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The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
People might consider applying for a personal loan for various purposes such as buying a new car, hosting a party or wedding or paying other minor debts. A loan can be defined as a financial contract between two parties in which one party lends the other party a specific amount of money which is to be paid within a specified amount of time. Instances where you have credit cards, savings or loans from other financial institutes, you must provide your most recent bank statement covering at least 3 months.

Personal loans can be acquired easily as long as you have a good credit card history and valid personal documents.
IMPORTANT NOTE: The information contained on this page, and the links from this page, are of a general nature. Make personal appointments if you are not comfortable with timelines, documents or necessary materials.
Unsecured loans, which are also known as personal loans, are those which don’t require an asset.

This is why you need to know what to prepare when applying for a personal loan in Australia.

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