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Starting January 1, the new rules put out by the Consumer Financial Protection Bureau kick in, which places bright lines around what the agency considers ability to repay, and also limits points and fees on loans. Together with manufactured home owners, professionals and other people of good will, supporting HR 1779 will provide the relief needed from the unintended consequences of the legislation which has caused the CFPB to issue the regulations that will limit financing on housing that costs less than 100,000.
Rationalizing and pushing the debt limit: The academic battle to open the gates on unlimited digital debt monetization.

If you enjoyed this post click here to subscribe to a complete feed and stay up to date with today’s challenging market! The day of reckoning for global total debt – total credit market debt up from $28 trillion in 2001 to $53 trillion in 2012. The compression of generations – 25 million adults live at home with parents because they’re unemployed or underemployed.

If a borrower debt to income ratio is above that level, they’ll be able to sue the lender for making a loan the lender “knew” the borrower wouldn’t be able to repay.

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