family identifier
years in pension plan
=1 if profit sharing plan
=1 if can choose method invest
=1 if female
=1 if married
age in years
highest grade completed
$15,000 < faminc92 <= $25,000
$25,000 < faminc92 <= $35,000
$35,000 < faminc92 <= $50,000
$50,000 < faminc92 <= $75,000
$75,000 < faminc92 <= $100,000
$100,000 < faminc92
net worth, 1989, $1000
=1 if black
=1 if owned stock in 1989
=1 if had IRA in 1989
0=mstbnds,50=mixed,100=mststcks