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The good news is that scholarships are easier than ever to find and apply for thanks to online tools that can connect students to billions of dollars' worth of funds.
How to win scholarshipsBut the larger question for families remains where to find the money. Ray Martin has been a practicing financial advisor since 1986, providing financial guidance and advice to individuals. Powered and implemented by Interactive Data Managed Solutions News provided by The Associated Press. For instance, using a service offered by SallieMae, students can find over 3 million scholarships worth over $16 billion dollars.


The most widely used resource, scholarship search websites, was used by 60 percent of families. Grants and scholarships paid for 34 percent of costs for students attending two-year public colleges and 22 percent of costs for students attending four-year public colleges.
Set aside time to follow up on the latest matches from scholarship search engines, fill out forms or work on essays. Check out alumni clubs, community groups and religious organizations, which are all potential sources for what's known as backyard scholarships.
While these scholarships have smaller prizes, they are often the easiest to win and add up quickly.


You shouldn't pay more than a postage stamp since legitimate scholarship programs do not require an upfront fee. Department of Justice and Federal Trade Commission monitor and prosecute scholarship and financial aid fraud.



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