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This post details my prediction about what the 2012 401k maximum contribution limits will be, based on cost of living adjustments.
In October of 2010, the IRS released updated guidance on 401k tax rules for 2011, including information on the 401k contribution limits for 2011. The IRS released the 2013 IRA contribution limits on October 18 and validated the forecast below.
This table showcases the contribution limits for 2009, 2010, 2011, and 2012 Traditional IRA’s including contribution deferral limits and catch-up contributions for those 50 or older.

The following are a running list of questions that I often get from readers and my answers: How old do I have to be to withdraw from my 401k? This article highlights the benefits and drawbacks of participating in a 401(k) plan, a common retirement plan offered by employers to allow employees to save for retirement. A sole proprietor or partner in a small business can share in the benefits of a qualified 401k plan just like their larger company counterparts. If you’re considering taking a hardship distribution, read this post to find out the eligible circumstances and potential penalties from withdrawing money from your 401(k) plan early.

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