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Your individual <b>loss</b> for the turn is your individual <b>contribution</b> plus the <b>net damage</b> you received from the disaster. 
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<p>
In this example, you contributed <b>3 points</b>. Additionally, let's say that <b>4 points</b> of the 6 points of the community's net damage was allocated to you. 
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NOTE: The game randomly determes how much of the community's net damage is allocated to players based on their relative hit forecasts. In this example, the hit forecast was 50% (You), 10% (Player 2), and 20% (Player 3). Therefore, on average, you would expect to receive [0.5 / (0.5 + 0.1 + 0.2)] = 62.5% of the net damage. 
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