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From my experience, making an insurance claim is a bit$h without knowing exactly what you own and how much you paid for it. Strengthen and establish an insurance claim in case of fire, robbery, or a natural disaster.
Do the digital thing by finding free home inventory software (freeware) or by buying a trusted brand.
I used to have one of these, but not since the new home and it’s time to update and take new photos.
Before I moved into my school’s housing, I made sure that I accounted for everything that I am bringing.
I find that using Microsoft Excel really helps in keeping inventory at home and at the office. I also urge people to buy a small or medium sized fireproof safe to keep their inventory in. Resumes are typically short one (sometimes two) page summaries of a job seekers experiences, skills and qualifications. This page can help you in your efforts by cutting to the chase and giving you FREE access to many professionally written, incredibly designed and industry targeted resumes. To stand out and be successful a resume must make an immediate good impression with the employer, and link your competencies with the employers needs.
If you really want your dream job then you must do everything within your power to get it. Your resume is a vital part of your job-search toolbox, it has two aims, firstly to capture the reader’s attention and secondly to reflect everything positive about you. Give examples of how you benefited previous employers (companies want to employ someone who can aid and advance their organisation).
Do not use very small type, a person having to read dozens of resumes in a afternoon is very likely to give up on one that is in very fine print or is crammed and crowded.
Also bear in mind that if you do get to the interview stage your interviewer may speak the language you claim to know. However your hobbies are usually of no interest to most employers and subsequently it is a section of your resume that will not always be read. Volunteer work can imply initiative, strong social involvement, and significant social experience. When applying to a leadership or management position you might want to note your involvement in competitive team sports. For an engineering or mechanical position, you might omit your interest in sports and instead mention that you enjoy working on your dirt bike or restoring old cars.
Your love of skydiving could make you seem like too much of a risk taker for some companies. If you are applying for a desk or office job then you might not seem compatible if all of your hobbies are outdoor, physical activities. Reading and writing is typically done in isolation and perceived as not very compatible with teamwork or customer service positions.
Unless you are applying for a job as a comedian do not attempt to be funny or include any jokes, it can make you seem unprofessional and immature.
If you have worked for a prestigious company or someone who is well known in your industry, then be sure to mention this. With the exception of governmental positions, which may require this information, your nationality should be omitted.
Any information you give should not reveal the actual names of your current or previous employers’ clients.
Do not use coloured paper, as it can overshadow the content of your resume, instead always use clean white paper with a minimum density and weight of 90gsm. There are some employers out there who will check this to see whether you have written the resume yourself.
Keep it fresh and current by updating it with the latest training programs and other academic qualifications that you have gained. Do not jam your resume with text, use white space between the words, lines and paragraphs to improve the legibility of your resume. Nothing is more convincing and appealing to a prospective employer than a clear, specific and concise explanation of how you contributed to a previous employers’ success. In this section recruiters will basically be looking for clues about the type of worker you are.
If you have worked for a prestigious company or market leader in your industry (if you have then certainly mention this).
Who knew that discombobulated Barbie doll heads, rustic farm barns, and a big old stack of denim could wreak so much havoc on my inbox.
I went undercover and did a price check experiment at Costco to see if shopping at a wholesale club is worth it, even after paying membership fees and enduring long lineups with reams of toilet paper. I stretched a single organic chicken into 22 healthy meals for just $49 bucks, and you loved it.
I did a magic trick by packing ten days of travel clothing into a single carry-on suitcase, and this post got forwarded to probably everyone who owns luggage.
You wanted to get fit and not spend a bundle at the gym, so I shared my workout log with you. I created this grocery list to help you find affordable (cheap), healthy, and delicious foods while grocery shopping, fast.
I sliced turkey, counted crackers, weighed cheese, and added up the total cost for a less expensive lunch box friendly snack. You wanted to get down to the business of paying down your debt, so I shared my debt-busting tools with you in my popular budgeting series.


I’ll never forget the feeling of graduating from school with my degree in one hand yet starting a new life with 17K of debt in the other.
I just barely found your blog (even though I’ve been around in the financial blogosphere for nigh unto a year) and LOVE it! I picked some storage areas to try out different types of LED bulbs before committing to using them in frequently occupied rooms. One final suggestion, after testing the light’s hue and brightness in an out-of-the-way area, try to switch to LED lighting first in the rooms you use most frequently to get the biggest bang for the buck. I’ve seen the diva cup in Nature’s Fare but was too intimidated to pay forty bucks! How does one extract their investments from an investor so as to find a better deal and save MER fees? Whichever card you choose, make sure you get another no-fee card from the major competitor.
If you don’t want the US government snooping in your personal affairs, try to find a bank card that does not use a US clearing house, as those ones are all subject to new US laws. I have been receiving your emails for years now, and have always found them interesting and useful.
Since stuff can be replaced in times of disaster, it just makes sense to create a home inventory listing all of your possessions. Creating a mini movie with a room-by-room playback is very valuable when making an insurance claim. Use home inventory software to document your stuff by room, upload photos, and make digital copies of receipts. What use is a home inventory if it burns in a house blaze or gets whisked away in a whirling twister?
When I was a student renting a little apartment, I would have benefited greatly from having a simple catalog of all my stuff.
A listing of all your stuff can really help when dealing with the unpleasant task of making an insurance claim. Taylor is the creator and lone writer of Squawkfox, a personal finance blog where consumer savvy is fun.
They are often the first contact an employer has with a prospective employee, and are used to screen job applicants and learn more about them. Job seekers usually end up creating many drafts before they feel comfortable with the end result. This is a resource page aimed at helping you to write a resume that will give a well-organized and concise presentation of the most relevant information about you. This is because they need resumes to find suitable candidates to fill their vacancy’s, however they very often have to read through piles of poorly written resumes to find the right one.
Use it to show where you worked, what you learnt, and how your skills and experience are relevant to the job you’re applying for. These are basically verbs that can make you stand out by putting more emphasis on your experience and achievements. However you should note that a keen eyed recruiter may be able to roughly work out your age from your career history and academic qualifications. Hiring Managers are likely to quickly discard candidates whose resumes are difficult to read or have the key information buried under a morass of less important text. Do not include your work number unless you have a private office where you can take phone calls without being overheard.
It’s also not wise to use unusual fonts, as apart from making it hard to read it can also be difficult to scan electronically. Hiring managers can be very picky and after a quick glance will discard those that have spelling mistake’s or appear disorganized. It also takes up premium space which can be used for more relevant information which the recruiter will be interested in. First of all as you are likely have more hobbies and interests than you can include in your resume, only include those that are related to the job you are applying for, or that you think will interest the employer the most. Humour is a subjective thing and since you have no idea who will be reading your CV and whether they have a similar sense of humour to you it’s best not to take any chances. Remember that Hiring Managers will have a stack of CVs to go through, their time is limited and so is their patience.
The golden rule is that it should be as concise as possible, but long enough to entice a hiring manager to call you for a job interview. As long as you are either a native to the country in which you are applying or can provide a suitable working visa, there is no need to explain where you are from. Also be careful about disclosing confidential information about a previous employer’s sales figures or business turnover etc.
After you have finished writing it and before you send it out have your resume reviewed by a competent person.
They believe that employers already know that virtually all serious applicants have referees and if required they can be supplied separately.
The purpose of this section is to impress the employer with your abilities and to cause them to want to ask further questions about your work performance.
It’s a place for you to show off your desirable traits and to prove your future value to prospective employers. Mention points which were particularly noteworthy or interesting and which will show that you brought a different perspective to things. I gave you 50 (fifty) ways to painlessly stash some extra cash without losing a limb or getting a second job.
With a million pageviews in 2011, this viral post shares the secret ingredient in a Starbucks Frappuccino.


Some of you spewed coffee onto your keyboards (sorry), while others chuckled over my eating crow. Within the span of 24 hours, this snarky post hit the front pages of Digg, Delicious Popular, and Lifehacker. This post went a little viral after being featured on the front page of Lifehacker for two days, and the social media attention from StumbleUpon, Facebook, and Twitter together pushed the popcorn pageviews to over a million before year’s end. You could save tens of thousands of dollars by getting in the know and making less costly investing decisions. With front page mentions on Lifehacker and mommy blogs around the world, I can’t complete this list without a frugal snack attack. Yeah, I’m sure we’ve all dreamed of making a million, but have you ever figured out what it takes to get there? This is important because LED bulbs come in different types such as Blue, White, Warm, etc. If the light tone is acceptable I’ll order more and put them in the living room, bathroom, etc. When the time came to make a claim, I had no idea how many CDs I owned, or the worth of my wardrobe.
We’ll be moving at the end of the year so I was just going to take pictures of everything as it was getting ready to be loaded into the truck, but a list will help me make sure I got it all AND keep it organized. Although it won’t improve my memory, I would keep these lists both as hard copies and online. I downloaded Kerry’s document and simply uploaded it to there where I can still edit it from anywhere. These unique examples, which you will not find on any other sites, are all fictionalised, with most (but not all) being in PDF format. Right here you will learn the basic rules of writing one, and also have access to free resume templates that you can customise and use to create your very own personalised interview winning document.
Be sure to check your emails and voicemails regularly to make sure you do not miss any messages left by prospective employers.
Currently most CV experts agree that it should ideally be one page long, however its final length really depends on your experience and the type of job you are applying for, which in turn means it can be two pages long if need be.
Once it has been saved to your prospective employer's hard disk your resume should be easy to identify. Ask them to critique your resume for its appropriateness, errors, typos, or misspelled words. Therefore if you plan to send in your resume as a MS Word document or a PDF, check its properties first. This tough-love post got a big mention in Rob Carrick’s Globe and Mail roundup Broke? Brimming with several chicken recipes and boasting endless clucky ideas, it just goes to show ya how much money can be saved with a simple plan, a few frugal ingredients, and a slow cooker or a crock pot.
Everyone who downloaded these three goal-setting worksheets knows what I’m squawking about.
If you like the warm lighting in your living room then you may be shocked at the bluish tint given out by your new LED lighting.
If the Luman level isn’t quite high enough for a big room I can always replace our ceiling fan with one that has built-in lamps (also refitted with LEDs) to provide even more lighting. So be sure to keep your notebook, video, or digital back up on CD and place it in a safe deposit box. For all of these reasons they should be well written, concise and only include information that the employer will be interested in and finds relevant. They will give you an excellent idea of how to organize information, create emphasis, and describe your accomplishments. Our templates have been professionally designed, are of the highest quality and contain powerful industry specific keywords intended to grab the attention of recruiters and get you noticed. Don’t risk throwing away all of your hard work with one small spelling mistake which could blow your chances. Do this by going to the File menu of a MS Word document and clicking on Properties then look at the Summary and ensure your name appears in the Author box (if it doesn't then simply enter your name there and save it). Since I snap every picture on this site myself, the posts with photos are the most time consuming, and thankfully among the most popular with you guys.
The cost is just our time — which is substantial, so I very much appreciate your praise. That way if your house burns down or a separation happens, an online list exists to give insurance companies or lawyers. Each template is aimed at a specific industry sector and has been formatted using margins and bullet points, making it easier for key elements of an individual’s strength to be quickly identified. For new bloggers without the programming prowess, I highly recommend starting with a free theme (just Google around) and then try to write some content.
Generally speaking, I find the most expensive cards are not worth it, even though I do put a lot on the card. If blogging quickly becomes something you love, I recommend buying a theme (Thesis or Frugal are popular) and customizing your site from there.




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