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Latest news releases and statements, information on spokespeople and contacts for journalists. These bonds are one type of loan to the government, and government pays monthly 1% interest not in account but tax-free prizes, or premiums to randomly selected bond holders. This investment is not only for capital protection but also offer the fun and excitement of a chance of a big win. The age of 16 or over can buy and also be bought on behalf of under-16s by parents and grand-parents.
Anyone aged 16 or over; can also be bought on behalf of under-16s by parents, guardians and grand-parents. You are apparently inviting me to buy premium bonds on line but you provide no clear directions to do so on the site. But I figured some of you may want to know; Is this rancor justified… or are central banks just a popular scapegoat for traders who’ve continuously been on the wrong side of markets?

The Fed has three blunt-force policy tools in its arsenal to help carry out its (ridiculous) dual-mandate of “maximizing employment” and “stabilizing prices”. The reserve requirement is the amount of cash a bank needs to hold against the money deposited to it.
The discount rate (also known as the overnight rate) is the interest rate banks pay on short-term loans borrowed from the federal reserve.
These two tools are the most commonly used since they’re what the Fed uses to “manage” the normal business cycle. The hope is that banks will take the money they receive from selling their bonds and buy more assets. But how exactly does this boost markets… and more importantly… can the Fed use this method to prop up markets forever? Treasuries have a higher risk premium than cash because they’re subject to duration and inflation risks.
Different risk premia are easily visible in the historical return profiles of the three main asset classes shown below. Now the whole point of investing is to deploy your capital in a way that best maximizes your risk premium coupon to fit your needs and risk tolerance. The central bank essentially widens the risk premium spread by pulling rates on safe assets lower — creating a greater gap between safe and risk assets. But if bonds are manipulated to offer lower returns, investors are forced to bid up high-yield, real estate, and equities to capture that difference in risk premium. And here lies the answer to one of our original questions as to why a central bank couldn’t just perpetually prop up markets. The reason is, that in time, spreads become so tight that the future expected return of risk assets is barely above that of just holding cash. Those who’ve read our research on debt cycles understand that the Fed’s current policies are as predictable as cold weather in Boston, on a December day. The ridicule comes from a diverse crowd, ranging from retail Joe Schmoes to prominent hedge fund managers… and I admit, Fed economists make for easy targets.
By raising or lowering the reserve requirement, the Fed affects the amount of capital that banks can deploy (lend out). And it’s the difference in risk premia that forms the financial spreads that comprise markets.

And equity holders get the highest return over the long haul, but they also experience the highest volatility — with the occasional extreme drawdown. This generally results in investors resorting to some kind of asset mix, where they diversify their risk and aim for an average return. They “manipulate” markets by using their three policy tools to drive short and long term interest rates lower. Since investors are compensated less for holding safe assets (bonds), they’re forced to reach further out on the risk curve to make up for it.
At that point there’s absolutely no incentive for investors to exchange cash (a safe asset) for stock (a risky one). It also dependa on your bonds, the more bonds you have and the chances of your winning are better. And just like the reserve requirement, when the discount rate is lowered, money (liquidity) is boosted. This risk premium spread is one of the largest drivers of bull and bear markets… so it’s very important to understand. Since it’s perceived risk is small, the return on cash and cash like instruments is minimal… it offers little risk premium. They pay out a ?1 million jackpot and hundreds of thousands of other tax-free prizes every month. During these times, the discount rate can’t be lowered any further, it’s at zero or negative. The larger the spread between assets, the more investors are compensated for assuming greater risk (ie, selling bonds to buy equities). And the longer the central bank keeps rates low, the tighter and tighter the spread gets as investors flood into risk assets and push expected returns lower. So the Fed (or any central bank) creates money (adds digital zeros to its balance sheet) and buys securities such as government bonds from banks.

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Comments Best way to buy premium bonds to win

  1. SimpotyagaChata
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  2. ONUR_212
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