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ICICI Pru iCare Plan is an online term insurance plan which offers high insurance cover at affordable premiums. In the Accidental Death Benefit rider, an amount equal to sum assured or Rs.50,00,000 (whichever is lower) will be paid to the nominee in case of death of the policyholder due to an accident.
Maturity Benefit – There is no maturity benefit, survival benefit or paid-up value under iCare as it is a pure term plan. Income Tax Benefit – Premiums paid under a Life Insurance premiums are exempted from taxable income up to Rs.
The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. You stop paying the premium - If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period.


You want to surrender the policy – There are no surrender benefits under Regular Pay option for this plan. You want a loan against your policy – There is no Loan facility available under this policy.
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This is a pure risk protection plan offering instant life insurance cover and is available for online purchase without any agent intervention. It can however be re-instated the policy within 2 years of lapsation by paying up all due premiums with interest. ICICI Pru iCare has 2 options – Option 1 where death benefit is equal to Sum Assured and Option 2 which comes with an Accidental Death Benefit rider.


Amount paid to nominee is also tax-free according to section 10(10D) of the Income Tax Act.
At ICICI Prudential Life Insurance, we have a range of plans that have been uniquely designed keeping your needs in mind.ICICI Bank Ltd.



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