FLEX LOAN SCENARIO ANALYSIS    
This calculator will help determine if using our Flex Mortgage Program will make sense for your needs.    
   
           
New Home Purchase Price      
$      
Down Payment on new home (minimum 10%)      
%      
Local Home Market Appreciation Rate      
%      
Home many months until you qualify for a Traditional Home Loan?      
#      
Proposed Flex Mortgage Interest Rate      
%      
How much are you currently paying per month in rent? (see Loan Originator)    
$      
           
         
ANALYSIS FINDINGS   ANALYSIS FINDINGS  
Part 1 
Part 2  
COST/ BENEFIT ANALYSIS OF USING FLEX LOAN ANALYSIS OF NOT USING FLEX LOAN  
BENEFITS COSTS  
Buy the home you want, at today’s market price    By waiting, you could pay a higher market price for the same home.  If market trends continue, you could pay as much as  
   
Potential home value increase.
If current trends continue, you could see a property value increase of
  As you pay rent, you miss out on any potential appreciation.  If current trends continue, you could be missing out on a property value increase of  
   
Mortgage Tax Deduction Savings
During the time you wait, you could be earning a deduction of approximately
-1 No Mortgage Tax Deduction Savings.
As you continue to rent, you could be missing out on a deduction of approximately
 
   
Mortgage Interest Paid   As you wait, you continue to pay rent payments of  
   
NET GAIN Proposed
Payment
   NET LOSS Current Rent  
         
Using Flex Loan your potential Net Profit could be as much as   By waiting for traditional home loan, your potential net loss could be    
   
 +property tax  and homeowners insurance