Well besides the obvious reason that having debt is bad, what really struck me was that my balance was never decreasing.
I got my first credit card on campus because they were offering a big bag of peanut M&Ms to those who signed up. I knew at that point in time that I had to take action and figure out a game plan to pay this off, or else I’ll never get out of debt!


And because I really hate to follow budgets, I talk a lot about found money, which is a strategy that's helped us pay off debt and build our savings. No one is going to magically pay off your debts for you and make them go away unless you want to file for bankruptcy.





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