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As a Pioneer, you could receive exclusive savings on Liberty Mutual Auto and Home Insurance.1 We offer personalized coverage, Multi-Car and Multi-Policy Discounts, 24-Hour Claims Assistance and more. 1Discounts and savings are available where state laws and regulations allow, and may vary by state. Natural disasters and fires - unexpected and devastating - are a primary reason to carry home insurance. Another important component of home insurance is liability, which pays damages to others in certain situations. You can often save money by getting home insurance quotes from your car insurance company, so that you get a "bundling" discount.
In fact, "earth movement" in general isn't covered, which includes sinkholes, landslides and mudslides.
In parts of the country prone to hurricanes, homeowners must buy windstorm insurance to cover wind damage.

Flood damage is also not covered under homeowners insurance policies, but homeowners can buy flood insurance. When you look for home insurance quotes, make sure your agent includes any of these additional coverage types that you want. We collected data for 15 large companies in each category, so not all companies are represented in the study. QuinStreet does not include all insurance companies or all types of products available in the marketplace. Home insurance coverage types include property damage, additional living expenses and liability.
For example, if someone is injured on your property and sues you, your liability coverage will kick in for their medical bills. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

The "discounts" and "coverage options" information for auto insurance carriers also does not affect the scores. And coverage for "additional living expenses" pays your extra costs for living away from home when your dwelling is uninhabitable due to a covered event. Consumers answered questions about their levels of satisfaction with their insurers, and each answer was assigned a point value.

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