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With the baby boomers now starting to retire en masse, the Central American retirement industry is booming — but unfortunately, so is the industry of scamming unwitting gringo retirees out of their nest eggs. An English heritage brings with it one major differentiator from the rest of Latin America that Americans will find reassuring: a common-law legal system with a reputation for fairness.

Even the Scots, world-renowned for having a hard nose for business, faced national ruin following the Darien Disaster of the 1690s.

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