When Sam Merrick (Rory Culkin) is beaten up by local bully George Tooney (Josh Peck), Sam's older brother Rocky (Trevor Morgan) and his friends Clyde (Ryan Kelley) and Marty (Scott Mechlowicz) plan to pretend it's Sam's birthday to "invite" George on a boat trip in which they would dare him to strip naked, jump in the lake, and run home naked. But when Sam, his girlfriend Millie (Carly Schroeder), Rocky, and Clyde see George as not much of a bad guy, they want to call off the plan, but Marty refuses. Will the plan go ahead as planned?