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It really comes as no surprise that more and more people are starting to budget as the economy tightens up. In an effort to help out some of the new budgeting converts, I decided to put together this article as a means of consolidating a bunch of budgeting resources. This is budgeting worksheet I created that I use when I am trying to add up my total monthly expenses and compare them to my income. A few years ago after getting frustrated with finding myself in debt every year after Christmas, I decided I needed to take some steps in the right direction by budgeting for Christmas. If you are following the recommended Debt Snowball as a means of paying down your debts, then this worksheet might be helpful. I’m sure others have been looking for an automated or premade budgeting worksheet too.
Establishing a budget and sticking to it is not easy, but it is the best way to be in control of your finances. This household budget worksheet is adapted from David Bach’s book, Smart Women Finish Rich and helps you determine what you spend monthly in the eight most important categories. Alternatives for Simple Living has a simple-to-use worksheet for planning the holiday budget.

This entry was posted in Finances and tagged Budget, worksheets on 2009-12-15 by Christine.
A simple budget is a great place to start if you are trying to get a handle on your finances. Disclaimer: This simple budget spreadsheet and the information on this page is for educational purposes only.
It allows you to budget specific amounts for the month and then compare the figures after the month’s end to see your areas for improvement. It is simple and will help college students create a budget to keep them in line financially. So, what we did was created a list of everyone who we could imagine buying gifts for that year and we used this worksheet to stay within our budget. We should have to work to appreciate the final resuld of better money stewardship, however, if that were the case, I don’t think anyone would budget.
If you have been around here for any length of time you know that I was converted to budgeting and have been thrilled at how liberating it has been.
So I created a worksheet that I still use 2 times each month that allows me to schedule and pay the bills on time!

The Fool offers this great Home Buying Worksheet to determine how much home you can really afford. For something a little more detailed, try our budget planner or weekly budget spreadsheets. Yes, I said liberating – I believe that budgeting should be fun and if done properly, it really makes your life a whole lot more peaceful.
So hopefully you will be able to find a worksheet that will help you create a better budget! To find out more specifically how to benefit from this worksheet check out this article… Your financial life on one page.

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