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We have had several comments regarding our blogs on New PAYG Payment Summaries and Reportable Superannuation Contributions. It appears that many employers are making the mistake of including 9% superannuation guarantee contributions at the reportable superannuation contribution label of the PAYG Payment Summary – Individual Non Business.
If an employer has made this mistake amended forms need to be prepared and sent to both the ATO and employee.
You should then complete the amended PAYG Summary Statement in full, detailed ALL payment summaries issued by you for the financial year. Please note you are only required to lodge copies of any amended payment summaries and any payment summaries tha you have not previously sent, with your amended PAYG Payment Summary Statement. It is also possible to lodge amended PAYG Payment Summary electronically with the ATO either using ECI or an electronic media. If you need to amend a payment summary because only the dollar amounts changed, report the amendment to ATO with a new electronic file. You can use Western Unions website to estimate fees for online or cash (at an agent location) transfer fee's. There are plenty of personal or household budget spreadsheets available in internet which is free to download.


If you are the same with me on try to find the personal budget spreadsheets that can suit your needs, you should see these 15 spreadsheets and find the strength and the weaknesses based on your criteria. All my review here are based on my personal opinion… After you try it, probably you have different opinion than I am. This is a yearly budget where you have to put your budget estimation and actual expenses monthly and you will see in separate worksheet whether your expenses are within your budget or not. Why is it that, we can only calculate the cost of sending money to other locations with the US and Canada being the only sending From Countries? I have downloaded more than 30 spreadsheets just to find 1 spreadsheet that can accommodate all my need on creating and controlling my personal budget and expenses. And I recommend you to download some of them, test the spreadsheets, and do some customization to see whether it suit your needs or need more adjustment.
Market indices are shown in real time, except for the DJIA, which is delayed by two minutes.
Some spreadsheets came with a very detailed calculation and analysis, some spreadsheets created with nice layouts, and some others came with the simple budget calculation.


There is no guidance inside spreadsheet but I think you will easily understand how to use this spreadsheet. I review them all, and I have to remove some duplicate spreadsheets (spreadsheets that only have title differences). I also removed some basic personal budget spreadsheets because the creator just create a plain forms. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc.



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