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Blue Cross’s decision to drop their individual PPO plan affects approximately 365,000 Texans who currently have it.
People who currently have the Blue Cross PPO plan will either have to migrate to their HMO plan or find a plan with another insurer.
Rate Increases: In addition to dropping their individual PPO plan, Blue Cross of Texas has requested the Texas Department of Insurance (TDI) approve a rate increase on their individual HMO plan of 20%. Group Plans: While Blue Cross of Texas is dropping their individual PPO plan, they are keeping it for their group or employer provided plans. Compare options from multiple companies such as BCBS, Humana, Aetna, Cigna, Ambetter, First Care, Molina Health Care, Scott & White Health Plans, and United Healthcare. Compare plans available through the exchange (healthcare.gov) to plans available through an insurance agent who represents multiple companies.
About UsWise Insurance Group was started by Ed Wise, an insurance veteran with Farmers and Liberty Mutual insurance companies. Prevention is a healthcare buzzword, most commonly associated with helping patients to prevent conditions before they develop.
According to a new study in the British Journal of Medicine1, medical errors are the third biggest cause of death in the United States, killing more people than automobile accidents, disease outbreaks, breast cancer, AIDS or drug overdoses. As the study makes clear, the role of error is complex, and both minor and more serious errors can occur anywhere within the system.
Despite this complexity, prevention is possible with better reporting and information availability. The strategy and approach is multitier and should be data-driven, with guidelines, processes and protocols forged from these insights.
One way to potentially reduce human error is to further remove on-the-spot judgment calls or last-minute, unplanned needs in certain hospital settings.
Molnlycke Health Care is a world-leading provider of single-use surgical and wound care products for customers, healthcare professionals and patients. Whether an allegation is outrageous or not, defending the reputation of your business can still result in legal costs exceeding hundreds of thousands of dollars. The PointClickCare Academic Alliance is designed to give academic institutions an inexpensive program to offer practical, hands-on training to equip students with the skills they need to leverage the industry’s leading electronic healthcare platform for senior care.


Most Insurance is an Independent Insurance Agency, which means that we can search out the best deals from many different insurance carriers. The Dallas Morning News has reported several in the works in two recent articles; one involves the loss of an individual plan option and the other addresses requested rate increases. In order to keep the cost of individual health insurance affordable, here are five items to review when final rates are released. Higher deductibles mean more out of pocket expense when care is provided but lower monthly rates.
Share your thoughts, suggestions, and questions with me on my Google +, Facebook, and LinkedIn pages. Prevention, though, has another important side to it: working toward preventing as many medical errors as possible in the hospital and other settings. With better statistics and information about how medical error fits into the equation, new processes and monitors can be devised to deliver what can be described as more careful care. No method is going to prevent every error, but taking preventive steps within, for example, the perioperative environment, can contribute to mitigating the frequency or likelihood of errors. The BMJ study aimed to shine a light on the magnitude of this underreported problem to prompt a 'systematic measurement' of it.
Complications, failure to rescue, and mortality with major inpatient surgery in Medicare patients.
Errors and Omissions Insurance allows you to plan ahead, reducing the financial impact of an allegation against your business.
Among the most significant, the ability to find qualified staff members to fill the increasing number of roles requiring health informatics skills. Our access to more carriers ensures that you will get the coverage you need at the best possible price.
These options allow an individual to usually maintain the relationship with a primary care physician, OB-GYN, pediatrician, and other physicians.
The losses were partly to blame on BCBS have an overly aggressive price for the plan which resulted in a large number of uninsured coming on board. I expect other companies will follow suit with similar rate increases for their group plans.


This figure may even underestimate the number of fatalities because "medical error" is not listed on death certificates as a cause of death nor is it included in the official rankings on cause of death compiled by the US Centers for Disease Control (CDC). This can include everything from double checking information, writing prescriptions more legibly, providing clearer instructions to patients6, to taking a systems approach to prevent errors in surgical environments, such as wrong-site, wrong-side or wrong-level surgery7.
These methods can be both procedural (processes, protocols, checklists and lean principles) and material-related (implementing solutions that contribute to error reduction, such as customized, procedure-specific surgical trays; colour-coding systems for easier, correct identification).
Without fully understanding the scope of the problem, it is next to impossible to take as comprehensive a tack on prevention as is possible. For market specific product information, see the appropriate location section to this website. No matter what profession you're in, an error or omission, even a simple mistake which causes financial harm to someone else, can put you at risk. Most Insurance has been in business since 1973, and we have a long history of providing comprehensive insurance programs across the great state of Florida. When scheduling an appointment, the patient can be seen by any physician in the group as the group takes the place of the relationship with the individual primary care physician. Other restrictions may include higher out of pocket charges for going to an out of network physician or medical facility. There is no guarantee the rate increases will be approved or that health insurance companies won’t lower them during the review process.
In the meantime, vigilance and rigour in adherence to procedural and material guidelines are the most effective preventive tools we have to reduce the incidence of medical error. Let us protect your company from bearing the full cost of defense for lawsuits that may occur.



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