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Author: admin | Category: Car Loan Canada | Date: 03.02.2015

As part of the savings to trim the deficits, Congress would scrap a special kind of federal loan for graduate students. Congress would also nix a special credit for all students who make 12 months of on-time loan payments.
For taxpayers, the savings taken from the pockets of students will total $21.6 billion over the next ten years, according to the Congressional Budget Office. For graduate students who qualify for the maximum amount of subsidized loans, it could tack several thousand dollars to the cost of going to school.
The money saved by the student loan cuts would help pay to keep Pell Grants, which so far are maintained at a maximum grant of $5,500 a year for some 8 million poor students. A lot of unemployed STEM workers blame H-1B visa holders, and it is true that many if not most employers would rather hire an H-1B than an American or even a green card holder. As with subprime and Option ARM loans, with gains pocketed and losses socialized, the hiring of illegals is a major profit machine for the Crony Boys. Great Post, your concise and well reasoned exposition and thoughts scare the living daylights out of me as to the future of the country (and the utter debt enslavement of those not born to enough family money). I have also read that the total student loan debt has surpassed the total credit card debt! Everything is so far from logical that there’s no explaining to the youth anything, cuz they know more than ever.
I don’t feel sorry for one second for these dumbass idiots borrowing too much to go to school.
It really is a systemic problem where corporations (banks, for profit universities, etc) are being subsidized by government either directly or indirectly taking money from the poor and naive by promising them a prosperous future luring them into lifetime indebtedness. Instead of putting their money into supporting loan products, the government should put that money directly into state colleges. We’re also the only country that has such a huge level of narcissists and fat people.
Many college students study things that have no application in the real world, unless you plan to teach at the college level.
If you are majoring in psychology, history, philosophy, social science you are wasting your money.
Rhiannon, a particular major is indeed a waste of money if you must borrow more money than you can ever expect to be able to pay back on what you’re likely to earn in a particular field. I was an art major, and I will say that it is a wonderful major if it is what you love, AND you do not have to borrow any portion of your school costs and do not have to worry about how you will make a living.
I used to care deeply about public libraries, but that was before they were turned into air-conditioned daycare centers for the poor and downtrodden. If you have internet and a Kindle, you really don’t get much out of the public library system. We shouldn’t be discouraging people from attending college and increasing their knowledge and ability to compete in the job market. How subprime loans keep the bubble going: Subprime auto loans continue to grow as credit worthy customers drop out of the market. Over the last seven years courtesy of the Fed’s low rate policies, auto and student debt has surged in dramatic fashion.  While the shrinking middle class is unable to purchase homes with inflated values, many are still chasing the dream by going into debt for cars and college. The quality of used car buyers is so low that many dealers use GPS to monitor the location of the car. I know of at least two people who drive expensive German luxury cars…but they both live with their family, probably rent free.
The day of reckoning for global total debt – total credit market debt up from $28 trillion in 2001 to $53 trillion in 2012. The compression of generations – 25 million adults live at home with parents because they’re unemployed or underemployed. So-called subsidized student loans don’t charge students any interest on the principal of student loans until six months after students graduated.
That 56% statistic is not an accurate reflection if you take all of the college students who majored in bogus degrees.

I have a degree in Math & Computer Science, plus years of work experience (I was an older student), and I cannot even get a job at Pizza Hut. They only want to earn an income sufficient to support themselves and perhaps a couple of kids in a decent, safe neighborhood, and be able to cover the cost of a minimally decent lifestyle. We are about to discover what a rare privilege it is to choose an occupation just because you love it, and how anomalous is a society that can afford to offer such a high percentage of its population such a privilege. It’s too bad that people feel it needs to be monetized in order to make it worth the time, energy and money spent in acquiring sufficient knowledge. They also have a kill switch that the dealer uses to immobilize the car when the payment is late. It’s funny to see the gold diggers chasing them until their financial situation is revealed. Being burdened with several tens of thousands of dollars of school debt will seriously hamper you in your pursuit of all of these things. If Google and electronic devices sucking info from the cloud don’t make libraries obsolete soon, then the slow wave of municipal fiscal problems will.
During the housing boom I would ofter hear pundits claim they were making housing more affordable by offering innovative loans. Even if new H-1B’s were halted and all current holders deported, American companies would NOT respond by hiring Americans.
If you make, say, $50,000 a year, which is not a high income by anyone’s yardstick, and you have $40K worth of school debt, you will be hard put to it to keep a shacky roof over your head and keep a junk car running after servicing your debt. Have you noticed that libraries are one of the first things shuttered when a town nears bankruptcy? Kids don’t need more loans, they need more affordable schools, and more scholarship and grant opportunities for high achievers. The push to offer more loans in both housing and higher education is what was responsible for the skyrocketing prices of both. THESE VERY SAME ENFORCEMENT AGENCIES, WHO HAVE SWORN TO PROTECT AND SERVE, OUR COUNTRY, AND CITIZENS ,ARE BUT SOME, OF THE CORRUPT,GREEDY TRAITORS .ENGAGED IN THE TYRANNY AND TORTURE.
The school district has moved to a biometric identification program, saying students will no longer have to use an ID card to buy lunch.A  BIOMETRICS TO TRACK YOUR KIDS!!!!!i»?i»?A TARGETED INDIVIDUALS, THE GREEDY CRIMINALS ARE NOW CONDONING THEIR TECH! Paul Weindling, history of medicine professor at Oxford Brookes University, describes his search for the lost victims of Nazi experiments. The chairman of the board at ESL a€” then proprietor of the desert wasteland in Nevada known as a€?Area 51a€? a€” was William Perry, who would be appointed secretary of defense several years later. EUCACH.ORG PanelIn a 2-hour wide-ranging Panel with Alfred Lambremont Webre on the Transhumanist Agenda, Magnus Olsson, Dr.
Henning Witte, and Melanie Vritschan, three experts from the European Coalition Against Covert Harassment, revealed recent technological advances in human robotization and nano implant technologies, and an acceleration of what Melanie Vritschan characterized as a a€?global enslavement programa€?.Shift from electromagnetic to scalar wavesThese technologies have now shifted from electromagnetic wave to scalar waves and use super quantum computers in the quantum cloud to control a€?pipesa€? a reference to the brains of humans that have been taken over via DNA, via implants that can be breathed can breach the blood-brain barrier and then controlled via scalar waved on a super-grid. Eventually, such 'subvocal speech' systems could be used in spacesuits, in noisy places like airport towers to capture air-traffic controller commands, or even in traditional voice-recognition programs to increase accuracy, according to NASA scientists."What is analyzed is silent, or sub auditory, speech, such as when a person silently reads or talks to himself," said Chuck Jorgensen, a scientist whose team is developing silent, subvocal speech recognition at NASA Ames Research Center in California's Silicon Valley. We numbered the columns and rows, and we could identify each letter with a pair of single-digit numbers," Jorgensen said. People in noisy conditions could use the system when privacy is needed, such as during telephone conversations on buses or trains, according to scientists."An expanded muscle-control system could help injured astronauts control machines.
If an astronaut is suffering from muscle weakness due to a long stint in microgravity, the astronaut could send signals to software that would assist with landings on Mars or the Earth, for example," Jorgensen explained.
These are processed to remove noise, and then we process them to see useful parts of the signals to show one word from another," Jorgensen said.After the signals are amplified, computer software 'reads' the signals to recognize each word and sound.
Our Research and Development Division has been in contact with the Federal Bureau of Prisons, the California Department of Corrections, the Texas Department of Public Safety, and the Massachusetts Department of Correction to run limited trials of the 2020 neural chip implant. We have established representatives of our interests in both management and institutional level positions within these departments.
Federal regulations do not yet permit testing of implants on prisoners, but we have entered nto contractual agreements with privatized health care professionals and specified correctional personnel to do limited testing of our products. We need, however, to expand our testing to research how effective the 2020 neural chip implant performs in those identified as the most aggressive in our society.

In California, several prisoners were identified as members of the security threat group, EME, or Mexican Mafia.
They were brought to the health services unit at Pelican Bay and tranquilized with advanced sedatives developed by our Cambridge,Massachussetts laboratories. The results of implants on 8 prisoners yielded the following results: a€?Implants served as surveillance monitoring device for threat group activity. However, during that period substantial data was gathered by our research and development team which suggests that the implants exceed expected results. One of the major concerns of Security and the R & D team was that the test subject would discover the chemial imbalance during the initial adjustment period and the test would have to be scurbbed. However, due to advanced technological developments in the sedatives administered, the 48 hour adjustment period can be attributed t prescription medication given to the test subjects after the implant procedure.
One of the concerns raised by R & D was the cause of the bleeding and how to eliminate that problem. Unexplained bleeding might cause the subject to inquire further about his "routine" visit to the infirmary or health care facility.
Security officials now know several strategies employed by the EME that facilitate the transmission of illegal drugs and weapons into their correctional facilities.
One intelligence officier remarked that while they cannot use the informaiton that have in a court of law that they now know who to watch and what outside "connections" they have.
The prison at Soledad is now considering transferring three subjects to Vacaville wher we have ongoing implant reserach. Our technicians have promised that they can do three 2020 neural chip implants in less than an hour. Soledad officials hope to collect information from the trio to bring a 14 month investigation into drug trafficking by correctional officers to a close. Essentially, the implants make the unsuspecting prisoner a walking-talking recorder of every event he comes into contact with. There are only five intelligence officers and the Commisoner of Corrections who actually know the full scope of the implant testing. In Massachusetts, the Department of Corrections has already entered into high level discussion about releasing certain offenders to the community with the 2020 neural chip implants. Our people are not altogether against the idea, however, attorneys for Intelli-Connection have advised against implant technology outside strick control settings. While we have a strong lobby in the Congress and various state legislatures favoring our product, we must proceed with the utmost caution on uncontrolled use of the 2020 neural chip. If the chip were discovered in use not authorized by law and the procedure traced to us we could not endure for long the resulting publicity and liability payments. Massachusetts officials have developed an intelligence branch from their Fugitive Task Force Squad that would do limited test runs under tight controls with the pre-release subjects.
Correctons officials have dubbed these poetnetial test subjects "the insurance group." (the name derives from the concept that the 2020 implant insures compliance with the law and allows officials to detect misconduct or violations without question) A retired police detective from Charlestown, Massachusetts, now with the intelligence unit has asked us to consider using the 2020 neural chip on hard core felons suspected of bank and armored car robbery.
He stated, "Charlestown would never be the same, we'd finally know what was happening before they knew what was happening." We will continue to explore community uses of the 2020 chip, but our company rep will be attached to all law enforcement operations with an extraction crrew that can be on-site in 2 hours from anywhere at anytime.
We have an Intelli-Connection discussion group who is meeting with the Director of Security at Florence, Colorado's federal super maximum security unit. The initial discussions with the Director have been promising and we hope to have an R & D unit at this important facilitly within the next six months. Napolitano insisted that the department was not planning on engaging in any form of ideological profiling. I will tell him face-to-face that we honor veterans at DHS and employ thousands across the department, up to and including the Deputy Secretary," Ms.
Steve Buyer of Indiana, the ranking Republican on the House Committee on Veterans' Affairs, called it "inconceivable" that the Obama administration would categorize veterans as a potential threat.

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