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Scouring the available droptops, we’ve come up with this list of the top 10 best convertibles under $20,000. 2006-2008 BMW Z4 – Fun-to-drive is what instantly springs to mind when considering the BMW Z4. 2008-2012 Ford Mustang – The original pony car, the Ford Mustang in convertible guise is certain to bring a wide grin to the smart shopper who can nab a used one for under $20K. 2010 Mazda MX-5 Miata – What an unbeatable combination: refinement, precise handling, affordabiity. 2007-2008 Jeep Wrangler Unlimited – Although pricing on used 2007 and 2008 Jeep Wrangler Unlimited models can exceed the $20K mark, some deals are available, although you may need to search a while to find them.
2013 Smart Fortwo – The smallest production car sold in America, the Smart Fortwo is more than three feet shorter than a Mini Cooper.
2005-2006 Audi A4 Convertible – You’ll have to go back a few years to find an Audi convertible under $20,000, but we’ve done some legwork and found two model years that fit. 2002-2004 Porsche Boxster – No doubt about it, the Porsche Boxster offers supreme handling characteristics, plenty of power, and, last but not least, classic Porsche styling.

2008-2012 Mini Cooper Convertible – For unique style, inexpensive top-down driving and a fun small car to park in the driveway or garage (or at school), check out the 2008-2012 Mini Cooper convertible.
2002 Chevrolet Camaro – Before going on its long hiatus, the 2002 Chevrolet Camaro convertible offered plenty of top-down driving enjoyment.
Still, top-down excitement will soon be in the air, so thoughts naturally turn to the best convertible buys out there in the used-car market. For the model years of 2006-2008, buyers today can find wallet-friendly choices in the used car market. There are bargains to be had, but you’ll need to decide if a V6 is going to suffice or if you absolutely must have a V8. Some 2007-2008 Jeep Wrangler Unlimited listings range in price from around $13,988 to $18,995. True, not every one you find for sale will be within the price target of $20K, but there are some for savvy shoppers.
Buyers who do a careful inspection of a well-maintained 2002 Chevy Camaro convertible may be able to snap up this ride for well under the $20,000 target.

Comparisons with the Mini Convertible are inevitable, but the Fiat 500c may be a bit more affordable and offers a more compliant ride. Look for used pricing ranging from around $11,995-$17,995 for a 2002-2004 Porsche Boxster roadster.
The convertible model is called the Cabriolet, and used ones are available for around $10,986 to $11,995. The least expensive ones listed used are still in the area of $23,000 – a little beyond our target price.

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