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Thorp. To reduce their own financial exposure, insurance companies have contractual clauses that mitigate their obligation to provide coverage if the insured engages in behavior that grossly magnifies their risk of loss or liability.
For example, life insurance companies may require higher premiums or deny coverage altogether to people who work in hazardous occupations or engage in dangerous sports. Racial profiling or redlining has a long history in the property insurance industry in the United States
Texas, Garrison
South Carolina, Inman
Texas, Schertz
Ohio, Franklin Furnace
Illinois, Athens
South Dakota, Nunda
Florida, Schall Circle
Puerto Rico, Betances
California, Easton
Nebraska, Henry
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