{% load staticfiles otree_tags %} {%if player.has_insurance %}
During this game you have mandatory flood insurance. That means that each year, you pay an insurance premium. This premium is fair, based on the probability of loss, your deductible and the maximum damage.
In exchange, the insurance company will pay a part of your damage in case your house is flooded.
{%elif player.level_deductible == 1 %}
{%else%}
{%endif%}
To protect your house from flood damage, you can invest in protective measures for reducing flood risk of your virtual home. These will not change the probability of a flood, but will reduce the damage if it occurs.
For example, moving your electric appliances to the first floor is such a measure that reduces flood damage.
You can choose how much you want to invest. A larger investment will lead to more damage reduction. {% if player.has_discount %} In addition, your premium will be lowered based on the damage reduction of your investment.
{% else %} {% endif %}