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By Miranda MarquitMiranda is a freelance journalist specializing in topics related to personal finance, investing, entrepreneurship, and small business.
May 25, 2016 by Erica SandbergI'll Never Get Rid of This Debt, Is Bankruptcy My Only Option?
If you’re one of the many people who have graduated college with and now on the way up the career ladder you know that it is far from a dream life. There are some great sites offering you the opportunity to rent out space to travelers and start saving money to pay off your student loan. If you’ve got a car you can sign up to Lyft or Uber and become your own taxi service.
If you don’t want to drive people around but you have a car, you can still make money by signing up to RelayRides. Sign up to TaskRabbit and earn money by helping people with their household and day-to-day errands.
This is a really simple trick to start earning extra cash to pay off your student loan by simply doing what you do every day. Making extra money to help pay off your student loan could be as simple as swapping your bank account and credit cards.
A really smart and simple way to generate extra income to pay off your student load in to sign up to income-generating apps. At least 50% of my friends have an arts and crafts skill but only one of them makes any use from it by selling her wares on Etsy. Great if your degree was in veterinary or animal care plus you can get more experience for your CV which might increase your chances of promotion. House sitting is not generally well paid where there are no pets to take care of but if you’re smart, you could turn it into a money-earning opportunity. If you have a Masters Degree or are embarking on PhD study, you meet the minimum requirements for teaching at college-level courses. If you don’t have a Masters but have expert knowledge you might be able to give lessons or provide tutoring to earn extra money to pay off your student loan. Translation is a highly skilled but very well paid way to earn extra money to help you pay off your student loan.
Start your day off with a smile and subscribe to our newsletter now for a daily dose of feel good stories straight to your inbox. You graduated college, started your career, but you still don’t have enough money to make headway with those student loans. Get hired to help people with their day-to-day tasks, such as handyman jobs, house cleaning, moving assistance, furniture assembly, or running errands. Before they sink millions of dollars into a new product or advertising campaign, companies want to know what people think of their ideas. If you travel a lot for work, you can look into renting out your home while you’re away through a site such as Airbnb.
Check whether this is legal in your city before signing up; some cities have banned it, plus your landlord or HOA might not be OK with it either. Use a credit card that offers cash back rewards (and pay off the balance in full each month to avoid paying interest). Mock jury jobs: This option was featured in a Forbes article about a college graduate who paid off her student loan debt in three years. Amazon Mechanical Turk: Do minor tasks, like visiting a website, to earn small amounts of money.
Anyone can start a blog (here’s a primer on it), but a college education in a specific subject would definitely help lend some authority to your site. Of course, this is especially perfect for anyone that majored in creative writing, journalism, or English.
If you majored in education, early child development, or anything related to children, you’ll have an inside track on childcare opportunities in your area.
Regardless of your skills, chances are you have some type of knowledge or experience you can turn into a freelance opportunity. Some house sitting gigs may not pay, but only allow you to stay in the home for free — which would simply amount to a free mini-vacation or a savings on rent. Foreign language majors, or anyone who is fluent in a second language, can find translation gigs. Tutors are always needed in academic subjects such as chemistry, biology, English, history, and anything math related.


Meanwhile, you can offer lessons in playing a musical instrument, singing, acting and any other performing arts, sports and fitness activities, artistic activities, crafts, computer programs, and more.
Generally, you’ll need a masters degree or higher to teach a college-level course as an adjunct faculty member.
Nielsen Mobile Panel: While running in the background of your phone, the app collects data and studies your usage. Inbox Dollars: Earn cash for taking surveys, playing games, searching the web, and reading e-mail. Gigwalk: Similar to Field Agent, gigs can take anywhere from five minutes to a few hours and range from $3 to $100. Swagbucks: You can also use the Swagbucks app to earn money by answering polls, watching videos, and taking surveys.
It’s difficult to make headway when you find the interest on your debt reducing the effectiveness of each payment. In a 2015 study using past Credit Solution customers that followed our full program, the average result was 116 points improved in 7.5 months. Life is a constant battle to pay off those student loans as well as all your other living expenses.
Airbnb is among the most flexible where you can rent anything from a crashpad on the sofa to your whole home.
There are hundreds of categories to choose from and you can be sure that you meet the skillsets required because you’re in charge of what you offer. If you use BingRewards or Swagbucks as your search engines you can earn money just by searching online! She makes ‘dolly beds’ out of gorgeous fabrics and sells them for $15 each, making $10 an item after costs! You could sell your products at local farmers and food markets to make money to help pay off your student loan.
Pet sitting can generate lots of extra income depending on how much time you have available and what services you can provide meaning that you could be on your way to clearing your student loan in a few years. Not only are you using your skill set but you are also developing them further by getting extra experience.
However, if you’re a keen writer or hope to start your own business one day, writing a blog is a great way to get publicity.
You can build an online portfolio to get exposure for your work and earn extra money to put towards your student loan.
For instance, if you’re signed up to Airbnb, you could house sit for others while your renting out your space.
Apply directly to the academic departments that best meet your subject area and start making extra money to pay off your student loan.
You need specific advanced language skills such as a degree in one or more foreign languages or be fluent in a second language. Selling handmade items on Etsy, walking dogs, or driving for Lyft or Uber are all worth considering.
Avoid any opportunity that involves giving personal information that could put your identity at risk, or anything you have to pay for. Always take time to do thorough research on any opportunity before signing up.
Categories include Online Marketing, Writing and Translation, Video and Animation, and more. Using BingRewards or Swagbucks as your search engine could help you pull in a little extra money. Unfortunately, there are a lot of scams associated with this as of late, so watch for things like cashing a check and needing to send money to someone else or paying upfront for something. She suggests simply typing in your location and “mock jury” in a search engine to come up with results. This is especially perfect for anyone who studied veterinary medicine or got a veterinary technician degree. Media companies and marketing departments have a constant demand for stock photography, and many sites accept photos from amateur photographers.
And there are plenty of opportunities for test-prep help with the ACT, SAT, and other exams as well. You may also find opportunities to teach at a community center or community college if you’re qualified.
But this site goes beyond health questions to also hire experts who are Research librarians, Genealogists , Lawyers, Life coach and counseling, Plumbers and electricians, and those who have extensive knowledge in a wide variety of subjects including trucks and heavy equipment, finance, cars, computer support, or even etiquette. One of the best ways to get over this problem is to earn money and apply that amount toward an extra principal payment.


Not only is this a good way to earn extra cash, but it also helps you de-clutter your home. Your degree might get you through the door into your dream industry but you are likely to be starting at the bottom so that six-figure salary is a long way off. Homeaway and VRBO are two other great places to rent out your space but make sure you check if it’s legal in your city first. You also need to understand the risks of picking up strangers and meet the requirements but if you’re happy with this, you can start earning money right now to pay off your student loan debts. It’s really flexible so you can fit the extra work into your schedule and start earning some money to put towards paying back your student loan.
For example, Nielson Mobile Panel just runs in the background of your phone collecting data. There’s so many areas of expertise from woodwork to dressmaking as well as re-selling vintage and antique items. You need to check your state’s regulations on selling food but many areas just require a health and safety inspection. Plus you can make extra money that will help to reduce that big, bad student loan even further! You’re also expected to put in a bit of groundwork by pitching ideas or bidding for jobs.
You get a mini vacation and you get to make extra money to pay off your student loan – result! If you’re a musician, sportsperson, craft-maker or tech expert you could also teach lessons. You can find jobs using freelance platforms like Upwork but more traditional forums like Indeed, Monster and CareerBuilder also offer opportunities. Below are a number of side jobs, ranging from stuff just about anyone can do to opportunities for highly trained professionals.
Tasks include anything from writing a LinkedIn profile, recording a voice over, improving an AdWords campaign, converting PDF files to Word, and hundreds more.
Always research any venture on the Better Business Bureau and research online. Free Car Media is one company that advertises this. According to LifeHacker, 9% of bloggers make between $1,000 and $10,000 per month, 4% make more than $10,000, but another survey shows that 81% of bloggers won’t ever see $100. Other common freelance gigs you can find include social media marketing, make-up and hair services, personal training, and videography.
Many local towns offer free online Classified ads, and you can also post on Craig’s List or eBay. So how do you progress in your career and get the money you need to pay off your student loan debts? InboxDollars and WeReward require minimum effort like doing surveys, watching videos and taking local photos for which you are compensated. And who knows, you might be one of those special few that make enough money to pay off your student loans too!
While it doesn’t require a college education, a degree would be helpful for many tasks, like a public relations degree for writing a press release. As you pay down your principal, interest portions of your payments will decrease, making each installment more effective.
You might be surprised at how much stuff you can get rid of -- and how fast the cash adds up -- when you get started.
She writes for the Equifax blog and the Quizzle blog, and has written extensively about credit, retirement, insurance, and taxes for a number of other corporate blogs and web sites. For a little bit more effort, FieldAgent and Gigwalk offer up local gigs that take anything from a couple of minutes to a few hours and pay ranges from $2-100! However, if you do great work for your clients and are professional, chances are your rates will go up and you’ll get hired more regularly. Check out Upwork (who have now taken over ODesk and Elance), Craigslist and JournalismJobs for listings.



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