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12714 San Clemente St, Houston, TX 77066 Foreclosed Home Information - Foreclosure Homes, Free Foreclosure Listings, Bank Owned Properties. This is houses for sale and foreclosure listings overall search with no email or credit card required.
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This Other property situated in 12714 San Clemente St, Houston, TX 77066 is currently for sale and has Active status. If you manage this site and have a question about why the site is not available, please contact us directly. Houston’s 77449 ZIP code, on the northwest side, made the top 100 in the nation for 2007.
Bear Creek Meadows has also suffered because developers sold packages of homes to buyers who planned to rent out the properties.
By foreclosing on a home, they are seeking to regain some of their capital by selling the home either in an auction situation or through the HAR multiple listing service (MLS).In extreme foreclosure cases, the property may not be worth enough to completely cover the borrower’s debt to the lender. The area saw rapid growth in the early part of the decade, with retail strip centers and a sea of new homes popping up almost overnight.

The neighborhood was developed about five years ago, with houses priced in the $120,000 range and marketed to first-time buyers. In this case, not only will their property be taken away from them but they will also have the outstanding balance due to the lender.Two Types of Houston ForeclosuresIn Houston there are two types of home foreclosures, should the lender decide to go through with proceedings. On almost every street, with names such as River Bottom Road and Cannon Fire Drive, properties are now vacant. The first type is known as “deed in lieu of foreclosure,” to pay for the missed mortgage payments. Once a notice is received, it’s important that the homeowner contact the lender to arrange for payment.
Houston lenders can sometimes be  understanding and will often review the homeowner’s financial situation before making any drastic decisions.
Lenders don’t usually want to foreclose either as it means the added cost and time of selling the home themselves.
Therefore, the homeowner and the lender should work together to devise a plan that does not include foreclosure.Potential Options to Avoid Houston ForeclosuresA Partial Claim is an option that will give the homeowner an interest-free loan. This loan will be used to cover the mortgage payments and the lender will often work for the homeowner in helping them get this loan.

To qualify, the homeowner must have missed at least four mortgage payments, but not exceeded twelve missed payments. The loan needs to be obtained before the home is in foreclosure status and the homeowner needs to be able to begin making payments in full immediately.Special Forbearance is a process in which the lender and homeowner will meet and attempt to make an arrangement that is suitable to both of them for repaying the loan.
The lending company is often the main force in these discussions and the options available will greatly depend on them.Bankruptcy is a common alternative to foreclosure. Although bankruptcy does show as a large negative on a credit report, it is better than foreclosure.
Because this is such a drastic step, homeowners need to speak to a lawyer before they make the final decision.Many homeowners also choose to sell the property on their own if their home is nearing, or already in, foreclosure.
950 Corbindale, Ste 100, Houston TX 77024 All information is subject to change and should be independently verified.

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