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If you want to sign a check over to somebody else, include their name with your endorsement. Alternative SolutionsIdeally, you should pay the person another way: cash the check or deposit it yourself if you want to avoid any hassles. There are numerous ways to send money online for free, and those methods might be a lot easier than dancing around bank policies. Then, pass the check on to that person so they can deposit or cash it.Will the Bank Allow It?Banks might not be willing to cash or deposit checks signed over to somebody else.

Yes, banks can cost money, but not having an account probably costs you more - in both time and money. Plus, there are several ways to get free checking accounts, especially at local credit unions and online banks.Never used a credit union?
Learn how they work.How to get free checking Find out why you should try online banking Depositing a Check for Somebody ElseIf somebody asks you to deposit a check written to them, think carefully before you do so. For example, things might go more smoothly if you go to the bank with the person depositing the check (bring ID, of course) so the bank has more confidence that nothing fishy is going on.

Your bank will often allow you to get cash from a check immediately (or the funds will show up in your available balance, making it look like you can spend all of that money if you want to).

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