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Have you ever found that you saved a lot of money in the short term, but ended up spending a lot more over the long term than what you planned? With the cost of repairs and wages for appliance repairs these days being so high, would you pay $100 to $200 to have an old appliance repaired vs.
We have compiled a list of 10 things people do were they try to save money now only to find they spend a lot more later!
For many people who have health plans this is not even something they think about, but for literally millions of people without plans it is something they think about every day.
Obtaining the discounts can be a great way to save money, however if you do not pay the card off each month you could be paying 19% or even more in interest.
How many times have your purchased some cheap thing only to use it once and have to throw it out!
How many times have you received a parking ticket because you did not put money in the parking meter or not enough in the parking meter? Did you know that for a car that gets 30 miles to the gallon at current prices that every mile costs you 12 cents! Happy hour at restaurants  is not really about home maintenance, but it is all about saving money so we thought that we would include this post on our blog. One of those is to take advantage of Happy Hour offers at restaurants  when you go out for dinner.
Customers get better deals on booze, which are often half price and also on smaller meals that are discounted or also at half price. The restaurant makes money in a period that would otherwise be slow and they can keep their staff working longer as well so the staff makes more money and they make more tips. In addition, patrons may be willing to try a restaurant during happy hour, find out that the enjoyed the menu and the ambiance of the restaurant. There have been several locations that we would never go back to based on the poor food offered during happy hour or sometimes even the service we received from the staff. Portion control is really the biggest thing to help you control your weight, lose weight and manage your diet.  Eating less also has a side benefit.
When you are out of the home dining in a restaurant, it is a bit more difficult, so we have another suggestion that will also help to save some money as well.
As we travel around the country, one thing we notices is that the size of the meals served at restaurants are huge.
We have found that for many meals if we split the meal it is more than enough for each of us and we save money at the same time. This post is about saving money, however it is also a message about controlling your weight so we talk about eating slowly which in the end will save you money as well. Fast eaters tend to over eat, so if you wait even 5 minutes before getting that second helping you may find that you have eaten enough.
Aside from just deciding to not eat as much, we are suggesting that you use every trick you can to control how much you eat and save some money as well. 8 years ago when I married my lovely wife, we got creative and had a wedding and reception (thanks to some awesome friends and family) that we loved for just a couple thousand dollars. Now-a-days you can spend an hour on Pinterest and find more great frugal wedding ideas than you will ever be able to use. Sure if you want to spend 5-figures on your wedding day, it won’t be a challenge to do so. But if you don’t exactly have the budget of Kate and William, have no fear, here are plenty of ideas to help you create a beautiful and frugal wedding day. Almost all of the items listed below have instructions on how to create them, so bookmark this page and follow the links of the ones you want to create! Just click to join 163,000+ others and take our FREE email course to better manage your money, pay off debt, and save!
FTC Disclosure of Material Connection: In order for us to maintain this website, some of the links in the post above may be affiliate links. Our FREE email newsletter is full of money-saving tips, encouraging articles, and great ideas to help you solve your financial problems. Read previous post:Dinner menu planning calendarsDinner calendars These four calendars have enough blank spots for you to plan the whole menu for any month!
This is the subject of today’s post and we will illustrate a few guidelines you may want to consider before you make that decision to save a few dollars today vs. It is amazing how quickly this interest is eats up any potential discount saving you might have received. For many people who have a simple return, there probably is nothing wrong with doing your own taxes.


It is so important to have both so that you and your family have something to rely on in a sudden emergency as well as in retirement. While we do not recommend buying the most expensive item, always buy quality or don’t buy it.
A ticket for a parking infraction can cost a lot more than the couple of dollars required to feed the meter! How many times do you take advantage of these buy one get one free deals and then end up throwing the second one out?  Give some thought to whether you will use the products before you make the purchase. Sure you may avoid spending a couple hundred dollars by not having your car checked for worn brakes and oil changes, but what happens when your brakes give out in a high speed stop? Many people are going on vacation in the spring and in the summer and although a vacation can be expensive, there are ways to control or decrease your costs.
This approach may not appeal to everyone, however if you are looking for an inexpensive meal and do not mind eating early, you can save a lot of money and still have a nice time out with the family and friends.
Sometimes you must eat in the bar area, however there is nothing wrong with that since there is more going on in the bar area anyway. Once place we went to had beer on half price as long as there was a football game playing on TV. You and your significant other can go out more often with the money you save and that always goes over well ! This past week we also learned that we already do some of the things that they discussed on the biggest loser which helps us control our weight and also save money ! You spend less money buying food and preparing food!  It is the old adage, energy in must be less than the energy you burn if you are going to lose weight.
I know for myself if I use a large plate, I have a tendency to fill it up, while I do the same thing with a small plate, there is only so much food I can put on the plate. The restaurants for the most part are ok with this, and sometimes will even split the meal for us, serving it on two separate plates. You cannot split meals here and you cannot save any money as well, so unless it is a really good deal, it is best not to go to them. We find that discussing topics over the dinner table is a great way to slow down your eating and also get that full feeling. Using these tricks will help you get going, but to maintain your weight or lose weight you do have to deal with the reasons why you over eat.
If you know some of these tricks to control the portion size, why not leave us a comment and let our readers know about it.
I am married but will tell my cousin who is getting married by mid August to go the links provided so she will have an idea of having a lavish wedding but with minimal expenditures. I am here to help you live a life of financial freedom - and it all just starts with a seed.
This money-saving menu was published by Woman’s Day magazine, and recommended the best buys in seasonal foods during the sixties. The right answer depends on what the cost of a new appliance would cost you.  If a new fridge for example would cost you $2000, you might consider spending money on repairs particularly if the current one is less than 10 years old. However as soon as it gets complicated such as real estate sales or investment trades, hiring a professional to do your taxes could save you a lot more than the cost of the professional.
Same thing applies to big discount sales where you pick up multiple items, only to not use those items. Add to that cost the price of a coffee perhaps or other things that you buy and did not need and it can be expensive. If you end up throwing a lot of this food out, you really end up spending more per unit than you might have paid for a smaller quantity. Many restaurants have decided to offer happy hour during this slow period in order to fill their restaurant and generate additional revenue as well during a period that typically would not make much money for the restaurant. We will often go up to a receptionist in an area were there are a lot of restaurants and ask if they have a happy hour. It is an evening out with no meals to cook and no dishes to wash which has many other advantages. You have to be careful when you order because not all items on the menu are included as part of the happy hour prices. Portion control is one way to manage your weight and we have taken this to restaurants that we go to by splitting meals and reducing the amount of food we actually eat when we go out. So one way to manage this is to control the size of the portions you are eating and also save money. BY the time you have finished the food on the small plate you are starting to feel full and if you can wait 5 minutes, you will definitely feel full.


Many restaurants and I guess their patrons as well feel that they must serve large portions to attract their guests.
If you have a problem controlling how much you eat, it is probably best if you avoid going to a buffet.
Apparently it takes a little time for your stomach to register that it is full and let your brain know that you have eaten enough. Let’s face it you cannot eat when you are talking, at least you should not, just for good manners. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. On the other hand if your current fridge is 25 years old and a new fridge to replace it is around $1000, well a consumer might decide that the best course of action is to buy the new fridge rather than put money into the old fridge. They know that the vast majority of people will not pay their credit cards on time and they make a lot of money this way. Routine car maintenance can mean the difference between spending thousands of dollars to have it replaced due to an accident, or towed or to have additional work completed because you did not take care of the routine things.
If you do buy in bulk, cook the food and freeze it or donate it to other members of the family.
If they do, great if not, we try some other place and they learn that customers are looking for deals and maybe they will get the idea to also offer a happy hour.
Another location we visit has draft beer for $2 and pizza at the regular price on Mondays only.
We always enjoy going to happy hour and trying new restaurants to help us decide if we want to try their main courses at some future point. Sure you might go back for a second helping, but again you are using a small plate and it will only hold a small amount of food. With all of the excellent food it is usually best to just not go, because it is human nature to overeat when all of that food is just sitting there. Some people say wait 10 to 20 minutes and then decide if you are going back for second helpings.
Talking slows you down and forces you to enjoy the food more and provides time for your stomach to register the fact that you are full.
We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Not going to the doctor can mean a serious illness or even your life if whatever you have is life threatening such as cancer. Take the discount, but pay the balance on the card on the due date or don’t sign up for the card!
This is an excellent example of enticing your customers to try your pizza while having a beer and then those same customers may return on other days since they enjoyed the food so much. It is an inspirational show, we actually learn a few things about diet and about how to manage our food intake.
Sure you are tricking your mind and your stomach, but if it works why not use every trick you can to lose weight.
Use the small plate approach and eat slowly, but we are pretty confident that you will still over eat in this situation. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Saving a few hundred dollars now by not going to the doctor or dentist could be catastrophic for you later on in life! Next big savings was my sweet hubby and I deciding not to have an evening wedding; we realized the big dance party was not our thing and we were doing it for other people. Don’t touch either of these unless you really need to and you will be surprised at how fast they grow! Some would call us stingy, but I am more concerned about weight and on top of that I get the side benefit of spending less. We did afternoon high tea style reception, then we had a lovely romantic dinner and riverside carriage ride on our own while back at the hotel lobby where most of the family had stayed was a catered dinner (inexpensively done when someone volunteers to pick up the food).
It is all about personalizing it and having people you cherish share your commitment and promises to each other before God. It is not about having the largest guest list or serving the latest in vogue appetizers No one but you is going to remember the details – all most guests remember was the bride was beautiful.



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