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Author: admin | Category: Calculator Car Loan | Date: 25.07.2015

It's official – the Alberta floods caused the most extensive insured property damage due to a natural disaster in Canadian history.  The IBC, the largest association of property and casualty insurance in Canada, confirmed the cost of the damages exceeds the Quebec ice storm in 1998, and predicts the recovery will continue to grow more expensive.
Bill Adams, Vice President of IBC’s Western operations, verified that the recovery costs exceed $1.7 billion, and continue to rise with each passing day.
Southern Alberta was subjected to torrential rain beginning on June 20 that flooded the lower plains of the province.  Over the next four days, four people tragically died due to the floods, and over 100,000 families were forced to evacuate their homes. Over the last three months, thousands of homeowners filed home and car insurance claims to redeem some of their losses from the storm.  IBC was quickly onsite to assist in the processing of the applications, and worked closely with over 5,000 insurers to expedite the process as quickly as possible.
Adams says the insured losses analysis was completed by Property Claim Services Canada, which investigates disasters across the country to determine the true cost of a catastrophe.  PCS-Canada will continue to analyze the aftermath of the floods, and will publicly release another report by the end of November.
A warning was later issued for the nearby town of Bracebridge, and extended all the way to Huntsville as the Muskoka River swelled from the downpour.  Local climatologists believe the most powerful floods have yet to hit the community, according to Bracebridge Deputy Mayor Rick Maloney. On July 1, 2014 Canadian and US border security agents began scanning passports every time citizens from one country crossed the border to the other side. The troubling issue for Canadians and particularly retired snowbirds is that the agreement between the two countries could lead US agents to consider winter weary snowbirds citizens of their own country. According to the new law, Canadians that spend more than 182 days in a single year south of the border will be considered US citizens. If Canadians overstay their welcome, they risk paying US income taxes for the duration of their stay south of the border.
Before the new cross border system was established, it was not uncommon for snowbirds to remain in the US until the end of April.
Faustino Solorio probably left a courtroom earlier this week feeling a whirlwind of emotions after a jury ruled that a Nissan dealership owes him no less than $46 million. Most of the time, an unexpected medical emergency like a heart attack has a high chance of leading to an accident if someone is behind the wheel at the time. Last September Ontario passed a an amendment to traffic laws that requires drivers to leave at least one metre between them and cyclists when passing.
Canadians need no reminder of how dangerous wildfires can be after what happened in Fort McMurray at the beginning of this summer. With a starting price of $9,995 excluding freight, the 2016 Chevrolet Spark is Canada’s cheapest car. When converted into USD at the current rates, the Spark would sell for just about $6954.01. Completely redesigned for the 2016 model year, the new Spark comes standard with 10 airbags and a backup camera while its powered by a fuel-efficient 1.4-liter four-cylinder engine with 98 horsepower. Compared to its predecessor, the 2016 Chevrolet Spark rides on a brand new architecture that has a slightly longer wheelbase than the outgoing model. Chevrolet said that 35 percent of Spark buyers are first-time new vehicle buyers while 45 percent are new to the Chevrolet brand in Canada. I think the strategy here is to keep the cost somewhat like it was earlier and keep the earning in $CDN until the CDN dollar rises. Canada would be a lot better if the government wasn’t so concerned with taking most of your paycheck every payday.
Compared side by side, the two are quite similar on paper, but when driven, the two feel entirely different.


Surprisingly similar in some aspects, yet still completely different in others, these two hatches take different approaches to a common goal.
Despite how similar the Kia and Nissan may appear on paper, they are very different in execution.
Watch our Short List video to learn about the top 10 most unreliable cars on sale right now, according to our friends at Consumer Reports.
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If you live in one of Canada’s largest cities, you understand how much of your annual income is spent paying for the home.  But for the second straight year, Canada’s major cities were singled out by international affordability surveys as among the most overvalued in the world, particularly cities near the west coast.
The survey was conducted by Demographia, one of the leading household affordability surveys in the developed world.  Demographia analysts compare average home prices in the world’s most developed nations with average household incomes to determine affordability.
Craig Hemer, an employment headhunter in Vancouver, believes employers must respond to the Demographia report as much as potential homebuyers.  Hemer believes Canadians may choose not to relocate to Vancouver without incentives from employers to make housing more affordable. While Vancouver was the only Canadian city to crack the top 10 on the global report, Demographia also singled out other BC communities like Victoria, Kelowna, and cities in Fraser Valley as among the most unaffordable markets in Canada.  On the other hand, homes in New Brunswick, specifically Saint John and Moncton, were ranked as the most affordable markets in Canada. The report also advises Canadians that traditional options for housing are less affordable than modern, high rise alternatives. If you’re like most college or university students, after finishing that last exam you just want to ditch the textbooks and timetable for a few months of sunshine and sleeping in. There are a few things you should keep in mind – even during your hard-earned vacation – to help make sure that this summer, you don’t break the bank. One of the most important things you can do to help stay on track financially is to create a budget for yourself.
When school’s out and it’s time to move out of rez, moving back home with your parents might not seem like such a great prospect.
If you’re the type to go out for lunch or dinner more than a few times a week, it may be time to cut down on restaurant trips.
Whether you’ll be taking a road trip with your best friend or heading to the cottage for a group getaway, it’s helpful to discuss budget details with your friends early on. Just because you want to stay on a budget, doesn’t mean you can’t have a great summer vacation! While you’re planning your staycation, why not take in some of the many free events happening in your area this summer?
Loan And Mortgage is a loan amortization schedule calculator that handles virtually any loan type. Loan And Mortgage calculates amortization schedules for American and Canadian mortgages, personal loans, car loans and miscellaneous other kind of loans.
The problem is, very few drivers are actually getting charged with breaking the rule despite evidence that it happens often.
Possibly it’s with the memory of those fires in Alberta that has the province playing it safe with its own wildfires.
Despite its low price, the Spark also comes standard with a seven-inch MyLink touchscreen infotainment system that gives owners a simple and smart way to access Android Auto and Apple CarPlay in their vehicle.


Overall it is however 1.6 inches shorter, a change that helps improve aerodynamics and fuel economy. The Canadian dollar is worth less than the US dollar and yet the car is sold for less in Canada.
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Getting everything down in writing (or on a computer screen) really helps you gain insight into your own financial situation.  If you’re not keeping track of where your money’s coming from and where it’s going, it’s a bit like stumbling around in the dark. It’s nice to go to a fancy restaurant from time to time, or grab lunch with a few friends and enjoy the patio weather, but eating out too often costs more than you might think. Whether you’re in Toronto or Vancouver, Antigonish or Canmore, there are bound to be plenty of free local events going on in your area. For both borrowers and lenders, this program is an asset that pays for itself, over and over. Sponsor is not responsible for fraudulent calls or emails made to entrants not by the Sponsor. Drawing up a budget will help you stay on top of your spending, so that you’re not clueless when it comes to your own finances. Working part-time will help offset the costs of summer break, and helps you save up for next semester’s tuition and expenses.
And even if mom and dad want you to pitch in for rent, it probably won’t be nearly as much as you’d be paying if you were living on your own. Buying groceries and cooking your own meals is not only cost effective, but can be much healthier as well.
These days, getting a part-time job is no easy task, but it’s more than worth it in the long run. If you’re living at home with your parents, there’s no shame in enjoying a home-cooked meal.
If you’ll be buying everyone’s tickets for that upcoming concert, get your friends to pay you back for their expenses.
People too easily blame the president but if Congress works the way it is supposed to then the president would largely be involved in foreign affairs only. Discussing budgets might not be the most exciting topic of conversation, but it’s an important thing to do when you’re planning a group event.
The Sponsor shall have the right at any time to require proof of identity and failure to provide such proof may result in disqualification from the Sweepstakes. Find out if your department at college or university has any part time jobs for students – not only will you make some money, but you’ll be adding valuable work experience to your resume.
If you’re back in the suburbs for the summer, get together with old friends or invite over some new ones, and explore what your town’s got to offer.



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