Plainfield Christian Church · Stewardship Update

Second Quarter 2026 Financial Update

A look at how God has provided through the generosity of our church family, and how those gifts have been put to work, January through June 2026.

Figures through June 30, 2026

For where your treasure is, there your heart will be also.

Matthew 6:21 (NIV)

Dear church family,

Thank you. Through the first half of 2026 you have given nearly $2.6 million to the General Fund, and every dollar of it has been an act of worship. Those gifts have kept our ministries fully funded, sent support to mission partners around the world and here in Plainfield, cared for neighbors in need, and continued to pay down the mortgage on our building ahead of schedule.

Part of our responsibility as leaders is to steward what you give carefully and to tell you plainly how it is being used. This update is our way of doing that. Giving through June is running just under budget pace, and our ministry teams have responded by spending carefully, so the church remains in a healthy position at the midpoint of the year. We are grateful, and we are mindful that every figure below represents a family's faithfulness.

Please pray with us for the second half of the year, that God would continue to provide, and that we would continue to be found faithful with what He entrusts to us.

Brian Cragen Executive Director, Plainfield Christian Church
January through June at a glance
General Fund giving, year to date $2.59M 98.5% of budget pace · 49.3% of the annual budget
Net ministry spending, year to date $2.44M $2.71M of expenses less $274K in program fees and reimbursements
Net position, year to date +$262,948 Giving covered net spending with $154K to spare, plus $109K interest earned
Mortgage balance, June 30 $234,879 Down $168,912 since January 1

Giving: faithful and steady

General Fund giving supports the everyday ministry of the church: worship, children and students, adults, missions, care, staff, and our building.

General Fund giving by month
January through June 2026, compared with the monthly budget
Giving receivedMonthly budget ($438,914)
Monthly General Fund giving, January through June 2026, with the monthly budget line 0 200K 400K 600K Jan 2026: $574,556 Jan $575K Feb 2026: $390,749 Feb Mar 2026: $414,399 Mar Apr 2026: $375,398 Apr May 2026: $384,793 May Jun 2026: $454,282 Jun $454K
Giving by month (table)
MonthGF givingMonthly budgetDifference
Jan$574,556$438,914$135,643
Feb$390,749$438,914($48,165)
Mar$414,399$438,914($24,515)
Apr$375,398$438,914($63,515)
May$384,793$438,914($54,121)
Jun$454,282$438,914$15,368
YTD$2,594,176$2,633,482($39,305)
$1,214,473given in the second quarter (April–June), 92.2% of the quarterly budget of $1,316,741
$2,594,176given year to date, $39,305 below the six-month budget pace of $2,633,482
$454,282given in June, the strongest month since January

After a strong start to the year, spring giving ran a little under the monthly budget of about $439K, and June brought a healthy rebound. January's total includes a large annual gift received at the start of the year. The annual General Fund budget is $5,266,963.

Giving and spending: living within our means

Net ministry spending is what your General Fund giving actually needs to cover: total expenses across every ministry area and our debt payments, less the program fees, trip payments, and reimbursements that offset part of that cost. Interest earned on reserves is counted separately.

Giving and net ministry spending by quarter
2026 · net ministry spending is total expenses less program fees and reimbursements
General Fund givingNet ministry spending
General Fund giving and net ministry spending by quarter, 2026 0 0.6M 1.2M 1.8M Q1 giving: $1,379,704 Q1 net ministry spending: $1,212,620 Q1 $1.38M given $1.21M spent Q2 giving: $1,214,473 Q2 net ministry spending: $1,227,234 Q2 $1.21M given $1.23M spent
Giving, spending, and net position (table)
PeriodGF givingTotal expensesLess program revenueNet ministry spendingInterest earnedNet position
Q1$1,379,704$1,338,245$125,625$1,212,620$52,228+$219,311
Q2$1,214,473$1,375,453$148,219$1,227,234$56,398+$43,636
YTD$2,594,176$2,713,698$273,844$2,439,854$108,626+$262,948
$2.59MGeneral Fund giving, January through June
$2.44Mnet ministry spending, January through June
+$262,948net position year to date, including interest earned

In the second quarter, giving of $1,214,473 came in just under net ministry spending of $1,227,234, a gap the strong first quarter more than absorbed. Across the year so far, giving has covered net ministry spending with $154,322 to spare, and interest earned on reserves added $108,626, for a net position of +$262,948. Total expenses stand at 45.0% of the annual budget with 50% of the year complete, which reflects our teams' care with the resources entrusted to them.

Where the money goes

How year-to-date spending is shared across the ministry areas of the church.

Spending by ministry area
Share of ministry spending, January through June 2026
Share of year-to-date ministry spending by area Staff & administration Pastors, ministry staff, office, technology Staff & administration: $1,171,816 (44.8%) 44.8% · $1.17M Facilities, safety & debt Building & grounds, security, mortgage payments Facilities, safety & debt: $739,834 (28.3%) 28.3% · $740K Global & local missions GI Missions partners, Local Impact Global & local missions: $365,612 (14.0%) 14.0% · $366K Ministries NXT Gen, Adult, Impact Ministry, Benevolence Ministries: $255,420 (9.8%) 9.8% · $255K Worship & creative arts Music, production, media Worship & creative arts: $72,520 (2.8%) 2.8% · $73K Other Elders, strategic planning Other: $7,659 (0.3%) 0.3% · $8K
Spending by ministry area (table)
Ministry areaYTD spendingShare
Staff & administration$1,171,81644.8%
Facilities, safety & debt$739,83428.3%
Global & local missions$365,61214.0%
Ministries$255,4209.8%
Worship & creative arts$72,5202.8%
Other$7,6590.3%

Our largest investment is in people: the pastors, ministry staff, and support team who teach, lead, counsel, and care for our church family every week. Together with the building that houses it all, these two areas make up about seven of every ten dollars spent.

Nearly one dollar in every seven goes directly to global and local missions, with the remainder funding children, student, and adult ministries, benevolence for neighbors in need, and worship and creative arts.

Becoming debt-free

The mortgage on our facility continues to shrink, helped by budgeted extra principal payments and the gifts of those who give above and beyond to retire it.

Mortgage balance
January 1 through June 30, 2026
Mortgage balance, January 1 through June 30, 2026 0 150K 300K 450K Jan 1: $403,791 Jan 1 Jan: $371,951 Jan Feb: $343,166 Feb Mar: $314,954 Mar Apr: $288,460 Apr May: $261,156 May Jun: $234,879 Jun $403,791 $234,879
Mortgage balance by month (table)
MonthEnding balance
Jan 1 (start)$403,791
Jan$371,951
Feb$343,166
Mar$314,954
Apr$288,460
May$261,156
Jun$234,879
$168,912paid down this year, an average of about $28K a month
$32,526in designated gifts applied directly to principal this year
$234,879remaining balance as of June 30

The balance has fallen from $403,791 at the start of the year to $234,879. If the current pace continues, the church would be free of this debt in 2027, freeing those payments for ministry.

All In

Gifts to All In are held separately from the General Fund and are restricted to the purposes of the campaign. They are not included in the General Fund giving figures above.

Your generosity, set apart for what is ahead

Through June, more than $1.9 million has been given to All In this year, bringing the total given since the campaign began to nearly $4.4 million. These gifts are held separately and invested carefully until they are put to work, and we will keep you updated as the campaign moves forward.

Thank you for giving sacrificially toward a vision bigger than any one of us.

$4.40MTotal given to All In since the campaign began, through June 30, 2026
$1.93MGiven to All In in 2026 so far
$2.47MGiven to All In before 2026