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Hi, my name is Adam Stewart, Debt Collection Expert and owner of Debt Recoveries Australia.
Most of my blogs are written with the credit manager in mind, however, here at Debt Recoveries Australia, we like to help our customers (debtors) pay their debts as quickly as possible, in order to avoid any more fees or penalties. There are many ways to get extra money so you can pay your debts, just as there are many ways to save money in order to pay off your debts. Before we close off this series, though, I wanted to end by talking about the flipside of earning extra cash. If you’re struggling financially, can I encourage you to first focus on getting on a written budget and maximizing the mileage of the money you already have before you go out and try to make more money?
Yes, you definitely need to spend money on necessities like making sure everyone has warm clothes to wear, food in their bellies, and a roof over their heads. There are many things that make survival more comfortable or enjoyable, but when we boil it down, many of these things would be considered incredible extravagances to most of the world.
I’ll be posting a lot of the best deals I find this weekend to help you save money on Christmas presents, but I want you to keep these things in mind before you buy anything. We’ve talked about a lot of ways to earn extra cash before Christmas in this series, but I wanted to also include a post in this series with some ideas of ways to get Christmas gifts for free. There are typically opportunities to earn at least 200 to 400 points each month, meaning you could earn at least a gift card or two each year.
Sign up for the mailbox freebies that I post and some of these might work for a stocking stuffer or to make a fun gift basket for someone!
You can earn points by reading emails, playing games, searching the web, or taking surveys through MyPoints.
So many of the freebies that you can pick up by playing the drugstore game or using coupons could be turned into gift baskets or stocking stuffers.
If you are accepted as a panel member with Nielsen Home Scan, you will be sent a small hand-held scanner and will scan all the bar codes of everything you purchase.
If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. For about four years, I have been cleaning out my closet every season with the goal of taking items to our local consignment shop. Within the last two years or so, I’ve become more serious and focused on what I take to our local consignment shop or our local kid’s consignment sale and what I donate so that I can get the best value for my time and money. I sort our clothes (kids and adults) in three ways: a) To sell b) to donate and c) to throw out.
I keep a bin in my daughter’s room for things which will go to the yearly consignment sale. I keep a garbage bag or a big shopping bag in the laundry room for the clothes I donate to our local thrift shop. When I walk into Worth Repeating, the local adult consignment shop I sell my extra clothes to, the lovely ladies there know me by name. Also, I don’t take the tags off of something until I know for sure my children or I am going to wear it. I don’t like having or going to garage sales — so I have the ladies at Worth Repeating do the job for me! When I get an email or see on Facebook that Worth Repeating is accepting items for the upcoming season, I’ll be ready within a few days to drop the bulk of my items off.
If I take a lot of summer items in mid July — even though they’re still accepting them — more than likely I’ll get them back because they didn’t sell.
At Worth Repeating, they’ll either donate them to a worthy local cause, or they’ll give them back to you. Most of the time, I have the kids’ clothes returned so I can possibly sell them at the local consignment sale. I figure that if I didn’t want to wear it so much that I was hoping to consign it, or if it didn’t fit, I don’t want it back. Our donor population, for example, is made up of mostly college students, soldiers, and locals who are simply looking for a way to put extra cash in their pocket while doing something that helps people. Here are a few things you should know if you are interested in earning a little more money in this way. Now, that being said, there are some people who aren’t not suitable for donating due to health reasons. And, for this reason, it is crucial that you are fully honest with the employees so they can be sure you are a suitable candidate.
For most of these conditions, there is absolutely no synthetic substitute for plasma, which is why it is in such demand — these people would either die or have a significantly reduced quality of life without these donations.
You go through a screening process and then sit in a bed while you read, watch a movie, or surf the Internet for about an hour and get paid for it.
Yes, I know this incoming earning ideas isn’t for everyone; but I really encourage you think beyond rumors you have heard about the process and check it out for yourself, for your own good and for the sake of the people you could be helping.
Because plasma centers are run by separate companies, there is no one good way to find a center in your area.
What It's Like To Lose A Job After 32 Yearstwolittlerippers2 days agoI imagine this must be so difficult and leaving you feeling unbalanced. Eat at home all week and serve super cheap meals (macaroni and cheese, quesadillas, pasta with sauce, tacos, pancakes for dinner, homemade or canned soup and grilled cheese, etc.).
Find things in your house and garage that you can sell on Craigslist or other online websites. Get a part time job delivering pizza or working as a waiter in a popular restaurant where you can earn tips.
You can also buy things at yard sales like used clothing, musical instruments, books or toys and resell them on eBay or Craig’s List.

I also use swagbucks and superpoints to earn extra money – redeem my points for amazon gcs.
I’m shocked at the amount of cans I find in the garbage and sides of the road in Michigan. I have fallen in love with garbanzo bean tacos – simply use 2 cans of beans instead of ground beef. There are a LOT of mystery shopping scams out there though, so it is important to educate yourself and know that if it sounds too good to be true, it likely is.
There are tons of ways to make extra cash now, that we need pointed out to us because we simply don’t think of it.
Also, the donation centers have been paying less and less in recent years because so many people are donating. I would consider cutting back on spending before any sort of money making idea that could harm your health. I have used Volition to find reputable companies since 2000, not only for mystery shopping but other companies that pay you for various things. I have also had great luck with Market Force and IntelliShop, all listed under Volition’s list. Have a boutique night and invite family and friends to bring clothes and household items they don’t need as well as one or two pot luck dishes with recipe cards. Many of you have written in and shared stories via email how you’ve implemented the ideas successfully! Not only will this help you to achieve better financial traction if your income increases, but you might find out that you don’t need a pay increase in the first place — you just need to manage what you already have! This method has been concocted from years of my own personal experience and years of observing other people’s money management.
Evaluate every purchase to make sure it’s a good deal for you and your gift recipient.
In this series, I’m highlighting simple and legitimate ways you can earn extra cash over the next few weeks for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.
You can use these points to earn high-value coupons, magazine subscriptions, and gift cards.
You could also request magazine subscriptions for people who live in your home (at this time, it doesn’t appear like you can have subscriptions sent to addresses other than your own). I just enter all the free Pampers Gift to Grow points throughout the year and cash them in for some gift cards at Christmas. You can earn points by inputting the codes from Kellogg’s products or by using the free coupon codes they are regularly releasing. Once a week, you’ll transmit this information to Nielsen and you’ll earn points that can be redeemed for a variety of items from the Nielsen Gift Catalog. At first, I thought it was cool that I could go in there with a lot of stuff I didn’t want, maybe make a little bit of money and they would donate for me what wouldn’t sell. I don’t wait until the end or beginning of a season to sort clothes into the above three categories; I do this on an ongoing basis. Anytime the kids outgrow something, or it is out of season, it goes in the bin if it’s able to be sold. Finally, I also keep a storage bin in the laundry room for the adult clothes that I take to the consignment store. They also know that I want to know what my store credit is, and they know that I’ll probably saunter through the kids’ section and probably find something.
That also means that when I buy something, I consider the brand and quality of the item because chances are, it’ll end up at the consignment shop in a few seasons. I have learned that the brands such as Carter’s, Gymboree, GAP, Children’s Place, etc., not only yield more at the consignment shop, they also sell faster.
I make sure the zippers work, the buttons are buttoned and that most of the clothes are on hangers. Thankfully, they’re honest and will tell me what will sell and what won’t and I have learned to be okay with that. I consider the fact that my items could spend a few days to possibly a week — depending how much they have to sort through and price — in the back room before it reaches the floor. I decide based on the group of items I have dropped off if I want them donated or returned.
But since I have a possibility of selling the kids’ clothes at the consignment sale or at the consignment store the next season, I go ahead and take them back to hopefully sell later. I wash, dry and neatly fold their clothes that are going to the consignment shop next fall and put them in a stack in the basement. So, I make sure they are folded and ready to go when the season rolls around to take them to the shop. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next two months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.
All lancets, sample collecting tools, and supplies for our machines are brand new and thrown away after each use, eliminating any possibility of transmission of a disease.
This is why every donor goes through a screening and physical process consisting of medical history, examination, and testing of a sample of blood. The amount you earn per donation varies by location, company, and the weight of the donor, but our center pays anywhere from $20-$50 per donation, and you can do this twice a week!
But, if you just run a google search “plasma center in (your town)” you should be able to find one easily if there is one around you. And they never add any preservatives, colors or artificial flavors. Read our bloggers' posts and find fun beverage recipes you can serve this summer! Do not touch the money until the jar is full, then roll the coins and deposit them into your savings account at the bank.

Let your neighbors know you’re collecting soda cans or ask a local business if you can collect their used cans. Be sure to research the regulations in your area and check with an accountant regarding tax implications. I don’t even think of them as really cheap but I guess that is what makes us keep our food budget. I like to bring a bag with me and walk around town picking up the cans people throw away or toss out the window of their cars.
I was curious to see how much it weighed since its pretty heavy, and it’s almost 5lbs of change, lol!
Money is not as plentiful as people would like to think it is, but that is why I work the part time waitressing job. They also have message boards that you can use to find out if anyone has had better luck or bad experiences with certain companies. You should never, ever have to pay a fee to be a mystery shopper…those are the scams! A great way to try out new recipes, get rid of things you can’t use, and have a fun time with friends while finding things you need. Buying more stuff might give you short-term enjoyment, but it will never satisfy you long-term. Just by doing simple exercises each day, you should easily be able to earn at least a few gift cards each year. Since I typically have a few things sorted and ready to go, I can easily take them with me and drop them off at Worth Repeating when I’m out driving. That doesn’t mean I pay full price at these stores — I shopped at the Children’s Place last summer and bought a few things for my daughter during their Monster Sale for $0.99. By then, my items could be supremely discounted and people aren’t shopping for summer clothes anymore.
However, most of them (like the one I work at, for example) certainly do not fall in to this category. These can be used to help people with primary immune deficiencies, certain protein deficiencies, clotting disorders, burn victims, babies born with hemolytic disease of the newborn, shock victims, and the list goes on and on. Easy businesses to start are house cleaning or lawn care services, pet sitting and personal shopping. You may also want to check with your auto insurance company as delivering food or goods for money may negate your policy in the event of an accident.
I always have food on hand for stir fries and pizzas because they can be made quickly and without much effort.
I have won gift cards to grocery stores, lots of kids’ dvds, toys, body washes, free coupons, etc. The better condition the clothes are in, the higher they’ll price the item, making it more profit for me. I love to find ways to save money, be a better parent and a better Christian example to others. I also take $5 and put in in a pickle jar (LOL) every day that I work and we have managed to put a lot back already!
Anyway though I’ve found a great way as a full time student to be able earn for my family, which currently only includes myself and my husband who works part time and attends college part time. We recycle our cans, and I’ve started making crafts to sell and people are already interested in them! A homemade, from-scratch pizza with lean ground beef and vegetables, light on the cheese is healthy and frugal. We can pay for the necessaries but when it comes to Christmas or a b-day gift it’s impossible. You can easily make extra $100 to $1000 per month.Have an exchange student stay with your family. Different programs pay different amounts, but an average is about $1000 per month and it is meant to cover student's monthly expenses.
If you are interested in opening your heart and home to an exchange student, this option may be for you.Rent out your space for storage.
There is a huge demand for this service as it saves people money and gives peace of mind as well. They screen every renter, so all you really need to do is to provide availability and get paid!Get paid to help people by sharing your knowledge and using your skillsIf you love coaching, listening and teaching, you might want to consider tutoring career. Working for a company quite often requires to work during normal business hours, not only during weekends or evenings. However, they often require higher degrees with at least five years of experience as an executive assistant.Become a freelance Virtual AssistantWorking as a freelancer allows you to pick your own hours and clients you want to work with. However, there is also a major downside, especially if you are still a beginner - you need to find your own clients. You can also offer other services, such as tutoring, web design, marketing, accounting, business consulting, translations, etc. This helps potential clients to read your work and you can advertise your writing services on your site as much as you want.ElanceExtra ways to make money from home as an EditorIf you love to edit and proofread, editing can be a great choice as one of the extra ways to make money from home.

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