^We do perform a credit check on the customer as part of our application process. No credit needed does not imply no credit check. Koalafi offers lease-to-own and lending solutions. Loans issued by The Bank of Missouri, serviced by Koalafi. *Offer applicable to loan product only. For qualifying customers only. You will not be charged interest if you pay your loan balance in full within the promotional period. Promotional period may be 3 months or longer depending on the terms and may not be available on all loan products. Must make all payments on time and be in good standing to remain eligible for the promotional period. Interest may be charged at an Annual Percentage Rate (APR) of up to 36% beginning on the purchase date. The APR may vary and is subject to increase after consummation. The APR is the cost of credit as a yearly rate, reflects your interest rate, and may include an origination fee up to 10% of your loan amount. Taxes, fees, and other charges may apply. Details may vary from state to state. See agreement for details. Offer applicable to loan product only.
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