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11.03.2014
Matthew Ross was featured by his local newspaper for his excellence in high school football, basketball and baseball.
In an industry sadly bereft of honesty one young aspiring banker, Matthew Ross took the time to write a cover letter that so impressed the individual it was meant for that he in turn decided to share it with other Wall st executives for its candor which of course then led it to being shared by other executives, social media and so forth. Perhaps what makes the letter most interesting is not only its candor but the suggestion that Wall st bosses are from time to time willing to overlook the traditional pedigree qualifications they insist is the best fit which might be a backhand way of saying maybe Wall st bosses are starting to come clean with the notion that just because you know such and such and were educated at a premium entity doesn’t necessarily mean one has the pizzaz to excel, the integrity or ability to make good decisions or simply the discipline and resolve to do anything it takes to get ones foot through the door.
Recent CommentsCatherine Crago on Marcus Gottsche gets 22 years for killing friend who ate leftover sandwichOliver Grant on Why? Dorchester County has over 1,700 miles of shoreline bordering the Chesapeake Bay and major stream tributaries such as the Choptank River, Marshy Hope and Wright’s Branch. Most homeowners’ insurance policies specifically exclude damage caused by flood waters or from rising water from inadequate drainage and wind-driven rain. Fortunately, flood insurance is available to Dorchester County homeowners of property located in the floodplain through the National Flood Insurance Program (NFIP). The NFIP offers flood damage protection to communities, such as Dorchester, that have worked to manage and reduce the dangers of local flooding.
NFIP coverage is available to any Dorchester County owner or renter of insurable property.  It does not matter whether your flood risk is high or low. Community Rating System (CRS)The National Flood Insurance Program (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.


Floodplain information and NFIP brochures are available at the Dorchester County Planning Department and the Dorchester County Library. Dorchester County Planning and Zoning Staff can also assist with the following flood map information by calling 410-228-3234. Flood insurance rating information such as FIRM zone, panel number, suffix, panel date, index date and regulatory base flood elevation. FEMA elevation certificates if available. Dorchester County available elevation certificates for properties within the SFHA. On December 17, 2012, FEMA is launching the Online Letter of Map Change (LOMC) - a new way to submit a request to change a property’s flood zone designation. Starting December 17th, applicants can use this new website to request a Letter of Map Amendment (LOMA) instead of using the MT-EZ paper form.
The Elevation Certificate is an important administrative tool of the National Flood Insurance Program (NFIP). Dorchester County Floodplain Ordinance (pdf) County adopted Floodplain Management Regulations. Of course what makes the letter a little sad is the fact that the applicant might be wasting his integrity and good attitude in an industry sorely lacking in those very qualities…. Deon Frasier and Michael Dupree Tyler rob and shoot dead good Samaritan who came to their aidSyd on Love triangle: Jason E Huston shoots dead fellow wrestling coach, teen student then selfPhantombite on Why?


If you would like to purchase flood insurance, please contact any licensed property insurance agency or broker. The new Online LOMC application allows anyone to electronically submit required documents and property information when they are requesting FEMA remove their property from a Special Flood Hazard Area (SFHA).
A LOMA is a letter from FEMA stating that an existing structure or parcel of land will not be inundated by the base flood. Residents are at risk from tidal flooding, strong winds, storm surge and heavy rains that can cause destructive flooding in both waterfront and inland areas.
There is usually a 30-day waiting period after premium payment before the policy is effective.
LOMA-eligible requests must be concerning properties on naturally high ground, which have not been elevated by fill.  FEMA will roll out more features in the coming months! The CRS classes for local communities are based on 18 creditable activities, organized under four categories.



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