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<p>
    Brandon has historically outperformed those who chose to invest themselves, and the majority of negative returns he
    received were the result of random market volatility. However, when generating recommendations for past
    participants, he was compensated based on how frequently he invested. Occasionally, he may have intentionally
    over-invested even when he was not confident that it was a good market. This incentive misalignment came at the
    expense of increasing risk and accounted for a small proportion of historical negative returns.

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