Discuss Money OpenlyMoney is a touchy subject, but the University of Florida Counseling and Wellness Center recommends that couples discuss it openly anyway. Develop a Working SystemPart of the discussion involves developing a working system for spending and saving money, says Weston. Stay TransparentAn article in The Guardian newspaper reported that 10 couples interviewed about how they split their finances said most financial disagreements were over one partner’s transparency. Talk about how spending is prioritized, who makes financial decisions, who works and who doesn’t, and how much disposable income each partner will have.

She recommends tracking expenses before you create a budget so that you know how much money you are working with and where it is allocated. One couple kept their finances documented with an Excel spreadsheet and reported satisfaction with their financial lives. In another example, a woman was angry with her husband because she paid for everything while his finances remained opaque. Even if you keep some individual spending freedom, stay transparent about finances with your significant other.

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