nationalised banks. Single Holder Type Certificate: Issued to an Adult for himself or on behalf of a minor or to a minor. Joint A type Certificate: Issued jointly to 2 adults payable to both the holders jointly or to the survivor. Joint B type Certificate: Issued jointly to 2 adults payable to either of the holders jointly or to the Survivor. Investment in this instrument is only allowed to Resident Indians and therefore NRI’s cannot invest in this instrument. A person interested in purchasing this instrument is required to submit an application in Form A or Form A1 either in person or through an agent of the small savings scheme. Form A (No Background Colour Form) is to be used in case of direct investment and Form A1 (Coloured background Form) is to be used in case the investment is made through an Agent. At the time of issue of the Certificate, the buyer should also request for Identity Slip which would be required in case of loss of the certificate and also required for easy processing of the payment at the time of maturity. The maturity period of the Kisan Vikas Patra is 9 years and 2 months and on maturity – the amount invested gets doubled.
In case of premature encashment of the KVP, the amount is paid depending on the period of holding of the KVP. A person holding the Kisan Vikas Patra can redeem the same from any post office across India. The Interest on Kisan Vikas Patra is not exempted from the levy of Income Tax and Tax would be levied as per the Slab Rates.
There are no tax benefits of investing in the KVP which makes it a less lucrative investment and therefore it is not advisable to be investing in the KVP.
Apart from KVP, there are several other Fixed Income earning instruments as well which are backed by the Govt and can be purchased from the Post Office. In Canada the interest paid to service your primary residential mortgage is not tax deductible. You have to make sure that you have paid enough principle in your house so you can get some money out. Get a tax refund on the interest paid for the borrowed amount and put that into your mortgage principle. It is important to note that there are a lot of financial analysts who are not very comfortable about this whole idea. Will you please share with me the Punjab & Maharashtra Co-operative Bank Fixed Deposit form as it is very urgent for me?
Please let me know how can I get the application form for PMC Bank for Fixed Deposit as I like to open an account?

On the centre of the page you will find a section for Fixed Deposit, please click on more under this section,. This page has information & process to apply for Fixed Deposit Account as well as a link for the application form. The following errors occurred with your submission Okay Your Username: Click here to log in Message: Options Quote message in reply? As forests and fossil fuels diminish, researchers are increasingly looking to solar energy as one of the most promising sources of alternative energy in the 21st century.
Unlike natural gas, coal, or nuclear power, solar power requires no fuel, works without polluting the air or leaving behind dangerous radioactive waste, and is extremely plentiful. A photovoltaic panel consists of several connected 0.6-V dc PV cells, which are made out of a semiconducting material, generally mono- or multi-crystalline silicon. Multiple PV panels can be then connected to form an array, capable of providing sufficient power for everything from common electrical applications like single-household electricity to Olympic swimming pools, apartment or industrial buildings. The only problem is that, although in some cases it is becoming competitive, solar power is generally still slightly more expensive than tapping into conventional electricity. One way to reduce PV costs is to use materials other than silicon as semiconductors, like amorphous silicon and cadmium telluride (CdTe). There is one instance, however, in which PV energy is already cheaper than using fossil fuels. Photovoltaics first came into use in 1958 when NASA needed a feasible power source for its spacecrafts and satellites, and has been used for this purpose ever since. Other current uses of PV solar panels include powering watches and pocket calculators, powering the lamps of some remote lighthouses, and solar-energy systems in homes and buildings in Western countries. The popularity of building-integrated photovoltaics (BIPV's), in particular, has grown considerably in recent years. The cost of a BIPV system is also partially offset by replacing the costs of conventional construction materials. In terms of overall installed PV capacity, India comes fourth after Japan, the US and Germany (Indian Ministry of Non-conventional Energy Sources 2002). Solar dryers, for dehydrating vegetables, and solar water heaters are also becoming popular.
Another important area of development is that of solar stills, by which the acute draught and shortage of potable water, currently the cause of many physical disorders, can be alleviated. Other important areas of alternative energy development are those of wind power and biogas. Just write the Bank Account Number and sign in the application form to authorize your Bank to make payment in case of allotment. 16B to the payee within fifteen days from the due date for furnishing the Challan-cum-statement in Form No. This instrument was earlier discontinued due to fears of Money Laundering as it was a Bearer Instrument and both the amount invested and the amount received on maturity could be received in cash. The following table shows the amount that would be paid in case of premature encashment of a certificate of Rs. However, if this instrument is redeemed at any post office other than the post office from which it was purchased, you would be required to show them the Identity Slip (which is issued at the time of Purchase). If the amount has not been received on maturity of the KVP, Interest would be paid on the amount due. The most popular of these instruments which can be purchased from the Post Office itself are the PPF Account and the National Savings Certificate. You have to get some special types of mortgage which allows you to withdraw the principle up to a certain limit. So, before taking any steps please make sure that you are well aware about the process and the pro’s and con’s of it.
15G-general depositors below 65yrs of age & 15H-for depositor?s above65yrs can also be obtained.

Researchers estimate that the sun produces enough energy in a single second to meet the needs of all humanity for 2000 years.
The thin layer of silicon is sandwiched between two metallic electrodes, and the cells are usually encapsulated behind glass to make them weatherproof. The average lifetime of a PV system is about 20 years, and it can be used in combination with conventional power or alone.
The process of constructing PV cells is somewhat complicated and delicate, and there is also a considerable loss of materials. A solar cell made of multi-crystalline silicon, which accounts for most of the PV panels currently in use and production, converts sunlight to electricity at about 13.5% efficiency. Although government grants are keeping the fire going, the technology is moving slowly, and thin-film PV panels are hard to mass-produce cost-effectively because of the difficulty of coating large areas of glass. If a location is not currently connected to the “grid," that is, if no power lines are there, it is less expensive to install PV panels than to either extend the grid or set up small-scale electricity production with a diesel or other generator. In the United States and Europe alone, about 15,000 vacation homes are equipped with PV systems; some environmentally-conscious consumers are willing to pay more for clean energy. BIPV’s are PV devices designed directly into building materials like roofs, shingles, and siding, which offer electricity and aesthetics, eliminating the need for mounted solar panels. The system helps insulate and protect roofing structures, and BIPV life expectancies range in excess of 30 years, 33% higher than normal solar panels. Considering the cost of the still, interest and maintenance, solar distilled water costs Rs.
Biogas plants have become increasingly prevalent--The present capacity of biomass-based power generation totals 358 MW and 42.8 MW biomass gasifier power has been installed and regarding wind power India keeps fifth place after Germany, the US, Denmark and the UK with a total wind power generation of 1507 MW (MNES 2002). 26QB under Rule 31A after generating and downloading the same from the web portal specified by the Director General of Income-tax (System) or the person authorised by him. In case the Identity Slip is not available, this instrument would be redeemed on verification from the Post Office from which it was purchased that the person redeeming the same is entitled to do so.
Thermal solar power uses the heat of the sun, and photovoltaics, or PV, is the technology that converts its light directly into electricity. Multi-crystalline silicon wafers are obtained from ingots grown by casting liquid silicon in a large container followed by controlled cooling, a technique less complicated than the pulling of single-crystalline rods. Mono-crystalline silicon, which is more difficult to produce, can achieve about 15%; in both cases, clouds and night time also rob the cell of a further 65%. There are currently more than 3,000 BIPV systems installed in Germany, and Japan has a program that plans to build 70,000 new BIPV buildings. A solar still for the production of rose water has also been developed, which can be quite profitable.
Please remember that it is a complicated process and always consult the right professionals who can help you to do that. Then, in sawing the thin layer of crystalline silicon, about 20% of the material is lost as “sawdust". At this price, eliminating a power line extension of even one mile could well pay for the PV system for someone who can easily afford it-- or make electricity possible for someone who can’t. There is no maximum limit stated on the amount of investment that can be made in Kisan Vikas Patra and a person is free to invest any amount by purchasing this instrument in multiple denominations. Nahar, principal scientist of the Division of Agriculture and Energy at the Central Arid Zone Research Institute (CAZRI). Although irrigation facilities are required, the unit produces approximately 36 litres of rose water per month.

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