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Tests for add in adults, clicking in the ear - For You

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More than one third of adults are unable to answer basic questions about savings, the cost of a loan and tax, research has found.
Over 2,000 adults from all walks of life were tested by the Open University Business School (OUBS) on questions of a GCSE standard, which involved them making calculations to work out which savings accounts paid the most, how much income tax someone would be liable for, which currency exchange rates were the best and how expensive it would be to take out a loan. Across all seven multiple choice questions they were asked, an average of 41% of adults, equating to two in every five, were unable to come up with the right answer. The questions were compiled during campaigning to get financial education taught in schools, to give examples of what tests on this subject might look like.

Financial education will be placed on the national curriculum for secondary schools in England from September, following lobbying by charities and consumer campaigners. There have also been calls for financial education to start in primary schools, with previous research by the Money Advice Service (MAS) suggesting that people start forming their financial habits when they are as young as seven years old.
The findings came from OUBS's research centre, the True Potential Centre for the Public Understanding of Finance (PUFin).
It also found that more than one third (35%) of parents planned to brush up on their personal financial knowledge in order to keep up with their children - but one in 16 (6%) planned to rely on children's knowledge for advice on financial matters.

Some 46% of adults said they never kept a household budget, with one in 25 (4%) saying they would not know where to start.

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