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Author: admin | Category: Auto Rate Calculator | Date: 04.05.2016

We encourage students and families to supplement their savings by exploring grants, scholarships, federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan. Graduated Repayment Period6 - The Smart Option Student Loan is the only nationwide private student loan offering a Graduated Repayment Period feature7, providing budget flexibility for graduating students. WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
You'll also receive access to the key factor(s) affecting your score and educational content to help you understand why viewing your FICO® Score is important. You must attend a participating school or have attended one in an eligible prior enrollment period. The rate reduction benefit applies only during active repayment for as long as the borrower's monthly payment amount is successfully deducted from the designated bank account and is suspended during forbearances and certain deferments. Sallie Mae reserves the right to approve a lower loan amount than what the school has certified.

Graduated Repayment Period (GRP) requires interest payments for the initial 12 month period of repayment when you would normally begin making full principal and interest payments (which typically begins six months after graduation) or during the 12 month period after your request is granted, whichever is later.
FICO® Scores are delivered only to borrowers and cosigners who have an available score, are based on data from TransUnion, and may be different from other credit scores. Neither the service provider nor the domain owner maintain any relationship with the advertisers. The Smart Reward Benefit and Upromise membership are subject to the terms and conditions of the Upromise service, as may be amended from time to time.
At the time you request GRP, you must have graduated with no interruption in enrollment, be current on payments, and not be more than 30 days late on payments on any student loan. In case of trademark issues please contact the domain owner directly (contact information can be found in whois). You may request GRP only during the two billing cycles immediately preceding and the two billing cycles immediately after your loan would normally begin requiring full principal and interest payments.

FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
Participating companies, contribution levels and terms and conditions are subject to change at any time without notice.
Any interest that remains unpaid when you enter full repayment will be added to your loan balance.
If you are approved for GRP, your principal and interest payments will be higher than if GRP did not apply, and your total loan cost will increase.

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