Planning for pregnancy health insurance

When choosing a health care plan, women should ensure it includes mental health coverage, while mothers would be wise to consider coverage for their children. Insurance agencies are no longer allowed to charge women higher premiums than men, something that had been a barrier to women trying to find affordable coverage.If you don't already have health insurance through your employer, the new health care law's individual mandate requires you purchase it.

The National Partnership for Women and Families cautions that pregnancy-related counseling, prenatal care, midwifery services, enhanced coverage for high-risk pregnancies, labor and delivery services outside of a hospital setting and neonatal care may not be included in every plan.

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