Stop foreclosure los angeles 2014,foreclosed homes in valencia california 2014,foreclosures in sacramento 2014,foreclosed homes in garfield nj ymca - Step 2

Contact Mike Lefton and associates to help you stop foreclosure on your home and short sale it today. Yes, it is true that bankruptcy has the power to stop the foreclosure (as long as you file before it occurs) and help you save your home.
In a Chapter 13 bankruptcy, our attorneys would draft a plan to allow you to get current on the defaulted portion of your mortgage (the arrears) over 60 months. In a Chapter 13 bankruptcy case, you also have the option of “lien stripping” junior unsecured mortgages. If you file a Chapter 7 bankruptcy case, it can also temporarily stop a foreclosure (also due to the automatic stay described above).
A rousing speech was presented by a leader of women steelworkers in South Korea, who have been striking the SIRIUS Corporation for the past three years. For those distributing literature, there was constant interaction with passers-by, most of it friendly questions. Rosie Martinez, executive board member and chair of the Latino Caucus of Service Employees International Union Local 721, addressed the forum about the need for unity and organization to fight for justice and against our wealth being given away to the banks.
Chito Quijano, national chair of BAYAN-USA, explained the origins of the economic crisis and motivated for unity and action as the only means to make sure the fallout from the crisis does not all land on the shoulders of workers.
Martha Rojas, co-coordinator of the coalition, spoke about her personal experience going through foreclosure. In Detroit dozens of people, including many victims of home foreclosures and evictions, demonstrated outside the Coleman A. Following those meetings and the continued organizing and outreach done by coalition activists throughout Detroit and beyond, a representative from the mayor’s office contacted the coalition to arrange a meeting.
Coalition members then went to the City Council auditorium and discussed a plan of further action. One community activist pointed at the windows all around, and said, “Don’t think this is small, because you can see how many people are paying attention, even in those windows, and standing over there listening and reading our signs. The rally and speak-out was endorsed and co-sponsored by Buffalo Forum, Buffalo State College Students for Peace, Center for a Livable World, Citizen Action of New York-WNY, Coalition for Economic Justice, Code Pink Buffalo, Green Party of Erie County, International Action Center (member of the Ad Hoc National Network to Stop Foreclosures and Evictions) and Western NY Peace Center. In Baltimore, protesters braved pouring rain to gather at the Federal Reserve Bank for a speak-out and press conference denouncing the trillion dollar bailout of the banks and to announce a statewide campaign to demand emergency measures for workers this winter. Among the emergency measures called for are a moratorium on foreclosures and evictions, a halt to utility shut offs, no layoffs and an extension of unemployment benefits, and no budget cuts.
The speak-out and protest was called by the Baltimore Chapter of the National Network to Stop Foreclosures and Evictions. People feel betrayed by the massive handout to the wealthiest bankers while workers are left to fend for themselves. Demonstrators demanded a moratorium on home foreclosures and evictions, an end to cuts in student loans and a moratorium on state budget cuts.
The Cleveland Chapter of FIST held a protest and speak-out at the national headquarters of National City Bank, just one day after it had been bought out by PNC Bank.
Led by youth from FIST and SDS, nearly 30 people gathered for a rally and speak-out against the bankers’ bailout on Oct.
More than a thousand fliers were handed out to passersby, many of whom stopped to sign a petition for a bailout that would provide for programs people really need.
In Boston about 50 people attended a rally and press conference at Boston City Hall chaired by Miya Campbell of FIST and featuring Boston’s three city councilors of color, Chuck Turner, Charles Yancey and Sam Yoon. Nan Genger of the Women’s Fightback Network outlined the group’s ongoing campaign for an economic state of emergency, linking the shutoffs to the war budget and the Wall Street bailout. The participants are planning further action and vowed to continue until there is no one in Massachusetts without heat or lights this winter. An unanticipated but welcome addition to the October 24-27 Call to Action activities, initially planned by the Ad Hoc National Network to Stop Foreclosures and Evictions, came when San Diego homeowner June Reyno called the Ad Hoc Network office to announce her intention to chain herself to her home of 19 years in the Mira Mesa area rather than submit to eviction. The Network office was able to put her in touch with San Diego activists from the International Action Center and others who stood with her on Monday morning, anticipating the arrival of police, and who were instrumental in bringing out much of the San Diego media to cover her struggle.
Reyno is angry that an offer was made to sell her back the house and then withdrawn when she and her husband found a willing lender. Throughout the country, many thousands of people are being deprived of their homes because of corporate greed and a system that puts profits first and people last.
Sharon Black, Ben Carroll, John Catalinotto, Ellie Dorritie, Kris Hamel, Caleb Maupin, Bob McCubbin, Monica Moorehead, Frank Neisser, John Parker, Paul Teitelbaum and Scott Williams contributed to this report.
Tens of millions of working and poor people are facing the most dire economic crisis since the Depression of the 1930s. Moratorium on budget cuts in all social programs like health care, education, mass transit, youth programs, seniors programs, veterans programs and others. SIGN THE ONLINE PETITION demanding the Feds implement an IMMEDIATE MORATORIUM ON FORECLOSURES AND EVICTIONS, NOW! As one who is deeply concerned that we are currently experiencing the greatest home foreclosure crisis since the Great Depression, I call upon you as the appointed conservator of Fannie Mae and Freddie Mac to Declare an Emergency Federal Moratorium on home foreclosures.
The takeover of Fannie Mae and Freddie Mac by the federal government is a de facto declaration of a State of Emergency by the federal government, brought on by the foreclosure epidemic. Such an action, mandated under federal law, would ensure that the benefits of the takeover extend to the real victims of this crisis, the homeowners entering foreclosure nationwide. On September 17 and September 20, homeowners and activists will be demonstrating in Michigan, California and Massachusetts in support of legislation or executive action at the state level which would enact an emergency moratorium on home foreclosures. As you know, the foreclosure crisis has long since reached beyond its original subprime mortgage holders. The legislation that Congress passed this summer merely promises help to those lenders who voluntarily agree to re-negotiate mortgages.
It’s highly doubtful that any of the bankers that are being bailed out by the government were ever in danger of literally losing the roof under which they and their families sleep. Claim your copy of this stunning FREE Report to discover the 7 Secrets For Stopping Home Foreclosure - Fast! Linked In: Please view our profile at LinkedIn listed as Dave Rozansky Short Sale Expert Los Angeles. Knowing how and when to get help to stop foreclosure auction is critical to stop the foreclosure sale date.

Los Angeles, California - Facing a foreclosure auction on your home or business property can be quite distressing, even for the most calm individuals.
Los Angeles House Buyers Referral ProgramCall (310) 405-0958 with a lead on a house today and if we buy it we'll pay you $2,000 at closing! Patricia was a Las Vegas show girl a few years back… living it up during the Vegas glory days.
Eventually, she decided to settle down in Los Angeles, California, and bought this lovely home. I was a year into trying for a loan modification (no results) when I saw Dave’s sign and called him. I then decided to do a short sale with Dave after he gave me all the information I requested.
He handled everything quickly and efficiently taking care of all the paperwork and made a stressful situation much easier for me to deal with. All the information below is optional, but please do let us know the best way to get back in touch with you. The first option, and the one usually most appropriate if your goal is to save your home, is to file a Chapter 13 bankruptcy. In the Chapter 13 bankruptcy, you will be required to also maintain your regular ongoing monthly mortgage payment.
In a Chapter 7, however, there is no plan to repay the arrears or to ultimately “save” the home by getting current. Their example of struggle despite hardship may turn out to be one of the important lessons of the rally.
A group of Chinese visitors enjoyed photographing each other beside a sign on the Workers World table that called capitalism the problem and socialism the solution. One of the demands of the forum was for a moratorium on foreclosures as well as against the raids targeting immigrants.
Calls were placed to the mayor’s representative, who finally agreed to come to the coalition’s office on Oct.
Jennifer Granholm, formally requesting a declaration of a state of emergency in the city and asking her to use her emergency powers under the law to impose a two-year moratorium on foreclosures and evictions in the city.
The City of Baltimore and the State of Maryland have begun already to announce budget cuts that threaten workers jobs and services. 26, unfurling a large banner reading “Bailout The People—Not The Banks!” The busy intersection was active with hoots and hollers of support, horn-honking and other signs of approval from passersby. The response to the demonstration was overwhelmingly positive, with many passersby honking their horns, raising their fists and even joining in the picket. Chants of “Money for health care, not for bankers’ welfare!” went over well with downtown shoppers and drivers honked horns in support. The councilors called on the governor and mayor to declare a state of emergency and ensure that the thousands of people who are facing winter without heat or light have their utilities service restored. Tony Hernandez, organizer for District Council 35, Painters and Allied Trades, described how the economic crisis is affecting poor and working people in every community. She had been served with an eviction notice, but had been granted an additional 18 days to vacate.
The bank that now holds title clearly intends, instead, to sell the home at a bigger profit, perpetuating the greedy financial feeding frenzy that has produced the present catastrophe of foreclosures and evictions.
By defying the eviction, Reyno is providing an example of resistance to injustice that will resonate among the millions who have or are in danger of losing their homes.
However, clearly it would be preferable for a moratorium on foreclosures to be enacted on a national basis. Instead it is ordinary working people who are finding out daily what it is like to lose that roof. I urge you and all others to act on behalf of the people and enact a moratorium now on all foreclosures.
Their main goal was to make sure that bankers continue to get bailed out while families get tossed out! Many may not realize that Governors, State Legislatures, the President and Congress (as well as the department of Housing and Urban Development) have the statutory authority to declare a moratorium on home foreclosures and evictions during a time of either natural or economic emergency disaster (it’s important to include evictions because record numbers of renters are also losing their apartments).
17, hundreds from across the state of Michigan and beyond demanded passage of SB 1306, a bill that would enact a two-year moratorium on foreclosures. After three months of missed payments on your mortgage, you could be pushed into the foreclosure process with the Notice of Default or Notice of Trustee Sale.
Ever since the economic recession, foreclosure auctions in Los Angeles have been very active. As soon as your case is filed, the automatic stay goes into effect – an order from the court that stops all collection efforts, including foreclosure. If the value of your home is such that there is no equity above the balance of the first mortgage, then you may be eligible to strip away any junior unsecured mortgages in you Chapter 13 plan. The Chapter 7 would eliminate personal liability for the mortgage obligation, although with first mortgages in California, personal liability is almost never a significant issue. 24, after the credit collapse and bailout of the banks, their talks at the corner of Wall and Broad brought many people to a halt.
27 to demand the interim mayor declare a state of economic emergency in the city and formally apply to the governor for a two-year moratorium on foreclosures.
Coalition to Stop Foreclosures and Evictions have sent him three letters demanding a meeting to discuss the state of emergency facing the city and the action he should take.
27 after the demonstration, only to find out that the mayor’s representative was postponing the meeting due to a funeral. Organizers see this as an important step in getting a statewide moratorium passed by the legislature. The rally expressed such clear, intense anger against the rich and against the whole capitalist system that it drew the interest and attention of all the downtown workers waiting for the transit trains just inches away.
Less than one-half of 1 percent of the $850 billion guaranteed to bankers would allow the state to continue providing the essential services working and poor people need and would also prevent the planned mass layoffs of state workers.
As the crisis deepens, affecting more and more working people, organizers expressed a commitment to continue raising these demands against Bank of America and building a working class fight back against the bailout.

Demands to “Bail out the people, not the banks!” and “Money for jobs and education, not banks and corporations!” as well as “no” to massive public sector budget cuts, were met with mixed support from the bankers, but strong support from workers who occasionally joined the protests. Later FIST members went to the Public Square area in Cleveland to distribute Workers World newspaper.
Despite its defunct status, Wachovia is one of many banks responsible for the subprime mortgage scandal and the subsequent tightening of credit markets, and stands to receive $25 billion of taxpayer dollars to fund their acquisition by rival Wells Fargo. More than 100,000 received shutoff notices from the Massachusetts utility companies last May. Since Reyno publicly announced her intention to resist, the police were expected the morning of Oct. As of this writing, Monday morning and early afternoon have passed with no sign of the police.
All three demonstrations will be raising the demand for a national, federal moratorium on foreclosures. Soon, almost 10% of the homes of working families across the country could be in foreclosure.
Demanding “Moratorium Now!” and “Bail out the people not the banks,” protesters held a spirited march, rally and people’s public hearing detailing both the devastation of foreclosures and the people’s will to keep fighting for a moratorium. If you are trying to stop your home from being foreclosed, contact our experienced foreclosure attorney at Consumer Action Law Group for a FREE legal consultation today.Sue Your Mortgage CompanyShould you sue your lender?
The prospect of losing a property in a foreclosure sale is frightening and many people don’t know how best to prevent the loss of their property. The bankruptcy trustee is an appointed third party who oversees your case to ensure it complies with the bankruptcy code.
Also, because there is no provision to repay the defaulted mortgage, a mortgage creditor will likely file a “motion for relief from the automatic stay” which could lead to the automatic stay being lifted early (before the case ends) and would allow the mortgage creditor to resume foreclosure. Wall Street workers stayed to listen for a quarter hour, took literature, asked questions of those participating and thought about the economic crisis that threatens to disrupt life as they know it. The forum was held at Hermandad Mexicana Nacional, located in Panorama City in Los Angeles County. They also demanded a federal bailout for the people of Detroit, who have the highest poverty and unemployment rates in the U.S. Cockrel ignored the letters until coalition activists confronted him at two “meet and greet” community meetings he hosted on Oct. The activists were outraged and a confrontation occurred with city police and members of the mayor’s security detail. For these families, this isn’t a recession—it’s a depression and a national emergency that calls for emergency measures. Whether you are directly effected by the home foreclosure epidemic, or just outraged that the Government seems ready to give hundreds of billions of dollars to rescue banks from failing while doing nothing for those who are losing their homes, join people from around the country in Washington, D.C. There are many good reasons to enter into mortgage litigation against your mortgage company.
They take your payments and are responsible for then paying your creditors according to your plan. Furthermore, the purpose of a Chapter 7 case is to discharge debt, not to stall foreclosure so unless there is a real need to discharge other debt, a defaulted mortgage alone is not a good reason to file Chapter 7.
Led by Gloria Saucedo, Hermandad services the immigrant community with legal assistance and was an initiator of the historic Mar.
All that the politicians offer to people who are losing their homes, jobs, health care, education and pensions are bigger and bigger budget cuts to vital social services. Department of Housing and Urban Development (HUD) Handbook 4330.1 REV-5 and also in the HUD Mortgagee Letter 2005-33, dated August 31, 2005.
Predatory lending practices, California Homeowners Bill of Rights Violations or illegal foreclosure are all valid reasons for filling a lawsuit against you lender. As long as you are making payments on your mortgage, the lender is not allowed to sell or foreclose on your property.Non Legal Methods to Stop Foreclosure ActionOne of the non legal ways to stop foreclosure auction is by negotiating with your lender for a modification on the terms of your mortgage.
Most recently, a Moratorium on Foreclosures was implemented in areas affected by Hurricane Gustav.
Ideally the modification should lead to a lower mortgage payment but may also work by extending the repayment period. The foreclosure attorneys in Los Angeles have been helping clients keep their homes, reduce their debt, and move forward from a very stressful situation.
The lender may choose to lower your interest rate, extend the term of your loan or reduce the principal amount. You do not need to hire a lawyer for a modification.Short SaleIn a short sale, your mortgage lender will agree to accept a smaller payoff on your outstanding amount to allow you to sell off your home and avoid foreclosure auction.
The short sale must be negotiated, and it is best to work with an experienced real estate agent that has a track record of closed short sales with your lender.Deed in Lieu of foreclosureAs a last resort, if you are unable to sell your home via short sale, you may choose to surrender the title for your property to the lender, in return for a release from the obligation to pay the mortgage. Then, they told me I did not qualify for a loan modification and start the foreclose process.
If you have received a notice of default in Los Angeles or anywhere in California, it is best to procure the services of a qualified and experienced  foreclosure attorney . A good foreclosure lawyer can help you renegotiate the terms of your mortgage with your lender, assist you to file lawsuits and bankruptcies, and advise you on the best alternatives to avoid foreclosure auction on your property.About Consumer Action Law GroupConsumer Action Law Group is a law firm dedicated to help consumers in consumer-related matters or consumers that experienced fraud and scam.
The experienced team of real estate lawyers has been able to successfully file law suits against lenders in California that resulted in millions of dollars in principal reductions and manageable monthly payments.
Attorneys in the team are knowledgeable and experienced in the areas of eliminating debt, mortgages fraud, auto fraud, and foreclosures. When we accept your case, we will successfully defense your home from being foreclosure.Consumer Action Law group attorneys will applied the law to keep your home, prevent foreclosure and your right through expert representation and counsel.
Our attorneys takes pride and provides best foreclosure defense option for homeowners throughout California Proven History of Success Professional, Friendly, Customized Service Trusted by Homeowners and Consumers 100% Transparent Communication 100% Free Initial Consultation TALK TO A LAWYERSe Habla EspanolFree Legal Advice (818) 254-8413 Your Resident State * Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Best Date to Call:* CAPTCHA Code:* Follow Us Client Reviews Need Help?

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