Foreclosures in niskayuna ny ge,foreclosure homes tulsa 31st,homes in brentwood ca 94513 for sale - You Shoud Know

From a story today at Housing Wire by Jacob Gaffney, we learn that the number of homes with mortgages owned by government sponsored entities (GSEs) Fannie Mae and Freddie Mac entering foreclosure is at an all-time high, and is still increasing.
The increasing foreclosure rate may be attributed to borrowers falling out of government mortgage modification programs, or it could be an increase in strategic defaults, which are increasing rapidly amongst more expensive homes.  As home values continue to decline, we may see even more strategic defaults as underwater borrowers decide it is no longer worth it to pay the mortgage. Apparently foreclosure rates amongst mortgages that are not owned by Fannie or Freddie have remained stable.  This discrepancy between foreclosure rates on agency and non-agency mortgages is not explained in the article. In my opinion, the reason for the large foreclosure rate for Freddie Mac loans is they take too long to review for HAMP.
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This Single Family property situated in 3015 Little Stone Way Alpharetta, GA 30004 is currently for sale and has Active status. According to a study by Lender Processing Services cited by the article, the rate foreclosure starts are increasing by is the fastest pace yet. View all required contact information like name, phone and email, realty firm name and address.
We had to start the process all over again because they clear their files out every 60 days.
Four months later, another phone call telling us we didn’t qualify for HAMP but they would try and put us in another program.

We followed their rules and the rep told us to make more money and then we would qualify for these programs.

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