SB2462 101ST GENERAL ASSEMBLY



101ST GENERAL ASSEMBLY
State of Illinois
2019 and 2020
SB2462

Introduced 1/15/2020, by Sen. Linda Holmes

SYNOPSIS AS INTRODUCED:
215 ILCS 5/143.10d new

Amends the Illinois Insurance Code. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a dog found to be vicious under the Animal Control Act upon the insured property. Provides that an insurer that issues a policy or contract insuring against liability for injury to any person or against liability for injury to or destruction of property, arising out of ownership or lease of residential one, 2, 3, or 4 dwelling real property, may not cancel, charge, or impose an increased premium or rate for or refuse to issue or renew that kind of policy or contract based in whole or in part upon the harboring of a specific breed of dog upon the insured property.


LRB101 16819 BMS 66217 b

A BILL FOR

SB2462LRB101 16819 BMS 66217 b

1 AN ACT concerning insurance.
2 Be it enacted by the People of the State of Illinois,
3represented in the General Assembly:
4 Section 5. The Illinois Insurance Code is amended by adding
5Section 143.10d as follows:
6 (215 ILCS 5/143.10d new)
7 Sec. 143.10d. Homeowner's liability insurance.
8 (a) An insurer that issues a policy or contract insuring
9against liability for injury to any person or against liability
10for injury to or destruction of property, arising out of
11ownership or lease of residential one, 2, 3, or 4 dwelling real
12property, may cancel, charge, or impose an increased premium or
13rate for or refuse to issue or renew that kind of policy or
14contract based in whole or in part upon the harboring of a dog
15found to be vicious under Section 15 of the Animal Control Act
16upon the insured property.
17 (b) An insurer that issues a policy or contract insuring
18against liability for injury to any person or against liability
19for injury to or destruction of property, arising out of
20ownership or lease of residential one, 2, 3, or 4 dwelling real
21property, may not cancel, charge, or impose an increased
22premium or rate for or refuse to issue or renew that kind of
23policy or contract based in whole or in part upon the harboring

SB2462- 2 -LRB101 16819 BMS 66217 b

1of a specific breed of dog upon the insured property.
2 (c) This Section applies to policies and contracts of
3insurance, delivered, issued, or renewed on and after the
4effective date of this amendatory Act of the 101st General
5Assembly.