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Once you’ve purchased your dream home, it’s time to protect it!  Home buying can be very risky without homeowners insurance.
During the home buying process, you will be asked to provide the name of your homeowner’s insurance carrier. HO-4, renters and tenants insurance, covers personal property rather than the structure itself.
Fran and Rowena have over twenty five years full-time local Los Angeles real estate experience. 2528 Square Feet (235 Square Meter) (281 Square Yards) modern mix 3 bedroom sloping roof home design by Triangle Homez, Trivandrum, Kerala.
2884 Square Feet (268 Square Meter) (320 Square Yards) luxury Kerala villa design by Abdul Rahiman S.P (Shade IN Designers), Kasaragod, Kerala. 2180 square feet (202 square meter) (242 square yards) Kerala style sloping roof 4 bedroom home design by Greenline Architects & Builders, Calicut, Kerala. 2600 Square feet (242 square meter) (289 square yards) modern sloping roof home design by Shell building designers, Thrissur, Kerala. 2789 Square feet (259 square meter) (310 square yards) 4 bedroom Indian style sloping roof house design by A-CUBE Builders & Developers Thrichur, Kerala.
2250 Square Feet (209 Square Meter) (250 Square Yards) India style 4 bedroom house design by Green Homes, Thiruvalla, Kerala. 1800 Square Feet (167 Square Meter) (200 Square Yards) Indian style 3 bedroom home design by Green Homes, Thiruvalla, Kerala.
2601 Square feet (242 square meter) (289 square yards) 5 bedroom villa design by A-CUBE Builders & Developers Thrichur, Kerala. 2001 Square Feet (186 Square Meter) (222 Square Yards) Kerala style sloping roof 3 bedroom home design by Vismaya 3D Visuals, Ambalapuzha, Alappuzha, Kerala. 2170 square feet (202 square meter) (241 square yards) modern contemporary 4 bedroom villa design by In Draft 3D Designer, Palakkad, Kerala. 2000 square feet (186 square meter) (222 square yards) Kerala style single floor 2 bedroom hpme design by Greenline Architects & Builders, Calicut, Kerala.
2700 Square Feet (251 Square Meter) (300 Square Yards) Kerala model 4 bedroom home design by Green Homes, Thiruvalla, Kerala.
2000 square feet (186 square meter)(222 square yards) Kerala style 4 bedroom villa design by Max Height Design Studio. 1957 Square Feet (182 Square Meter) (217 Square Yards) 4 Bedroom Kerala style villa design by Smarthome Engineering and Interior Consultancy, Thrissur, Kerala. 2400 Square Feet (223 Square Meter) (267 Square Yards) Indian style 4 bhk house design by Design net, Vatakara, Kozhikkode, Kerala.
1506 Square Feet (140 Square Meter) (167 Square Yards) 4 Bedroom kerala single floor house modified like a villa by Smarthome Engineering and Interior Consultancy, Thrissur, Kerala. 2460 Square feet (229 Square Meter) (273 Square yards) small Victorian style 4 bedroom home design by D-signs Architects & Builders, Villiappally, Vatakara, Kozhikode. 2804 Square feet (2260 square meter) (312 square yards) 4 bedroom dream home design by A-CUBE Builders & Developers Thrichur, Kerala.


2305 Square feet (214 square meter) (256 square yards) 4 bedroom flat roof Indian house design by A-CUBE Builders & Developers Thrichur, Kerala. 1800 Square Feet (167 Square Meter) (200 Square Yards) Kerala style 3 bedroom single storey home design by Green Homes, Thiruvalla, Kerala.
I have three children of my own at both the high school and elementary school level.A  I am very involved in our community and can tell you everything you will need to know about living here!
Showing why Coldwell Banker Coldwell Banker Doug Arnold Real Estate is such a great place to work…and find your next home! Click here for more of my videos; they have a lot of information and are a good way to get to "know" me.
Contingencies – the terms of the contract that your offer is “subject to” – for example; approval of the findings from a physical inspection, or the appraisal coming in at value. Several days before closing, confirm with your agent that all your documentation is in place and in order. Keeping it clean and functional by performing routine maintenance on each of your home’s systems, depending of their air and style. Keeping an eye on the structure by watching for signs of leaks, damage and wear.  It is essential to fix small problems as they arise to prevent having to spend more money later. It is essential for safeguarding your most valuable possession against defects, vandalism and disaster. It covers all direct physical losses with certain exceptions such as earthquakes, floods and intentional loss. It will cover the costs of repairs in the event of calamities such as fire, storms,earthquakes, vehicles, aircraft, riots, theft, and faulty household systems or appliances.  In the La Canada Flintridge area, you will also want to consider other types of insurance so check with your insurance agent. Costs can very between different insurance carriers, and sometimes there is a benefit to using the same insurance company for your home that you already may use for your car or other insurance coverage. Do you have flower beds that you don’t want to refill with flowers, therefore they are overgrown now with weeds? While the word trends suggest a fleeting fancy, the forecast suggests that we are on the cutting edge of some fantastic innovations that are not only here to stay, but will continue to grow and evolve, influencing potential future home trends.Collect this ideaScaled downBuilding trends are showing scaled down, smaller homes.
If you do like flowering beds, consider planting flowers and shrubs that fit your maintenance level. Choose your plants by how much you will keep them looking fresh, not by how great they look in your neighbor’s yard!
To add visual interest to walkways, use local rocks, stones, bricks and other hardscape in bedding areas to create unique and artistic exterior appeal.
For weeds that are growing between crack lines, use weed control spray to keep sidewalks and walkways free of weed growth.
Pocket offices are one of the top trends in home design, according to the National Association of Home Builders.
In patio areas, grass plugs can be grown between flagstone stepping stones to give a more rustic and natural approach to your home.
The rising popularity of several generations living together under one roof may have helped to fuel the trend.


Save up the money to accomplish this task at one time.  Painting fences, columns, and the concrete foundation of many older homes will improve the appeal instantly!Collect this ideaOUTDOOR DECOR: Do you have a front porch with chairs or benches? These home offices are being converted back into bedrooms to accommodate grown children that are returning to the nest, or elderly parents needing to be looked after.Collect this ideaGreen livingThis certainly is not a trend. Consider buying new throw pillows, cushions, and a natural fiber area rug to make your porch more inviting and warm.
Home furnishings and accessories are following this path.Collect this ideaLuxuryDespite the downsizing of the family home there are certain luxury items that are in demand. Saunas are once again becoming popular and are being added to master bathrooms and pool areas. With more families staying home, vacationing less and spending less on entertainment venues, these homeowners are investing their money in rooms designed for specifically for multimedia entertainment devices, according to the National Association of Realtors.Consumer Reports states that home elevators are on the rise, especially in well to do and multi-generational homes where elderly relatives may have a harder time with the stairs. Basements, once a place for the young to hang out and entertain, are now being reconfigured to create separate living spaces for in-laws complete with kitchens, bedrooms and a separate living space.Collect this ideaMoving outdoorsHomeowners are moving outdoors, especially those who are spending more time at home. Porches, patios, decks, terraces and verandas are no longer just outdoor spaces; they have become outdoor living areas where homeowners go to relax, spend time with their families, dine or entertain guests. These kitchens are equipped with built-in grills, sinks, storage, refrigeration, countertops and beer taps.These outdoor cooking areas are being designed to resemble the indoor kitchens.
High end appliances, movie screens, outdoor furnishings, fireplaces and fire pits, as well as television and audio systems are rising in popularity.
Reflective of our interest in the environment and our health, outdoor vegetable gardens are also in soaring in popularity.Collect this ideaClean up outdoorsFollowing hot on the heels of outdoor dining and entertaining is the outdoor shower.
50 years ago it was uncommon for a single-family, 3 bedroom home to have more than one bathroom, now it is the norm.
These outdoor bathing areas are far from rustic, to the contrary, they are eco-friendly luxuries.Collect this ideaHomes are getting smarterTechnology is becoming more and more affordable and more and more commonplace. A new type of generator, created by General Electric, can be monitored and activated from a smart phone, giving an out of town homeowner peace of mind. Touchscreen deadbolts, and thermostats that can be programmed remotely will one day be commonplace.
The rise of smart appliances that are focused on energy savings will eventually make way for more affordable models thus being more readily available.
At this point they are still quite cost prohibitive.Collect this ideaKitchens and bathrooms are getting more stylishNo matter the size of the house, stylish kitchens and bathrooms remain at the top of many wish lists. The latest trend in kitchen design is the transitional look which is a combination of both traditional and contemporary design.Because so much time is spent living, not just eating, in the kitchen, these rooms are being redesigned to accommodate the events that take place in the kitchen, from homework, to socializing to cooking and eating.
Kitchens are designed for larger crowds, even putting its chef on display with plenty of seating for the viewers. The rise in popularity of gourmet kitchens with upscale appliances, top notch lighting show no sign of slowing down.




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28.02.2014 admin



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