Plainfield Christian Church · Stewardship Update

First Quarter 2026 Financial Update

A look at how God has provided through the generosity of our church family, and how those gifts have been put to work, January through March 2026.

Figures through March 31, 2026

But who am I, and who are my people, that we should be able to give as generously as this? Everything comes from you, and we have given you only what comes from your hand.

1 Chronicles 29:14 (NIV)

Dear church family,

Thank you. In the first three months of 2026 you gave nearly $1.4 million to the General Fund, ahead of our budget for the quarter. Those gifts have fully funded every ministry of the church, sent support to mission partners around the world and here in Plainfield, cared for neighbors in need, and continued to pay down the mortgage on our building ahead of schedule.

Part of our responsibility as leaders is to steward what you give carefully and to tell you plainly how it is being used. This update is our way of doing that. The year has started from a position of strength, and our ministry teams are spending carefully and well. We are grateful, and we are mindful that every figure below represents a family's faithfulness.

Please pray with us that God would continue to provide throughout the year, and that we would continue to be found faithful with what He entrusts to us.

Brian Cragen Executive Director, Plainfield Christian Church
January through March at a glance
General Fund giving, year to date $1.38M 104.8% of budget pace · 26.2% of the annual budget
Net ministry spending, year to date $1.21M $1.34M of expenses less $126K in program fees and reimbursements
Net position, year to date +$219,311 Giving covered net spending with $167K to spare, plus $52K interest earned
Mortgage balance, March 31 $314,954 Down $88,837 since January 1

Giving: faithful and steady

General Fund giving supports the everyday ministry of the church: worship, children and students, adults, missions, care, staff, and our building.

General Fund giving by month
January through March 2026, compared with the monthly budget
Giving receivedMonthly budget ($438,914)
Monthly General Fund giving, January through March 2026, with the monthly budget line 0 200K 400K 600K Jan 2026: $574,556 Jan $575K Feb 2026: $390,749 Feb Mar 2026: $414,399 Mar $414K
Giving by month (table)
MonthGF givingMonthly budgetDifference
Jan$574,556$438,914$135,643
Feb$390,749$438,914($48,165)
Mar$414,399$438,914($24,515)
YTD$1,379,704$1,316,741$62,963
$1,379,704given in the first quarter (January–March), 104.8% of the quarterly budget of $1,316,741
$5,266,963annual General Fund budget for 2026, about $439K a month
$414,399given in March, the strongest month since January

Giving in the first quarter ran ahead of budget, helped by a large annual gift received in January. February and March settled into a steady pattern just under the monthly budget.

Giving and spending: living within our means

Net ministry spending is what your General Fund giving actually needs to cover: total expenses across every ministry area and our debt payments, less the program fees, trip payments, and reimbursements that offset part of that cost. Interest earned on reserves is counted separately.

Giving and net ministry spending by month
First quarter 2026 · net ministry spending is total expenses less program fees and reimbursements
General Fund givingNet ministry spending
General Fund giving and net ministry spending by month, first quarter 2026 0 200K 400K 600K 800K Jan giving: $574,556 Jan net ministry spending: $407,058 Jan $575K given $407K spent Feb giving: $390,749 Feb net ministry spending: $387,148 Feb $391K given $387K spent Mar giving: $414,399 Mar net ministry spending: $418,415 Mar $414K given $418K spent
Giving, spending, and net position (table)
PeriodGF givingTotal expensesLess program revenueNet ministry spendingInterest earnedNet position
Jan$574,556$445,977$38,919$407,058$27,504+$195,003
Feb$390,749$426,826$39,678$387,148$10,145+$13,746
Mar$414,399$465,442$47,027$418,415$14,578+$10,562
YTD$1,379,704$1,338,245$125,625$1,212,620$52,228+$219,311
$1.38MGeneral Fund giving, January through March
$1.21Mnet ministry spending, January through March
+$219,311net position year to date, including interest earned

In the first quarter, giving of $1,379,704 comfortably covered net ministry spending of $1,212,620, helped by the large annual gift received in January. Across the year so far, giving has covered net ministry spending with $167,084 to spare, and interest earned on reserves added $52,228, for a net position of +$219,311. Total expenses stand at 22.2% of the annual budget with 25% of the year complete, which reflects our teams' care with the resources entrusted to them.

Where the money goes

How year-to-date spending is shared across the ministry areas of the church.

Spending by ministry area
Share of ministry spending, January through March 2026
Share of year-to-date ministry spending by area Staff & administration Pastors, ministry staff, office, technology Staff & administration: $577,030 (44.9%) 44.9% · $577K Facilities, safety & debt Building & grounds, security, mortgage payments Facilities, safety & debt: $397,029 (30.9%) 30.9% · $397K Global & local missions GI Missions partners, Local Impact Global & local missions: $177,754 (13.8%) 13.8% · $178K Ministries NXT Gen, Adult, Impact Ministry, Benevolence Ministries: $89,385 (7.0%) 7.0% · $89K Worship & creative arts Music, production, media Worship & creative arts: $40,193 (3.1%) 3.1% · $40K Other Elders, strategic planning Other: $2,820 (0.2%) 0.2% · $3K
Spending by ministry area (table)
Ministry areaYTD spendingShare
Staff & administration$577,03044.9%
Facilities, safety & debt$397,02930.9%
Global & local missions$177,75413.8%
Ministries$89,3857.0%
Worship & creative arts$40,1933.1%
Other$2,8200.2%

Our largest investment is in people: the pastors, ministry staff, and support team who teach, lead, counsel, and care for our church family every week. Together with the building that houses it all, these two areas make up about three of every four dollars spent.

Nearly one dollar in every seven goes directly to global and local missions, with the remainder funding children, student, and adult ministries, benevolence for neighbors in need, and worship and creative arts.

Becoming debt-free

The mortgage on our facility continues to shrink, helped by budgeted extra principal payments and the gifts of those who give above and beyond to retire it.

Mortgage balance
January 1 through March 31, 2026
Mortgage balance, January 1 through March 31, 2026 0 150K 300K 450K Jan 1: $403,791 Jan 1 Jan: $371,951 Jan Feb: $343,166 Feb Mar: $314,954 Mar $403,791 $314,954
Mortgage balance by month (table)
MonthEnding balance
Jan 1 (start)$403,791
Jan$371,951
Feb$343,166
Mar$314,954
$88,837paid down this year, an average of about $30K a month
$21,119in designated gifts applied directly to principal this year
$314,954remaining balance as of March 31

The balance has fallen from $403,791 at the start of the year to $314,954. If the current pace continues, the church would be free of this debt in 2027, freeing those payments for ministry.

All In

Gifts to All In are held separately from the General Fund and are restricted to the purposes of the campaign. They are not included in the General Fund giving figures above.

Your generosity, set apart for what is ahead

In the first quarter alone, more than $1 million was given to All In, bringing the total given since the campaign began past $3.5 million. These gifts are held separately and invested carefully until they are put to work, and we will keep you updated as the campaign moves forward.

Thank you for giving sacrificially toward a vision bigger than any one of us.

$3.52MTotal given to All In since the campaign began, through March 31, 2026
$1.05MGiven to All In in 2026 so far
$2.47MGiven to All In before 2026