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This study takes place in two parts. The second part of this study examines peoples' decisions concerning payment schedules for themselves. For this, we have designed a series of choices over payment schedules that you can receive. You will be presented with a pair of schedules and asked which pair you would rather receive. One of these choices will be selected at random, and the decision you made for that choice will become your decision-that-counts for part 2. The payment schedule from your decision-that-counts will be paid to you. (Because this part only involves each person making choices for themselves, we do not have to do any of the HEADS/TAILS randomization that we did in part 1.)

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