23.03.2016

Buying a fannie mae homepath homes jobs,hunter outdoor floor fans,cool breezes ceiling fan parts accessories - For Begninners

Author: admin  //  Category: Big Ceiling Fans


Coming up with a down payment for a first home is one of the biggest stumbling blocks for buyers. So if there's an option out there that helps buyers get into an affordable home with a lower down payment, why isn't anyone screaming the name from the rooftops? As you heard, HomePath Mortgage can be a popular option for home buyers in today's housing market. You can learn more about this home buying option whether you're a first time home buyer, an investor (some of the requirements differ for investors) or you're buying a second home. Down payment and terms shown are for informational purposes only and are not intended as an advertisement or commitment to lend. Let's take a look at what HomePath is, and what kind of homes you might be able to buy with this mortgage loan option.


In other words, they're houses that were foreclosed by mortgage investor Fannie Mae, and now the investor wants to get qualified buyers back into these homes. Fannie Mae offers the HomePath Mortgage option to help buyers get into a house owned by Fannie Mae. On top of a down payment, buyers usually have a few other costs like cash to close and moving costs. The guide is just 9 pages, an easy read but full of information about this mortgage loan option.
HomePath requires a 3-percent down payment, does NOT require an appraisal (saving you money) and allows for seller contributions. The Fannie Mae Homepath Renovation Loan is a conventional renovation loan option available only on Fannie Mae owned properties.


With the Fannie Mae Homepath Renovation loans there are significant pricing adjustments the greater your LTV is.A pricing adjustment is a fee based upon risk. Lower credit scores, higher LTV’s, property type and occupancy type are all factors that influence the pricing adjustments. These pricing adjustments are reflected as points that will be charged at closing.This program is one of the few that allows investors to purchase run down homes and rehab them. And be sure to take the before and after pictures!Scott StoraceIf you like this post please share it!



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