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Kotak bank car loan emi calculator,payments on a 3000 car loan 8000,auto lease calculator app - For Begninners

Author: admin | Category: Auto Car Loan Calculator | Date: 05.08.2016

Auto Loans in India are on rise in the past 3 years and the demand is especially coming from smaller cities.
Approximately 20% of the inquiries in the last few years have been for new Auto Loans at CIBIL.
If you have other running loan accounts , the surplus after your monthly household expenditure, other loan EMIs must be atleast twice that of your Car Loan EMI. Banks have also become cautions in lending to the Housing Sector as Indian Laws under the Negotiable Instruments Act and SARFAESI Act are not very useful while enforcing and this has resulted in 40 Lakh cases of Cheque Bounce pending in various courts of India. Or should I apply for a top up after a few years, as Bank has told me that if the settlement would have done a year back, they could be able to give a top up to my existing home loan.
Or I should talk to & apply to some Agency, who can help me to make my credit history a healthy.
So if you are planning to BUY a Car, kindly get Credit Report and Scores from atleast two of these Agencies – CIBIL-Transuinion or Equifax or Experian.

However, Score will not come back within 3 months, it will still take time as long as you keep paying home Loans. Be Prudent in taking Loans and accessing Home Line of Credit is the Worst behavior like how Americans took Cruise Vacation, Boats, etc without realizing they are drilling holes in their shelter. Very recently I had applied for a home loan top up from the same bank, where my home loan is active. They have rejected my application even though I have loan eligibility from both ends (Home valuation & Income).

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